Waukegan Insurance Rates:

Waukegan, IL homeowners insurance is nearly $638 to $866, about $53-$72/month. Our detailed research shows customers can save upto $300 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm Insurance Company
The state farm insurance company is fast service when you need help. for ex: traffic accident and house accident and so on.
Allstate Insurance Company
The premium is a little higher than i expected. a neighbor of mine who uses farmer insurance told me that his premium is lower than mine.
Nationwide
I like that there are a lot of different options for coverage for me to choose from. it makes it easier to customize a plan that fits my needs and that keeps me from paying extra for features that i have no use for.

Waukegan, IL Homeowners Insurance By Home Value

Waukegan, IL Home Value Total Homes % of Total Average Waukegan, IL Homeowners Insurance
Less than $50,000 948 6.0% $127
$50,000 to $59,999 236 1.0% $278
$60,000 to $69,999 451 2.0% $338
$70,000 to $79,999 438 2.0% $391
$80,000 to $89,999 647 4.0% $443
$90,000 to $99,999 711 4.0% $496
$100,000 to $124,999 2,586 16.0% $579
$125,000 to $149,999 2,768 17.0% $721
$150,000 to $174,999 2,873 18.0% $857
$175,000 to $199,999 1,517 9.0% $992
$200,000 to $249,999 1,493 9.0% $1195
$250,000 to $299,999 535 3.0% $1458
$300,000 to $399,999 289 1.0% $1849

Top Home Insurance Agents Near Waukegan, IL

Home Insurance Company Near Waukegan, IL Homeowners Insurance Agency Near Waukegan, IL Address
NA Lowell & Chrusciel Ins. Agency, Inc 1813 Hicks Rd Ste C Rolling Meadows, Rolling Meadows, IL, 60008
State Farm Don Storino 7428 W Belmnt Ave, Chicago, IL, 60634-3432
Travelers Lakeview Insurance Agency Ltd 3438 N. Southport Avenue, Chicago, IL, 60657
State Farm Neal Salah 1008 W Touhy Ave, Park Ridge, IL, 60068-3233
Farmers Won Lee 950 Milwaukee Ave Ste 321, Glenview, IL, 60025

Cost Of Homeowners Insurance By Street Near Waukegan, IL

Streets in Waukegan Area Homeowners Insurance Cost
Foam Forms Pl, W Macarthur Dr, Willow Dr, Washington Park, Noll Dr, Burris Ave, S Orchard Ave, Clubhome Ln, S St James St, Besley Pl$775
Darrow Ln, Lyons Ct, N Gretta Ave, Jensen Ct, W Madison St, Oakland Ave, Robert V Sabonjian Pl, W Bairstow Ave, Comanche Ct, Colbert Rd$753
Kehm Blvd, Indiana Ave, Lenox Ave, Water St, Varonen Ave, Alexander Ct, Mawman St, Nordigan Dr, Spaulding Ave, Sherman Pl$761
Yeoman St, Kemble Ave, E Water St, S Elmwood Ave, Blossom St, Myrtle St, Dunlay Ct, Garden Pl, N Loyola Ave, Harper Ave$750
W Paddock Ave, Apple Ave, Washington Ter, James Ct, Terrace Ave, N Samson Way, Lake Crest Dr, Seneca Rd, W Wall Ave, 16th Pl$773

Waukegan, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waukegan$112 to $115
Park City$104
North Chicago$112
Benton$116

Waukegan, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Park City city, Illinois $104 $139 $209
North Chicago city, Illinois $112 $149 $224
Benton township, Lake County, Illinois $116 $154 $231

Waukegan, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waukegan, IL3.9%10.2%
Park City4.4%8.92%
North Chicago4.05%10.97%
Benton3.45%8.98%

Waukegan Renters Insurance as a Percentage of Rent

Waukegan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 673 5.0% $343
$200 to $299 435 3.0% $793
$300 to $499 556 4.0% $1243
$500 to $749 3,435 26.0% $1918
$750 to $999 4,620 35.0% $2668
$1,000 to $1,499 2,590 20.0% $3793
$1,500 or more 633 4.0% $5443

Waukegan, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Waukegan Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Waukegan Home Owner from High Deductible Plan $600

Waukegan, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waukegan, IL Home Replacement Value MORE than Home Value Waukegan, IL Home Replacement Value LESS than Home Value
Replacement Value $172,500 $118,000
Insurance Premium based on Replacement Value $825 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $100/year

Example Waukegan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceAmica Mutual Insurance Company
Monthly Premium 586364
Year Built 196419861943
Home Details 4 Beds, 1 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$175000-$200000$125000-$150000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Waukegan, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1968 195,000 Slate Shingles Roof 2,700 4 $5000 to $10,000 Deductible 240 4 Brick siding yes
1971 245,000 Wood Shake Roof 2,350 5 $500- $1000 Deductible 700 8 Stone Siding No
1974 215,000 Slate Shingles Roof 3,050 5 > $10,000 Deductible 450 7 Brick siding yes
1940 190,000 Metal Roof 1,860 3 $500 Deductible 390 5 Fiber-Cement Siding yes
1966 185,000 Shingles Roof 1,960 3 $1000-$2500 Deductible 310 4 Vinyl siding No
1941 115,000 Composition Roof 1,070 2 $2500-$5000 Deductible 150 4 Stucco siding No
1962 190,000 Wood Shake Roof 2,310 4 $2500-$5000 Deductible 70 1 Fiber-Cement Siding No
1964 145,000 Wood Shake Roof 1,630 3 $500 Deductible 380 6 Stone Siding No
1960 190,000 Wood Shake Roof 2,290 3 $5000 to $10,000 Deductible 210 6 Vinyl siding yes
1986 90,000 Tile Roof 1,310 2 $2500-$5000 Deductible 310 10 Wood siding No
1961 300,000 Shingles Roof 4,250 5 $500- $1000 Deductible 340 3 Vinyl siding No
1945 270,000 Wood Shake Roof 2,660 5 $2500-$5000 Deductible 810 10 Stucco siding yes
1987 265,000 Asphalt Shingles Roof 3,800 5 $500- $1000 Deductible 770 7 Stucco siding yes
1957 110,000 Tile Roof 1,600 1 $500- $1000 Deductible 50 1 Stucco siding No