Waynesboro Insurance Rates:

Waynesboro, MS homeowners insurance is about $769 to $1,060, about $64-$88/month. Our detailed research indicates shoppers can save as much as $366 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waynesboro, MS Homeowners Insurance By Home Value

Waynesboro, MS Home Value Total Homes % of Total Average Waynesboro, MS Homeowners Insurance
Less than $50,000 467 37.0% $283
$50,000 to $59,999 50 3.0% $603
$60,000 to $69,999 74 5.0% $750
$70,000 to $79,999 86 6.0% $869
$80,000 to $89,999 62 4.0% $979
$90,000 to $99,999 58 4.0% $1098
$100,000 to $124,999 133 10.0% $1271
$125,000 to $149,999 113 8.0% $1592
$150,000 to $174,999 109 8.0% $1884
$175,000 to $199,999 14 1.0% $2168
$200,000 to $249,999 79 6.0% $2616
$300,000 to $399,999 14 1.0% $4062

Top Home Insurance Agents Near Waynesboro, MS

Home Insurance Company Near Waynesboro, MS Homeowners Insurance Agency Near Waynesboro, MS Address
Travelers Bancorpsouth Ins Services Inc 16 THOMPSON PARK, HATTIESBURG, MS, 39401
State Farm Dave Holloway 4801 8th Street, Meridian, MS, 39307
Travelers Hunt Insurance Agency 1910 Hardy Street 1910 Hardy Street, Hattiesburg, MS, 39401
State Farm John Brown 3921 N College Ave, Jackson, AL, 36545-2026
State Farm Nick Waugh 3795 N College Ave, Jackson, AL, 36545-2226

Cost Of Homeowners Insurance By Street Near Waynesboro, MS

Streets in Waynesboro Area Homeowners Insurance Cost
Charles St, Wells St, Dura Dyess Rd, E Fairview Dr, Hampton St, Luke Dr, Mill St, Fagan St, Patton Creek Rd, Norton Dr$904
Joe Jordan Dr, Copeland Rd, Leroy Singley Dr, Horseshoe Dr, Gretna Dr, Franklin Jordan Dr, Walter Jordan Dr, Eastwood Dr, Coyt Rd, Oak St$897
New Saint Paul Church Dr, Mangum Pitt, Clark Dr, Briarwood Dr, Central Lake Dr, McGay St, Tatum Rd, Southwood Dr, Tommy Conner Dr, Bracy St$906
Hwy 510, Rankin St, State Hwy 184, Delta Dr, Rainwater Dr, First St S, Barnett St, Duncan Hill Rd, Shana St, Cecil Andrews Dr$907
Slater West Dr, Frost St, Ben Fleming Dr, Joe Pugh Dr, William Plamer Dr, Millers Trailer Park Dr, E Robinson Junction Rd, Mason Annex St, Beach Pitts Dr, US Hwy 84$901

Waynesboro, MS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waynesboro$135 to $138
Wayne County$135
Clara$136
Buckatunna$132

Waynesboro, MS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wayne County, Mississippi $113 $151 $226
Clara CDP, Mississippi $114 $151 $227
Buckatunna CDP, Mississippi $110 $147 $220

Waynesboro, MS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waynesboro, MS8.0%23.7%
Wayne County8.65%22.47%
Buckatunna12.75%16.01%
Shubuta10.12%26.5%

Waynesboro Renters Insurance as a Percentage of Rent

Waynesboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 4.0% $362
$200 to $299 106 20.0% $812
$300 to $499 85 16.0% $1262
$500 to $749 249 47.0% $1937
$750 to $999 50 9.0% $2687
$1,000 to $1,499 8 1.0% $3812

Waynesboro, MS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Waynesboro Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$12,400
Net Savings to Waynesboro Home Owner from High Deductible Plan $600

Waynesboro, MS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waynesboro, MS Home Replacement Value MORE than Home Value Waynesboro, MS Home Replacement Value LESS than Home Value
Replacement Value $65,000 $50,000
Insurance Premium based on Replacement Value $1,125 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $5,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Waynesboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceTravelers
Monthly Premium 118119184
Year Built 200719851998
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$75000-$100000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Waynesboro, MS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 165,000 Asphalt Shingles Roof 3,030 4 $1000-$2500 Deductible 2770 12 Vinyl siding No
1983 70,000 Wood Shake Roof 1,410 3 $500- $1000 Deductible 340 6 Vinyl siding yes
1998 115,000 Tile Roof 2,210 3 $2500-$5000 Deductible 1280 12 Fiber-Cement Siding yes
1989 165,000 Metal Roof 3,190 5 $1000-$2500 Deductible 130 1 Fiber-Cement Siding yes
1995 225,000 Composition Roof 3,840 5 > $10,000 Deductible 1060 9 Stone Siding No
1975 155,000 Tile Roof 2,110 3 $5000 to $10,000 Deductible 1280 12 Wood siding No
1971 110,000 Composition Roof 1,780 3 $1000-$2500 Deductible 1130 12 Vinyl siding yes
2000 125,000 Asphalt Shingles Roof 2,000 4 $2500-$5000 Deductible 180 2 Wood siding yes
1999 140,000 Membrane Roof 2,180 3 $2500-$5000 Deductible 820 7 Wood siding No
2006 200,000 Slate Shingles Roof 2,950 4 $500 Deductible 450 2 Brick siding yes
1976 185,000 Metal Roof 3,030 4 $5000 to $10,000 Deductible 1370 6 Vinyl siding yes
1971 85,000 Wood Shake Roof 1,440 3 $500- $1000 Deductible 1080 10 Vinyl siding No
2008 85,000 Shingles Roof 1,390 3 $2500-$5000 Deductible 50 1 Vinyl siding yes