Wayne Insurance Rates:

Wayne, PA homeowners insurance is approximately $615 to $840, about $51-$70/month. Our exhaustive analysis indicates shoppers can save upto $291 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wayne, PA Homeowners Insurance By Home Value

Wayne, PA Home Value Total Homes % of Total Average Wayne, PA Homeowners Insurance
Less than $50,000 188 11.0% $109
$80,000 to $89,999 43 2.0% $371
$100,000 to $124,999 242 14.0% $487
$125,000 to $149,999 197 11.0% $611
$150,000 to $174,999 334 19.0% $720
$175,000 to $199,999 58 3.0% $829
$200,000 to $249,999 242 14.0% $997
$250,000 to $299,999 138 8.0% $1223
$300,000 to $399,999 198 11.0% $1557

Top Home Insurance Agents Near Wayne, PA

Home Insurance Company Near Wayne, PA Homeowners Insurance Agency Near Wayne, PA Address
State Farm Bob Witmer Clu, Chfc 415 S West-End Boulevard, Quakertown, PA, 18951-1405
Liberty Mutual Independent Goods Insurance Agency Inc 352 E MAIN ST STE 200, LEOLA, PA, 17540
State Farm Hugh Dorsey Lutcf 504 Hamilton St, Harrisburg, PA, 17102
State Farm Larry R Hoak 363a E Main St, Collegeville, PA, 19426-2604
Allstate Mark Lechmanik 1628 N 18th St, Allentown, PA, 18104

Cost Of Homeowners Insurance By Street Near Wayne, PA

Streets in Wayne Area Homeowners Insurance Cost
Meadow Brook Dr, Hurst Rd, T592A, State Rte 3002, Manor Rd, Plum Creek Rd, Greenawalt Ln, Firehouse Rd, T596 A, Millers Rd$723
Long Run Dr, Wagon Wheel Dr, Buck Dr, Homer Rd, Ketners Rd, Totem Dr, T657B, Johns Rd, Scheitauer Rd, Hidden View Rd$730
Hatchet Cove, Blackhawk Dr, Allenwood Dr, 1st Ave, Trl 673, 675, Rhine Rd, Papoose Dr, Twp Hwy 600, Woodlawn Dr$731
Blue Mountain Rd, Peach Aly, Moyers Station Rd, Doe Dr, Running Deer Dr, T574, Black Horse Rd, Stone Mountain Rd, Tomahawk Dr, Pawnee Dr$726
T592B, Rolling View Dr, North Rd, State Rte 183, Meadowbrook Dr, Knittles Rd, Red Oak Cove, Dogwood Rd, Hogan Dr, Jan Aarden Dr$730

Wayne, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wayne$108 to $111
Friedensburg$101
Summit Station$98
Lake Wynonah$110

Wayne, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Friedensburg CDP, Pennsylvania $84 $112 $168
Summit Station CDP, Pennsylvania $82 $109 $164
Lake Wynonah CDP, Pennsylvania $92 $122 $183

Wayne, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wayne, PA4.1%12.6%
Friedensburg4.92%11.43%
Lake Wynonah4.05%13.64%
Cressona5.2%11.72%

Wayne Renters Insurance as a Percentage of Rent

Wayne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 15 8.0% $788
$500 to $749 113 65.0% $1913
$750 to $999 38 21.0% $2663
$1,500 or more 7 4.0% $5438

Wayne, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Wayne Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,900$15,100
Net Savings to Wayne Home Owner from High Deductible Plan $800

Wayne, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wayne, PA Home Replacement Value MORE than Home Value Wayne, PA Home Replacement Value LESS than Home Value
Replacement Value $209,500 $117,500
Insurance Premium based on Replacement Value $1,075 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year

Example Wayne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAllstate
Monthly Premium 477456
Year Built 197919482011
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$150000-$175000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wayne, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 120,000 Metal Roof 1,430 3 $500 Deductible 550 10 Stucco siding yes
1973 170,000 Slate Shingles Roof 1,800 5 $2500-$5000 Deductible 200 6 Brick siding yes
1975 160,000 Shingles Roof 1,950 3 $2500-$5000 Deductible 450 8 Vinyl siding No
1993 380,000 Metal Roof 3,550 5 $500- $1000 Deductible 620 4 Vinyl siding yes
2004 170,000 Tile Roof 1,760 3 $2500-$5000 Deductible 320 6 Wood siding No
1948 185,000 Wood Shake Roof 1,940 3 $1000-$2500 Deductible 490 8 Vinyl siding yes
1984 270,000 Tile Roof 2,410 4 > $10,000 Deductible 470 7 Fiber-Cement Siding No
1976 275,000 Slate Shingles Roof 3,460 5 $500 Deductible 340 4 Stone Siding yes
1987 395,000 Slate Shingles Roof 4,840 5 $500 Deductible 140 1 Stucco siding yes
1984 265,000 Metal Roof 2,520 4 $5000 to $10,000 Deductible 360 5 Brick siding yes
1947 295,000 Wood Shake Roof 2,950 5 $5000 to $10,000 Deductible 810 10 Stone Siding yes
1945 165,000 Tile Roof 2,090 3 $2500-$5000 Deductible 460 8 Stucco siding yes
1940 340,000 Metal Roof 3,600 5 > $10,000 Deductible 90 1 Brick siding No
1947 140,000 Composition Roof 1,670 4 $1000-$2500 Deductible 540 12 Stucco siding yes
2002 460,000 Membrane Roof 4,840 5 $500- $1000 Deductible 470 4 Vinyl siding No
1983 485,000 Composition Roof 4,350 5 $1000-$2500 Deductible 1650 10 Wood siding yes
2014 175,000 Metal Roof 2,240 3 $500- $1000 Deductible 100 1 Vinyl siding No
2001 330,000 Wood Shake Roof 3,420 5 $2500-$5000 Deductible 450 4 Wood siding No
1942 180,000 Metal Roof 2,030 5 $1000-$2500 Deductible 480 9 Stone Siding yes
1995 160,000 Asphalt Shingles Roof 1,700 3 $2500-$5000 Deductible 60 1 Stone Siding No
1944 200,000 Tile Roof 1,970 3 $500 Deductible 430 6 Wood siding No
2014 375,000 Metal Roof 4,520 5 $5000 to $10,000 Deductible 1300 12 Fiber-Cement Siding yes
2013 150,000 Composition Roof 1,680 3 $2500-$5000 Deductible 110 2 Fiber-Cement Siding No
2011 240,000 Tile Roof 2,220 3 $2500-$5000 Deductible 320 4 Fiber-Cement Siding No
1943 200,000 Asphalt Shingles Roof 1,770 3 $2500-$5000 Deductible 520 9 Brick siding No
1996 155,000 Metal Roof 1,580 5 $1000-$2500 Deductible 180 3 Stucco siding No
2012 245,000 Wood Shake Roof 2,270 5 > $10,000 Deductible 60 1 Stucco siding No
2011 400,000 Shingles Roof 3,970 5 $5000 to $10,000 Deductible 920 9 Fiber-Cement Siding yes
1970 100,000 Tile Roof 1,230 3 $500- $1000 Deductible 380 10 Stone Siding No
2004 430,000 Slate Shingles Roof 3,850 5 $500 Deductible 180 1 Vinyl siding yes
1978 165,000 Tile Roof 1,560 3 $5000 to $10,000 Deductible 420 12 Brick siding yes
2011 250,000 Composition Roof 2,210 3 $5000 to $10,000 Deductible 430 7 Vinyl siding yes
2005 240,000 Membrane Roof 2,450 4 $500- $1000 Deductible 460 5 Vinyl siding yes
2011 190,000 Composition Roof 1,820 3 $2500-$5000 Deductible 60 1 Brick siding No