Weldon Spring Insurance Rates:

Weldon Spring, MO homeowners insurance is approximately $879 to $1,194, about $73-$99/month. Our complete guide shows customers can save upto $414 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
Our agent is very friendly and helped us find the perfect plan for us. he walked us through every possible option and made everything very simple to understand.
Farmer's Insurance
I felt like their prices were in line with the industry but not the best overall. they don't offer any discounts for not having any claims.
Shelter
Anytime i have called them, they are always available and willing to speak to me. this shows they have good customer service.
Shelter
About the only thing I dislike is what my rate is but like I said before there isn't much I can do about that. It is what it is and I can't do any better so even though I don't like that it isn't worth changing to save a couple of dollars.
State Farm
I liked State Farm because there were familiar employees at the office. With other companies, I dealt with low-level representatives.
Aaa
Friendly great rates and service and very close to where I live and work so, I can just pop in pay my bill so I save postage and they take credit cards so, I get travel miles
American Family
Very good communication. If they need time to check into something they let me know and they get back to me as soon as they can.
Geico
It was OK. Like every other company, they have an extremely irritating menu system to fight your way through every time you call.
Progressive
Some of their coverage is ambiguous, such as paying 50% replacement cost on my roof, and they are far too expensive for homeowners policies.

Weldon Spring, MO Homeowners Insurance By Home Value

Weldon Spring, MO Home Value Total Homes % of Total Average Weldon Spring, MO Homeowners Insurance
Less than $50,000 485 6.0% $113
$80,000 to $89,999 77 1.0% $414
$100,000 to $124,999 392 5.0% $538
$125,000 to $149,999 658 8.0% $673
$150,000 to $174,999 718 9.0% $797
$175,000 to $199,999 1,080 14.0% $911
$200,000 to $249,999 2,180 28.0% $1108
$250,000 to $299,999 1,181 15.0% $1346
$300,000 to $399,999 780 10.0% $1719

Top Home Insurance Agents Near Weldon Spring, MO

Home Insurance Company Near Weldon Spring, MO Homeowners Insurance Agency Near Weldon Spring, MO Address
State Farm Chuck Montgomery 11724 Administrtn Dr, Saint Louis, MO, 63146-3406
Allstate German Insurance 850 S State Street, Jerseyville, IL, 62052
Farmers Laura Fletcher 7324 Village Center Dr, O Fallon, MO, 63368
State Farm Pam Thornton 9202 Litzsinger Road, Saint Louis, MO, 63144
Farmers Robert Roth 907 N Bluff Rd Ste 8a, Collinsville, IL, 62234

Cost Of Homeowners Insurance By Street Near Weldon Spring, MO

Streets in Weldon Spring Area Homeowners Insurance Cost
Ivy Point Dr, Statesman Ct, Bridge Bank Dr, Cherokee Sunset Ct, Shooting Star Ct, Briguglio, Autumn Hill Dr, Glengate Estates Dr, Sundance Dr, Staunton Way$1,034
Bellow Falls Dr, Saddlemaker Dr, Grand Stables Dr, Klondike Ct, Greentree Ln, Collier Blvd, Berryville Pl, Pewter Ln, Quaint Cottage Ct, Legacy Ct$1,031
Stockbridge Dr, King's Manor Dr, Tuckahoe Cir, Whitetail Ln, McCluer Ct, Indian Springs Dr, Corporate Centre Dr, Water Leaf Ct, Shelby Crest Ct, Forest Trace Dr$1,081
Sandy Creek Dr, Cog Mill Dr, Vandalia Dr, Middlesburg Dr, Feise Rd, Un Rd, Pebble Brook Dr, Saddlebrook Ct N, Fire Tree Ln, Babble Creek Ct$1,038
Tournament Tee Dr, Skye Ct, Forest Dale Ct, River Glen Dr, Harbor Place Dr, Westfield Ct, Rebecca Terrace Ct, Brighton Crest Dr, Bennington Dr, Coalter Ct$1,050

Weldon Spring, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Weldon Spring$154 to $156
Dardenne Prairie$161
Dardenne$154
St. Charles County$153

Weldon Spring, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dardenne Prairie city, Missouri $161 $215 $323
Dardenne township, St. Charles County, Missouri $155 $206 $309
O'Fallon city, Missouri $154 $205 $308

Weldon Spring, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Weldon Spring, MO5.3%16.3%
Dardenne Prairie4.7%15.66%
Dardenne5.35%17.83%
O'Fallon5.37%17.45%

Weldon Spring Renters Insurance as a Percentage of Rent

Weldon Spring Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 11 1.0% $768
$300 to $499 68 7.0% $1218
$500 to $749 77 8.0% $1893
$750 to $999 318 34.0% $2643
$1,000 to $1,499 317 34.0% $3768
$1,500 or more 137 14.0% $5418

Weldon Spring, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Weldon Spring Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,900$8,400
Net Savings to Weldon Spring Home Owner from High Deductible Plan $1,500

Weldon Spring, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Weldon Spring, MO Home Replacement Value MORE than Home Value Weldon Spring, MO Home Replacement Value LESS than Home Value
Replacement Value $317,000 $199,000
Insurance Premium based on Replacement Value $1,875 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,000 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $325/year Insurance costlier by $375/year

Example Weldon Spring Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersGEICO Insurance
Monthly Premium 5173215
Year Built 200519922013
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$500000-$600000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Weldon Spring, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 265,000 Tile Roof 2,040 3 $500- $1000 Deductible 110 1 Fiber-Cement Siding yes
2002 190,000 Wood Shake Roof 1,400 3 $5000 to $10,000 Deductible 790 12 Fiber-Cement Siding yes
1992 245,000 Asphalt Shingles Roof 1,930 5 $5000 to $10,000 Deductible 240 5 Brick siding yes
2000 220,000 Composition Roof 1,960 3 $500 Deductible 490 7 Fiber-Cement Siding yes
2011 160,000 Wood Shake Roof 1,670 4 $2500-$5000 Deductible 220 6 Stucco siding No
2001 265,000 Tile Roof 2,420 4 $500 Deductible 910 7 Vinyl siding No
2012 265,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 700 8 Vinyl siding yes
2012 330,000 Metal Roof 3,280 4 $500- $1000 Deductible 270 3 Stucco siding No
2011 190,000 Slate Shingles Roof 2,040 3 $1000-$2500 Deductible 200 3 Brick siding yes
2013 275,000 Slate Shingles Roof 2,560 4 $2500-$5000 Deductible 310 3 Stucco siding yes
2012 375,000 Composition Roof 3,110 4 $500 Deductible 920 6 Stone Siding No
2011 220,000 Composition Roof 1,700 3 $500- $1000 Deductible 470 6 Vinyl siding No
2007 245,000 Wood Shake Roof 2,300 5 $500- $1000 Deductible 370 4 Fiber-Cement Siding No
2013 225,000 Wood Shake Roof 2,240 3 $500- $1000 Deductible 580 6 Vinyl siding yes
2000 240,000 Asphalt Shingles Roof 2,530 5 $500- $1000 Deductible 630 10 Stone Siding yes
2001 200,000 Asphalt Shingles Roof 2,120 3 $1000-$2500 Deductible 90 2 Stucco siding yes
2013 190,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 440 9 Brick siding No
2012 570,000 Shingles Roof 4,430 5 > $10,000 Deductible 570 4 Fiber-Cement Siding yes
2002 195,000 Asphalt Shingles Roof 1,570 3 $5000 to $10,000 Deductible 420 10 Fiber-Cement Siding No
2000 420,000 Membrane Roof 3,260 5 $500- $1000 Deductible 1700 9 Stone Siding yes
2012 250,000 Wood Shake Roof 2,020 3 $1000-$2500 Deductible 940 8 Wood siding yes
2004 220,000 Membrane Roof 1,580 5 > $10,000 Deductible 160 4 Stone Siding yes
2013 125,000 Membrane Roof 1,280 3 $500 Deductible 90 2 Vinyl siding No
2014 575,000 Membrane Roof 4,420 5 $5000 to $10,000 Deductible 920 6 Stucco siding No
2011 225,000 Membrane Roof 2,250 3 > $10,000 Deductible 150 2 Brick siding yes
1991 200,000 Asphalt Shingles Roof 1,970 4 $1000-$2500 Deductible 160 2 Brick siding No
1995 255,000 Membrane Roof 1,910 5 $2500-$5000 Deductible 80 1 Fiber-Cement Siding No
2003 180,000 Composition Roof 1,930 3 $2500-$5000 Deductible 190 4 Fiber-Cement Siding yes
2010 270,000 Metal Roof 2,260 3 > $10,000 Deductible 50 1 Stone Siding yes
2000 160,000 Tile Roof 1,420 3 $500- $1000 Deductible 840 12 Brick siding yes
2008 450,000 Membrane Roof 3,820 5 $5000 to $10,000 Deductible 410 5 Vinyl siding yes
2002 450,000 Wood Shake Roof 3,280 4 $1000-$2500 Deductible 1800 10 Brick siding yes
2005 290,000 Metal Roof 2,100 4 $5000 to $10,000 Deductible 440 6 Fiber-Cement Siding yes
2013 345,000 Membrane Roof 3,380 5 $2500-$5000 Deductible 110 1 Brick siding yes