Waterford Insurance Rates:

Waterford, WI homeowners insurance is about $582 to $796, about $48-$66/month. Our detailed analysis shows customers can save as much as $275 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waterford, WI Homeowners Insurance By Home Value

Waterford, WI Home Value Total Homes % of Total Average Waterford, WI Homeowners Insurance
Less than $50,000 29 1.0% $62
$60,000 to $69,999 21 1.0% $165
$70,000 to $79,999 42 2.0% $192
$100,000 to $124,999 28 1.0% $282
$125,000 to $149,999 76 4.0% $358
$150,000 to $174,999 148 7.0% $420
$175,000 to $199,999 211 11.0% $489
$200,000 to $249,999 420 22.0% $585
$250,000 to $299,999 418 22.0% $716
$300,000 to $399,999 468 24.0% $916

Top Home Insurance Agents Near Waterford, WI

Home Insurance Company Near Waterford, WI Homeowners Insurance Agency Near Waterford, WI Address
NA Robertson-Ryan - Lake Geneva 640 West Main Street 640 West Main Street Lake Geneva, Lake Geneva, WI, 53147
NA Houpis Weisberg Ins Agcy 3100 Dundee Rd #112, Northbrook, IL, 60062
Travelers Miller Insurance Agency Llc 446 W NORTHWEST HWY, BARRINGTON, IL, 60010
Travelers Neis Insurance Agency Inc 45 N VIRGINIA ST, CRYSTAL LAKE, IL, 60014
Erie Senz Insurance Agency Inc. 630 E Grand Avenue, Beloit, WI, 53512

Cost Of Homeowners Insurance By Street Near Waterford, WI

Streets in Waterford Area Homeowners Insurance Cost
Co Rd D, Hickory Hollow Rd, Meadowgate Dr, Sherry Ln, Ryan Ave, Hidden Cir, St Andrews Old, Oak Lodge Rd, Royal Hill Ct, S Loomis Rd$667
W Fox St, N Maple Rd, Apple Tree Ln, Beachview Ln, Front St, N Tichigan Rd, Evergreen Dr, S Front St, Danielson St, Sunflower Ln$681
S 7th St, Washington St, Fox Ln, Heritage Rd, Dorie Ln, Joanie Ln, River Bend Dr, Pleasant Rd, Golden Cir, Abbey Ln$671
Sumerta Ct, N Water Dr, Springwood Ln, Oak Knoll Rd, Fox Isle Dr, Del-Monte Dr, Court Ln, Cornerstone Xing, Burma Rd, Pine Ln$657
Schneider Ln, Ivy Glen Ct, Fairview Cir, S River St, Bridge Dr, Court Ln, Grand Dr, W Main St, W Wade St, 5th St$677

Waterford, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waterford$102 to $104
Tichigan$103
Rochester$101
Vernon$104

Waterford, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tichigan CDP, Wisconsin $86 $115 $172
Rochester village, Wisconsin $85 $113 $169
Potter Lake CDP, Wisconsin $84 $112 $168

Waterford, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waterford, WI3.0%9.0%
Tichigan3.05%9.1%
Rochester3.12%11.25%
Potter Lake3.16%9.35%

Waterford Renters Insurance as a Percentage of Rent

Waterford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 36 21.0% $1883
$750 to $999 46 27.0% $2633
$1,000 to $1,499 76 45.0% $3758
$1,500 or more 9 5.0% $5408

Waterford, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Waterford Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Waterford Home Owner from High Deductible Plan $600

Waterford, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waterford, WI Home Replacement Value MORE than Home Value Waterford, WI Home Replacement Value LESS than Home Value
Replacement Value $250,500 $174,500
Insurance Premium based on Replacement Value $1,150 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $56,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $100/year

Example Waterford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 1038754
Year Built 200520121948
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$300000-$350000$200000-$250000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Waterford, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 245,000 Composition Roof 1,540 3 $5000 to $10,000 Deductible 310 7 Stucco siding No
1941 325,000 Tile Roof 2,040 4 $500- $1000 Deductible 940 10 Stucco siding No
1944 610,000 Tile Roof 4,010 5 $1000-$2500 Deductible 1400 8 Wood siding yes
2001 255,000 Membrane Roof 1,640 4 > $10,000 Deductible 170 4 Vinyl siding No
2013 260,000 Metal Roof 2,110 4 $500- $1000 Deductible 420 5 Fiber-Cement Siding yes
2011 240,000 Metal Roof 1,670 3 $2500-$5000 Deductible 340 7 Fiber-Cement Siding No
2005 335,000 Membrane Roof 2,230 4 $2500-$5000 Deductible 660 8 Stucco siding No
2000 330,000 Metal Roof 1,970 4 $5000 to $10,000 Deductible 100 2 Vinyl siding yes
1943 260,000 Wood Shake Roof 1,690 5 $500 Deductible 110 1 Brick siding No
2013 260,000 Asphalt Shingles Roof 1,990 4 $2500-$5000 Deductible 520 7 Fiber-Cement Siding yes
2011 195,000 Membrane Roof 1,570 3 $1000-$2500 Deductible 330 6 Stucco siding yes
2014 420,000 Slate Shingles Roof 2,790 4 $5000 to $10,000 Deductible 330 3 Brick siding No
1945 210,000 Metal Roof 1,850 3 $2500-$5000 Deductible 390 9 Wood siding No
1946 285,000 Wood Shake Roof 2,020 3 $500- $1000 Deductible 300 4 Fiber-Cement Siding yes
1947 210,000 Metal Roof 1,640 4 $2500-$5000 Deductible 170 4 Stone Siding yes
1946 510,000 Asphalt Shingles Roof 4,320 5 > $10,000 Deductible 550 8 Brick siding No
2009 460,000 Slate Shingles Roof 3,080 4 > $10,000 Deductible 1090 9 Stucco siding yes
1948 690,000 Metal Roof 4,580 5 > $10,000 Deductible 970 9 Brick siding No
2011 620,000 Asphalt Shingles Roof 4,680 5 $500 Deductible 1550 10 Fiber-Cement Siding yes
2013 495,000 Metal Roof 3,270 5 $5000 to $10,000 Deductible 230 2 Fiber-Cement Siding No
1940 175,000 Membrane Roof 1,370 3 $500 Deductible 70 1 Stone Siding yes
2012 285,000 Tile Roof 2,150 5 $1000-$2500 Deductible 670 8 Vinyl siding yes
2001 370,000 Membrane Roof 3,010 4 $2500-$5000 Deductible 180 2 Vinyl siding yes
2006 180,000 Membrane Roof 1,370 3 $500- $1000 Deductible 310 7 Vinyl siding No
2007 235,000 Shingles Roof 1,690 4 $5000 to $10,000 Deductible 300 6 Stone Siding No
2005 230,000 Wood Shake Roof 1,470 3 $1000-$2500 Deductible 140 2 Vinyl siding No
1947 265,000 Membrane Roof 1,690 5 $500 Deductible 210 3 Brick siding No
2008 510,000 Metal Roof 3,120 4 $2500-$5000 Deductible 880 10 Vinyl siding yes
1942 215,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 660 8 Stone Siding No
2003 250,000 Membrane Roof 1,730 5 $1000-$2500 Deductible 700 10 Vinyl siding yes
2004 255,000 Shingles Roof 2,140 3 > $10,000 Deductible 120 3 Wood siding yes
2014 450,000 Composition Roof 2,830 5 $2500-$5000 Deductible 440 4 Stone Siding No
2008 170,000 Composition Roof 1,520 5 $1000-$2500 Deductible 150 3 Stone Siding yes
2011 250,000 Tile Roof 1,880 4 $500 Deductible 290 3 Wood siding yes