West Hartford Insurance Rates:

West Hartford, CT homeowners insurance is about $743 to $1,008, about $61-$84/month. Our complete guide shows customers can save upto $350 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Amica Mutual Insurance
The types of discounts and options that are available are easy to understand and fit my needs and lifestyle very well.
Geico
I like that my insurance company lets me print out and view my account details online. this is very convenient for me.
Farmer's Insurance
Our insurance company does not contact us to try to "up-sell" their additional services. i appreciate the fact that they do not inundate us with offers, fliers, and mailings like other types of businesses.
State Farm
Communication is great! They send out emails on occasion but do not spam me constantly which I really appreciate. If I have any questions at all, I call my agent and they are quick with getting me the information I requested. Very easy to work with!
State Farm
The lady I talk to is always friendly and professional. Any documents or information that I request, she is always prompt and follows up with phone calls to ensure I received it.
State Farm
They were easy to work with when I was buying a home. The covered an older home with no problems. The agents are great to work with.
Farmer's Insurance
The State Farm's customer service has been quick, courteous, helpful and satisfactory. I have known Joe Bell who took over the company from Joe Bell, Since, for many years.

West Hartford, CT Homeowners Insurance By Home Value

West Hartford, CT Home Value Total Homes % of Total Average West Hartford, CT Homeowners Insurance
Less than $50,000 193 1.0% $70
$100,000 to $124,999 236 1.0% $306
$125,000 to $149,999 241 1.0% $385
$150,000 to $174,999 510 3.0% $463
$175,000 to $199,999 654 4.0% $533
$200,000 to $249,999 3,312 24.0% $638
$250,000 to $299,999 3,634 26.0% $787
$300,000 to $399,999 4,700 34.0% $997

Top Home Insurance Agents Near West Hartford, CT

Home Insurance Company Near West Hartford, CT Homeowners Insurance Agency Near West Hartford, CT Address
State Farm Ben Tabellione 904 Silas Deane Hwy, Wethersfield, CT, 06109-3412
Allstate Franklin Osei-Assibey 44 Main St, East Hartford, CT, 6118
Travelers Grbm Inc 2022 RTE 22, BREWSTER, NY, 10509
Travelers Hollis D Segur Inc 156 KNOTTER DR, CHESHIRE, CT, 6410
Nationwide Jason Halpert & Associates Llc 77 Berlin Rd Suite 1B, Cromwell, CT, 6416

Cost Of Homeowners Insurance By Street Near West Hartford, CT

Streets in West Hartford Area Homeowners Insurance Cost
Hunter Dr, Lostbrook Rd, Barksdale Rd, Sherwood Rd, New Park Ave, Deepwood Ln, Northmoor Rd, Boulanger Ave, Eustace Dr, Old Field Rd$887
Rustic Ln, Ferncliff Dr, Lewis Ln, King Rd, Timberwood Rd, Alderwood Dr, Sunrise Hill Dr, Tecumseh Rd, Stoner Dr, Terrace Rd$868
Mallard View Dr, Chamberlin Dr, Grassmere Ave, Loomis Dr, Manchester Cir, Brownleigh Rd, Conard Dr, Brookside Pl, Wiltshire Ln, Ginger Dr$847
Ct Park, Overbrook Rd, Griswold Dr, Meadowbrook Rd, School House Dr, Fernbrook, Walter Ave, Pebblebrook Dr, New St, Winthrop Rd$862
Red Top Dr, Midlands Dr, Oakwood Ave, Ravenwood Rd, Burnham Dr, Page Ave, Cedar Ledge Rd, Kirkwood Rd, Day Rd, Lyman Rd$854

West Hartford, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Hartford$131 to $133
Hartford County$128
Hartford$124
Farmington$133

West Hartford, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hartford County, Connecticut $128 $171 $257
Hartford city, Connecticut $125 $166 $249
Blue Hills CDP, Connecticut $124 $165 $248

West Hartford, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Hartford, CT3.3%8.2%
Hartford County3.64%9.36%
Hartford4.05%10.19%
Blue Hills3.92%10.79%

West Hartford Renters Insurance as a Percentage of Rent

West Hartford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 94 1.0% $331
$200 to $299 238 3.0% $781
$300 to $499 279 4.0% $1231
$500 to $749 352 5.0% $1906
$750 to $999 1,317 20.0% $2656
$1,000 to $1,499 2,937 45.0% $3781
$1,500 or more 1,295 19.0% $5431

West Hartford, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly West Hartford Homeowner Insurance Premium Example $3,000$2,400
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $22,500$21,300
Net Savings to West Hartford Home Owner from High Deductible Plan $1,200

West Hartford, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Hartford, CT Home Replacement Value MORE than Home Value West Hartford, CT Home Replacement Value LESS than Home Value
Replacement Value $273,500 $213,000
Insurance Premium based on Replacement Value $2,400 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $250/year

Example West Hartford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualChubb Group of Insurance
Monthly Premium 103357420
Year Built 197019601957
Home Details 2 Beds, 1 Baths5 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $175000-$200000$500000-$600000$400000-$500000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for West Hartford, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 255,000 Metal Roof 1,520 3 $5000 to $10,000 Deductible 270 2 Wood siding yes
1953 265,000 Asphalt Shingles Roof 1,840 5 $5000 to $10,000 Deductible 230 2 Wood siding No
1957 270,000 Metal Roof 1,620 2 $1000-$2500 Deductible 1140 5 Vinyl siding No
1950 510,000 Slate Shingles Roof 2,810 4 > $10,000 Deductible 500 2 Wood siding yes
1947 290,000 Tile Roof 1,600 2 > $10,000 Deductible 150 1 Fiber-Cement Siding yes
1957 360,000 Composition Roof 1,960 3 > $10,000 Deductible 100 1 Vinyl siding yes
1973 210,000 Membrane Roof 1,270 2 > $10,000 Deductible 440 6 Vinyl siding No
1976 465,000 Composition Roof 3,050 4 $500- $1000 Deductible 2310 7 Brick siding yes
1948 535,000 Shingles Roof 3,010 4 $500 Deductible 2300 4 Stone Siding No
1971 275,000 Slate Shingles Roof 1,860 3 $500 Deductible 1040 4 Vinyl siding No
1966 435,000 Composition Roof 3,180 5 $2500-$5000 Deductible 2360 9 Stucco siding No
1969 545,000 Wood Shake Roof 4,300 5 $5000 to $10,000 Deductible 2220 8 Stucco siding yes
1943 335,000 Asphalt Shingles Roof 1,910 4 $2500-$5000 Deductible 670 4 Fiber-Cement Siding yes
1959 150,000 Membrane Roof 970 2 $1000-$2500 Deductible 820 8 Fiber-Cement Siding No
1952 330,000 Membrane Roof 1,820 3 $500 Deductible 1030 4 Brick siding yes
1959 345,000 Membrane Roof 2,240 3 $5000 to $10,000 Deductible 520 3 Vinyl siding No
1964 205,000 Shingles Roof 1,580 3 $2500-$5000 Deductible 620 5 Brick siding yes
1960 155,000 Asphalt Shingles Roof 980 2 $500- $1000 Deductible 1020 8 Brick siding No
1952 435,000 Asphalt Shingles Roof 3,480 5 $1000-$2500 Deductible 2450 9 Brick siding yes
1940 270,000 Metal Roof 1,930 3 > $10,000 Deductible 550 6 Wood siding yes
1959 315,000 Shingles Roof 2,000 3 $500 Deductible 1000 4 Fiber-Cement Siding No
1944 285,000 Membrane Roof 1,680 3 $1000-$2500 Deductible 1200 7 Vinyl siding No
1971 295,000 Membrane Roof 1,890 4 > $10,000 Deductible 1300 10 Stone Siding yes
1971 190,000 Asphalt Shingles Roof 1,100 2 $2500-$5000 Deductible 740 7 Stucco siding yes
1950 315,000 Asphalt Shingles Roof 1,920 3 $500- $1000 Deductible 220 1 Stucco siding yes