West Columbia Insurance Rates:

West Columbia, SC homeowners insurance is approximately $686 to $934, about $57-$77/month. Our extensive guide shows customers can save as much as $324 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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West Columbia, SC Homeowners Insurance By Home Value

West Columbia, SC Home Value Total Homes % of Total Average West Columbia, SC Homeowners Insurance
Less than $50,000 408 10.0% $145
$50,000 to $59,999 86 2.0% $315
$60,000 to $69,999 113 2.0% $388
$70,000 to $79,999 267 7.0% $453
$80,000 to $89,999 199 5.0% $510
$90,000 to $99,999 227 5.0% $567
$100,000 to $124,999 472 12.0% $664
$125,000 to $149,999 620 16.0% $826
$150,000 to $174,999 614 16.0% $980
$175,000 to $199,999 336 8.0% $1134
$200,000 to $249,999 267 7.0% $1360
$250,000 to $299,999 127 3.0% $1660
$300,000 to $399,999 64 1.0% $2114

Top Home Insurance Agents Near West Columbia, SC

Home Insurance Company Near West Columbia, SC Homeowners Insurance Agency Near West Columbia, SC Address
State Farm Chris Spivey 514 Gervais St Ste B, Columbia, SC, 29201-3057
Travelers Countybanc Insurance 4727-B SUNSET BLVD, LEXINGTON, SC, 29072
State Farm Morgan E. Faulkenberry 331 Killian Rd Ste 3, Columbia, SC, 29203-8926
Liberty Mutual Independent Peoples Choice Ins & Financial Services 207 LAKE VISTA DR, CHAPIN, SC, 29036
Travelers Williams Insurance Agency 123 E RICHLAND ST, KERSHAW, SC, 29067

Cost Of Homeowners Insurance By Street Near West Columbia, SC

Streets in West Columbia Area Homeowners Insurance Cost
L Ave, Monticello St, Cardinal Dr, Sunbury Loop, Bob White Ln, Hope Frye Rd, Craigsen Ln, Gabriel Rd, Frye Branch Rd, Riverside Dr$829
N Witt St, Skipperling Ln, Ephrata Dr, Medical Cir, Rem Ct, Corley Mill Rd, Jones St, Beverly Dr, Cherokee Dr, N Marble St$835
Westwood St, Rich-Lex Dr, 14th St, Sortwell St, Westhaven Dr, Norfolk St, James St, Tampa St, Jones Ave, Landmark Dr$797
Mohegan Trl, Canary Dr, Evelyn St, Middleton St, Clearwing Ln, N Cromwell St, Areheart St, D Ave, Pony Hill Rd, Apache Trl$810
Granby Rd, Dreher Rd, Jupiter St, Feather Run Ct, Joyner Ave, S Witt St, N Leaphart St, Wall St, Gunter Cir, Oliver St$789

West Columbia, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
West Columbia$121 to $123
Springdale$121
St. Andrews$119
Cayce$120

West Columbia, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Springdale town, South Carolina $122 $162 $243
Oak Grove CDP, South Carolina $121 $161 $242
St. Andrews CDP, South Carolina $119 $159 $239

West Columbia, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
West Columbia, SC5.9%21.0%
Springdale5.67%18.41%
Oak Grove6.07%20.26%
St. Andrews6.13%17.85%

West Columbia Renters Insurance as a Percentage of Rent

West Columbia Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 46 1.0% $346
$300 to $499 159 5.0% $1246
$500 to $749 1,247 46.0% $1921
$750 to $999 702 26.0% $2671
$1,000 to $1,499 268 10.0% $3796
$1,500 or more 252 9.0% $5446

West Columbia, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly West Columbia Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,700$12,200
Net Savings to West Columbia Home Owner from High Deductible Plan $500

West Columbia, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario West Columbia, SC Home Replacement Value MORE than Home Value West Columbia, SC Home Replacement Value LESS than Home Value
Replacement Value $106,000 $71,000
Insurance Premium based on Replacement Value $675 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example West Columbia Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceLiberty Mutual
Monthly Premium 62221158
Year Built 199020121980
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$300000-$350000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for West Columbia, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 215,000 Asphalt Shingles Roof 2,180 4 $500- $1000 Deductible 350 3 Fiber-Cement Siding No
1963 175,000 Asphalt Shingles Roof 2,390 3 $500- $1000 Deductible 880 8 Fiber-Cement Siding No
1990 195,000 Asphalt Shingles Roof 2,240 3 $1000-$2500 Deductible 290 2 Fiber-Cement Siding No
2011 310,000 Shingles Roof 3,180 4 > $10,000 Deductible 170 2 Wood siding No
1978 190,000 Tile Roof 2,140 4 $5000 to $10,000 Deductible 260 3 Fiber-Cement Siding No
1980 125,000 Shingles Roof 1,800 3 $1000-$2500 Deductible 190 3 Stucco siding yes
2013 170,000 Slate Shingles Roof 1,950 3 $500- $1000 Deductible 740 10 Fiber-Cement Siding No
1963 170,000 Membrane Roof 2,200 3 $500- $1000 Deductible 980 8 Fiber-Cement Siding No
2004 295,000 Tile Roof 3,130 4 $2500-$5000 Deductible 760 6 Brick siding No
2013 115,000 Wood Shake Roof 1,250 3 $2500-$5000 Deductible 320 6 Stone Siding No
1960 205,000 Slate Shingles Roof 2,950 4 $1000-$2500 Deductible 1220 10 Stone Siding No
1961 270,000 Tile Roof 3,180 4 $2500-$5000 Deductible 910 7 Vinyl siding No
1994 175,000 Composition Roof 1,900 4 $2500-$5000 Deductible 310 4 Wood siding No
1999 160,000 Wood Shake Roof 1,710 4 $2500-$5000 Deductible 80 1 Wood siding yes
2010 145,000 Metal Roof 1,970 4 $500 Deductible 420 4 Vinyl siding No
1971 270,000 Shingles Roof 2,770 4 $2500-$5000 Deductible 1750 12 Vinyl siding No
1989 160,000 Membrane Roof 2,020 3 $500 Deductible 270 3 Brick siding No
2012 85,000 Membrane Roof 1,230 3 $2500-$5000 Deductible 320 9 Stone Siding yes
2002 180,000 Tile Roof 2,140 4 $1000-$2500 Deductible 430 5 Brick siding No
1967 195,000 Membrane Roof 2,030 4 $500 Deductible 1150 8 Stone Siding yes
1964 110,000 Metal Roof 1,580 3 $500 Deductible 480 7 Wood siding yes
1976 180,000 Shingles Roof 1,830 3 $1000-$2500 Deductible 1250 10 Brick siding No
1966 140,000 Tile Roof 1,700 3 $2500-$5000 Deductible 360 5 Fiber-Cement Siding No
1986 170,000 Metal Roof 1,950 3 $1000-$2500 Deductible 830 7 Stone Siding yes
2011 200,000 Wood Shake Roof 2,890 4 $1000-$2500 Deductible 100 1 Stucco siding yes
2011 145,000 Wood Shake Roof 1,700 3 $1000-$2500 Deductible 620 10 Brick siding yes
1970 290,000 Wood Shake Roof 2,980 4 $2500-$5000 Deductible 1150 7 Stone Siding yes
1966 320,000 Composition Roof 3,230 4 $5000 to $10,000 Deductible 320 2 Wood siding yes
1996 155,000 Metal Roof 2,100 3 $2500-$5000 Deductible 680 12 Brick siding No
1964 165,000 Shingles Roof 2,100 3 $1000-$2500 Deductible 80 1 Wood siding No
1995 210,000 Asphalt Shingles Roof 2,300 3 $5000 to $10,000 Deductible 950 9 Wood siding No
1975 215,000 Metal Roof 2,340 3 > $10,000 Deductible 680 9 Stone Siding No
1977 135,000 Composition Roof 1,370 3 $2500-$5000 Deductible 360 7 Stucco siding yes
1985 170,000 Composition Roof 1,990 4 $500 Deductible 1070 9 Stone Siding No