Wauconda Insurance Rates:

Wauconda, IL homeowners insurance is about $671 to $914, about $55-$76/month. Our extensive guide indicates shoppers can save upto $317 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
I really like how they follow through on their promises, when something is stolen or a damaged that is under their policy no questions asked.
State Farm
Over the years they have removed, rather subtly, small areas of coverage, and it has shrunk from what the original policy covered. you are expected to cover these things that used to be covered by purchasing separate riders and additions, for an additional premium. such things as computers and electronics, paintings, and jewelry.
Liberty Mutual
Liberty mutual offers various additional discounts to our coverage, including a discount for our home being newly renovated and another for bundling our auto insurance with our home insurance.
Homesite Insurance
I really, really like how professional, caring, and compassionate they are when trouble arises. They helped me out quickly!
Geico
I don't like that there is a renewal every six months and the price can change without my consent. I have the raise the price too much I will find a different company.
Travelers
The App doesn't allow me to pull up my insurance cards electronically in case I lose my paper copy. Seems like the most obvious thing to have on there.
Progressive
I like my insurance company, Progressive because I can bundle my auto and my home insurance all into one easy payment which makes my life simpler and easier to manage.
State Farm
I would not recommend State Farm as they are not responsive to their customers and it is like pulling teeth to get them to make changes to your policy.
Allstate
Got my home insurance for less than half the price with the same or more coverage. It easy to use, saves you a lot of money,I have tried the rest , your still the best.
Erie Insurance
Erie is an affordable option when searching for home insurance.They are fast with the claims and go above and beyond.You receive the money needed to fix the issue as soon as possible.

Wauconda, IL Homeowners Insurance By Home Value

Wauconda, IL Home Value Total Homes % of Total Average Wauconda, IL Homeowners Insurance
Less than $50,000 251 4.0% $87
$50,000 to $59,999 102 1.0% $182
$90,000 to $99,999 146 2.0% $325
$100,000 to $124,999 361 6.0% $380
$125,000 to $149,999 383 6.0% $475
$150,000 to $174,999 629 11.0% $563
$175,000 to $199,999 516 9.0% $650
$200,000 to $249,999 1,257 22.0% $785
$250,000 to $299,999 953 16.0% $959
$300,000 to $399,999 981 17.0% $1221

Top Home Insurance Agents Near Wauconda, IL

Home Insurance Company Near Wauconda, IL Homeowners Insurance Agency Near Wauconda, IL Address
Farmers Albert Weigel 701 N Wheeling Rd, Mt Prospect, IL, 60056
Travelers Clover Insurance Agency Inc 7535 N WESTERN AVE, CHICAGO, IL, 60645
Travelers Johannesen-Farrar Inc 512 E Walworth Ave, Delavan, WI, 53115
State Farm Melody Santiago 111 W Rollins Rd, Round Lk Bch, IL, 60073-1335
State Farm Mike Dileo 3348 Main St, Skokie, IL, 60076

Cost Of Homeowners Insurance By Street Near Wauconda, IL

Streets in Wauconda Area Homeowners Insurance Cost
W Laurel Ct, W May St, Farnsworth Cir, Waters Edge Dr, Park Dr, Hickory, Northern Ct, E Liberty St, Eastway Dr, E Saratoga Cir$796
Co Hwy 44, Channel Dr, Poplar Dr, W Lakeview Dr N, Westridge Dr, Co Hwy 44, Roberts Rd, Garrison Cir, Brooks St, Cty V45$797
Moraine Ct, Saddlewood Dr, Clover Rd, Boren Ave, W Mill St, W Brown Rd, Carol Cir, Oaks St, E State Rd, Lamphere Rd$761
Dunbar Rd, N Geraldine Ln, Ann Ct, Fairfield Dr, Blue Iris Ct, N Hill Ave, Co Hwy 35, Saddlewood Dr, Esther Dr, Bangs St$801
Lipizzan Ln, E Princeton Cir, Parkland Dr, Slocum Lake Rd, N Geraldine Ln, W Lakeview Dr S, Crest Rd, Darrell Rd, Willow Dr, W Liberty St$786

Wauconda, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wauconda$118 to $121
Island Lake$116
Port Barrington$124
Volo$117

Wauconda, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Island Lake village, Illinois $116 $155 $233
Port Barrington village, Illinois $124 $165 $248
Volo village, Illinois $117 $156 $234

Wauconda, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wauconda, IL3.5%9.3%
Island Lake3.82%10.27%
Port Barrington2.69%7.44%
Volo3.27%8.28%

Wauconda Renters Insurance as a Percentage of Rent

Wauconda Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 20 1.0% $1222
$500 to $749 227 14.0% $1897
$750 to $999 555 35.0% $2647
$1,000 to $1,499 487 30.0% $3772
$1,500 or more 291 18.0% $5422

Wauconda, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Wauconda Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,900$8,400
Net Savings to Wauconda Home Owner from High Deductible Plan $1,500

Wauconda, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wauconda, IL Home Replacement Value MORE than Home Value Wauconda, IL Home Replacement Value LESS than Home Value
Replacement Value $277,500 $164,500
Insurance Premium based on Replacement Value $1,175 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $61,000 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Wauconda Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceState FarmTravelers
Monthly Premium 7776135
Year Built 201419801948
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$350000-$400000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Wauconda, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 260,000 Asphalt Shingles Roof 2,310 4 > $10,000 Deductible 380 8 Wood siding No
1942 210,000 Composition Roof 1,730 3 $500- $1000 Deductible 980 12 Vinyl siding No
2011 425,000 Metal Roof 3,230 5 > $10,000 Deductible 490 7 Fiber-Cement Siding yes
2013 195,000 Metal Roof 1,670 4 $1000-$2500 Deductible 550 9 Wood siding yes
2002 135,000 Tile Roof 1,280 3 $500- $1000 Deductible 130 3 Stucco siding No
1983 355,000 Composition Roof 2,740 4 $500 Deductible 320 2 Stucco siding yes
2011 340,000 Wood Shake Roof 3,270 4 > $10,000 Deductible 580 8 Fiber-Cement Siding No
2011 280,000 Slate Shingles Roof 2,290 3 $1000-$2500 Deductible 210 2 Stucco siding yes
2006 565,000 Membrane Roof 4,340 5 $500- $1000 Deductible 1440 8 Vinyl siding yes
1984 360,000 Membrane Roof 2,950 4 $2500-$5000 Deductible 990 10 Stucco siding yes
2014 170,000 Metal Roof 1,430 3 $500- $1000 Deductible 480 9 Fiber-Cement Siding No
1988 585,000 Metal Roof 4,110 5 $500 Deductible 3900 12 Vinyl siding yes
1989 645,000 Wood Shake Roof 4,760 5 $500 Deductible 1830 7 Stone Siding yes
2007 205,000 Shingles Roof 1,650 4 > $10,000 Deductible 480 12 Wood siding yes
2000 395,000 Metal Roof 3,810 5 > $10,000 Deductible 530 8 Stucco siding No
1989 300,000 Asphalt Shingles Roof 2,290 4 $5000 to $10,000 Deductible 460 6 Stone Siding yes
2014 215,000 Wood Shake Roof 1,810 3 $500- $1000 Deductible 500 9 Wood siding No
2009 540,000 Wood Shake Roof 3,760 5 > $10,000 Deductible 410 4 Vinyl siding No
1984 250,000 Shingles Roof 2,270 3 $2500-$5000 Deductible 530 7 Brick siding No
1986 340,000 Metal Roof 3,360 5 $1000-$2500 Deductible 610 4 Stucco siding yes
2005 400,000 Metal Roof 3,000 4 $2500-$5000 Deductible 1390 9 Vinyl siding yes
1985 195,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 410 5 Stone Siding yes
1981 210,000 Slate Shingles Roof 1,890 4 $500 Deductible 410 6 Wood siding No
2005 210,000 Membrane Roof 1,510 5 $500 Deductible 740 7 Fiber-Cement Siding yes
1943 240,000 Tile Roof 1,820 3 > $10,000 Deductible 280 4 Brick siding yes
1943 305,000 Tile Roof 2,410 5 > $10,000 Deductible 150 2 Wood siding No
2003 310,000 Wood Shake Roof 3,030 4 $500- $1000 Deductible 780 6 Stucco siding yes
2001 160,000 Asphalt Shingles Roof 1,600 3 $500 Deductible 370 5 Stone Siding No
1944 240,000 Asphalt Shingles Roof 1,720 3 $1000-$2500 Deductible 490 8 Stone Siding yes
2001 485,000 Metal Roof 3,960 5 $5000 to $10,000 Deductible 1130 7 Stone Siding No
1987 135,000 Slate Shingles Roof 1,230 3 $1000-$2500 Deductible 260 5 Fiber-Cement Siding yes
2012 175,000 Shingles Roof 1,620 4 $1000-$2500 Deductible 710 12 Fiber-Cement Siding yes
2000 555,000 Tile Roof 3,970 5 $500- $1000 Deductible 1350 7 Wood siding yes
2002 265,000 Metal Roof 2,250 4 $500- $1000 Deductible 740 7 Wood siding No