Compare Quotes from Top Providers and Save now!

Wellsburg, WV Home Values & Insurance Rates

Wellsburg, WV Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 664 26.0% $292
$50,000 to $59,999 347 13.0% $620
$60,000 to $69,999 181 7.0% $771
$70,000 to $79,999 172 6.0% $887
$80,000 to $89,999 188 7.0% $1002
$90,000 to $99,999 154 6.0% $1126
$100,000 to $124,999 300 11.0% $1303
$125,000 to $149,999 63 2.0% $1632
$150,000 to $174,999 191 7.0% $1924
$175,000 to $199,999 76 3.0% $2226
$200,000 to $249,999 86 3.0% $2678
$250,000 to $299,999 63 2.0% $3273
$300,000 to $399,999 26 1.0% $4160

Top Home Insurance Agents Near Wellsburg, WV

Home Insurance Company Near Wellsburg, WV Homeowners Insurance Agency Near Wellsburg, WV Address
Travelers Peter J Zikos Insurance Agency Llc 555 LINCOLN AVE, PITTSBURGH, PA, 15202
Farmers Phillip Behr 2009 Mackenzie Way Ste 320, Cranberry Township, PA, 16066
Travelers Spodek Insurance 4349 MURRAY AVE, PITTSBURGH, PA, 15217
Erie The Polesky Agency Inc. 1150 Thorn Run Road Suite 106a, Moon Twp, PA, 15108
Travelers Yingling Insurance Agency 211 S Vine Street Suite 102, Carmichaels, PA, 15320

Estimated Home Insurance By Street Area Near Wellsburg, WV

Wellsburg Area Estimated House Insurance
Summit Ave, Sidney Rd, 8th St, Co Hwy 27/5, Green Run Rd, 18th St, Marshall St, Washington Pike, N High St, 1st St$888
Hill St, Hill Rd, Marshall Ave, Co Hwy 18/3, 16th St, Point Breeze Dr, Co Hwy 32/1, Buckey Hill Rd, State Rte 27, 6th St$905
Co Hwy 28/3, Jamison Ln, Cramblet St, Fairway, Old Washington Pike, State St, Atchinson Rd, 9th St, Co Hwy 27/6, Kircher Ave$876
Apple St, Hedges Run Rd, Rine St, Pine Ter, Co Hwy 7, Hawthorne Acres, Maple Ln, Windy Hill and Hukill Run Rd, Shelby Ln, Irish Est$873
Longs Run Rd, Bealls Ridge Rd, Majestic Ln, Park Addition, 26th St, Pendleton St, Co Hwy 3/2, 12th St, Northview Rd, Apple Pie Ridge Rd$883

Savings on home insurance for senior occupied homes

PlaceSavings
Wellsburg$132 to $135
Bethany$135
Brooke County$134
Brilliant$99

Wellsburg, WV Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wellsburg, WV8.8%24.4%
Bethany8.38%20.49%
Brooke County8.5%25.43%
Follansbee8.41%26.9%

Wellsburg Renters Insurance as a Percentage of Rent

Wellsburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 6.0% $381
$200 to $299 10 2.0% $831
$300 to $499 158 32.0% $1281
$500 to $749 205 42.0% $1956
$750 to $999 51 10.0% $2706
$1,000 to $1,499 24 5.0% $3831

Wellsburg, WV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Wellsburg Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$10,300
Net Savings to Wellsburg Home Owner from High Deductible Plan $600

Wellsburg, WV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wellsburg, WV Home Replacement Value MORE than Home Value Wellsburg, WV Home Replacement Value LESS than Home Value
Replacement Value $72,500 $45,500
Insurance Premium based on Replacement Value $375 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Wellsburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceErie Insurance
Monthly Premium 405141
Year Built 195819791949
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$100000-$125000$200000-$250000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Wellsburg, WV Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Bethany town, West Virginia $113 $151 $226
Brooke County, West Virginia $112 $149 $223
Follansbee district, Brooke County, West Virginia $112 $149 $223

Sample Home Insurance Rates for Wellsburg, WV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 65,000 Wood Shake Roof 1,240 3 $500- $1000 Deductible 250 12 Stone Siding yes
1959 175,000 Tile Roof 2,920 5 $5000 to $10,000 Deductible 30 1 Stucco siding No
1972 125,000 Tile Roof 2,640 5 $500- $1000 Deductible 410 8 Stucco siding No
1974 135,000 Shingles Roof 1,920 3 $1000-$2500 Deductible 40 1 Stucco siding No
1953 115,000 Slate Shingles Roof 1,670 3 $2500-$5000 Deductible 260 8 Stucco siding No
1946 115,000 Wood Shake Roof 2,220 3 $500- $1000 Deductible 390 8 Stone Siding No
1973 295,000 Shingles Roof 4,230 5 $500- $1000 Deductible 730 6 Fiber-Cement Siding yes
1950 115,000 Asphalt Shingles Roof 2,420 4 $1000-$2500 Deductible 180 4 Fiber-Cement Siding yes
1956 85,000 Tile Roof 1,730 4 $1000-$2500 Deductible 350 10 Fiber-Cement Siding No
1953 70,000 Wood Shake Roof 1,390 3 $500- $1000 Deductible 80 3 Vinyl siding yes
1988 205,000 Asphalt Shingles Roof 3,890 5 $1000-$2500 Deductible 670 8 Stucco siding yes
1971 220,000 Slate Shingles Roof 3,380 5 > $10,000 Deductible 260 6 Fiber-Cement Siding No
1981 140,000 Tile Roof 2,370 3 $2500-$5000 Deductible 340 7 Brick siding No