West Hartford, CT homeowners insurance is about $743 to $1,008, about $61-$84/month. Our complete guide shows customers can save upto $350 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near West Hartford, CT | Homeowners Insurance Agency Near West Hartford, CT | Address |
|---|---|---|
| State Farm | Ben Tabellione | 904 Silas Deane Hwy, Wethersfield, CT, 06109-3412 |
| Allstate | Franklin Osei-Assibey | 44 Main St, East Hartford, CT, 6118 |
| Travelers | Grbm Inc | 2022 RTE 22, BREWSTER, NY, 10509 |
| Travelers | Hollis D Segur Inc | 156 KNOTTER DR, CHESHIRE, CT, 6410 |
| Nationwide | Jason Halpert & Associates Llc | 77 Berlin Rd Suite 1B, Cromwell, CT, 6416 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hartford County, Connecticut | $128 | $171 | $257 |
| Hartford city, Connecticut | $125 | $166 | $249 |
| Blue Hills CDP, Connecticut | $124 | $165 | $248 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| West Hartford, CT | 3.3% | 8.2% |
| Hartford County | 3.64% | 9.36% |
| Hartford | 4.05% | 10.19% |
| Blue Hills | 3.92% | 10.79% |
| West Hartford Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 94 | 1.0% | $331 |
| $200 to $299 | 238 | 3.0% | $781 |
| $300 to $499 | 279 | 4.0% | $1231 |
| $500 to $749 | 352 | 5.0% | $1906 |
| $750 to $999 | 1,317 | 20.0% | $2656 |
| $1,000 to $1,499 | 2,937 | 45.0% | $3781 |
| $1,500 or more | 1,295 | 19.0% | $5431 |
| Streets in West Hartford Area | Homeowners Insurance Cost |
|---|---|
| Hunter Dr, Lostbrook Rd, Barksdale Rd, Sherwood Rd, New Park Ave, Deepwood Ln, Northmoor Rd, Boulanger Ave, Eustace Dr, Old Field Rd | $887 |
| Rustic Ln, Ferncliff Dr, Lewis Ln, King Rd, Timberwood Rd, Alderwood Dr, Sunrise Hill Dr, Tecumseh Rd, Stoner Dr, Terrace Rd | $868 |
| Mallard View Dr, Chamberlin Dr, Grassmere Ave, Loomis Dr, Manchester Cir, Brownleigh Rd, Conard Dr, Brookside Pl, Wiltshire Ln, Ginger Dr | $847 |
| Ct Park, Overbrook Rd, Griswold Dr, Meadowbrook Rd, School House Dr, Fernbrook, Walter Ave, Pebblebrook Dr, New St, Winthrop Rd | $862 |
| Red Top Dr, Midlands Dr, Oakwood Ave, Ravenwood Rd, Burnham Dr, Page Ave, Cedar Ledge Rd, Kirkwood Rd, Day Rd, Lyman Rd | $854 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| West Hartford | $131 to $133 |
| Hartford County | $128 |
| Hartford | $124 |
| Farmington | $133 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $4,500 |
| Yearly West Hartford Homeowner Insurance Premium Example | $3,000 | $2,400 |
| Out of Pocket Expense During Claim | $1,500 | $4,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $22,500 | $21,300 |
| Net Savings to West Hartford Home Owner from High Deductible Plan | $1,200 | |
| Scenario | West Hartford, CT Home Replacement Value MORE than Home Value | West Hartford, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $273,500 | $213,000 |
| Insurance Premium based on Replacement Value | $2,400 | $1,875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $29,000 | Risk Exposure from Under Insuring Coverage is $31,500 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $250/year |
| Insurance Company | State Farm | Liberty Mutual | Chubb Group of Insurance |
| Monthly Premium | 103 | 357 | 420 |
| Year Built | 1970 | 1960 | 1957 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $500000-$600000 | $400000-$500000 |
| Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible | $500 Deductible |