Waynesboro Insurance Rates:

Waynesboro, VA homeowners insurance is about $610 to $828, about $50-$69/month. Our all inclusive guide shows customers can save as much as $287 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
Usaa's customer service is always amazing. we've never had a bad experience online chatting, over the phone, or in person.
Usaa
One negative point about usaa is that it was difficult to couple their insurance and mortgage product offerings together. their insurance process/plans were great, but their mortgage program was terrible. customer service was non-responsive and it was very difficult to get through the mortgage process and subsequent insurance coupling.
American Family Insurance
I like that i can access my information and account online. the ability to pay bills, review policy information, and request changes all online really helps to get things done.

Waynesboro, VA Homeowners Insurance By Home Value

Waynesboro, VA Home Value Total Homes % of Total Average Waynesboro, VA Homeowners Insurance
Less than $50,000 217 4.0% $100
$70,000 to $79,999 99 2.0% $316
$80,000 to $89,999 171 3.0% $359
$90,000 to $99,999 230 4.0% $402
$100,000 to $124,999 523 10.0% $467
$125,000 to $149,999 812 16.0% $589
$150,000 to $174,999 750 15.0% $697
$175,000 to $199,999 526 10.0% $805
$200,000 to $249,999 735 14.0% $970
$250,000 to $299,999 428 8.0% $1186
$300,000 to $399,999 362 7.0% $1502

Top Home Insurance Agents Near Waynesboro, VA

Home Insurance Company Near Waynesboro, VA Homeowners Insurance Agency Near Waynesboro, VA Address
State Farm Dennis Blackwell 119 S Carlton St, Harrisonburg, VA, 22801-4326
State Farm Gary Albert 1380 Rio Road E, Charlottesville, VA, 22901
Travelers Insurance Agency Services Llc 16832 W JAMES ANDERSON HWY, BUCKINGHAM, VA, 23921
State Farm Kim Gardner-Ewell 4898 S Amherst Hwy, Madison Hts, VA, 24572-2478
State Farm Trey Tilson Iii 2073 Magnolia Ave, Buena Vista, VA, 24416-3109

Cost Of Homeowners Insurance By Street Near Waynesboro, VA

Streets in Waynesboro Area Homeowners Insurance Cost
Alston Ct, Lee Dr, Alpha St, Shamrock Ln, N Bath Ave, Cherry Ave, Grove Ave, Wilson Ave, Port Republic Rd, Georgia Ave$734
S Ellison Ln, State Rte 826, Florida Ave, N Bath Ave, State Rte 1732, Washington Ave, Club Rd, Fireglow Ave, James Ave, 2nd St$728
B St, Reservoir St, Jefferson Ave, Guilford Ln, Hopeman Pkwy, Forest Dr, 13th St, Madison St, May Ave, Cedar Ave$706
Shenandoah Ave, Pratts Wood Rd, Dupont Cir, 13th St, Stayman Ave, Dogwood Cir, Bader Ave, Jefferson Ln, Rhoades Dr, Rutledge Dr$737
Park Rd, Carolina Ave, Skyland Ave, Locust Ave, Minden Pl, Walnut Ave, Hunter St, Ridge Cir, Woodside Ln, Rice Ave$733

Waynesboro, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waynesboro$107 to $110
Wayne$111
Dooms$108
Sherando$107

Waynesboro, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wayne district, Augusta County, Virginia $93 $123 $185
Dooms CDP, Virginia $90 $120 $180
Lyndhurst CDP, Virginia $90 $120 $180

Waynesboro, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waynesboro, VA4.8%15.1%
Wayne4.18%17.77%
Dooms4.47%20.0%
Lyndhurst5.91%16.46%

Waynesboro Renters Insurance as a Percentage of Rent

Waynesboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 128 3.0% $346
$200 to $299 149 4.0% $796
$300 to $499 439 12.0% $1246
$500 to $749 966 27.0% $1921
$750 to $999 1,017 29.0% $2671
$1,000 to $1,499 630 18.0% $3796
$1,500 or more 138 3.0% $5446

Waynesboro, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Waynesboro Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,700$7,100
Net Savings to Waynesboro Home Owner from High Deductible Plan $600

Waynesboro, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waynesboro, VA Home Replacement Value MORE than Home Value Waynesboro, VA Home Replacement Value LESS than Home Value
Replacement Value $121,500 $79,000
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Waynesboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceState Farm
Monthly Premium 7267170
Year Built 197320001992
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Waynesboro, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 160,000 Asphalt Shingles Roof 1,550 5 $1000-$2500 Deductible 340 8 Stone Siding No
1949 300,000 Slate Shingles Roof 3,590 5 $5000 to $10,000 Deductible 570 6 Brick siding yes
1978 255,000 Membrane Roof 2,780 5 $500 Deductible 80 1 Brick siding No
1942 285,000 Slate Shingles Roof 3,350 5 > $10,000 Deductible 200 3 Brick siding No
1964 170,000 Asphalt Shingles Roof 1,890 5 $5000 to $10,000 Deductible 130 4 Stucco siding No
1974 315,000 Wood Shake Roof 3,050 4 $5000 to $10,000 Deductible 1060 9 Brick siding yes
1987 240,000 Membrane Roof 2,100 4 > $10,000 Deductible 200 5 Wood siding yes
1968 455,000 Membrane Roof 4,080 5 $500- $1000 Deductible 1760 9 Fiber-Cement Siding yes
1971 145,000 Slate Shingles Roof 1,440 3 $500 Deductible 350 6 Vinyl siding No
1980 405,000 Wood Shake Roof 3,580 5 $1000-$2500 Deductible 1090 6 Wood siding No
1980 335,000 Asphalt Shingles Roof 3,120 4 $1000-$2500 Deductible 790 10 Stone Siding No
1998 325,000 Wood Shake Roof 3,760 5 $5000 to $10,000 Deductible 270 4 Vinyl siding yes
1942 285,000 Tile Roof 2,430 4 $500- $1000 Deductible 300 4 Wood siding No
1985 350,000 Slate Shingles Roof 3,150 4 $1000-$2500 Deductible 780 10 Vinyl siding No