Webster Insurance Rates:

Webster, IN homeowners insurance is about $687 to $952, about $57-$79/month. Our comprehensive guide shows customers can save upto $327 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Average Home Insurance Cost in Webster, IN

The average cost of homeowners insurance in Webster, IN, is $1019. Home insurance, commonly referred to as homeowners insurance, covers losses that could occur to a person's home and its contents due to unforeseen situations. To protect their financial security, homeowners in Webster, IN, should think about getting home insurance.

A few factors that home insurance companies consider when determining premiums include the size of the house, location, age of the house, credit history, the risk of theft or disaster, features and modifications that can help mitigate risk, the type of construction materials, etc. You can save money on home insurance in Webster, IN, by considering the following aspects.

1. By Choosing a Higher Deductible

There are a few things that homeowners in Webster, IN, can do to reduce their insurance rates. One way is to choose a higher deductible. A higher deductible means that the homeowner will be responsible for paying more money out of pocket if they need to make a claim. However, it also means that the insurance company will charge a lower premium. This can be an excellent way to save money on homeowners insurance. For instance, homeowners in Webster, IN, who choose deductibles of 500 and 1500 pay premiums of $1006.77 and $857.39, respectively. Homeowners with deductibles of 2000 and 2500 pay, respectively, $778.31 and $731.64. Therefore, the higher the deductible, the lower the homeowners insurance rates in Webster, IN.

2. By Installing Safety Features

Homeowners insurance rates in Webster, Indiana, can be reduced by installing safety features in the home. Some safety features that may be eligible for a discount include smoke detectors, fire alarms, sprinkler systems, and deadbolt locks. Discounts vary by insurer, so it's essential to ask about safety discounts when shopping for homeowners insurance. Homes with sprinkler systems pay $937.48 on home insurance in Webster, IN.

3. By Maintaining a Zero Claims History

When you have a zero-claims history, your insurance company knows you are a low-risk customer. This means they are more likely to give you lower rates because they know you are less likely to file a claim. Insurance companies also offer discounts for customers with a zero-claims history. This is because they know that these customers are less likely to file a claim and want to encourage them to stay with the company.   So, if you want to keep your insurance rates low, it’s important to maintain a zero-claims history. For instance, homeowners in Webster, Indiana, who have never filed a claim, must pay a premium of $876.34. On the other hand, homeowners in Webster, IN, who have one or two claims must pay $1090.33 and $1141.28, respectively.

Webster, IN Homeowners Insurance By Home Value

Webster, IN Home Value Total Homes % of Total Average Webster, IN Homeowners Insurance
Less than $50,000 18 3.0% $163
$70,000 to $79,999 57 11.0% $491
$80,000 to $89,999 33 6.0% $565
$90,000 to $99,999 49 9.0% $630
$100,000 to $124,999 119 23.0% $728
$125,000 to $149,999 79 15.0% $909
$150,000 to $174,999 69 13.0% $1081
$175,000 to $199,999 28 5.0% $1244
$200,000 to $249,999 13 2.0% $1498
$250,000 to $299,999 14 2.0% $1826
$300,000 to $399,999 32 6.0% $2325

Top Home Insurance Agents Near Webster, IN

Home Insurance Company Near Webster, IN Homeowners Insurance Agency Near Webster, IN Address
Travelers Bancy Murage 9900 CORPORATE CAMPUS DR STE 3000, LOUISVILLE, KY, 40223
Allstate Greer Insurance Inc 1110 High St, Brandenburg, KY, 40108
State Farm Jim Skees 1317 N Dixie Hwy, Elizabethtown, KY, 42701-2621
Travelers Kathy Hagan Insurance 237 CHAPLIN ROAD, BLOOMFIELD, KY, 40008
Travelers Peoples Insurance Inc 114 S ENGLISH ST, LEITCHFIELD, KY, 42754

Cost Of Homeowners Insurance By Street Near Webster, IN

Streets in Webster Area Homeowners Insurance Cost
Ten Dollar Rd SE, Hillside Dr NE, Crandall Branch Rd NE, Highridge Dr NE, Baker Hill Ln, Hidden Valley NE, Wolfe Rd NE, Emily Rd NE, Hwy 62 NE, Autumn Dr NE$836
Hickory Trce NE, Red Sky Dr NE, Tandy Rd NE, Lanesville Rd NE, Saint Johns Church Rd SE, Douglas Ln NE, Cedarcreek Ct NE, Villa Rd NE, Ridge Dr, Reinhardt Rd$845
Ridgecrest Dr NE, New Middltwn Elizabeth Rd SE, Oakland Hills Dr NE, St Marys Dr NE, 3rd St SE, Cedarpointe Dr NE, Ferree Rd NE, Wismann Rd NE, Deerwood Dr NE, Old Salem Church Rd SE$839
New Middletown Rd SE, Montgomery Rd, McAdams Ln SE, Lazy Creek Rd NE, Lotticks Corner Rd SE, Walter Rd NE, Alpine Ct, Scenic Dr NE, M Phillips Rd, Brookside Ave NE$837
County Line Rd, Zollman Dr NE, Gun Club Rd NE, Hwy 64 NE, Harrison Trail Ct NE, Payton Rd SE, Big Indian Rd NE, State Rd 62, High Ridge Dr NE, Payton Rd$843

Webster, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Webster$121 to $124
New Middletown$123
Elizabeth$120
Corydon$119

Webster, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
New Middletown town, Indiana $123 $164 $246
Harrison County, Indiana $123 $164 $246
Elizabeth town, Indiana $120 $160 $240

Webster, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Webster, IN5.9%16.8%
New Middletown5.41%49.64%
Harrison County6.36%20.67%
Elizabeth7.17%27.46%

Webster Renters Insurance as a Percentage of Rent

Webster Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 41 58.0% $1922
$750 to $999 29 41.0% $2672