Wauchula Insurance Rates:

Wauchula, FL homeowners insurance is about $950 to $1,306, about $79-$108/month. Our in depth research shows customers can save as much as $451 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wauchula, FL Homeowners Insurance By Home Value

Wauchula, FL Home Value Total Homes % of Total Average Wauchula, FL Homeowners Insurance
Less than $50,000 494 21.0% $293
$50,000 to $59,999 127 5.0% $609
$60,000 to $69,999 163 7.0% $755
$70,000 to $79,999 209 9.0% $879
$80,000 to $89,999 143 6.0% $992
$90,000 to $99,999 92 4.0% $1116
$100,000 to $124,999 202 8.0% $1285
$125,000 to $149,999 146 6.0% $1613
$150,000 to $174,999 215 9.0% $1906
$175,000 to $199,999 81 3.0% $2199
$200,000 to $249,999 198 8.0% $2650
$250,000 to $299,999 84 3.0% $3237
$300,000 to $399,999 97 4.0% $4117

Top Home Insurance Agents Near Wauchula, FL

Home Insurance Company Near Wauchula, FL Homeowners Insurance Agency Near Wauchula, FL Address
State Farm Jabin Niles 17829 Murdock Cir Unit B, Pt Charlotte, FL, 33948-4095
Travelers Jacks Ins Agency Inc 4710 NEW TAMPA HWY, LAKELAND, FL, 33815
Travelers Nboa Marine Insurance Agency Inc 4404 N TAMIAMI TRAIL, SARASOTA, FL, 34234
Liberty Mutual Independent Stahl Herndon & Assoc Inc 91 LAKE MORTON DR, LAKELAND, FL, 33801
State Farm Stanley Dean 4017 34th Street S, St Petersburg, FL, 33711-4306

Cost Of Homeowners Insurance By Street Near Wauchula, FL

Streets in Wauchula Area Homeowners Insurance Cost
Illinois Ave, Griffin Rd, Sally Pl, Prescott Ave, Scott Rd, Forsythe Ave, Co Rd 663, Ander Marsh Rd, Oak Grove Cemetery Rd, Coyote Run$1,116
Torrey Rd, S 9th Ave, River Chase Cir, Apple Blossom Ln, Begonia Dr, 11th Ave S, Maple Ln, Ohio Ave, Wisconsin Ave, Conerly Rd$1,140
Bell St, Will Dukes Rd, Washington Ave, S 6th Ave, Hampton Rd, Ray Moore Rd, Schontag Rd, Mowatt St, Saunders St, Ken McLead Rd$1,131
N Ohio Ave, Bill Woods Rd, Farr Rd, Chambers Ct, Martin Luther King Jr Ave, E Orange St, Shorewood Ln, Gebhart Rd, N 4th Ave, Southernland St$1,126
Makowski Rd, S 4th Ave, Washington St, Solomon Rd, Dink Albritton Rd, Park Dr, Brown Rd, Tuskeegee St, Alamo Rd, Stenstrom Rd$1,121

Wauchula, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wauchula$167 to $170
Hardee County$168
Limestone$163
Fort Green Springs$170

Wauchula, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hardee County, Florida $141 $187 $281
Limestone CDP, Florida $137 $182 $273
Fort Green Springs CDP, Florida $142 $189 $283

Wauchula, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wauchula, FL8.5%26.0%
Hardee County8.53%27.41%
Limestone16.02%91.92%
Bowling Green8.76%26.12%

Wauchula Renters Insurance as a Percentage of Rent

Wauchula Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 14 1.0% $348
$200 to $299 31 2.0% $798
$300 to $499 211 19.0% $1248
$500 to $749 320 30.0% $1923
$750 to $999 354 33.0% $2673
$1,000 to $1,499 128 12.0% $3798

Average Cost Of Home Insurance By Company In Areas Nearby Wauchula For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $2,103
150,000 27 NO Castle Key Indemnity Company Insurance $2,690
150,000 27 NO Citizens Property Insurance $1,655
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,559
150,000 27 NO Security First Insurance $1,552
150,000 27 NO Southern Fidelity Insurance $1,392
150,000 27 NO Universal Property & Casualty Insurance $1,854
150,000 27 YES American Integrity Insurance $1,182
150,000 27 YES Federated National Insurance $1,256
150,000 27 YES Southern Fidelity Insurance $1,041
150,000 27 YES Southern Oak Insurance $1,397
150,000 27 YES Tower Hill Select Insurance $1,271
150,000 27 YES Universal Property & Casualty Insurance $938
300,000 12 NA First Community Insurance $2,188
300,000 12 NA Florida Peninsula Insurance $2,002
300,000 12 NA Security First Insurance $1,964
300,000 12 NA Southern Oak Insurance $2,395
300,000 12 NA Stillwater Property And Casualty Insurance $1,536
300,000 12 NA Tower Hill Preferred Insurance $1,602
300,000 12 NA Tower Hill Select Insurance $1,614

Wauchula, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Wauchula Homeowner Insurance Premium Example $4,100$3,500
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $25,500$24,900
Net Savings to Wauchula Home Owner from High Deductible Plan $600

Wauchula, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wauchula, FL Home Replacement Value MORE than Home Value Wauchula, FL Home Replacement Value LESS than Home Value
Replacement Value $131,500 $75,500
Insurance Premium based on Replacement Value $2,375 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $525/year Insurance costlier by $475/year

Example Wauchula Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmGEICO Insurance
Monthly Premium 103152197
Year Built 197019812013
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $50000-$75000$125000-$150000$125000-$150000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wauchula, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 160,000 Membrane Roof 2,260 4 $500- $1000 Deductible 1210 4 Brick siding yes
1999 285,000 Membrane Roof 4,930 5 $500 Deductible 2270 6 Stucco siding No
1981 95,000 Asphalt Shingles Roof 1,530 3 $1000-$2500 Deductible 790 5 Stucco siding yes
1982 170,000 Composition Roof 2,960 4 $5000 to $10,000 Deductible 810 5 Wood siding No
2001 285,000 Composition Roof 3,500 5 > $10,000 Deductible 1280 5 Brick siding yes
2006 95,000 Composition Roof 1,600 2 $2500-$5000 Deductible 810 8 Stucco siding No
1998 95,000 Shingles Roof 1,270 3 $1000-$2500 Deductible 1520 10 Brick siding yes
1975 95,000 Shingles Roof 1,370 2 $500 Deductible 970 8 Stucco siding No
1999 85,000 Asphalt Shingles Roof 1,350 2 $1000-$2500 Deductible 1000 7 Stone Siding No
1993 135,000 Metal Roof 1,720 4 $500 Deductible 180 1 Stone Siding yes
1994 140,000 Tile Roof 2,420 5 $500 Deductible 1350 6 Stone Siding yes
1983 255,000 Composition Roof 3,340 4 $2500-$5000 Deductible 2580 7 Vinyl siding No
1983 145,000 Slate Shingles Roof 2,570 4 $500 Deductible 3460 12 Brick siding yes