Wellington Insurance Rates:

Wellington, CO homeowners insurance is nearly $738 to $1,008, about $61-$84/month. Our thorough analysis reveals consumers can save as much as $349 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wellington, CO Homeowners Insurance By Home Value

Wellington, CO Home Value Total Homes % of Total Average Wellington, CO Homeowners Insurance
$100,000 to $124,999 58 3.0% $480
$125,000 to $149,999 141 8.0% $602
$150,000 to $174,999 481 27.0% $715
$175,000 to $199,999 241 13.0% $829
$200,000 to $249,999 576 32.0% $995
$250,000 to $299,999 149 8.0% $1213
$300,000 to $399,999 106 6.0% $1545

Top Home Insurance Agents Near Wellington, CO

Home Insurance Company Near Wellington, CO Homeowners Insurance Agency Near Wellington, CO Address
Farmers Benjamin S. Morgan Lutcf 2627 REDWING RD STE 260, Ft Collins, CO, 80526
State Farm Bob Sanderson 608 E Harmony Rd Ste 201, Fort Collins, CO, 80525-3210
Liberty Mutual Independent Hub International 7338 Stockman St Ste B, Cheyenne, WY, 82009
Farmers J. Scott Holm 636 Coffman St Ste 200, Longmont, CO, 80501
Farmers John Royer 1990 59th Ave Ste 100, Greeley, CO, 80634

Cost Of Homeowners Insurance By Street Near Wellington, CO

Streets in Wellington Area Homeowners Insurance Cost
Wood Lake Ln, W 2nd St, Kit Fox Dr, Man O War Dr, Raging Bull Ln, Co Rd 66, Pheasant Run Ln, White Deer Ln, Kennedy Ave, Cornflower St$875
N Co Rd 5, Pelican Cove Ln, Alex Pl, View Pointe Dr, Spirit St, Polk Cir E, Hayes Ave, Ivy Ln, Sonata Ln, Jefferson Ave$878
Tyler Ave, Mount Oxford St, E Co Rd 68, Shoofly Ln, Mount Ouray St, Rusty Spur Ln, Carlyle Ln, McClellan Rd, Waldo Ln, County Line Rd$877
Mount Hope St, 6th St, Sunrose St, Mae Ct, S 1st St, Fox Den Rd, Dream Ln, Teton Ct, Three Silos Dr, E Co Rd 58$879
Crossfire Dr, Ruffian Way, 7th St, Adams Cir, Daylily St, NE Frontage Rd, Rolling Prairie Dr, Wild West Ln, N Co Rd 1, Cleveland Ave$875

Wellington, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wellington$130 to $133
Laporte$131
Fort Collins$133
Timnath-Wellington$134

Wellington, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Laporte CDP, Colorado $110 $146 $219
Fort Collins CCD, Larimer County, Colorado $111 $147 $221
Timnath-Wellington CCD, Larimer County, Colorado $112 $149 $224

Wellington, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wellington, CO4.7%15.1%
Laporte5.2%18.02%
Fort Collins4.7%18.48%
Timnath-Wellington4.05%14.23%

Wellington Renters Insurance as a Percentage of Rent

Wellington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 11.0% $352
$500 to $749 22 5.0% $1927
$750 to $999 10 2.0% $2677
$1,000 to $1,499 230 53.0% $3802
$1,500 or more 119 27.0% $5452

Average Cost Of Home Insurance By Company In Areas Nearby Wellington For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Anpac $1,951
Frame $500 American Family Insurance Company $1,225
Masonry $500 American Security Insurance Company $1,112
Masonry $500 Amica Mutual Insurance Company $1,330
Masonry $500 Ids Property Casualty $1,119
Frame $500 Liberty Insurance Corporation $1,609
Frame $500 Pharmacists Mutual Insurance Company $973
Frame $500 Stillwater Property And Casualty Insurance Co $1,253
Frame $500 The Cincinnati Insurance Company $1,021
Frame $500 Twin City Fire Insurance Company $1,476

Wellington, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Wellington Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Wellington Home Owner from High Deductible Plan $600

Wellington, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wellington, CO Home Replacement Value MORE than Home Value Wellington, CO Home Replacement Value LESS than Home Value
Replacement Value $274,000 $168,000
Insurance Premium based on Replacement Value $1,500 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $250/year

Example Wellington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceLiberty Mutual
Monthly Premium 795967
Year Built 200820111984
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$200000-$250000$175000-$200000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Wellington, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 180,000 Shingles Roof 1,370 3 $2500-$5000 Deductible 60 1 Brick siding No
1989 235,000 Asphalt Shingles Roof 2,250 4 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
1988 165,000 Composition Roof 1,350 3 $500- $1000 Deductible 120 2 Fiber-Cement Siding yes
1987 195,000 Shingles Roof 1,670 4 $5000 to $10,000 Deductible 410 9 Brick siding yes
1981 205,000 Wood Shake Roof 2,250 3 $500- $1000 Deductible 770 9 Fiber-Cement Siding yes
2009 195,000 Composition Roof 1,910 3 $1000-$2500 Deductible 620 8 Vinyl siding yes
1988 335,000 Shingles Roof 3,210 4 > $10,000 Deductible 80 1 Vinyl siding No
1985 130,000 Slate Shingles Roof 1,300 3 $2500-$5000 Deductible 480 9 Vinyl siding No
2012 255,000 Asphalt Shingles Roof 2,580 4 $500 Deductible 1140 8 Fiber-Cement Siding No
2001 285,000 Membrane Roof 2,380 4 $2500-$5000 Deductible 140 2 Brick siding No
2012 135,000 Metal Roof 1,280 3 $1000-$2500 Deductible 560 9 Wood siding No
1985 215,000 Composition Roof 2,220 3 $500- $1000 Deductible 170 2 Brick siding yes
1983 145,000 Tile Roof 1,580 3 $1000-$2500 Deductible 390 9 Stucco siding No
2009 245,000 Wood Shake Roof 2,580 4 $1000-$2500 Deductible 920 10 Fiber-Cement Siding No
2010 125,000 Wood Shake Roof 1,370 3 $500 Deductible 440 9 Brick siding yes
2011 270,000 Tile Roof 2,150 3 $2500-$5000 Deductible 80 1 Brick siding No
1983 155,000 Composition Roof 1,700 4 $5000 to $10,000 Deductible 320 8 Stone Siding No
1984 235,000 Wood Shake Roof 1,800 3 $1000-$2500 Deductible 580 10 Vinyl siding yes
2014 390,000 Tile Roof 3,350 4 $5000 to $10,000 Deductible 480 5 Fiber-Cement Siding No
2001 140,000 Shingles Roof 1,330 3 $1000-$2500 Deductible 350 6 Stucco siding yes
1985 185,000 Wood Shake Roof 1,530 3 $2500-$5000 Deductible 590 9 Fiber-Cement Siding No
1982 210,000 Composition Roof 1,690 3 $1000-$2500 Deductible 520 9 Fiber-Cement Siding yes
2004 185,000 Composition Roof 1,580 3 $500- $1000 Deductible 770 12 Fiber-Cement Siding yes
2006 230,000 Wood Shake Roof 1,750 3 > $10,000 Deductible 530 12 Fiber-Cement Siding No
2000 145,000 Metal Roof 1,540 3 $1000-$2500 Deductible 210 4 Vinyl siding No
2008 300,000 Shingles Roof 2,510 4 > $10,000 Deductible 210 5 Brick siding No
2002 200,000 Composition Roof 1,620 3 $1000-$2500 Deductible 200 3 Wood siding yes
1986 185,000 Shingles Roof 2,090 4 $2500-$5000 Deductible 250 4 Stucco siding No
2013 155,000 Membrane Roof 1,540 3 $500- $1000 Deductible 130 2 Vinyl siding No
2013 280,000 Metal Roof 2,400 4 $500- $1000 Deductible 290 3 Vinyl siding No
1986 150,000 Asphalt Shingles Roof 1,570 3 $5000 to $10,000 Deductible 380 8 Stone Siding No
2000 305,000 Composition Roof 2,660 4 $2500-$5000 Deductible 880 12 Fiber-Cement Siding yes
1985 280,000 Shingles Roof 2,320 4 $2500-$5000 Deductible 220 3 Stone Siding No
2011 345,000 Metal Roof 3,270 4 > $10,000 Deductible 380 6 Fiber-Cement Siding No