West Covina Insurance Rates:

West Covina, CA homeowners insurance is nearly $535 to $724, about $44-$60/month. Our thorough guide shows customers can save upto $251 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would definitely recommend State Farm insurance to everyone. It is extremely affordable and they offer multiple discounts when adding other products to their company such as auto, investments, etc.
although i am happy with the premium, i have never filed a claim so i would be hesitant to recommend them to anyone just incase they are terrible
They have really looked after our family for years, both home and auto. Have had to put in a few homeowner claims, which they dealt with quickly and efficiently.
I like that it is easy to use and it is easy to navigate to find what I am looking for. The layout is fairly simple.
I like everything about the company. I'm able to get what I need, and they have a great staff who are always ready to help in any way.
Farmer's Insurance
Overall I like using Farmers Insurance because they help me to protect my home and vehicle. I feel like the company treats me fairly. I also like having my agent in my town - someone that I know - who can help me.
State Farm
I like that I can pay my premium through the app every month. I also like the design, it is clean and easy to use.
They have great customer service and are willing to bundle all of my insurance policies, prices are very competitive too.
Liberty Mutual
I do not have anything, as of yet, that I am not happy with when concerning my insurance company. I cannot put anything negative down, as I have not had any negative experiences with them with the little amount of interaction I have had with them.
I like that the company is easy to contact. I like that the premiums are lower than I have found elsewhere.
State Farm
I like the fact that they send out personal cards on special occasions. I also like the fact that they answer you right away with any questions that you usually have.
The Hartford
pretty well covered above low price good coverage and the added breakdown insurance was a winner
Stillwater Insurance Group
I would recommend my insurance company. They have served me well, and based on that service I would tell other people about them if asked.
Liberty Mutual
I think they are on top of things and print out policies for me whenever I need them. They contact me to address my needs. They are easy to contact a live agent as well.
I would recommend the company if you're being unfairly overcharged by others and don't view yourself as a real risk. If you want fast, personal communication from a company above all else, this isn't going to be for you.
I don't really recommend them because the raised my premium by over 20% without any reason. I've never made a claim with them, and I've never changed anything in the coverage.
State Farm
Compared to other insurance providers the one that I have currently offered me a deal for being a student is being a homewoner.
Fremont Home Insurance
have not had a claim, but paying for the insurance monthly has been great. I hope if I ever have a claim, they are as prompt and helpful as they have been thus far.
State Farm
I dislike that homeowners insurance seems to go up every year.
State Farm
They are a good agency and very nice people to work with - I'm happy with the premium, the one claim I filed and the website.
I would recommend this company. They have everything that all insurance companies have, but they handle their business timely and with a great attitude.
State Farm
I would recommend State Farm because of the customer service, but let people know about the large deductibles.
State Farm
We have luckily never had to use our home insurance but in the process of setting it up and choosing the correct plan they were as helpful as I believe they could have been.

West Covina, CA Homeowners Insurance By Home Value

West Covina, CA Home Value Total Homes % of Total Average West Covina, CA Homeowners Insurance
Less than $50,000 313 2.0% $37
$50,000 to $59,999 135 1.0% $81
$100,000 to $124,999 108 1.0% $176
$150,000 to $174,999 211 1.0% $257
$175,000 to $199,999 200 1.0% $301
$200,000 to $249,999 1,117 10.0% $358
$250,000 to $299,999 1,146 10.0% $440
$300,000 to $399,999 7,395 68.0% $559

Top Home Insurance Agents Near West Covina, CA

Home Insurance Company Near West Covina, CA Homeowners Insurance Agency Near West Covina, CA Address
Farmers Alfonso Vidales 12351 Mariposa Rd Ste J, Victorville, CA, 92395
Liberty Mutual Independent Arthur J Gallagher & Co Ins Brkrs Of Ca Inc 21011 WARNER CENTER LN, WOODLAND HILLS, CA, 91367
Nationwide Benefits Mutual Insurance Services Inc 4717 Van Nuys Blvd STE 102, Sherman Oaks, CA, 91403-2150
Allstate John Barger 27281 Las Ramblas Ste 105, Mission Viejo, CA, 92691
State Farm Tarrell Florent 23033 Lyons Ave. Suite 1, Santa Clarita, CA, 91321-2758

West Covina, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near West Covina, CA

Streets in West Covina Area Homeowners Insurance Cost
Borrego Dr, W Adams Dr, S Juniper St, N Bromley Ave, S Grandview Ln, E Crocus Dr, S Fircroft St, S Shadydale Ave, S Flemington Dr, S Forestdale Ave$625
W Fairgrove Ave, Dalark St, S Meeker Ave, Lainie St, S Shadydale Ave, N Cameron Ave, E Service Ave, Molokai, S Saint Malo St, E Cameo Vista Dr$622
Jacaranda Dr, S Valinda Ave, E Marcella Ave, Cll Taxco, S Holly Oak Pl, Whittlers Ln, E Rosemary Dr, S Cabana Ave, E Temple Way, E Cecelia St$629
W Leewood St, E Nanette Ave, W Cedarwood St, Hollenbeck Ave, Loggers Ln, N Puente Ave, W Alwood St, Ginger Ct, W Windsor St, S Larimore Ave$623
E Alwood St, S Blue Dr, Peachtree Ln, E Michelle St, Glenhurst Pl, Mahogany, E Cedarbrook St, N Chalburn Ave, S Hidden Valley Dr, Iva Ln$629
E Virginia Ave, Mahogany St, S Armel Dr, Samgerry Dr, Cam de Teodora, Galleano St, Grassmere Ave, S Shasta St, E Hollencrest Cir, S Walnut Ave$611
E Peachtree Ct, N Bixby Ave, Grand View Ln, Pso Cancum, Seattle Ave, N Meadow Rd, E Swanee Ln, S Conlon Ave, Barrydale St, N Nora Ave$627
Glendale St, Dee Ln, E Casad Ave, W Louisa Ave, S Fenimore Ave, N Leland Ave, S Primeaux Ave, Gemini St, E Greenville Dr, Phoebe Ct$631
Colorado St, Colston Ave, Gabriella St, W Foster Ave, Los Lomitas Way, W Greendale St, Joshua Tree Way, S Alpine Dr, S Queen Summit Dr, Sienna Crst$668
Level St, Pam Pl, Tamar Dr, S Marcella Ave, Highcastle St, S Heathdale Ave, S Serenade Ave, W Barbara Ave, Hillsborough Pl, W Sherway St$630

West Covina, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Covina$94 to $96

West Covina, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Valinda CDP, California $78 $103 $155
Covina city, California $79 $105 $157
East San Gabriel Valley CCD, Los Angeles County, California $79 $105 $157

West Covina, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Covina, CA2.3%12.6%
East San Gabriel Valley2.36%11.59%

West Covina Renters Insurance as a Percentage of Rent

West Covina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 191 1.0% $784
$300 to $499 200 1.0% $1234
$500 to $749 275 2.0% $1909
$750 to $999 1,148 10.0% $2659
$1,000 to $1,499 4,723 44.0% $3784
$1,500 or more 4,030 38.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby West Covina For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewTokio Marine America339
200000500NewMAPFRE Group488
2500001000NewAmerican Security502
250000500NewAIG Prop Cas876
250000500NewFirst American Ins527
250000500NewMAPFRE Group585
5000001000NewAmerican Modern1742
1500005001-3 YearsCSE Safeguard416
3000005001-3 YearsChubb/Federal1307
3000005001-3 YearsKemper898
40000010001-3 YearsChubb/Federal1471
50000010001-3 YearsNationwide1118
50000010001-3 YearsUSAA937
2000005004-6 YearsCentury National592
2000005004-6 YearsQBE (Balboa)566
25000010004-6 YearsPrivilege Underwriters Exch1421
25000010004-6 YearsWestern Mutual/Residence549
2500005004-6 YearsAmica Mutual721
3000005004-6 YearsHorace Mann878
40000010004-6 YearsKemper1102
40000010004-6 YearsUniversal North America692
50000025004-6 YearsWestern Mutual/Residence956
2000005007-15 YearsBankers Standard2032

West Covina, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly West Covina Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,000$13,200
Net Savings to West Covina Home Owner from High Deductible Plan $800

West Covina, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Covina, CA Home Replacement Value MORE than Home Value West Covina, CA Home Replacement Value LESS than Home Value
Replacement Value $447,000 $283,500
Insurance Premium based on Replacement Value $1,575 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $105,000 Risk Exposure from Under Insuring Coverage is $58,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $350/year

Example West Covina Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 7014834
Year Built 199519661970
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$700000-$800000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for West Covina, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 575,000 Composition Roof 2,680 4 > $10,000 Deductible 610 8 Stucco siding No
1994 510,000 Shingles Roof 2,760 5 > $10,000 Deductible 460 6 Vinyl siding No
1978 375,000 Metal Roof 1,790 3 $2500-$5000 Deductible 210 4 Vinyl siding yes
1991 425,000 Metal Roof 2,550 4 $5000 to $10,000 Deductible 710 12 Fiber-Cement Siding yes
1998 885,000 Asphalt Shingles Roof 4,920 5 $5000 to $10,000 Deductible 1330 8 Fiber-Cement Siding No
1984 340,000 Wood Shake Roof 1,930 3 $500 Deductible 280 3 Brick siding yes
1994 435,000 Shingles Roof 2,780 5 $500- $1000 Deductible 680 8 Vinyl siding yes
1983 590,000 Slate Shingles Roof 3,510 5 $500- $1000 Deductible 1120 8 Stucco siding yes
1985 415,000 Asphalt Shingles Roof 2,100 3 $500- $1000 Deductible 290 4 Stucco siding yes
1984 370,000 Membrane Roof 2,220 5 $1000-$2500 Deductible 270 4 Stucco siding yes
1988 550,000 Tile Roof 3,360 5 $1000-$2500 Deductible 390 3 Brick siding yes
1986 675,000 Asphalt Shingles Roof 3,350 5 $5000 to $10,000 Deductible 720 5 Wood siding No
1965 510,000 Composition Roof 2,920 5 $500 Deductible 480 4 Wood siding yes
1975 635,000 Wood Shake Roof 3,320 4 $500 Deductible 500 3 Vinyl siding yes
1965 925,000 Tile Roof 4,180 5 $500 Deductible 570 3 Wood siding No
1985 330,000 Membrane Roof 1,920 4 $500 Deductible 340 4 Brick siding No
1974 365,000 Asphalt Shingles Roof 2,070 3 $5000 to $10,000 Deductible 550 8 Wood siding yes
1990 295,000 Shingles Roof 1,550 3 $500- $1000 Deductible 710 12 Wood siding No
1978 405,000 Membrane Roof 2,490 4 $500- $1000 Deductible 1370 12 Brick siding yes
1969 420,000 Metal Roof 2,120 3 $2500-$5000 Deductible 550 7 Brick siding No
1963 820,000 Slate Shingles Roof 4,150 5 $500 Deductible 220 1 Wood siding yes
1992 265,000 Composition Roof 1,620 3 > $10,000 Deductible 30 1 Fiber-Cement Siding yes
1962 480,000 Metal Roof 2,180 4 $5000 to $10,000 Deductible 950 10 Brick siding yes
1984 750,000 Metal Roof 4,840 5 $1000-$2500 Deductible 830 5 Fiber-Cement Siding No
1988 825,000 Metal Roof 3,810 5 $5000 to $10,000 Deductible 880 7 Fiber-Cement Siding yes
1962 405,000 Slate Shingles Roof 2,220 3 $500- $1000 Deductible 800 9 Stucco siding No
1980 535,000 Shingles Roof 2,440 4 $5000 to $10,000 Deductible 860 12 Brick siding No
1960 285,000 Tile Roof 1,580 3 > $10,000 Deductible 200 4 Fiber-Cement Siding No
1984 295,000 Membrane Roof 1,640 3 $500 Deductible 340 4 Vinyl siding yes
1974 505,000 Wood Shake Roof 2,500 5 $500- $1000 Deductible 840 7 Wood siding No
1960 335,000 Membrane Roof 1,165 3 $500- $1000 Deductible 470 4 Brick siding yes

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