Webster Insurance Rates:

Webster, NY homeowners insurance is roughly $510 to $692, about $42-$57/month. Our extensive analysis reveals consumers can save upto $240 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
My home insurance company is usaa. the company is only for current military, ex-military and their families.
State Farm
They don’t have many options that i can choose from
Allstate
Overall they are easy to use. very friendly and down to earth always seeming to want to help out at all times.
Usaa
There is always someone available if I have questions or concerns. I wish they all were able to help on the phone though, generally, issues need to go above the persons that you are speaking to making the process a little lengthier than it needs to be.
Liberty Mutual
Liberty Metal’s website is extremely easy to navigate. There is not too much text on one page so it is easy to find where you need to go. They put your policies right on the front page so you can easily choose which policy you would like to view. Their icons are large and the text is clear so it is easy to find what you need.
Liberty Mutual
It is the lowest rate I could find everyone else seems to charge double or triple the amount.
Allstate
The website is easy to use and navigate and even those who aren't tech savvy would have no trouble with it. One thing that peeved me though is that you can't get a direct quote from the site, you always seem to have to go through an agent and be pressured and listen to their sales pitch.

Webster, NY Homeowners Insurance By Home Value

Webster, NY Home Value Total Homes % of Total Average Webster, NY Homeowners Insurance
Less than $50,000 243 1.0% $84
$80,000 to $89,999 281 2.0% $294
$90,000 to $99,999 379 3.0% $330
$100,000 to $124,999 1,750 14.0% $378
$125,000 to $149,999 1,746 14.0% $474
$150,000 to $174,999 2,146 17.0% $564
$175,000 to $199,999 1,666 13.0% $655
$200,000 to $249,999 1,843 14.0% $787
$250,000 to $299,999 1,237 10.0% $961
$300,000 to $399,999 915 7.0% $1220

Top Home Insurance Agents Near Webster, NY

Home Insurance Company Near Webster, NY Homeowners Insurance Agency Near Webster, NY Address
NA Akropolis Agency, Inc. 1922 Chili Ave , Rochester, NY, 14624
Allstate Antonio Gimmillaro 1709 Crittenden Rd, Rochester, NY, 14623
Travelers Don Allen Agency Inc 800 LINDEN AVE, ROCHESTER, NY, 14625
Travelers Epic Ins Agency Inc 6605 PITTSFORD PALMYRA RD E-8, FAIRPORT, NY, 14450
Travelers Jerome M Marks Agency Llc 120 CORPORATE WOODS STE 260, ROCHESTER, NY, 14623

Cost Of Homeowners Insurance By Street Near Webster, NY

Streets in Webster Area Homeowners Insurance Cost
Treasure Cir, Bel Arbor Trl, Chimney Trl, Norwood Cir, Severn Ridge Rd, Carmel Ct, Betlor Dr, San Ron Dr, Parkside Dr, Bushwood Cir$600
Kennington Blvd, Mohawk St, Hills Pond Rd, Contempri Way, Kircher Park, Lakeview Ter, Stockbridge Rd, Halesworth Ln, Shady Glen Cir, Cumberland Way$598
Wall Rd, Mont Blanc Dr, Dawn Cir, Whiting Rd, Beaver Creek Dr, Baker St, Hanna Ln, S Estate Dr, Hollyhock Dr, Co Rd 8$609
Baker Rd, Ridge Rd, Cane Patch, Winding Creek Dr, Longbush Ln, Sunningdale Rise, Orchard Rd, Thomar Dr, Cordial Ct, Cinnaberry Cir$601
Document Dr, Millington Ter, Apple Grove Cir, Lake View Ter, Brixton Trl, Appian Dr, Beverly Dr, Hidden Harbour Way, Linden Tree Ln, Lasalle Dr$611

Webster, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Webster$90 to $92
Penfield$90
Irondequoit$88
Ontario$89

Webster, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Penfield town, Monroe County, New York $90 $120 $180
Irondequoit CDP, New York $89 $118 $177
Ontario town, Wayne County, New York $89 $119 $179

Webster, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Webster, NY3.1%7.4%
Penfield2.87%7.37%
Irondequoit3.82%8.87%
Ontario3.2%8.68%

Webster Renters Insurance as a Percentage of Rent

Webster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 80 2.0% $343
$200 to $299 74 1.0% $793
$300 to $499 258 6.0% $1243
$500 to $749 712 18.0% $1918
$750 to $999 1,226 31.0% $2668
$1,000 to $1,499 1,110 28.0% $3793
$1,500 or more 403 10.0% $5443

Webster, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Webster Homeowner Insurance Premium Example $2,400$1,900
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,600$17,100
Net Savings to Webster Home Owner from High Deductible Plan $1,500

Webster, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Webster, NY Home Replacement Value MORE than Home Value Webster, NY Home Replacement Value LESS than Home Value
Replacement Value $227,000 $131,000
Insurance Premium based on Replacement Value $2,300 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $425/year Insurance costlier by $550/year

Example Webster Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 107157183
Year Built 200119931974
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Webster, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 165,000 Tile Roof 2,050 3 $500- $1000 Deductible 140 1 Vinyl siding yes
1999 520,000 Membrane Roof 4,410 5 $500 Deductible 4080 10 Stone Siding No
1987 235,000 Wood Shake Roof 2,620 4 $500 Deductible 420 2 Stucco siding No
1974 120,000 Tile Roof 1,220 3 $500- $1000 Deductible 110 1 Vinyl siding yes
2010 145,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 220 3 Stone Siding yes
1984 395,000 Membrane Roof 4,150 5 $1000-$2500 Deductible 2340 9 Brick siding yes
2007 205,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 1020 12 Stone Siding No
2011 185,000 Slate Shingles Roof 2,160 3 $500- $1000 Deductible 320 2 Stucco siding yes
1970 160,000 Composition Roof 1,960 4 $2500-$5000 Deductible 1120 12 Vinyl siding No
1998 275,000 Asphalt Shingles Roof 2,960 4 $500 Deductible 1980 12 Stone Siding No
2014 265,000 Wood Shake Roof 2,990 4 > $10,000 Deductible 1110 8 Stone Siding No
1978 220,000 Shingles Roof 1,880 3 $2500-$5000 Deductible 1210 10 Brick siding yes
1982 150,000 Composition Roof 1,330 3 $5000 to $10,000 Deductible 530 6 Stone Siding yes
1975 195,000 Composition Roof 1,710 3 $5000 to $10,000 Deductible 1030 9 Stone Siding No
2009 215,000 Slate Shingles Roof 2,200 4 $5000 to $10,000 Deductible 300 2 Stucco siding yes
1992 320,000 Membrane Roof 3,340 4 $500- $1000 Deductible 1330 6 Fiber-Cement Siding yes
1978 190,000 Tile Roof 1,830 3 $500 Deductible 170 1 Stone Siding yes
2007 125,000 Membrane Roof 1,340 3 $500 Deductible 730 7 Stone Siding No
1966 285,000 Composition Roof 3,230 4 $500- $1000 Deductible 370 2 Brick siding No
1964 320,000 Wood Shake Roof 3,200 5 $5000 to $10,000 Deductible 2030 12 Stucco siding yes
1985 185,000 Slate Shingles Roof 1,650 3 $5000 to $10,000 Deductible 620 7 Brick siding yes
2014 210,000 Asphalt Shingles Roof 2,300 3 $2500-$5000 Deductible 940 8 Stucco siding No