Wayne Insurance Rates:

Wayne, NE homeowners insurance is nearly $789 to $1,081, about $65-$90/month. Our exhaustive analysis reveals consumers can save as much as $374 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wayne, NE Homeowners Insurance By Home Value

Wayne, NE Home Value Total Homes % of Total Average Wayne, NE Homeowners Insurance
Less than $50,000 248 20.0% $233
$50,000 to $59,999 32 2.0% $495
$70,000 to $79,999 120 9.0% $701
$80,000 to $89,999 71 5.0% $794
$90,000 to $99,999 143 11.0% $888
$100,000 to $124,999 296 24.0% $1037
$125,000 to $149,999 130 10.0% $1290
$150,000 to $174,999 66 5.0% $1533
$175,000 to $199,999 21 1.0% $1767
$200,000 to $249,999 48 3.0% $2122
$250,000 to $299,999 29 2.0% $2599

Top Home Insurance Agents Near Wayne, NE

Home Insurance Company Near Wayne, NE Homeowners Insurance Agency Near Wayne, NE Address
NA Steffensmeier Insurance Agency Po Box 369, Homer, NE, 68030
NA F & M Insurance Agency 409 S. Lincoln St. West Point, West Point, NE, 68788
State Farm Rusty Parker 202 N Pearl St, Wayne, NE, 68787-1902
State Farm Tom Yaneff 1000 W 29th St Ste 208, S Sioux City, NE, 68776-3852
State Farm Tom Yaneff 1000 W. 29th Street, South Sioux City, NE, 68776-3841

Cost Of Homeowners Insurance By Street Near Wayne, NE

Streets in Wayne Area Homeowners Insurance Cost
Lawndale Dr, 858th Rd, S Lincoln St, S Logan St, 855th Rd, State Hwy 35, Oak Dr, Blaine St, Walnut Dr, Poplar St$936
854th Rd, W 3rd Ave, Schoolview Dr, Linden St, Hillside Dr, Lilac Ln, E 5th St, E 9th St, Tomar Dr, E 6th St$935
576th Ave, E 3rd St, Westwood Rd, Nathan Dr, S Main St, Fairacres Rd, W 2nd St, Lincoln St, Sherman St, W 8th St$940
W 5th St, 577th Ave, W 1st St, Centennial Rd, Wilcliff Dr, Birch St, Grainland Rd, Logan St, S Nebraska St, Main St$936
W 3rd St, Claycomb Rd, S Blaine St, Pheasant Run, W 4th St, Maple St, S Sherman St, Meadow Ln, W 11th St, E 8th St$937

Wayne, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wayne$139 to $141
Hunter$140
Strahan$141
Wilbur$139

Wayne, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hunter precinct, Wayne County, Nebraska $140 $187 $281
Strahan precinct, Wayne County, Nebraska $141 $188 $282
Wayne County, Nebraska $140 $187 $281

Wayne, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wayne, NE7.7%22.1%
Hunter7.68%23.26%
Strahan7.38%18.76%
Wayne County7.49%19.93%

Wayne Renters Insurance as a Percentage of Rent

Wayne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 55 8.0% $347
$200 to $299 71 11.0% $797
$300 to $499 229 35.0% $1247
$500 to $749 144 22.0% $1922
$750 to $999 73 11.0% $2672
$1,000 to $1,499 51 7.0% $3797
$1,500 or more 21 3.0% $5447

Wayne, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Wayne Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Wayne Home Owner from High Deductible Plan $600

Wayne, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wayne, NE Home Replacement Value MORE than Home Value Wayne, NE Home Replacement Value LESS than Home Value
Replacement Value $128,000 $75,000
Insurance Premium based on Replacement Value $725 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Wayne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceAllstate
Monthly Premium 4599109
Year Built 196120091942
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$250000-$300000$300000-$350000
Deductible $500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wayne, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1940 120,000 Tile Roof 1,680 2 $1000-$2500 Deductible 340 8 Stone Siding yes
1963 120,000 Composition Roof 1,710 5 $500- $1000 Deductible 50 1 Stone Siding yes
1961 85,000 Tile Roof 1,280 2 $2500-$5000 Deductible 280 10 Stucco siding No
1975 210,000 Asphalt Shingles Roof 3,060 4 $500- $1000 Deductible 720 10 Brick siding No
1984 75,000 Wood Shake Roof 1,020 2 $1000-$2500 Deductible 200 8 Stone Siding yes
2002 295,000 Shingles Roof 4,100 5 $500 Deductible 690 7 Wood siding No
2008 190,000 Membrane Roof 2,290 3 $2500-$5000 Deductible 320 6 Brick siding No
1945 175,000 Shingles Roof 3,020 4 $500 Deductible 600 9 Stone Siding yes
2001 285,000 Tile Roof 3,500 5 > $10,000 Deductible 150 2 Brick siding No
2001 75,000 Slate Shingles Roof 980 2 $500- $1000 Deductible 140 5 Stone Siding No
1984 125,000 Asphalt Shingles Roof 1,730 2 $2500-$5000 Deductible 200 4 Vinyl siding No
1968 170,000 Asphalt Shingles Roof 2,030 5 $500- $1000 Deductible 340 5 Stucco siding yes
1985 85,000 Composition Roof 1,460 3 $500 Deductible 380 12 Wood siding No
1960 195,000 Membrane Roof 2,590 4 $500- $1000 Deductible 380 6 Stucco siding yes
1978 360,000 Tile Roof 4,290 5 $500 Deductible 820 6 Fiber-Cement Siding No
2000 115,000 Wood Shake Roof 1,530 2 $1000-$2500 Deductible 230 9 Fiber-Cement Siding yes
1961 115,000 Asphalt Shingles Roof 1,800 4 $2500-$5000 Deductible 370 10 Wood siding yes
1960 315,000 Metal Roof 4,250 5 $500 Deductible 1240 10 Stone Siding No
1969 110,000 Metal Roof 1,800 3 $500 Deductible 380 9 Stone Siding yes
1980 80,000 Shingles Roof 1,150 2 $500- $1000 Deductible 320 10 Fiber-Cement Siding No
1989 85,000 Tile Roof 1,220 2 $500- $1000 Deductible 320 12 Stucco siding No
1942 200,000 Slate Shingles Roof 2,450 4 $2500-$5000 Deductible 390 5 Stucco siding yes
1944 100,000 Shingles Roof 1,530 5 $1000-$2500 Deductible 580 12 Vinyl siding yes
1941 200,000 Composition Roof 2,770 4 $500 Deductible 320 5 Wood siding No
1975 105,000 Slate Shingles Roof 1,780 2 $500- $1000 Deductible 140 4 Stone Siding No
2003 205,000 Metal Roof 3,090 4 > $10,000 Deductible 560 12 Wood siding No
2009 100,000 Slate Shingles Roof 1,470 3 $1000-$2500 Deductible 270 9 Wood siding No
1968 105,000 Metal Roof 1,640 3 $500- $1000 Deductible 480 12 Fiber-Cement Siding yes
2002 105,000 Composition Roof 1,660 2 $1000-$2500 Deductible 580 12 Stucco siding No
1971 60,000 Tile Roof 910 2 $2500-$5000 Deductible 140 12 Fiber-Cement Siding No
1945 115,000 Wood Shake Roof 1,970 4 $2500-$5000 Deductible 230 6 Brick siding No
1945 75,000 Asphalt Shingles Roof 1,130 2 $500 Deductible 190 6 Wood siding No
2009 215,000 Shingles Roof 3,260 4 $5000 to $10,000 Deductible 190 3 Brick siding No
1968 150,000 Shingles Roof 2,340 5 $2500-$5000 Deductible 370 9 Brick siding No