West Haven, CT homeowners insurance is roughly $720 to $976, about $60-$81/month. Our exhaustive analysis shows customers can save upto $339 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near West Haven, CT | Homeowners Insurance Agency Near West Haven, CT | Address |
|---|---|---|
| Liberty Mutual | Tammy Liscomb | 751 Straits Turnpike Ste 1000, Middlebury, CT, 6762 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Orange CDP, Connecticut | $136 | $181 | $272 |
| New Haven city, Connecticut | $127 | $169 | $254 |
| Woodmont borough, Connecticut | $135 | $180 | $270 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| West Haven, CT | 3.4% | 7.9% |
| Orange | 2.78% | 7.56% |
| New Haven | 3.57% | 8.11% |
| Woodmont | 3.38% | 7.86% |
| West Haven Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 157 | 1.0% | $343 |
| $200 to $299 | 156 | 1.0% | $793 |
| $300 to $499 | 402 | 4.0% | $1243 |
| $500 to $749 | 408 | 4.0% | $1918 |
| $750 to $999 | 2,999 | 31.0% | $2668 |
| $1,000 to $1,499 | 4,196 | 44.0% | $3793 |
| $1,500 or more | 1,150 | 12.0% | $5443 |
| Streets in West Haven Area | Homeowners Insurance Cost |
|---|---|
| Putney Dr, Atwood Ave, Simon Pl, Riverview Ter, Bayview Pl, Acton St, Burwell Pl, Eileen Rd, S Forest Cir, Sorenson Rd | $844 |
| Toll Rd, Tile St, Greta St, Parker Ave E, Batt Ln, Coleman St, Kirby Ln, Rob Roy Ln, Honey Pot Rd, Admiral St | $853 |
| Robin Rd, Hanson Ave, W Clark St, Industry Dr, Isadore St, Sunflower Cir, Collis St, Great Circle Rd, Loch Ness Ln, Graham Manor Rd | $853 |
| Alling St, Woody Ln, Bedford St, Easy Rudder Ln, Sundance Cir, Maltby Ave, Oldfield Rd, Bassett Ct, Kaye Rd, Nashawena Ave | $852 |
| Linda St, Benham Hill Rd, Andrea Dr, Marydale Rd, Peck Ave, Wharton Pl, Fresh Meadow Rd, Knight Ln, Down Draft Cir, Wenham St | $855 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| West Haven | $126 to $129 |
| Orange | $136 |
| New Haven | $127 |
| Woodmont | $135 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,100 | $3,100 |
| Yearly West Haven Homeowner Insurance Premium Example | $1,500 | $1,000 |
| Out of Pocket Expense During Claim | $1,100 | $3,100 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $10,100 | $9,100 |
| Net Savings to West Haven Home Owner from High Deductible Plan | $1,000 | |
| Scenario | West Haven, CT Home Replacement Value MORE than Home Value | West Haven, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $292,500 | $182,000 |
| Insurance Premium based on Replacement Value | $2,425 | $1,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $48,500 | Risk Exposure from Under Insuring Coverage is $62,000 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $425/year |
| Insurance Company | Allstate | Chubb Group of Insurance | Nationwide Insurance |
| Monthly Premium | 107 | 129 | 157 |
| Year Built | 1994 | 1972 | 1940 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $250000-$300000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |