Wauwatosa, WI Home Insurance - Analysis On Quotes, Rates & Agents
Wauwatosa Insurance Rates:
Wauwatosa, WI homeowners insurance is about $572 to $775, about $47-$64/month. Our comprehensive guide indicates shoppers can save as much as $269 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
State FarmMy home insurance company is state farm insurance company. there are a couple of things about them i do not like, but maybe some of these apply to any insurance company. number one they continually raise the insurance rate every year, and add "value" onto your home regardless if you home and/or possessions are actually increasing in pricing. thus, there is a punishment for staying loyal to the company. if you sign up for a new policy you will be reset at a lower price and they will not add on the inflation cost every year, which gets to be substantial over a period of time. the second thing i do not like are the sales solicitations. they will call you and leave a message as if there is a problem with the policy, but if you call back it turns out they just wanted to make a sales pitch for another product.
Farm BureauI like that there is a larger organization working on behalf of agricultural producers and that i can go to them with questions and they understand what i'm talking about and can give me answers.
Farm BureauThey are really helpful and friendly. and claims we have ever had have been taken care of in a timely fashion.
State FarmMy local agent and his employees are amazing. They communicate with my family on a regular basis and provide excellent customer care.
Farm BureauTheir customer service people are very helpful no matter what kind of problem you have. That's why I stay with them even though they're a bit more expensive.
NationwideI don't communicate with them very often. They send a bill once a year, and a renewed policy once a year, and that is about it. It is fine.
Meemic InsuranceThe company always works closely with us and the staff is very good at explaining our policies. We have never had an issue.
Farm BureauWe shopped around when we bought our house and it was quite a bit lower than any of the others in our area. State Farm was significantly higher.
State FarmI like State farm. I love their prices, services and customer service agents.
Erie InsuranceTheir policy is very comprehensive and covers a lot. We also have two homes so it is important that we have good coverage especially since one is a rental property.
Wauwatosa, WI Homeowners Insurance By Home Value
| Wauwatosa, WI Home Value | Total Homes | % of Total | Average Wauwatosa, WI Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 227 | 1.0% | $67 |
| $100,000 to $124,999 | 200 | 1.0% | $323 |
| $125,000 to $149,999 | 480 | 3.0% | $403 |
| $150,000 to $174,999 | 1,385 | 10.0% | $477 |
| $175,000 to $199,999 | 1,902 | 15.0% | $551 |
| $200,000 to $249,999 | 4,102 | 32.0% | $659 |
| $250,000 to $299,999 | 2,383 | 18.0% | $807 |
| $300,000 to $399,999 | 1,732 | 13.0% | $1029 |
Top Home Insurance Agents Near Wauwatosa, WI
| Home Insurance Company Near Wauwatosa, WI | Homeowners Insurance Agency Near Wauwatosa, WI | Address |
|---|---|---|
| State Farm | Brad Marx | 1446 Horicon Street, Mayville, WI, 53050-1467 |
| State Farm | Craig Smith | 6804 Green Bay Rd Ste 115, Kenosha, WI, 53142-1451 |
| State Farm | Dan Degarmo | 8927 W National Avenue, West Allis, WI, 53227 |
| Travelers | Premier Ins Services Of Wisconsin Inc | 101 EVERGREEN PKWY #2, ELKHORN, WI, 53121 |
| Travelers | Republic Associates Of Wi Inc | 1109 N Mayfair Rd, Wauwatosa, WI, 53226 |
Cost Of Homeowners Insurance By Street Near Wauwatosa, WI
| Streets in Wauwatosa Area | Homeowners Insurance Cost |
|---|---|
| W Woodward Ave, Mountain Ave, Ridge Ct, Washington Cir, Harwood Ave, Underwood Ave, Rogers Ave, W Underwood Pkwy, N Argonne Dr, Saint James Ct | $702 |
| N Wauwatosa Ave, Red Arrow Ct, W Research Dr, Portland Ave, Mayfair Ct, W Derby Ave, N Pasadena Blvd, N Fairwood Ct, N Honey Creek Pkwy, Bel Air Cir | $665 |
| W McKinley Blvd, N Glenway Ct, N Raymir Cir, W Hawthorne Ave, Ravenswood Cir, Harvey Ave, N Park Dr, Ridge Blvd, N 117th Pl, W Woodland Ave | $697 |
| N Menomonee Dr, Parkside Ct, W Potter Rd, Meadow Ct, W Walnut Rd, W Terrace Ct, W Gilbert Ave, Mower Ct, W York Pl, N Knoll Ter | $670 |
| Jackson Park Blvd, N Willis Pl, Avon Ct, N Met To Wee Ln, N Swan Blvd, N 63rd Ct, St James St, Day Ct, S Upper Pkwy, W Homewood Ave | $668 |
Wauwatosa, WI Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Wauwatosa | $100 to $103 |
| Elm Grove | $110 |
| Milwaukee | $95 |
| Butler | $97 |
Wauwatosa, WI Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Elm Grove village, Wisconsin | $110 | $147 | $221 |
| Milwaukee city, Wisconsin | $95 | $126 | $189 |
| Butler village, Wisconsin | $98 | $130 | $195 |
Wauwatosa, WI Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Wauwatosa, WI | 3.2% | 8.3% |
| Elm Grove | 2.65% | 6.66% |
| Milwaukee | 3.81% | 9.55% |
| Butler | 3.71% | 10.43% |
Wauwatosa Renters Insurance as a Percentage of Rent
| Wauwatosa Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 82 | 1.0% | $767 |
| $300 to $499 | 216 | 3.0% | $1217 |
| $500 to $749 | 1,163 | 17.0% | $1892 |
| $750 to $999 | 2,491 | 38.0% | $2642 |
| $1,000 to $1,499 | 1,759 | 26.0% | $3767 |
| $1,500 or more | 834 | 12.0% | $5417 |
Wauwatosa, WI Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Wauwatosa Homeowner Insurance Premium Example | $500 | $300 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,700 | $5,100 |
| Net Savings to Wauwatosa Home Owner from High Deductible Plan | $600 | |
Wauwatosa, WI Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Wauwatosa, WI Home Replacement Value MORE than Home Value | Wauwatosa, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $271,000 | $188,000 |
| Insurance Premium based on Replacement Value | $900 | $625 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $25,500 | Risk Exposure from Under Insuring Coverage is $57,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $75/year |
Example Wauwatosa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Erie Insurance | GEICO Insurance | Travelers |
| Monthly Premium | 41 | 109 | 58 |
| Year Built | 1977 | 1941 | 1969 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $300000-$350000 | $200000-$250000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible |
Sample Home Insurance Rates for Wauwatosa, WI from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1976 | 165,000 | Tile Roof | 1,350 | 2 | $500 Deductible | 230 | 4 | Stone Siding | yes |
| 1946 | 235,000 | Tile Roof | 1,880 | 3 | > $10,000 Deductible | 420 | 12 | Fiber-Cement Siding | No |
| 1964 | 245,000 | Wood Shake Roof | 1,840 | 3 | $1000-$2500 Deductible | 500 | 7 | Stucco siding | yes |
| 1943 | 570,000 | Shingles Roof | 4,210 | 5 | $2500-$5000 Deductible | 1040 | 9 | Stucco siding | No |
| 1954 | 210,000 | Shingles Roof | 1,850 | 3 | > $10,000 Deductible | 30 | 1 | Wood siding | yes |
| 1950 | 460,000 | Asphalt Shingles Roof | 3,220 | 4 | $2500-$5000 Deductible | 490 | 5 | Fiber-Cement Siding | No |
| 1945 | 305,000 | Metal Roof | 2,330 | 3 | $500- $1000 Deductible | 500 | 4 | Vinyl siding | yes |
| 1960 | 240,000 | Asphalt Shingles Roof | 1,930 | 4 | $500- $1000 Deductible | 390 | 8 | Wood siding | yes |
| 1950 | 295,000 | Asphalt Shingles Roof | 2,070 | 5 | $1000-$2500 Deductible | 320 | 5 | Brick siding | yes |
| 1944 | 290,000 | Membrane Roof | 2,210 | 3 | $500 Deductible | 870 | 9 | Fiber-Cement Siding | yes |
| 1961 | 380,000 | Wood Shake Roof | 2,690 | 4 | $500 Deductible | 340 | 3 | Fiber-Cement Siding | No |
| 1969 | 300,000 | Wood Shake Roof | 2,050 | 4 | $5000 to $10,000 Deductible | 50 | 1 | Brick siding | yes |
| 1960 | 265,000 | Asphalt Shingles Roof | 2,030 | 4 | $5000 to $10,000 Deductible | 90 | 2 | Stone Siding | No |
| 1976 | 165,000 | Asphalt Shingles Roof | 1,420 | 3 | $1000-$2500 Deductible | 680 | 12 | Stucco siding | yes |
| 1977 | 185,000 | Tile Roof | 1,670 | 5 | $2500-$5000 Deductible | 320 | 8 | Wood siding | yes |
| 1954 | 130,000 | Composition Roof | 1,210 | 2 | $2500-$5000 Deductible | 60 | 2 | Stucco siding | yes |
| 1960 | 255,000 | Slate Shingles Roof | 1,740 | 3 | $1000-$2500 Deductible | 870 | 10 | Brick siding | No |
| 1953 | 385,000 | Slate Shingles Roof | 2,990 | 4 | $1000-$2500 Deductible | 720 | 5 | Wood siding | yes |
| 1971 | 210,000 | Slate Shingles Roof | 1,510 | 3 | $500 Deductible | 240 | 4 | Stucco siding | No |
| 1949 | 225,000 | Tile Roof | 1,660 | 2 | $500- $1000 Deductible | 80 | 1 | Stucco siding | No |
| 1960 | 235,000 | Asphalt Shingles Roof | 1,850 | 3 | > $10,000 Deductible | 120 | 4 | Stone Siding | No |
| 1961 | 200,000 | Wood Shake Roof | 1,790 | 2 | $500 Deductible | 300 | 4 | Stone Siding | yes |
| 1976 | 230,000 | Slate Shingles Roof | 1,700 | 2 | $2500-$5000 Deductible | 370 | 6 | Fiber-Cement Siding | yes |
| 1975 | 715,000 | Wood Shake Roof | 4,870 | 5 | $2500-$5000 Deductible | 150 | 1 | Wood siding | yes |
| 1964 | 330,000 | Composition Roof | 3,150 | 5 | > $10,000 Deductible | 120 | 3 | Stone Siding | No |
| 1941 | 355,000 | Membrane Roof | 2,790 | 4 | $5000 to $10,000 Deductible | 110 | 1 | Wood siding | yes |
| 1970 | 285,000 | Asphalt Shingles Roof | 2,390 | 3 | > $10,000 Deductible | 270 | 7 | Vinyl siding | yes |
| 1973 | 175,000 | Asphalt Shingles Roof | 1,250 | 3 | $500 Deductible | 160 | 3 | Brick siding | yes |
| 1963 | 635,000 | Shingles Roof | 4,770 | 5 | $5000 to $10,000 Deductible | 1340 | 9 | Stone Siding | yes |
| 1973 | 245,000 | Shingles Roof | 2,020 | 3 | $1000-$2500 Deductible | 890 | 12 | Vinyl siding | No |
| 1963 | 580,000 | Metal Roof | 3,930 | 5 | $500 Deductible | 660 | 3 | Stone Siding | yes |
| 1970 | 165,000 | Slate Shingles Roof | 1,210 | 2 | $1000-$2500 Deductible | 50 | 1 | Brick siding | yes |
| 1945 | 375,000 | Membrane Roof | 2,690 | 4 | > $10,000 Deductible | 220 | 3 | Wood siding | yes |