Wawarsing Insurance Rates:

Wawarsing, NY homeowners insurance is roughly $510 to $694, about $42-$57/month. Our detailed research reveals consumers can save as much as $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wawarsing, NY Homeowners Insurance By Home Value

Wawarsing, NY Home Value Total Homes % of Total Average Wawarsing, NY Homeowners Insurance
Less than $50,000 290 10.0% $84
$50,000 to $59,999 55 2.0% $180
$80,000 to $89,999 96 3.0% $288
$90,000 to $99,999 81 3.0% $325
$100,000 to $124,999 242 8.0% $379
$125,000 to $149,999 180 6.0% $469
$150,000 to $174,999 460 17.0% $559
$175,000 to $199,999 319 11.0% $644
$200,000 to $249,999 411 15.0% $776
$250,000 to $299,999 282 10.0% $945
$300,000 to $399,999 247 9.0% $1204

Top Home Insurance Agents Near Wawarsing, NY

Home Insurance Company Near Wawarsing, NY Homeowners Insurance Agency Near Wawarsing, NY Address
State Farm Bob Nachbaur 99 Orange Avenue, Suffern, NY, 10901-5423
Travelers Brinckerhoff & Neuville Inc 1134 Main St, Fishkill, NY, 12524
Travelers Edsall Insurance Services Llc VERNON COLONIAL PLAZA-STE T3 40 RTE 94 STE T3, MCAFEE, NJ, 7428
Erie Gerelli Insurance Agency Inc. 23 Lady Blue Devils Lane, Cold Spring, NY, 10516
Nationwide Oliver Stuhlweissenburg 20 Old Nyack TPKE STE 305, Nanuet, NY, 10954-2530

Wawarsing, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Napanoch CDP, New York $74 $99 $148
Ellenville village, New York $75 $100 $150
Cragsmoor CDP, New York $77 $102 $153

Wawarsing, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wawarsing, NY3.2%7.4%
Napanoch3.52%7.04%
Ellenville3.07%6.56%
Cragsmoor3.1%6.8%

Wawarsing Renters Insurance as a Percentage of Rent

Wawarsing Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 37 2.0% $793
$300 to $499 188 12.0% $1243
$500 to $749 192 13.0% $1918
$750 to $999 357 24.0% $2668
$1,000 to $1,499 532 36.0% $3793
$1,500 or more 133 9.0% $5443

Wawarsing, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Wawarsing Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,600$18,100
Net Savings to Wawarsing Home Owner from High Deductible Plan $500

Wawarsing, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wawarsing, NY Home Replacement Value MORE than Home Value Wawarsing, NY Home Replacement Value LESS than Home Value
Replacement Value $205,000 $126,000
Insurance Premium based on Replacement Value $1,675 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $350/year

Example Wawarsing Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmLiberty Mutual
Monthly Premium 9413852
Year Built 194719561985
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$75000-$100000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wawarsing, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 260,000 Tile Roof 2,320 3 $2500-$5000 Deductible 630 4 Stucco siding No
1978 205,000 Composition Roof 2,070 3 $1000-$2500 Deductible 980 8 Vinyl siding yes
1968 160,000 Shingles Roof 1,690 2 $2500-$5000 Deductible 90 1 Brick siding No
1984 125,000 Slate Shingles Roof 1,180 2 $500- $1000 Deductible 540 6 Stone Siding No
1971 105,000 Composition Roof 930 2 $1000-$2500 Deductible 1100 12 Vinyl siding No
1986 300,000 Wood Shake Roof 3,270 4 $500 Deductible 2450 8 Brick siding yes
1966 215,000 Slate Shingles Roof 1,740 3 $500- $1000 Deductible 1060 8 Stone Siding yes
1987 280,000 Tile Roof 3,310 4 > $10,000 Deductible 290 2 Wood siding yes
1982 190,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 520 4 Stucco siding No
1978 200,000 Composition Roof 1,650 3 $5000 to $10,000 Deductible 140 1 Brick siding yes
1961 225,000 Asphalt Shingles Roof 2,180 3 > $10,000 Deductible 1120 10 Stucco siding yes
1974 265,000 Shingles Roof 2,240 3 $2500-$5000 Deductible 2640 12 Stucco siding yes
1986 185,000 Membrane Roof 1,680 4 $5000 to $10,000 Deductible 1070 12 Vinyl siding No
1980 350,000 Composition Roof 3,110 5 $1000-$2500 Deductible 2540 12 Wood siding yes
1964 190,000 Composition Roof 1,790 2 $1000-$2500 Deductible 1910 12 Brick siding yes
1987 140,000 Slate Shingles Roof 1,320 3 $500- $1000 Deductible 100 1 Stone Siding No
1966 110,000 Metal Roof 1,000 2 $2500-$5000 Deductible 420 6 Stone Siding No
1976 240,000 Asphalt Shingles Roof 2,240 4 $500- $1000 Deductible 1760 9 Wood siding yes
1946 125,000 Slate Shingles Roof 1,350 2 $1000-$2500 Deductible 110 1 Stone Siding No
1972 265,000 Asphalt Shingles Roof 2,210 3 > $10,000 Deductible 1600 12 Fiber-Cement Siding No
1963 345,000 Tile Roof 3,660 5 $500 Deductible 1100 4 Brick siding No
1967 190,000 Slate Shingles Roof 1,860 3 $2500-$5000 Deductible 90 1 Vinyl siding No
1946 185,000 Membrane Roof 1,800 2 $1000-$2500 Deductible 750 7 Fiber-Cement Siding No
1963 185,000 Composition Roof 1,690 2 $5000 to $10,000 Deductible 310 3 Vinyl siding yes
1973 105,000 Membrane Roof 1,030 2 $2500-$5000 Deductible 370 6 Fiber-Cement Siding No
1947 170,000 Asphalt Shingles Roof 1,740 3 $500- $1000 Deductible 530 3 Stucco siding yes
1955 210,000 Slate Shingles Roof 1,800 3 $5000 to $10,000 Deductible 270 3 Wood siding No
1969 245,000 Membrane Roof 2,030 4 $2500-$5000 Deductible 1850 10 Wood siding yes
1947 135,000 Asphalt Shingles Roof 1,420 3 $2500-$5000 Deductible 290 4 Vinyl siding No
1957 105,000 Shingles Roof 1,140 2 $500- $1000 Deductible 790 12 Fiber-Cement Siding No
1958 450,000 Asphalt Shingles Roof 4,770 5 $2500-$5000 Deductible 1290 5 Wood siding No
1950 285,000 Slate Shingles Roof 2,980 5 $500 Deductible 3860 12 Vinyl siding No
1977 360,000 Metal Roof 3,580 5 $500- $1000 Deductible 4140 12 Vinyl siding yes
1960 125,000 Shingles Roof 1,080 2 $1000-$2500 Deductible 580 8 Wood siding No