Waukesha Insurance Rates:

Waukesha, WI homeowners insurance is approximately $563 to $764, about $46-$63/month. Our extensive research reveals consumers can save as much as $265 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

West Bend Mutual Insurance
Never have any silly issues like we've had with other companies in the past where they require unnecessary weird house requirements to cover your property.
Progressive
My progresive is better than anyone, Went through discussing all the things to get a good deal and the agent helps me a lot, she give me a good rate and discount as mush as possible.
Travelers
I would definitely recommend travelers. They have great rates and a nice web site for accessing account information.
Allstate
I have an older home so I didn't have too many options. Allstate was one of the only insurance agencies who would cover a home from the 1950's, or so I was told.
Meemic Insurance
I compared what they offered compared to others, and they offered the same or very similar offerings to anyone else. There was nothing that they could not add, and they explained what each item meant as well.
Farmer's Insurance
My rates fluctuate due to industry standards, i can get lower insurance with less coverage but choose to stay with higher premiums.
State Farm
The one time that i had to file a claim for damage done by my neighbor's tree, everyone was so nice to me and was able to walk me through the process with ease.
Pekin Insurance
Pekin insurance does a great job of sending to my family and me on a yearly basis our coverage details sheet with some helpful details on there, which has been good for us to receive yearly.
Allstate
I don't like having to pay into the policy every month; I never feel like I get much of a benefit out of it. But I think this is pretty standard.
State Farm
They offered the lowest rates out of five different companies we got quotes from. They also let us bundle our home with our cars and life insurance for a better deal. Great to work with as well.
Nationwide
THE COMPANY IS RELIABLE. THE AGENT ALWAYS GIVES US GOOD ADVICE AND WE GET A DISCOUNT ON OUR CAR INSURANCE
Geico
I have nothing negative to say, other than if I could get coverage at no cost, but that is unreal expectations. Thanks.
Liberty Mutual
It’s been a mix of good customer services and bad customer service. Hopefully, with time I will have better customer service experiences to make the number higher.
West Bend Mutual Insurance
I would recommend our company because they were very thorough in setting up our policy and quick to respond when we had a claim. Their customer services was very nice, helpful, and friendly.
Farmer's Insurance
Farmers Insurance has been great for me and my family. My agent is always quick to address our needs. He makes us feel important.
Farm Bureau
I think my insurance company offers better home insurance than most. She made sure I understood what I was getting and helped me make sure that everything.
Progressive
I would recommend progressive to others because they are affordable and have just as good of coverage as anywhere else ive looked, if I didn't recommend it I wouldn't be using it

Waukesha, WI Homeowners Insurance By Home Value

Waukesha, WI Home Value Total Homes % of Total Average Waukesha, WI Homeowners Insurance
Less than $50,000 370 2.0% $79
$90,000 to $99,999 246 1.0% $305
$100,000 to $124,999 679 4.0% $351
$125,000 to $149,999 1,160 7.0% $444
$150,000 to $174,999 2,411 14.0% $524
$175,000 to $199,999 3,062 18.0% $604
$200,000 to $249,999 4,490 27.0% $730
$250,000 to $299,999 2,508 15.0% $896
$300,000 to $399,999 1,327 8.0% $1135

Top Home Insurance Agents Near Waukesha, WI

Home Insurance Company Near Waukesha, WI Homeowners Insurance Agency Near Waukesha, WI Address
NA Best Insurance Associates 7811 W Burleigh St Milwaukee, Wauwatosa, WI, 53222
Travelers Carl E Mellen & Company 601 Greenwood Ave, Waukegan, IL, 60087
Liberty Mutual Jeffrey J Gulke 11800 West Park Place, Milwaukee, WI, 53224
Travelers Richards Insurance Of Beaver Dam 119 N THIRD ST, WATERTOWN, WI, 53094
State Farm Ruth Ann Murphy 374 E Main St, Stoughton, WI, 53589-1725

Waukesha, WI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Waukesha, WI

Streets in Waukesha Area Homeowners Insurance Cost
Napa Trl, 3rd St, W Moreland Blvd, Jeffery Ln, Mapleton Ct, S Maberry Ln, Richmond Dr, Rockwood Way, S Greenfield Ave, Meadowbrook Rd$692
S Westwoods Rd, Ruben Dr, Busse Rd, Misty Ln, Klein Ct, Harris Highland Dr, Jan Ave, Woodside Dr, Mill Pond Cir, Santa Monica Cir$668
N Columbia Ave, S Hillendale Dr, Catamount Ct, Woodfern Rd, Merrill Hills Ct, Kimberly Dr, Judith Ln, Cari-Adam Cir, Partridge Ln, Highfield Rd Way$707
Progress Ave, Cologne Rd, River Ln, McCall St, Brandt Ct, W Imperial Ct, Windemere Dr, Heritage Ln, Chancery Ln, Wilderness Way$684
Mount Vernon Dr, Kame Terrace Ct S, Madison Ct, Stillwater Cir, Dover Dr, Garvens Ct, Greenhill Rd, Debbie Ct, Cleveland Ave, E Moreland Blvd$682
S Racine Ct, W Newhall Ave, Stonebridge Rd, Dogwood Ln, Co Rd Ss, Inverness Dr, Honey Acres Ct, Aster Ct, Glendon Way, W Jacob's Dr$660
W Sunnycrest Dr, Goldenrod Ct, Wildberry Ct, Manhattan Dr, Minot Ln, Fleetfoot Dr, Cedar Ln, W Norwood Dr, Fawn Ct, Carroll St$676
Richland Pl, North St, N West Ave, N Hartwell Ave, Brookstone Ct, Deerfield Cir, Rocky Hills Ct, Swansea Gln, N Moreland Blvd, George St$660
Raymond St, Pilot Ct, Evergreen Dr, Red Oak Dr, Eales Ave, Chestnut Dr, Westbrooke Pkwy, Aspen Dr, Hickory St, Peartree Ln$648
Endfield Cir, Morey St, S Balmoral Dr, McCall St, Tamarack Ct, Imperial Ln, Burnell Dr, Primrose Ct, Weiland Dr, Paradise St$663

Waukesha, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waukesha$99 to $101
Waukesha County$102
Pewaukee$104
Delafield$114

Waukesha, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Waukesha County, Wisconsin $86 $114 $171
Pewaukee city, Wisconsin $87 $115 $173
Delafield town, Waukesha County, Wisconsin $95 $127 $190

Waukesha, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waukesha, WI3.4%9.4%
Waukesha County3.08%9.05%
Pewaukee2.91%8.59%
Delafield2.34%9.02%

Waukesha Renters Insurance as a Percentage of Rent

Waukesha Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 264 2.0% $772
$300 to $499 920 7.0% $1222
$500 to $749 3,255 27.0% $1897
$750 to $999 4,121 35.0% $2647
$1,000 to $1,499 2,582 22.0% $3772
$1,500 or more 458 3.0% $5422

Waukesha, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Waukesha Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Waukesha Home Owner from High Deductible Plan $600

Waukesha, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waukesha, WI Home Replacement Value MORE than Home Value Waukesha, WI Home Replacement Value LESS than Home Value
Replacement Value $283,500 $166,500
Insurance Premium based on Replacement Value $1,150 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,500 Risk Exposure from Under Insuring Coverage is $58,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Waukesha Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceChubb Group of Insurance
Monthly Premium 573471
Year Built 194319642011
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$175000-$200000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Waukesha, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 180,000 Composition Roof 1,440 3 $2500-$5000 Deductible 210 5 Stucco siding yes
1995 255,000 Metal Roof 1,870 5 $1000-$2500 Deductible 430 6 Vinyl siding yes
1989 275,000 Shingles Roof 2,410 4 $500- $1000 Deductible 760 9 Stucco siding No
1968 210,000 Metal Roof 1,560 5 $1000-$2500 Deductible 470 10 Wood siding No
1968 190,000 Shingles Roof 1,620 2 $2500-$5000 Deductible 470 12 Vinyl siding No
1987 200,000 Slate Shingles Roof 1,620 2 $500 Deductible 540 6 Stone Siding yes
2013 225,000 Asphalt Shingles Roof 1,780 4 $500- $1000 Deductible 900 12 Wood siding yes
2013 265,000 Wood Shake Roof 2,100 3 $500- $1000 Deductible 520 6 Stucco siding yes
1983 265,000 Tile Roof 2,030 3 $500- $1000 Deductible 440 6 Stone Siding yes
1947 125,000 Slate Shingles Roof 1,260 3 $500 Deductible 110 3 Stone Siding yes
1968 235,000 Wood Shake Roof 1,970 3 > $10,000 Deductible 270 7 Vinyl siding yes
2014 490,000 Composition Roof 4,950 5 $2500-$5000 Deductible 1010 8 Brick siding yes
2013 200,000 Asphalt Shingles Roof 1,680 3 $1000-$2500 Deductible 600 12 Wood siding No
2010 365,000 Asphalt Shingles Roof 3,390 4 $5000 to $10,000 Deductible 780 10 Stone Siding No
1990 160,000 Wood Shake Roof 1,730 4 $500 Deductible 480 10 Wood siding No
1985 170,000 Composition Roof 1,630 4 $500- $1000 Deductible 490 10 Vinyl siding yes
2013 300,000 Metal Roof 3,040 5 $1000-$2500 Deductible 380 6 Stucco siding No
2008 210,000 Asphalt Shingles Roof 1,970 4 $1000-$2500 Deductible 210 3 Fiber-Cement Siding No
2013 140,000 Asphalt Shingles Roof 1,380 3 $2500-$5000 Deductible 320 9 Vinyl siding yes
2014 305,000 Metal Roof 2,360 3 $2500-$5000 Deductible 640 8 Stone Siding No
2010 105,000 Asphalt Shingles Roof 1,120 2 $1000-$2500 Deductible 110 5 Stone Siding No
1980 240,000 Asphalt Shingles Roof 2,090 3 $5000 to $10,000 Deductible 340 7 Stone Siding yes
2004 470,000 Shingles Roof 4,540 5 > $10,000 Deductible 400 4 Stucco siding No
1948 155,000 Slate Shingles Roof 1,180 2 $500 Deductible 160 4 Wood siding No
1984 235,000 Asphalt Shingles Roof 2,220 4 $5000 to $10,000 Deductible 650 12 Brick siding No
1949 565,000 Asphalt Shingles Roof 4,660 5 $5000 to $10,000 Deductible 300 4 Stone Siding yes
1949 195,000 Wood Shake Roof 1,440 2 $500- $1000 Deductible 620 12 Fiber-Cement Siding yes
1946 230,000 Membrane Roof 2,310 4 $1000-$2500 Deductible 80 1 Wood siding yes
1993 165,000 Asphalt Shingles Roof 1,300 2 $5000 to $10,000 Deductible 180 5 Stone Siding yes
1969 145,000 Slate Shingles Roof 1,610 4 $500- $1000 Deductible 320 6 Wood siding No
1999 290,000 Tile Roof 2,250 3 $500- $1000 Deductible 530 7 Wood siding yes
2011 345,000 Wood Shake Roof 3,750 5 $5000 to $10,000 Deductible 280 4 Vinyl siding No
1989 125,000 Slate Shingles Roof 1,230 3 $500 Deductible 500 9 Brick siding No

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