West Greenwich, RI homeowners insurance is approximately $950 to $1,307, about $79-$108/month. Our complete research reveals consumers can save as much as $451 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near West Greenwich, RI | Homeowners Insurance Agency Near West Greenwich, RI | Address |
|---|---|---|
| Liberty Mutual | Amanda Desa Cisr | 771 Southbridge Street, Auburn, MA, 1501 |
| Liberty Mutual Independent | Richard J Nelligan Ins Agency Inc | 985 PLEASANT STREET, BRIDGEWATER, MA, 2324 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Coventry town, Kent County, Rhode Island | $136 | $181 | $272 |
| Exeter town, Washington County, Rhode Island | $142 | $189 | $284 |
| Greene CDP, Rhode Island | $139 | $185 | $277 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| West Greenwich, RI | 4.3% | 13.0% |
| Coventry | 4.8% | 14.5% |
| Exeter | 4.38% | 14.64% |
| Greene | 4.35% | 16.04% |
| West Greenwich Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 5 | 1.0% | $1903 |
| $750 to $999 | 128 | 29.0% | $2653 |
| $1,000 to $1,499 | 131 | 29.0% | $3778 |
| $1,500 or more | 174 | 39.0% | $5428 |
| Streets in West Greenwich Area | Homeowners Insurance Cost |
|---|---|
| Old Hickory Rd, Arrowhead Ln, Bates Trl, Big River Rd, Victory Hwy, Fellowship Ct, Fry Pond Rd, Raccoon Hill Rd, Terrace Dr, Hudson Pond Rd | $1,135 |
| Maccue Point Rd, Comanche Trl, Niantic Trl, Kitts Corner Rd, Gardner Matteson Ln, Deer Run Ct, Leyden Ct, Wills Swamp Rd, Seminole Trl, Fox Run | $1,135 |
| John Potter Rd, Wickaboxet Dr, Bailey Pond Rd, Cambio Ct, Henry Clay Ct, Seth Brown Rd, Jennifer Lee Ct, Linden Ln, Town Hall Rd, W Log Bridge Rd | $1,133 |
| Widow Sweets Rd, Pine Tree Ln, Valley Look Ct, Muddy Brook Rd, Greenridge Ct, Bailey Dr, Whippoorwill Way, Wamponaug Trl, Orion View Dr, Hopkins Hill Rd | $1,129 |
| Sharpe St, Buck Hollow, Lake Dr, Breakheart Hill Rd, Pine Oak Trl, Cedar Pond Way, Weaver Hill Rd, Stubble Brook Rd, Doe Pl, Liberty Hill Rd | $1,135 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| West Greenwich | $167 to $171 |
| Coventry | $163 |
| Exeter | $170 |
| Greene | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly West Greenwich Homeowner Insurance Premium Example | $4,200 | $3,700 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim | $14,100 | $13,600 |
| Net Savings to West Greenwich Home Owner from High Deductible Plan | $500 | |
| Scenario | West Greenwich, RI Home Replacement Value MORE than Home Value | West Greenwich, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $394,500 | $242,000 |
| Insurance Premium based on Replacement Value | $4,500 | $2,750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $89,500 | Risk Exposure from Under Insuring Coverage is $63,000 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $1,025/year |
| Insurance Company | GEICO Insurance | State Farm | Allstate |
| Monthly Premium | 135 | 116 | 327 |
| Year Built | 1997 | 2001 | 2014 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $400000-$500000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |