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Waterbury, CT Home Values & Insurance Rates

Waterbury, CT Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 636 3.0% $123
$50,000 to $59,999 215 1.0% $272
$60,000 to $69,999 370 1.0% $338
$70,000 to $79,999 382 1.0% $388
$80,000 to $89,999 613 3.0% $437
$90,000 to $99,999 597 2.0% $495
$100,000 to $124,999 3,077 15.0% $569
$125,000 to $149,999 3,299 16.0% $710
$150,000 to $174,999 3,582 17.0% $842
$175,000 to $199,999 2,426 11.0% $974
$200,000 to $249,999 3,115 15.0% $1172
$250,000 to $299,999 1,320 6.0% $1437
$300,000 to $399,999 638 3.0% $1825

Top Home Insurance Agents Near Waterbury, CT

Home Insurance Company Near Waterbury, CT Homeowners Insurance Agency Near Waterbury, CT Address
NA Roy J. Lenzo 333 Route 25A Suite 150 , Rocky Point, NY, 11778
NA Jewell Professional Insurance, Llc 1436, Berlin, CT, 6037
NA J. W. Pray Insurance Agency, Inc 592 Route 22, Pawling, NY, 12564
NA Tierney Insurance Agency Inc 16 North Elm Street, Westfield, MA, 1085
Travelers Ion Insurance Corporation 24 Cherry St., Naugatuck, CT, 6770

Estimated Home Insurance By Street Area Near Waterbury, CT

Waterbury Area Estimated House Insurance
Dallas Ave, Quarry Hill Rd, Merry St, Hidden Pond Dr, Sagamore Ave, Proctor St, Grilleytown Rd, Monterey St, Twining Ave, Sunnybrook Bend$825
Craftwood Rd, Regency Hill, Garden Hill Cir, S Oak St, Howard St, Alder St, Wayridge Cir, W Liberty St, Sharon Rd, Fairway Ln$815
Crosswinds Ln, Elise Dr, Boland Dr, Stowe Rd, Houston St, Malmalick Ave, Seymour St, Pullen Ave, Mapleridge Dr, Santa Maria Dr$828
Sandland Pl, Nina Ct, Barrington Ln, Rumford St, Maynard Ave, Bagley Ter, Rosemount Ave, N Leonard St, Parkland Ave, Denver Pl$813
Cronin Dr, Seymour St, Donald Ter, Junior St, Bonnie Ln, Yeaton St, Ridgeland Dr, Madison St, Alpine Ave, Lakewood Rd$826
Delhurst Dr, Columbia Blvd, Fairfield Ave, Rockhurst Dr, Blake St, Saddle Rock Rd, Laval St, Over St, Wesley St, Ives St$833
Mill Plain Ave, W Grove St, Valley View Dr, Brendan St, Essex Ave, Randall Pl, Golden Hill St, Hotchkiss St, Cables Ave, Wooster Ave$827
Truman Ave, Acra Rd, Dracut St, Campfield Rd, Pineridge Rd, Wayland Ave, Hereford Ave, Marion Ave, Chase Pkwy, Grove Ct$844
Willowledge Cir, Eastfield Rd, Southmayd Rd, Field St, Wigwam Ave, Chipman St, Harpers Ferry Rd, Roseland Ave, Arnold St, Reidville Dr$825
Clearview St, Brewery St, Sharon Rd, Tompkins St, Westport Dr, E Farm St, Brigham St, Holmes Ave, Simsbury St, Ferro Rd$820

Savings on home insurance for senior occupied homes

PlaceSavings
Waterbury$123 to $126
Oakville$127
Wolcott$128
Naugatuck$126

Waterbury, CT Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waterbury, CT4.1%8.9%
Oakville3.71%11.28%
Wolcott3.7%9.78%
Naugatuck3.84%8.87%

Waterbury Renters Insurance as a Percentage of Rent

Waterbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 907 4.0% $352
$200 to $299 882 4.0% $802
$300 to $499 1,269 6.0% $1252
$500 to $749 3,914 19.0% $1927
$750 to $999 6,618 32.0% $2677
$1,000 to $1,499 6,090 29.0% $3802
$1,500 or more 903 4.0% $5452

Waterbury, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Waterbury Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,100$7,600
Net Savings to Waterbury Home Owner from High Deductible Plan $500

Waterbury, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waterbury, CT Home Replacement Value MORE than Home Value Waterbury, CT Home Replacement Value LESS than Home Value
Replacement Value $214,000 $160,500
Insurance Premium based on Replacement Value $2,075 $1,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $175/year

Example Waterbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmGEICO Insurance
Monthly Premium 107124128
Year Built 194219881997
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$175000-$200000$250000-$300000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Waterbury, CT Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Oakville CDP, Connecticut $106 $141 $212
Wolcott town, New Haven County, Connecticut $107 $143 $214
Naugatuck borough, Connecticut $106 $141 $211

Sample Home Insurance Rates for Waterbury, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 210,000 Metal Roof 2,390 3 $2500-$5000 Deductible 250 2 Brick siding yes
1986 310,000 Metal Roof 3,000 4 $500- $1000 Deductible 830 3 Stone Siding yes
1975 95,000 Metal Roof 1,190 2 $500 Deductible 540 8 Brick siding No
1968 105,000 Wood Shake Roof 1,140 2 $2500-$5000 Deductible 220 4 Stone Siding yes
1977 350,000 Composition Roof 3,220 4 $500 Deductible 3440 9 Stone Siding No
1940 215,000 Wood Shake Roof 2,030 4 $2500-$5000 Deductible 1220 9 Wood siding yes
1971 160,000 Asphalt Shingles Roof 1,900 3 $500 Deductible 730 6 Vinyl siding yes
1949 115,000 Metal Roof 1,170 2 $500 Deductible 820 6 Fiber-Cement Siding yes
1977 105,000 Tile Roof 1,231 2 $1000-$2500 Deductible 740 8 Wood siding yes