Wellington, FL Home Insurance - Analysis On Quotes, Rates & Agents

Wellington, FL Insurance Rates:

Homeowners need to compare different quotes to find the best home insurer suitable for their needs. The following analysis by vHome Insurance in Wellington, FL helps consumers in making better choices. Enter your Zip Code in the banner below to get home insurance quotes. vHome Insurance undertook a detailed analysis of the cost of insurance inWellington, FL.

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Average Home Insurance Premium in Wellington, FL

National Average Premium State Average Premium Wellington Average Premium
$1,438 $1,605 $1,651.545

Top Home Insurance Companies in Wellington, FL | Back to Top

It is essential to find home insurers that provide the best insurance quotes. vHomeInsurance has rounded up the top home insurance companies in Wellington, FL.

Company Name Coverage $70,000 Coverage $150,000 Coverage $200,000 Coverage $350,000
Castle Key $1,407 $1,688 $2,195 $3,029
Security First $589 $706 $918 $1,267
Allstate $1,342 $1,610 $2,093 $2,889
Tower Hill $1,426 $1,711 $2,224 $3,070

Wellington, FL Homeowners Insurance for Different Coverages | Back to Top

Coverage Type Home Insurance Cost($)
$100,000 To $124,999 551.36
$150,000 To $174,999 678.55
$175,000 To $199,999 826.01
$200,000 To $249,999 916.82
$250,000 To $299,999 1,332.51
$300,000 To $399,999 1,968.27
$400,000 To $499,999 2,298.82
$500,000 To $749,999 2,942.49
$750,000 To $999,999 3,402.25
$1000,000 To $1499,999 3,747.07
$1500,000 To $2000,000 4,022.93

Visual Guide for Wellington, FL Home Insurance Buyers on Insurance Companies and Rates

Top Home Insurance Agents Near Wellington, FL | Back to Top

Home Insurance Company Near Wellington, FL Homeowners Insurance Agency Near Wellington, FL Address
Travelers Bill Daly Insurance Agency Inc 10235 W SAMPLE RD STE 203, CORAL SPRINGS, FL, 33065
Travelers First Florida Insurance Llc 825 PARKWAY PL STE 31, JUPITER, FL, 33477
Travelers Post Insurance & Financial Inc 146 Nw Central Park Plaza #102 Port St. Lucie, Port St. Lucie, FL, 34986
Travelers Reitano Insurance & Services Inc 9101 Lakeridge Blvd., Ste. 5 , Boca Raton, FL, 33496
Allstate Robin Ehrhardt 3623 W Woolbright Rd, Boynton Beach, FL, 33436

List of Wellington, FL Home Insurance Agents by Companies


Wellington, FL Homeowners Insurance Rates Based on Claims Filed | Back to Top

Wellington, FL homeowners who have no previous history of filing for claims are eligible for a discount of $198.185. Wellington, FL homeowners who have filed one claim previously have to pay an additional home insurance premium of $132, while homeowners who have filed 2 claims previously have to pay an additional $198 on their home insurance rate.

Type of Claim Homeowners Insurance Cost Increase/Decrease($) Homeowners Insurance Cost($)
No Claim Discount -198 1,453
One Claim +132 1,784
Two Claim +198 1,850


Factors Affecting Home Insurance Premiums in Wellington, FL

The average home insurance premium in Wellington, FL is $1651.545. There are multiple factors that affect home insurance rates in Wellington, FL. vHome Insurance lists the factors that could help homeowners in Wellington, FL reduce their homeowners insurance rates.

Wellington, FL Home Insurance Premium Based on the Number of Bedrooms | Back to Top

Bedroom Size Average Homeowners Insurance Cost($)
2 Bedroom 665
3 Bedroom 1,248
4 Bedroom 2,662
5 Bedroom 2,828

Wellington, FL Home Insurance Premiums for Different Deductibles | Back to Top

Homeowners in Wellington, FL who pay a low deductible of $500 pay a higher rate on their home insurance premium, while Wellington, FL homeowners who pay a deductible rate as high as $2500 pay a lower rate on their home insurance premium, as seen in the table below.

Deductible Type Average Homeowners Insurance Cost($)
$500 Deductible 1,632
$1000 Deductible 1,476
$1500 Deductible 1,390
$2000 Deductible 1,261
$2500 Deductible 1,186

Wellington, FL Homeowners Insurance Premium Based on the Age of the Home | Back to Top

Homeowners in Wellington, FL pay a much lower home insurance rate if their homes are newly constructed. Homeowners with homes that are older than 50 years pay a much higher rate on their home insurance premium as seen in the table below.

Home Age Homeowners Insurance Cost($)
Newly Constructed Home 1,239
Year 30 Old 1,676
Year 40 Old 1,694
Year 50 Old 1,714
Above Year 50 1,731

Wellington, FL Homeowners Insurance Cost Based on the Construction Type of the Home | Back to Top

Construction Type Home Insurance Cost Savings($) Home Insurance Cost($)
Fire Resistive 198 1,453
Masonry 83 1,569
Brick 83 1,569
Superior 165 1,486
Hail Resistant Roof 50 1,602

Top Saving Tips on Wellington, FL Homeowners Insurance | Back to Top

Home insurance companies tend to provide discounts to homeowners based on the construction type of the home. Wellington, FL homes that are resistant to damage attract more discounts from home insurers. Wellington, FL homeowners who have bundled their auto insurance and home insurance policies pay lower home insurance premiums. Senior citizens also receive additional discounts from home insurers, in addition to standard discounts. Wellington, FL homes equipped with safety devices earn substantial discounts, as they are less prone to burglaries.

The tables below contain the complete list of discounts that Wellington, FL homeowners can take advantage of to increase their savings.

Wellington, FL Auto & Homeowners Insurance Bundling Discounts and Senior Citizen Discounts

Discount Type Home Insurance Cost Savings($) Home Insurance Cost($)
Bundle Discount 264 1,387
Retiree Discount (Senior Citizen Discount) 231 1,883
Newly Constructed Home 413 1,239

Wellington, FL Home Insurance Discounts for Home Safety Devices | Back to Top

Home Safety Devices Home Insurance Cost Savings($) Home Insurance Cost($)
Deadbolts 215 1,437
Fire Extinguishers 165 1,486
Smoke Detectors 198 1,453
Sprinkler System 198 1,453
Fire Alarm 83 1,569
Burglar Alarm 149 1,503
Lightning Protection 50 1,602

Latest Home Insurance Reviews

Geico
Fortunately, my need to deal with home own insurance companies' customer service department has been minimal. I think the choices we have in South Florida are limited.
State Farm
Our premium is not bad but the deductible is so were hoping we never have to use it
Assurant Specialty Property
customer service is decent. Their web and mobile platforms are subpar compared to larger insurance companies like Geico or State Farm, but getting someone on the phone is easy and a pleasant experience.
Assurant Specialty Property
i would recommend them to someone - the customer service is decent, the price is good.
Usaa
I am not sure in comparison what my company would offer over another company. This is just not something that I have done much research about.
State Farm
I'm pretty happy with this company, had only positive experience. I'm comfortable with their conditions and our contract in general. Had some experience with their support did not have any problems. would recommend in general.
Usaa
Our premium and deductible are very reasonable; they offered the best price we were able to find and we do not feel that we overpay at all. USAA is great for pricing.
Farmer's Insurance
I like that I have a very fair premium I have to pay for my farmers insurance as well as the deductible is more than reasonable. They make it very affordable.
Geico
Geico is easy to contact. Their customer service representatives seem to be patient and helpful. I like that through Geico I can get home and auto insurance although I think I may be paying a little too much.
State Farm
Price of insurance is always a problem, but it's probably similar with everyone.
Usaa
Only online, can't walk into a branch to talk to someone. price increase yearly
Usaa
I wish there were different level options of insurance than just the 2 they offered me. the options need to be extended.
Usaa
They send almost too much information. I've signed up to go paperless, yet still, receive items in the mail from them.
Citizens Property Insurance
I wish the premium was lower, but it's covering $100,000. The agent said that is the usual procedure for a house of my value. I wanted it to help cover any damage to the roof, fencing, windows, and doors, but can't get those specific points.
Usaa
We did shop around but use was the lowest and provides exceptional service on all accounts
Usaa
I have never had an issue with Citizens customer service. They are always pleasant and knowledgeable when I call
Allstate
Communication all goes through my agent. I have a good relationship with him and he handles all my needs.
Assurant Specialty Property
The premium and deductible for my insurance was the best value for what I currently pay. That is why I went with the company I did.
Farmer's Insurance
The best homeowners insurance companies offer affordable pricing, policies that can be tailored, transparent policies, and a reasonable claims process.
Progressive
I would recommend the company i use for my apartment renters insurance because the customer service is great. They are able to set up monthly automatic account deductions.