Waterville Insurance Rates:

Waterville, OH homeowners insurance is about $620 to $851, about $51-$70/month. Our comprehensive guide indicates shoppers can save as much as $294 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waterville, OH Homeowners Insurance By Home Value

Waterville, OH Home Value Total Homes % of Total Average Waterville, OH Homeowners Insurance
$90,000 to $99,999 77 2.0% $382
$100,000 to $124,999 309 9.0% $448
$125,000 to $149,999 527 15.0% $559
$150,000 to $174,999 656 19.0% $662
$175,000 to $199,999 396 11.0% $765
$200,000 to $249,999 648 19.0% $920
$250,000 to $299,999 457 13.0% $1126
$300,000 to $399,999 218 6.0% $1427

Top Home Insurance Agents Near Waterville, OH

Home Insurance Company Near Waterville, OH Homeowners Insurance Agency Near Waterville, OH Address
State Farm Jim Green 451 E Market St, Tiffin, OH, 44883-1771
Travelers Martin Lark Insurance Agency Inc 1265 N DIXIE HWY, ROSSFORD, OH, 43460
Farmers Patrick Hogan 3700 N Holland Sylvania Rd, Toledo, OH, 43615
Travelers Roth Insurance Agency Inc 2425 Detroit Avenue, Maumee, OH, 43537
Travelers Walton Insurance Llc 3307 N. Holland Sylvania Road #6 , Toledo, OH, 43615

Cost Of Homeowners Insurance By Street Near Waterville, OH

Streets in Waterville Area Homeowners Insurance Cost
Harvest Ct, Logan St, John St, Zachary Cir, Co Rd 130, Co Rd 151, Shadowridge Dr, Grover Dr, Longnecker St, Freedom Ln$737
Co Rd 221, School Ct, Cemetery Rd, White Oak Ln, Berkey Southern Rd, Stiles Rd, Heritage Ln, Co Rd 117, Pine Vista Dr, Lexington Ave$733
N 3rd St, Bridle Ct, Midway, N 5th St, Field Ave, Glen Stream Way, Waterville Monclova Rd, Queensmark Ln, Farmview Dr, Dana Rae Dr$733
Dutch Rd, Neowash Rd, Co Rd 143, Twp Hwy 137, Juneberry Ln, Blue Ck E, Trent Lock Dr, Hutchinson Dr, Steeplechase Pkwy, Concord Ave$725
Mechanic St, Crabapple Cove, Co Rd 138, Michigan Ave, Whiddenmill Dr, Heller Rd, Twp Hwy 138, Blue Ck S, S 5th St, S River Rd$744

Waterville, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waterville$109 to $111
Whitehouse$109
Providence$111
Monclova$116

Waterville, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Whitehouse village, Ohio $110 $146 $219
Providence township, Lucas County, Ohio $111 $148 $222
Monclova township, Lucas County, Ohio $116 $154 $231

Waterville, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waterville, OH4.0%10.4%
Whitehouse3.89%11.0%
Providence4.05%9.4%
Monclova3.29%10.82%

Waterville Renters Insurance as a Percentage of Rent

Waterville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 21 3.0% $774
$300 to $499 97 14.0% $1224
$500 to $749 329 47.0% $1899
$750 to $999 122 17.0% $2649
$1,000 to $1,499 51 7.0% $3774
$1,500 or more 72 10.0% $5424

Waterville, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Waterville Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,500$9,000
Net Savings to Waterville Home Owner from High Deductible Plan $500

Waterville, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waterville, OH Home Replacement Value MORE than Home Value Waterville, OH Home Replacement Value LESS than Home Value
Replacement Value $232,500 $156,000
Insurance Premium based on Replacement Value $1,075 $725
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $46,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Waterville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersAllstate
Monthly Premium 7852187
Year Built 200819441990
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$500000-$600000
Deductible $500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Waterville, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 175,000 Composition Roof 1,950 3 $500 Deductible 390 7 Fiber-Cement Siding yes
1975 180,000 Asphalt Shingles Roof 2,050 3 $5000 to $10,000 Deductible 260 7 Stucco siding No
1988 150,000 Asphalt Shingles Roof 1,230 3 $1000-$2500 Deductible 370 8 Vinyl siding yes
1941 145,000 Shingles Roof 1,710 5 $500 Deductible 470 10 Vinyl siding yes
1984 205,000 Metal Roof 2,190 3 $5000 to $10,000 Deductible 400 10 Stone Siding No
1998 350,000 Composition Roof 3,050 4 $5000 to $10,000 Deductible 490 7 Vinyl siding yes
2013 195,000 Asphalt Shingles Roof 1,790 3 $1000-$2500 Deductible 260 6 Vinyl siding No
1997 220,000 Asphalt Shingles Roof 2,620 5 $2500-$5000 Deductible 370 6 Vinyl siding yes
2005 250,000 Slate Shingles Roof 2,870 4 $2500-$5000 Deductible 320 5 Stucco siding yes
1997 330,000 Tile Roof 2,820 4 $1000-$2500 Deductible 1130 9 Fiber-Cement Siding yes
1987 260,000 Tile Roof 2,270 3 $1000-$2500 Deductible 470 7 Vinyl siding No
2000 310,000 Composition Roof 2,710 4 $2500-$5000 Deductible 90 1 Stucco siding yes
2014 350,000 Metal Roof 3,390 5 $2500-$5000 Deductible 850 10 Stone Siding yes
2013 535,000 Wood Shake Roof 4,500 5 > $10,000 Deductible 640 8 Stucco siding yes
1946 380,000 Composition Roof 3,080 4 > $10,000 Deductible 160 2 Stone Siding No
1985 190,000 Tile Roof 1,960 4 $5000 to $10,000 Deductible 290 10 Fiber-Cement Siding No
2012 275,000 Metal Roof 2,230 4 $500- $1000 Deductible 270 3 Stucco siding yes
1981 405,000 Asphalt Shingles Roof 4,830 5 $500 Deductible 1100 8 Brick siding No
1996 235,000 Tile Roof 1,970 3 $500- $1000 Deductible 970 12 Vinyl siding yes
2011 230,000 Asphalt Shingles Roof 2,070 5 $500 Deductible 60 1 Stone Siding No
1981 440,000 Wood Shake Roof 3,740 5 $500 Deductible 1480 12 Brick siding No
1975 160,000 Composition Roof 1,570 3 $500 Deductible 660 9 Fiber-Cement Siding yes
2008 335,000 Tile Roof 3,310 4 > $10,000 Deductible 270 4 Vinyl siding No
2011 185,000 Composition Roof 2,110 3 $1000-$2500 Deductible 320 6 Vinyl siding yes
1985 335,000 Slate Shingles Roof 3,830 5 $5000 to $10,000 Deductible 340 5 Wood siding No
2013 210,000 Slate Shingles Roof 2,140 3 $500 Deductible 820 12 Brick siding yes
2013 195,000 Slate Shingles Roof 2,170 3 $1000-$2500 Deductible 200 3 Stone Siding yes
2013 175,000 Metal Roof 1,910 3 $500 Deductible 400 8 Vinyl siding yes
2011 140,000 Metal Roof 1,460 3 $500- $1000 Deductible 600 10 Stone Siding yes
1944 380,000 Shingles Roof 3,260 4 $5000 to $10,000 Deductible 220 3 Brick siding No
1987 265,000 Tile Roof 3,180 4 $500 Deductible 460 6 Stone Siding No
2011 190,000 Composition Roof 2,120 3 $1000-$2500 Deductible 210 5 Wood siding yes