How Much Does Waterbury, CT Home Insurance Cost?
Waterbury, CT Average Homeowners Insurance Cost
$782
Homeowners Insurance Cost - Waterbury, CT
$128,600
Median Home Value - Waterbury, CT
Waterbury, CT Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.38 | $772.62 |
| $1000 Deductible | -$83.05 | $698.95 |
| $1500 Deductible | -$124.03 | $657.97 |
| $2000 Deductible | -$184.71 | $597.29 |
| $2500 Deductible | -$220.52 | $561.48 |
Waterbury, CT Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$172 | $610 |
| 30 year old | +$12 | $794 |
| 40 year old | +$20 | $802 |
| 50 year old | +$30 | $812 |
| Above 50 year old | +$38 | $820 |
Waterbury, CT Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$102 | $680 |
| Superior | -$78 | $704 |
| Masonry | -$39 | $743 |
| Brick | -$39 | $743 |
| Hail Resistant Roof | -$23 | $759 |
Waterbury, CT Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$16 | $798 |
| Swimming Pool With A Diving Board | +$31 | $813 |
| Swimming Pool With Slide | +$47 | $829 |
Waterbury, CT Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $23 | $759 |
| Police Department | $8 | $774 |
Waterbury, CT Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$328.44 | $1,110 |
| Filing a Second Liability Claim | +$297.16 | $1,079 |
| Filing a Second Theft Claim | +$297.16 | $1,079 |
| Filing a Second Water Claim | +$258.06 | $1,040 |
| Filing a Fire Claim | +$156.4 | $938 |
| Filing a Liability Claim | +$148.58 | $931 |
| Filing a Theft Claim | +$148.58 | $931 |
| Filing a Water Claim | +$125.12 | $907 |
| Filing a Weather Claim | +$125.12 | $907 |