West Greenwich Insurance Rates:

West Greenwich, RI homeowners insurance is approximately $950 to $1,307, about $79-$108/month. Our complete research reveals consumers can save as much as $451 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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West Greenwich, RI Homeowners Insurance By Home Value

West Greenwich, RI Home Value Total Homes % of Total Average West Greenwich, RI Homeowners Insurance
Less than $50,000 39 3.0% $79
$60,000 to $69,999 60 4.0% $214
$80,000 to $89,999 30 2.0% $282
$125,000 to $149,999 30 2.0% $462
$150,000 to $174,999 68 5.0% $553
$175,000 to $199,999 82 6.0% $632
$200,000 to $249,999 125 10.0% $767
$250,000 to $299,999 291 23.0% $937
$300,000 to $399,999 469 38.0% $1185

Top Home Insurance Agents Near West Greenwich, RI

Home Insurance Company Near West Greenwich, RI Homeowners Insurance Agency Near West Greenwich, RI Address
NA Thomas M. Burgess & Company, Inc. 828 Sullivan Ave , South Windsor, CT, 6074
NA Louis Sweet Insurance Agency Inc 125 South Main St, Sharon, MA, 2067
NA James Gorman Insurance Inc 12 Huron Dr , Natick, MA, 1760
Liberty Mutual Amanda Desa Cisr 771 Southbridge Street, Auburn, MA, 1501
Liberty Mutual Independent Richard J Nelligan Ins Agency Inc 985 PLEASANT STREET, BRIDGEWATER, MA, 2324

Cost Of Homeowners Insurance By Street Near West Greenwich, RI

Streets in West Greenwich Area Homeowners Insurance Cost
Old Hickory Rd, Arrowhead Ln, Bates Trl, Big River Rd, Victory Hwy, Fellowship Ct, Fry Pond Rd, Raccoon Hill Rd, Terrace Dr, Hudson Pond Rd$1,135
Maccue Point Rd, Comanche Trl, Niantic Trl, Kitts Corner Rd, Gardner Matteson Ln, Deer Run Ct, Leyden Ct, Wills Swamp Rd, Seminole Trl, Fox Run$1,135
John Potter Rd, Wickaboxet Dr, Bailey Pond Rd, Cambio Ct, Henry Clay Ct, Seth Brown Rd, Jennifer Lee Ct, Linden Ln, Town Hall Rd, W Log Bridge Rd$1,133
Widow Sweets Rd, Pine Tree Ln, Valley Look Ct, Muddy Brook Rd, Greenridge Ct, Bailey Dr, Whippoorwill Way, Wamponaug Trl, Orion View Dr, Hopkins Hill Rd$1,129
Sharpe St, Buck Hollow, Lake Dr, Breakheart Hill Rd, Pine Oak Trl, Cedar Pond Way, Weaver Hill Rd, Stubble Brook Rd, Doe Pl, Liberty Hill Rd$1,135

West Greenwich, RI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Greenwich$167 to $171
Coventry$163
Exeter$170
Greene$166

West Greenwich, RI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Coventry town, Kent County, Rhode Island $136 $181 $272
Exeter town, Washington County, Rhode Island $142 $189 $284
Greene CDP, Rhode Island $139 $185 $277

West Greenwich, RI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Greenwich, RI4.3%13.0%
Coventry4.8%14.5%
Exeter4.38%14.64%
Greene4.35%16.04%

West Greenwich Renters Insurance as a Percentage of Rent

West Greenwich Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 5 1.0% $1903
$750 to $999 128 29.0% $2653
$1,000 to $1,499 131 29.0% $3778
$1,500 or more 174 39.0% $5428

West Greenwich, RI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly West Greenwich Homeowner Insurance Premium Example $4,200$3,700
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $14,100$13,600
Net Savings to West Greenwich Home Owner from High Deductible Plan $500

West Greenwich, RI Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Greenwich, RI Home Replacement Value MORE than Home Value West Greenwich, RI Home Replacement Value LESS than Home Value
Replacement Value $394,500 $242,000
Insurance Premium based on Replacement Value $4,500 $2,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $89,500 Risk Exposure from Under Insuring Coverage is $63,000
Premium Impact Insurance cheaper by $725/year Insurance costlier by $1,025/year

Example West Greenwich Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmAllstate
Monthly Premium 135116327
Year Built 199720012014
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for West Greenwich, RI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 255,000 Composition Roof 1,610 3 $500- $1000 Deductible 1060 5 Fiber-Cement Siding No
1971 250,000 Tile Roof 1,750 3 > $10,000 Deductible 450 5 Wood siding yes
2010 360,000 Tile Roof 2,440 5 $500 Deductible 2310 8 Stucco siding yes
2003 640,000 Composition Roof 3,430 5 $500 Deductible 2380 5 Stone Siding yes
1978 615,000 Asphalt Shingles Roof 4,010 5 $1000-$2500 Deductible 1910 5 Stucco siding yes
2003 280,000 Membrane Roof 2,000 4 $2500-$5000 Deductible 280 2 Stucco siding yes
2014 365,000 Shingles Roof 1,950 3 $1000-$2500 Deductible 1070 5 Stone Siding yes
1977 445,000 Slate Shingles Roof 2,260 4 $1000-$2500 Deductible 360 1 Wood siding No
1990 370,000 Shingles Roof 2,130 4 > $10,000 Deductible 380 2 Stone Siding yes
2013 570,000 Metal Roof 2,870 5 $1000-$2500 Deductible 1770 4 Vinyl siding No
1995 320,000 Composition Roof 2,070 4 $500- $1000 Deductible 1020 5 Vinyl siding yes
2009 580,000 Composition Roof 3,390 4 $2500-$5000 Deductible 2980 8 Brick siding yes
1976 695,000 Tile Roof 4,610 5 $500 Deductible 2080 3 Vinyl siding yes
2011 955,000 Asphalt Shingles Roof 4,860 5 $500 Deductible 8750 12 Vinyl siding yes
2014 330,000 Shingles Roof 2,100 3 $2500-$5000 Deductible 370 2 Vinyl siding yes
2014 405,000 Tile Roof 2,170 3 $2500-$5000 Deductible 360 2 Stucco siding yes
1998 255,000 Membrane Roof 1,700 3 $500- $1000 Deductible 1410 10 Vinyl siding No
2002 840,000 Composition Roof 4,870 5 $500 Deductible 4870 7 Fiber-Cement Siding No
2004 245,000 Tile Roof 1,590 5 $500- $1000 Deductible 2150 10 Fiber-Cement Siding No
1977 335,000 Asphalt Shingles Roof 2,040 3 $5000 to $10,000 Deductible 170 1 Stucco siding yes
2010 610,000 Metal Roof 3,180 4 $2500-$5000 Deductible 2030 4 Vinyl siding yes
2014 235,000 Membrane Roof 1,580 3 $1000-$2500 Deductible 790 4 Vinyl siding yes
1979 575,000 Slate Shingles Roof 4,190 5 > $10,000 Deductible 2260 9 Stone Siding No
2013 540,000 Wood Shake Roof 2,730 5 $1000-$2500 Deductible 2910 6 Wood siding No
1971 225,000 Asphalt Shingles Roof 1,420 3 $500- $1000 Deductible 400 2 Vinyl siding No
1995 340,000 Metal Roof 2,010 3 $2500-$5000 Deductible 1090 6 Brick siding yes
2000 460,000 Composition Roof 3,370 4 $1000-$2500 Deductible 860 2 Vinyl siding No
1992 330,000 Slate Shingles Roof 2,300 4 $5000 to $10,000 Deductible 1860 12 Brick siding yes
1971 550,000 Tile Roof 3,030 4 > $10,000 Deductible 540 2 Wood siding No
1973 260,000 Metal Roof 1,290 3 $2500-$5000 Deductible 830 7 Stucco siding yes
1992 465,000 Wood Shake Roof 2,300 4 $1000-$2500 Deductible 4720 12 Stucco siding yes
2000 210,000 Membrane Roof 1,210 3 > $10,000 Deductible 450 4 Stucco siding yes
2012 320,000 Membrane Roof 1,740 3 $5000 to $10,000 Deductible 180 1 Fiber-Cement Siding No
1998 450,000 Wood Shake Roof 2,760 4 $500 Deductible 260 1 Stucco siding No