Waukegan, IL homeowners insurance is nearly $638 to $866, about $53-$72/month. Our detailed research shows customers can save upto $300 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Waukegan, IL | Homeowners Insurance Agency Near Waukegan, IL | Address |
|---|---|---|
| State Farm | Don Storino | 7428 W Belmnt Ave, Chicago, IL, 60634-3432 |
| Travelers | Lakeview Insurance Agency Ltd | 3438 N. Southport Avenue, Chicago, IL, 60657 |
| State Farm | Neal Salah | 1008 W Touhy Ave, Park Ridge, IL, 60068-3233 |
| Farmers | Won Lee | 950 Milwaukee Ave Ste 321, Glenview, IL, 60025 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Park City city, Illinois | $104 | $139 | $209 |
| North Chicago city, Illinois | $112 | $149 | $224 |
| Benton township, Lake County, Illinois | $116 | $154 | $231 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Waukegan, IL | 3.9% | 10.2% |
| Park City | 4.4% | 8.92% |
| North Chicago | 4.05% | 10.97% |
| Benton | 3.45% | 8.98% |
| Waukegan Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 673 | 5.0% | $343 |
| $200 to $299 | 435 | 3.0% | $793 |
| $300 to $499 | 556 | 4.0% | $1243 |
| $500 to $749 | 3,435 | 26.0% | $1918 |
| $750 to $999 | 4,620 | 35.0% | $2668 |
| $1,000 to $1,499 | 2,590 | 20.0% | $3793 |
| $1,500 or more | 633 | 4.0% | $5443 |
| Streets in Waukegan Area | Homeowners Insurance Cost |
|---|---|
| Foam Forms Pl, W Macarthur Dr, Willow Dr, Washington Park, Noll Dr, Burris Ave, S Orchard Ave, Clubhome Ln, S St James St, Besley Pl | $775 |
| Darrow Ln, Lyons Ct, N Gretta Ave, Jensen Ct, W Madison St, Oakland Ave, Robert V Sabonjian Pl, W Bairstow Ave, Comanche Ct, Colbert Rd | $753 |
| Kehm Blvd, Indiana Ave, Lenox Ave, Water St, Varonen Ave, Alexander Ct, Mawman St, Nordigan Dr, Spaulding Ave, Sherman Pl | $761 |
| Yeoman St, Kemble Ave, E Water St, S Elmwood Ave, Blossom St, Myrtle St, Dunlay Ct, Garden Pl, N Loyola Ave, Harper Ave | $750 |
| W Paddock Ave, Apple Ave, Washington Ter, James Ct, Terrace Ave, N Samson Way, Lake Crest Dr, Seneca Rd, W Wall Ave, 16th Pl | $773 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Waukegan | $112 to $115 |
| Park City | $104 |
| North Chicago | $112 |
| Benton | $116 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $1,700 |
| Yearly Waukegan Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $700 | $1,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $8,700 | $8,100 |
| Net Savings to Waukegan Home Owner from High Deductible Plan | $600 | |
| Scenario | Waukegan, IL Home Replacement Value MORE than Home Value | Waukegan, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $200,000 | $149,500 |
| Insurance Premium based on Replacement Value | $1,100 | $825 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $30,500 | Risk Exposure from Under Insuring Coverage is $20,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $175/year |
| Insurance Company | Amica Mutual Insurance Company | Farmers Insurance | Allstate |
| Monthly Premium | 92 | 81 | 27 |
| Year Built | 1970 | 1981 | 1949 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $350000-$400000 | $50000-$75000 |
| Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |