Waunakee Insurance Rates:

Waunakee, WI homeowners insurance is roughly $597 to $821, about $49-$68/month. Our in depth research indicates shoppers can save as much as $283 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waunakee, WI Homeowners Insurance By Home Value

Waunakee, WI Home Value Total Homes % of Total Average Waunakee, WI Homeowners Insurance
$100,000 to $124,999 71 2.0% $247
$125,000 to $149,999 126 4.0% $311
$150,000 to $174,999 126 4.0% $368
$175,000 to $199,999 174 6.0% $424
$200,000 to $249,999 690 27.0% $509
$250,000 to $299,999 398 15.0% $623
$300,000 to $399,999 902 35.0% $792

Top Home Insurance Agents Near Waunakee, WI

Home Insurance Company Near Waunakee, WI Homeowners Insurance Agency Near Waunakee, WI Address
NA Schwarz Insurance Agency Inc.-Madison 6609 University Ave. Middleton, City of Middleton, WI, 53562
State Farm Jeff Farnsworth 7 E Main St Ste 5, Evansville, WI, 53536-1370
Travelers Monty Homewood Insurance Agency Inc 583 DONOFRIO DR STE 1012, MADISON, WI, 53719
Farmers Peter Pete Arttus Lutcf 624 Struck St Ste A, Madison, WI, 53719
Travelers Tricor Inc 320 MAIN STREET, DARLINGTON, WI, 53530

Cost Of Homeowners Insurance By Street Near Waunakee, WI

Streets in Waunakee Area Homeowners Insurance Cost
N West St, Valley Brook Dr, Reed Ct, Clove Rd, Worthington Ct, Patrick Ave, Topeka Trl, Maier Rd, Amana Ct, E 2nd St$696
Corner Ct, Golf View Rd, Hartford Cv, Newmarket Mews, Coit Ct, Harbort Rd, Wheeler Ct, Wimbleton Way, W Verleen Ave, Short St$701
Parliament Ln, Pleasant Valley Pkwy, Troon Ct, Lexington Dr, Colton Ct, Simon Crest Way, Hellenbrand Rd, Menomonie Ct, Eldorado Ct, Eric Ln$697
Moonlight Dr, Pebblebrook Courtyard, Athens Ct, Karls Rd, Liverpool St, Manchester Xing, N Golf Glen, Innisbrook Ct, Castle Oaks Xing, Elizabeth St$696
Turnberry Dr, Lexington Way, S Golf Glen, Hyer Rd, Kennedy Dr, Dowd Rd, Hope Ct, Emerald Grove Ln, Hyslop Rd, Auchter Ln$711

Waunakee, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waunakee$105 to $107
Westport$105
Dane$100
Burke$102

Waunakee, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westport town, Dane County, Wisconsin $105 $140 $210
Vienna town, Dane County, Wisconsin $105 $140 $210
Dane village, Wisconsin $101 $134 $201

Waunakee, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waunakee, WI2.7%8.4%
Westport2.78%6.96%
Vienna2.73%9.41%
Dane3.04%8.6%

Waunakee Renters Insurance as a Percentage of Rent

Waunakee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 11 1.0% $747
$300 to $499 49 4.0% $1197
$500 to $749 175 16.0% $1872
$750 to $999 359 33.0% $2622
$1,000 to $1,499 337 31.0% $3747
$1,500 or more 131 12.0% $5397

Waunakee, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$6,900
Yearly Waunakee Homeowner Insurance Premium Example $2,900$1,900
Out of Pocket Expense During Claim$900$6,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,200$20,200
Net Savings to Waunakee Home Owner from High Deductible Plan $1,000

Waunakee, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waunakee, WI Home Replacement Value MORE than Home Value Waunakee, WI Home Replacement Value LESS than Home Value
Replacement Value $263,000 $184,000
Insurance Premium based on Replacement Value $975 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Waunakee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceNationwide InsuranceGEICO Insurance
Monthly Premium 839486
Year Built 199919892009
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$400000-$500000
Deductible $500- $1000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Waunakee, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 325,000 Membrane Roof 2,330 3 $500 Deductible 560 4 Stone Siding yes
2014 350,000 Metal Roof 2,380 3 $5000 to $10,000 Deductible 120 2 Brick siding No
1982 230,000 Shingles Roof 1,390 3 > $10,000 Deductible 430 12 Vinyl siding No
2005 450,000 Composition Roof 3,450 5 > $10,000 Deductible 1020 8 Wood siding No
2002 355,000 Wood Shake Roof 2,060 3 > $10,000 Deductible 1000 12 Stone Siding yes
2012 405,000 Composition Roof 3,020 5 $5000 to $10,000 Deductible 360 4 Fiber-Cement Siding No
1994 555,000 Slate Shingles Roof 3,170 4 $5000 to $10,000 Deductible 690 5 Stone Siding yes
2012 335,000 Asphalt Shingles Roof 2,040 3 > $10,000 Deductible 460 6 Stone Siding yes
1994 220,000 Asphalt Shingles Roof 1,610 5 $500- $1000 Deductible 550 9 Stone Siding yes
2010 355,000 Asphalt Shingles Roof 1,880 5 $2500-$5000 Deductible 670 5 Vinyl siding No
1997 200,000 Asphalt Shingles Roof 1,520 3 $500 Deductible 460 7 Stucco siding yes
2014 585,000 Shingles Roof 4,360 5 $5000 to $10,000 Deductible 970 8 Stone Siding yes
2011 230,000 Wood Shake Roof 1,790 3 $5000 to $10,000 Deductible 590 12 Wood siding No
2005 670,000 Shingles Roof 4,400 5 $500 Deductible 220 1 Stucco siding yes
1997 365,000 Composition Roof 1,980 4 $500 Deductible 610 4 Vinyl siding No
1993 470,000 Membrane Roof 3,370 5 $5000 to $10,000 Deductible 810 10 Stucco siding yes
1987 400,000 Slate Shingles Roof 2,160 5 $500- $1000 Deductible 260 2 Wood siding No
1998 460,000 Membrane Roof 3,390 4 $2500-$5000 Deductible 460 4 Stucco siding No
2010 335,000 Tile Roof 2,230 3 > $10,000 Deductible 140 3 Brick siding No
1980 490,000 Slate Shingles Roof 3,120 4 > $10,000 Deductible 530 5 Brick siding yes
1999 535,000 Tile Roof 3,740 5 $500 Deductible 1260 8 Stucco siding No
2010 285,000 Shingles Roof 1,980 4 $1000-$2500 Deductible 300 5 Vinyl siding yes
2005 400,000 Composition Roof 2,200 3 $1000-$2500 Deductible 900 6 Stone Siding No
2010 270,000 Slate Shingles Roof 1,680 3 $2500-$5000 Deductible 380 5 Stone Siding yes
2008 255,000 Wood Shake Roof 1,660 3 $2500-$5000 Deductible 260 6 Stone Siding No
1987 265,000 Shingles Roof 1,910 3 $5000 to $10,000 Deductible 200 3 Fiber-Cement Siding No
2007 360,000 Composition Roof 2,100 4 > $10,000 Deductible 360 5 Vinyl siding yes
1999 325,000 Composition Roof 1,890 3 $2500-$5000 Deductible 320 5 Stone Siding yes
2006 225,000 Asphalt Shingles Roof 1,430 3 $500 Deductible 230 3 Wood siding No
2010 645,000 Composition Roof 4,020 5 $1000-$2500 Deductible 1100 7 Stucco siding yes
1999 295,000 Slate Shingles Roof 1,750 4 $500 Deductible 860 9 Wood siding No
2014 500,000 Shingles Roof 3,730 5 $500 Deductible 1550 10 Brick siding yes
1983 510,000 Tile Roof 3,140 4 $2500-$5000 Deductible 1150 9 Stucco siding No
2005 455,000 Tile Roof 2,500 4 $2500-$5000 Deductible 1030 9 Fiber-Cement Siding yes