Wayne, PA homeowners insurance is approximately $615 to $840, about $51-$70/month. Our exhaustive analysis indicates shoppers can save upto $291 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Wayne, PA Home Value | Total Homes | % of Total | Average Wayne, PA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 188 | 11.0% | $109 |
| $80,000 to $89,999 | 43 | 2.0% | $371 |
| $100,000 to $124,999 | 242 | 14.0% | $487 |
| $125,000 to $149,999 | 197 | 11.0% | $611 |
| $150,000 to $174,999 | 334 | 19.0% | $720 |
| $175,000 to $199,999 | 58 | 3.0% | $829 |
| $200,000 to $249,999 | 242 | 14.0% | $997 |
| $250,000 to $299,999 | 138 | 8.0% | $1223 |
| $300,000 to $399,999 | 198 | 11.0% | $1557 |
| Home Insurance Company Near Wayne, PA | Homeowners Insurance Agency Near Wayne, PA | Address |
|---|---|---|
| State Farm | Bob Witmer Clu, Chfc | 415 S West-End Boulevard, Quakertown, PA, 18951-1405 |
| Liberty Mutual Independent | Goods Insurance Agency Inc | 352 E MAIN ST STE 200, LEOLA, PA, 17540 |
| State Farm | Hugh Dorsey Lutcf | 504 Hamilton St, Harrisburg, PA, 17102 |
| State Farm | Larry R Hoak | 363a E Main St, Collegeville, PA, 19426-2604 |
| Allstate | Mark Lechmanik | 1628 N 18th St, Allentown, PA, 18104 |
| Streets in Wayne Area | Homeowners Insurance Cost |
|---|---|
| Meadow Brook Dr, Hurst Rd, T592A, State Rte 3002, Manor Rd, Plum Creek Rd, Greenawalt Ln, Firehouse Rd, T596 A, Millers Rd | $723 |
| Long Run Dr, Wagon Wheel Dr, Buck Dr, Homer Rd, Ketners Rd, Totem Dr, T657B, Johns Rd, Scheitauer Rd, Hidden View Rd | $730 |
| Hatchet Cove, Blackhawk Dr, Allenwood Dr, 1st Ave, Trl 673, 675, Rhine Rd, Papoose Dr, Twp Hwy 600, Woodlawn Dr | $731 |
| Blue Mountain Rd, Peach Aly, Moyers Station Rd, Doe Dr, Running Deer Dr, T574, Black Horse Rd, Stone Mountain Rd, Tomahawk Dr, Pawnee Dr | $726 |
| T592B, Rolling View Dr, North Rd, State Rte 183, Meadowbrook Dr, Knittles Rd, Red Oak Cove, Dogwood Rd, Hogan Dr, Jan Aarden Dr | $730 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Wayne | $108 to $111 |
| Friedensburg | $101 |
| Summit Station | $98 |
| Lake Wynonah | $110 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Friedensburg CDP, Pennsylvania | $84 | $112 | $168 |
| Summit Station CDP, Pennsylvania | $82 | $109 | $164 |
| Lake Wynonah CDP, Pennsylvania | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Wayne, PA | 4.1% | 12.6% |
| Friedensburg | 4.92% | 11.43% |
| Lake Wynonah | 4.05% | 13.64% |
| Cressona | 5.2% | 11.72% |
| Wayne Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 15 | 8.0% | $788 |
| $500 to $749 | 113 | 65.0% | $1913 |
| $750 to $999 | 38 | 21.0% | $2663 |
| $1,500 or more | 7 | 4.0% | $5438 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Wayne Homeowner Insurance Premium Example | $2,000 | $1,600 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,900 | $15,100 |
| Net Savings to Wayne Home Owner from High Deductible Plan | $800 | |
| Scenario | Wayne, PA Home Replacement Value MORE than Home Value | Wayne, PA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $209,500 | $117,500 |
| Insurance Premium based on Replacement Value | $1,075 | $600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $46,000 | Risk Exposure from Under Insuring Coverage is $46,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $225/year |
| Insurance Company | Nationwide Insurance | Liberty Mutual | Allstate |
| Monthly Premium | 47 | 74 | 56 |
| Year Built | 1979 | 1948 | 2011 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $150000-$175000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2010 | 120,000 | Metal Roof | 1,430 | 3 | $500 Deductible | 550 | 10 | Stucco siding | yes |
| 1973 | 170,000 | Slate Shingles Roof | 1,800 | 5 | $2500-$5000 Deductible | 200 | 6 | Brick siding | yes |
| 1975 | 160,000 | Shingles Roof | 1,950 | 3 | $2500-$5000 Deductible | 450 | 8 | Vinyl siding | No |
| 1993 | 380,000 | Metal Roof | 3,550 | 5 | $500- $1000 Deductible | 620 | 4 | Vinyl siding | yes |
| 2004 | 170,000 | Tile Roof | 1,760 | 3 | $2500-$5000 Deductible | 320 | 6 | Wood siding | No |
| 1948 | 185,000 | Wood Shake Roof | 1,940 | 3 | $1000-$2500 Deductible | 490 | 8 | Vinyl siding | yes |
| 1984 | 270,000 | Tile Roof | 2,410 | 4 | > $10,000 Deductible | 470 | 7 | Fiber-Cement Siding | No |
| 1976 | 275,000 | Slate Shingles Roof | 3,460 | 5 | $500 Deductible | 340 | 4 | Stone Siding | yes |
| 1987 | 395,000 | Slate Shingles Roof | 4,840 | 5 | $500 Deductible | 140 | 1 | Stucco siding | yes |
| 1984 | 265,000 | Metal Roof | 2,520 | 4 | $5000 to $10,000 Deductible | 360 | 5 | Brick siding | yes |
| 1947 | 295,000 | Wood Shake Roof | 2,950 | 5 | $5000 to $10,000 Deductible | 810 | 10 | Stone Siding | yes |
| 1945 | 165,000 | Tile Roof | 2,090 | 3 | $2500-$5000 Deductible | 460 | 8 | Stucco siding | yes |
| 1940 | 340,000 | Metal Roof | 3,600 | 5 | > $10,000 Deductible | 90 | 1 | Brick siding | No |
| 1947 | 140,000 | Composition Roof | 1,670 | 4 | $1000-$2500 Deductible | 540 | 12 | Stucco siding | yes |
| 2002 | 460,000 | Membrane Roof | 4,840 | 5 | $500- $1000 Deductible | 470 | 4 | Vinyl siding | No |
| 1983 | 485,000 | Composition Roof | 4,350 | 5 | $1000-$2500 Deductible | 1650 | 10 | Wood siding | yes |
| 2014 | 175,000 | Metal Roof | 2,240 | 3 | $500- $1000 Deductible | 100 | 1 | Vinyl siding | No |
| 2001 | 330,000 | Wood Shake Roof | 3,420 | 5 | $2500-$5000 Deductible | 450 | 4 | Wood siding | No |
| 1942 | 180,000 | Metal Roof | 2,030 | 5 | $1000-$2500 Deductible | 480 | 9 | Stone Siding | yes |
| 1995 | 160,000 | Asphalt Shingles Roof | 1,700 | 3 | $2500-$5000 Deductible | 60 | 1 | Stone Siding | No |
| 1944 | 200,000 | Tile Roof | 1,970 | 3 | $500 Deductible | 430 | 6 | Wood siding | No |
| 2014 | 375,000 | Metal Roof | 4,520 | 5 | $5000 to $10,000 Deductible | 1300 | 12 | Fiber-Cement Siding | yes |
| 2013 | 150,000 | Composition Roof | 1,680 | 3 | $2500-$5000 Deductible | 110 | 2 | Fiber-Cement Siding | No |
| 2011 | 240,000 | Tile Roof | 2,220 | 3 | $2500-$5000 Deductible | 320 | 4 | Fiber-Cement Siding | No |
| 1943 | 200,000 | Asphalt Shingles Roof | 1,770 | 3 | $2500-$5000 Deductible | 520 | 9 | Brick siding | No |
| 1996 | 155,000 | Metal Roof | 1,580 | 5 | $1000-$2500 Deductible | 180 | 3 | Stucco siding | No |
| 2012 | 245,000 | Wood Shake Roof | 2,270 | 5 | > $10,000 Deductible | 60 | 1 | Stucco siding | No |
| 2011 | 400,000 | Shingles Roof | 3,970 | 5 | $5000 to $10,000 Deductible | 920 | 9 | Fiber-Cement Siding | yes |
| 1970 | 100,000 | Tile Roof | 1,230 | 3 | $500- $1000 Deductible | 380 | 10 | Stone Siding | No |
| 2004 | 430,000 | Slate Shingles Roof | 3,850 | 5 | $500 Deductible | 180 | 1 | Vinyl siding | yes |
| 1978 | 165,000 | Tile Roof | 1,560 | 3 | $5000 to $10,000 Deductible | 420 | 12 | Brick siding | yes |
| 2011 | 250,000 | Composition Roof | 2,210 | 3 | $5000 to $10,000 Deductible | 430 | 7 | Vinyl siding | yes |
| 2005 | 240,000 | Membrane Roof | 2,450 | 4 | $500- $1000 Deductible | 460 | 5 | Vinyl siding | yes |
| 2011 | 190,000 | Composition Roof | 1,820 | 3 | $2500-$5000 Deductible | 60 | 1 | Brick siding | No |