Waynesboro Insurance Rates:

Waynesboro, PA homeowners insurance is about $615 to $835, about $51-$69/month. Our detailed research shows customers can save upto $290 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waynesboro, PA Homeowners Insurance By Home Value

Waynesboro, PA Home Value Total Homes % of Total Average Waynesboro, PA Homeowners Insurance
Less than $50,000 119 4.0% $108
$60,000 to $69,999 62 2.0% $297
$70,000 to $79,999 84 3.0% $340
$80,000 to $89,999 129 5.0% $384
$90,000 to $99,999 181 7.0% $435
$100,000 to $124,999 218 8.0% $500
$125,000 to $149,999 266 10.0% $630
$150,000 to $174,999 617 25.0% $746
$175,000 to $199,999 236 9.0% $862
$200,000 to $249,999 293 11.0% $1036
$250,000 to $299,999 130 5.0% $1261
$300,000 to $399,999 103 4.0% $1609

Top Home Insurance Agents Near Waynesboro, PA

Home Insurance Company Near Waynesboro, PA Homeowners Insurance Agency Near Waynesboro, PA Address
Farmers Deron Scheidler 5000 Ritter Rd Ste 202, Mechanicsburg, PA, 17055
State Farm Eric Gates 1802 W King St, Martinsburg, WV, 25401-2004
Nationwide Morris Insurance Srvs Inc 725 Baltimore Blvd, Westminster, MD, 21157-6105
Allstate Rolando Graham 21030 Frederick Rd Ste H, Germantown, MD, 20876
State Farm Todd West 119 Lurgan Ave Ste A, Shippensburg, PA, 17257-1662

Cost Of Homeowners Insurance By Street Near Waynesboro, PA

Streets in Waynesboro Area Homeowners Insurance Cost
Linden Ave, Amsterdam Rd, E 3rd St, Green St, W 5th St, S Grant St, Anthony Ave, S Franklin St, E 4th St, Enterprise Ave$722
Ringgold St, Vista Dr, W 9th St, N Broad St, Welty Rd, E North St, Evangeline Dr, Vista Ct, N Franklin St, W Gay St$728
W 3rd St, Broad St, N Price Ave, Sunny Dr, Madison Ave, Cemetery Ave, Morningstar Ln, W 4th St, N Potomac St, Prices Church Rd$725
W 2nd St, Penn St, N Potomac St Exd, S Church St, Grandview Ave, Mount Airy Ave, Enterprise Ave, 4th St, Clayton Ave, Chestnut St$727
Crown Ct, Cumberland Valley Ave, Mulberry Ave, S Potomac St, Memorial Park Dr, Strine Ave, Elderberry Spring Ct, Waterdale Dr, Highland Ave, Maple St$725

Waynesboro, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waynesboro$108 to $111
Washington$111
Ringgold$104
Rouzerville$108

Waynesboro, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington township, Franklin County, Pennsylvania $111 $148 $222
Wayne Heights CDP, Pennsylvania $112 $149 $224
Rouzerville CDP, Pennsylvania $108 $144 $216

Waynesboro, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waynesboro, PA4.9%14.3%
Washington4.08%13.93%
Wayne Heights4.08%14.34%
Rouzerville5.01%16.17%

Waynesboro Renters Insurance as a Percentage of Rent

Waynesboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 39 2.0% $340
$200 to $299 82 4.0% $790
$300 to $499 347 18.0% $1240
$500 to $749 733 38.0% $1915
$750 to $999 445 23.0% $2665
$1,000 to $1,499 225 11.0% $3790
$1,500 or more 23 1.0% $5440

Waynesboro, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Waynesboro Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,100$9,900
Net Savings to Waynesboro Home Owner from High Deductible Plan $1,200

Waynesboro, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waynesboro, PA Home Replacement Value MORE than Home Value Waynesboro, PA Home Replacement Value LESS than Home Value
Replacement Value $200,500 $141,500
Insurance Premium based on Replacement Value $925 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $32,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Waynesboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceNationwide Insurance
Monthly Premium 543786
Year Built 196019401943
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$125000-$150000$300000-$350000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Waynesboro, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 135,000 Asphalt Shingles Roof 1,380 2 $1000-$2500 Deductible 320 6 Fiber-Cement Siding No
1947 210,000 Asphalt Shingles Roof 2,080 3 > $10,000 Deductible 530 12 Brick siding No
1943 325,000 Asphalt Shingles Roof 3,310 4 $500 Deductible 880 6 Vinyl siding yes
1943 255,000 Tile Roof 2,490 5 $500 Deductible 210 2 Wood siding No
1968 105,000 Slate Shingles Roof 1,340 3 $500- $1000 Deductible 30 1 Wood siding yes
1961 150,000 Metal Roof 1,390 2 $5000 to $10,000 Deductible 190 4 Wood siding yes
1964 205,000 Membrane Roof 2,000 4 > $10,000 Deductible 130 3 Stone Siding No
1960 150,000 Slate Shingles Roof 1,430 2 $500- $1000 Deductible 590 12 Stucco siding No
1964 200,000 Shingles Roof 1,970 4 $2500-$5000 Deductible 80 1 Brick siding No
1966 265,000 Wood Shake Roof 2,890 5 $500- $1000 Deductible 610 6 Fiber-Cement Siding No
1968 120,000 Shingles Roof 1,530 2 $2500-$5000 Deductible 310 9 Brick siding yes
1969 275,000 Composition Roof 3,090 4 $2500-$5000 Deductible 550 7 Wood siding No
1962 340,000 Shingles Roof 3,470 5 $1000-$2500 Deductible 100 1 Fiber-Cement Siding No
1960 155,000 Membrane Roof 1,730 2 $500 Deductible 660 12 Stone Siding No
1962 265,000 Shingles Roof 2,400 4 $500- $1000 Deductible 770 9 Wood siding No
1967 410,000 Shingles Roof 3,900 5 $500 Deductible 1620 9 Wood siding No
1946 265,000 Membrane Roof 3,330 4 $2500-$5000 Deductible 580 6 Vinyl siding No
1965 90,000 Membrane Roof 1,090 2 $1000-$2500 Deductible 40 2 Vinyl siding yes
1968 140,000 Slate Shingles Roof 1,440 3 $2500-$5000 Deductible 160 4 Stone Siding No
1942 160,000 Slate Shingles Roof 1,420 2 $2500-$5000 Deductible 730 12 Vinyl siding No
1968 195,000 Wood Shake Roof 2,210 4 $1000-$2500 Deductible 420 6 Brick siding yes
1965 120,000 Membrane Roof 1,180 2 $500 Deductible 480 9 Stone Siding No
1964 150,000 Composition Roof 1,670 2 $2500-$5000 Deductible 280 5 Wood siding No
1969 135,000 Wood Shake Roof 1,660 3 $500 Deductible 590 12 Fiber-Cement Siding yes
1945 155,000 Composition Roof 1,620 3 $1000-$2500 Deductible 240 4 Vinyl siding yes
1964 230,000 Shingles Roof 2,120 4 > $10,000 Deductible 790 12 Vinyl siding No
1945 275,000 Tile Roof 2,960 4 $500- $1000 Deductible 710 5 Brick siding No
1962 90,000 Metal Roof 960 2 $500- $1000 Deductible 190 7 Brick siding yes