Watonga Insurance Rates:

Watonga, OK homeowners insurance is nearly $1,194 to $1,628, about $99-$135/month. Our complete analysis shows customers can save upto $564 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Watonga, OK Homeowners Insurance By Home Value

Watonga, OK Home Value Total Homes % of Total Average Watonga, OK Homeowners Insurance
Less than $50,000 530 37.0% $522
$50,000 to $59,999 84 5.0% $1100
$60,000 to $69,999 144 10.0% $1368
$70,000 to $79,999 38 2.0% $1580
$80,000 to $89,999 94 6.0% $1791
$90,000 to $99,999 57 4.0% $2003
$100,000 to $124,999 163 11.0% $2314
$125,000 to $149,999 55 3.0% $2892
$150,000 to $174,999 127 8.0% $3428
$175,000 to $199,999 23 1.0% $3950
$200,000 to $249,999 56 3.0% $4755
$300,000 to $399,999 37 2.0% $7379

Top Home Insurance Agents Near Watonga, OK

Home Insurance Company Near Watonga, OK Homeowners Insurance Agency Near Watonga, OK Address
NA Premier Benefits & Insurance 723 W. Randolph 723 W. Randolph, Enid, OK, 73701
NA Bay/Chelf Insurance Llc 1202G W Willow, Enid, OK, 73703
State Farm Gavan Byrd 121 N Broadway St, Weatherford, OK, 73096-4919
Farmers George Wright 106 W Main St, Watonga, OK, 73772
Farmers Karissa Bradshaw 6424 W Memorial Rd, Oklahoma City, OK, 73142

Cost Of Homeowners Insurance By Street Near Watonga, OK

Streets in Watonga Area Homeowners Insurance Cost
Park Blvd, State Hwy 33, S Harmon Ave, Workman Ave, Sandy Ave, E A St, Village Dr, Caudill Dr, E 1st St, W 4th St$1,404
E 6th St, E 8th St, Mimosa Dr, W 5th St, Burford St, Pine Dr, Oddfellow, State Hwy 3, Woodland Dr, Hillcrest Dr$1,406
S Burford Ave, Leasa St, E 9th St, W 6th St, E0800 Rd, N Wikoff St, E 7th St, N Foraker Ave, Burford Ave, W Russworm Dr$1,407
Norwood Ct, W A St, Monroe St, Clevinger Ave, E 2nd St, W 7th St, Main St, S Newer Ave, N Noble Ave, N Marshall Ave$1,416
E B St, Chisholm Trl, S Foraker Ave, Cerny Dr, Madison St, Flynn Ave, W 11th St, N Burford Ave, S Noble Ave, N Market St$1,408

Watonga, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Watonga$210 to $212
Blaine County$211
Hitchcock$206
Greenfield$207

Watonga, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Blaine County, Oklahoma $212 $282 $423
Hitchcock town, Oklahoma $206 $275 $413
Greenfield town, Oklahoma $207 $276 $414

Watonga, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Watonga, OK14.0%34.9%
Blaine County13.47%35.61%
Hitchcock13.48%37.45%
Canton14.3%41.58%

Watonga Renters Insurance as a Percentage of Rent

Watonga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 2.0% $396
$200 to $299 44 9.0% $846
$300 to $499 105 21.0% $1296
$500 to $749 282 57.0% $1971
$750 to $999 44 9.0% $2721

Watonga, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Watonga Homeowner Insurance Premium Example $6,600$5,600
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $27,200$26,200
Net Savings to Watonga Home Owner from High Deductible Plan $1,000

Watonga, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Watonga, OK Home Replacement Value MORE than Home Value Watonga, OK Home Replacement Value LESS than Home Value
Replacement Value $83,000 $45,000
Insurance Premium based on Replacement Value $3,475 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $800/year Insurance costlier by $800/year

Example Watonga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 148407292
Year Built 194419981980
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $50000-$75000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Watonga, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 145,000 Shingles Roof 3,220 5 $500- $1000 Deductible 2060 6 Fiber-Cement Siding yes
1998 275,000 Asphalt Shingles Roof 4,540 5 > $10,000 Deductible 3500 10 Fiber-Cement Siding No
1948 260,000 Asphalt Shingles Roof 3,850 5 $2500-$5000 Deductible 1150 2 Wood siding yes
1983 90,000 Tile Roof 1,860 3 $500 Deductible 1890 5 Vinyl siding yes
1995 155,000 Shingles Roof 2,550 4 $5000 to $10,000 Deductible 1540 4 Wood siding No
1975 75,000 Slate Shingles Roof 1,380 3 $1000-$2500 Deductible 780 4 Stone Siding No
1978 105,000 Composition Roof 1,880 3 $500- $1000 Deductible 2880 9 Stucco siding yes
1975 275,000 Membrane Roof 4,550 5 > $10,000 Deductible 950 3 Stucco siding No
1990 130,000 Membrane Roof 2,230 3 $500- $1000 Deductible 4680 12 Vinyl siding No
1993 90,000 Metal Roof 1,390 3 $500- $1000 Deductible 2550 9 Stucco siding No
1988 100,000 Metal Roof 1,810 4 $2500-$5000 Deductible 670 3 Vinyl siding No
1994 75,000 Tile Roof 1,570 3 $500- $1000 Deductible 1660 6 Fiber-Cement Siding No
1976 125,000 Slate Shingles Roof 2,190 3 $500- $1000 Deductible 670 2 Vinyl siding No
1980 125,000 Asphalt Shingles Roof 2,790 4 $1000-$2500 Deductible 1420 5 Brick siding yes
1948 260,000 Metal Roof 3,900 5 $5000 to $10,000 Deductible 4010 9 Brick siding No
1949 155,000 Wood Shake Roof 3,220 4 $2500-$5000 Deductible 3270 9 Stone Siding yes
1944 135,000 Tile Roof 2,600 4 $500 Deductible 4480 10 Stone Siding yes
1983 80,000 Metal Roof 1,450 3 $500 Deductible 1690 7 Stucco siding yes
1998 85,000 Composition Roof 1,770 4 $500- $1000 Deductible 1240 5 Stucco siding yes
1941 115,000 Shingles Roof 2,520 4 $500 Deductible 590 2 Vinyl siding No
1972 70,000 Membrane Roof 1,300 3 $500- $1000 Deductible 240 1 Wood siding yes
1990 265,000 Wood Shake Roof 4,510 5 $500- $1000 Deductible 7970 12 Stone Siding yes
1941 75,000 Metal Roof 1,340 3 $1000-$2500 Deductible 2620 10 Fiber-Cement Siding yes
1975 70,000 Wood Shake Roof 1,450 3 $500- $1000 Deductible 960 6 Fiber-Cement Siding yes
1940 280,000 Asphalt Shingles Roof 4,660 5 $1000-$2500 Deductible 6910 9 Stone Siding yes
1978 80,000 Composition Roof 1,520 5 $500 Deductible 3130 12 Wood siding No
1989 165,000 Slate Shingles Roof 2,770 5 $5000 to $10,000 Deductible 2340 9 Fiber-Cement Siding No
1973 85,000 Slate Shingles Roof 1,320 3 $2500-$5000 Deductible 950 5 Fiber-Cement Siding yes
1941 115,000 Membrane Roof 1,920 5 $2500-$5000 Deductible 2080 8 Stucco siding yes
1995 140,000 Membrane Roof 2,700 4 $500- $1000 Deductible 900 3 Stucco siding yes
1975 115,000 Metal Roof 1,960 4 $2500-$5000 Deductible 1730 6 Wood siding yes
1999 160,000 Membrane Roof 2,540 4 $5000 to $10,000 Deductible 1810 8 Brick siding yes