Wellesley Insurance Rates:

Wellesley, MA homeowners insurance is roughly $1,037 to $1,416, about $86-$118/month. Our complete analysis indicates shoppers can save upto $490 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
The wait time for calling customer service is 1 or 2 minutes in most cases. i have only had to call the customer service number once or twice.
Usaa
We added extra coverage for roadside assistance in case of an emergency. that is supposed to cover towing our vehicle to our residence. in the many years that we've paid into this program, we've only had to call once. which was last month. they expected us to pay an extra $689 to have it towed about 2 hours from our home.
Progressive
They offer a lot of bundling deals so you can have your home/car/more insurance all on one plan and it actually saves you money.

Wellesley, MA Homeowners Insurance By Home Value

Wellesley, MA Home Value Total Homes % of Total Average Wellesley, MA Homeowners Insurance
Less than $50,000 27 9.0% $24
$50,000 to $59,999 11 3.0% $61
$60,000 to $69,999 10 3.0% $85
$70,000 to $79,999 10 3.0% $98
$80,000 to $89,999 10 3.0% $110
$90,000 to $99,999 19 6.0% $122
$100,000 to $124,999 9 3.0% $147
$200,000 to $249,999 40 14.0% $306
$250,000 to $299,999 19 6.0% $380
$300,000 to $399,999 129 45.0% $478

Top Home Insurance Agents Near Wellesley, MA

Home Insurance Company Near Wellesley, MA Homeowners Insurance Agency Near Wellesley, MA Address
NA Ferrara Insurance Agency 216 Newton Street, Waltham, MA, 2453
NA Andrew T Philbin Ins Agency Inc 629 Broadway, Everett, MA, 2149
NA Kelleher & Mackey 112 Wendell Ave, Quincy, MA, 2170
Travelers J J Ruddy Insurance 153 Main Street, Medford, MA, 2155
Allstate Stephen Gagin 2 Somerset Ave, Winthrop, MA, 2152

Wellesley, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Needham CDP, Massachusetts $144 $192 $288
Natick town, Middlesex County, Massachusetts $135 $180 $270
Cochituate CDP, Massachusetts $139 $185 $278

Wellesley, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wellesley, MA2.7%10.2%
Needham3.02%9.87%
Natick3.64%10.97%
Cochituate3.16%9.26%

Wellesley Renters Insurance as a Percentage of Rent

Wellesley Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 3.0% $265
$200 to $299 114 8.0% $715
$300 to $499 96 7.0% $1165
$500 to $749 33 2.0% $1840
$750 to $999 100 7.0% $2590
$1,000 to $1,499 336 24.0% $3715
$1,500 or more 638 46.0% $5365

Wellesley, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$3,600
Yearly Wellesley Homeowner Insurance Premium Example $4,600$4,000
Out of Pocket Expense During Claim$600$3,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $32,800$31,600
Net Savings to Wellesley Home Owner from High Deductible Plan $1,200

Wellesley, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wellesley, MA Home Replacement Value MORE than Home Value Wellesley, MA Home Replacement Value LESS than Home Value
Replacement Value $1,188,500 $795,500
Insurance Premium based on Replacement Value $9,750 $6,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $163,000 Risk Exposure from Under Insuring Coverage is $230,000
Premium Impact Insurance cheaper by $1,900/year Insurance costlier by $1,325/year

Example Wellesley Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 316433448
Year Built 195719441974
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000More than 10000000$600000-$700000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wellesley, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 2,205,000 Metal Roof 4,820 5 $1000-$2500 Deductible 430 1 Stucco siding No
1968 1,245,000 Wood Shake Roof 3,220 4 $500 Deductible 6330 8 Stone Siding yes
1951 505,000 Tile Roof 1,560 3 $2500-$5000 Deductible 470 2 Brick siding No
1966 725,000 Tile Roof 2,160 3 $2500-$5000 Deductible 3250 9 Stone Siding No
1972 1,725,000 Wood Shake Roof 4,160 5 $5000 to $10,000 Deductible 3420 8 Stone Siding No
1956 865,000 Slate Shingles Roof 1,940 4 > $10,000 Deductible 4260 12 Fiber-Cement Siding yes
1947 1,150,000 Slate Shingles Roof 2,420 5 $2500-$5000 Deductible 5530 10 Vinyl siding No
1966 1,650,000 Shingles Roof 4,440 5 $1000-$2500 Deductible 7910 12 Fiber-Cement Siding No
1958 550,000 Composition Roof 1,500 3 $2500-$5000 Deductible 1370 5 Brick siding yes
1964 985,000 Wood Shake Roof 2,200 3 $500- $1000 Deductible 4380 10 Fiber-Cement Siding No
1940 1,740,000 Wood Shake Roof 4,550 5 $500 Deductible 6250 10 Brick siding yes
1953 1,735,000 Shingles Roof 4,040 5 > $10,000 Deductible 3180 8 Stone Siding No
1943 1,240,000 Metal Roof 3,050 4 > $10,000 Deductible 1560 4 Stone Siding No