Watauga Insurance Rates:

Watauga, TX homeowners insurance is about $868 to $1,177, about $72-$98/month. Our extensive guide reveals consumers can save upto $408 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
All of my questions are always answered quickly and easily. it does not take long to get a correct answer.
Allstate
The agency is constantly changing its insurance agents. i never know who my agent is and do not have a relationship with him/her.
Nationwide
Nationwide is a company that's always on your side. you can always depend on them to be there if and when you need them.
Allstate
The major dislike is the fact that it isn't the cheapest route that I could go. There are other companies where I could get the same coverage for less.
Progressive
They've always returned any calls or emails that were important, we've always been able to get in touch with someone. They've been very professional while dealing with us, they explain everything thoroughly - just really great service in my book.
Alfa Insurance
I can personally call my agent and get answers right away. Customer service is the main reason I’ve stayed with my company for over 14 years now. I live 4 hours away from my agent now and still get great customer service and have had no issues filing claims.
State Farm
Like the customer service very much. They answer the phone promptly, make sure the issue is resolved before disconnecting the call, very nice and polite.

Watauga, TX Homeowners Insurance By Home Value

Watauga, TX Home Value Total Homes % of Total Average Watauga, TX Homeowners Insurance
Less than $50,000 87 1.0% $235
$60,000 to $69,999 100 1.0% $633
$70,000 to $79,999 309 5.0% $725
$80,000 to $89,999 919 14.0% $827
$90,000 to $99,999 1,220 19.0% $919
$100,000 to $124,999 2,271 36.0% $1073
$125,000 to $149,999 611 9.0% $1338
$150,000 to $174,999 455 7.0% $1584
$175,000 to $199,999 121 1.0% $1829

Top Home Insurance Agents Near Watauga, TX

Home Insurance Company Near Watauga, TX Homeowners Insurance Agency Near Watauga, TX Address
NA Wilson Sports Insurance Services Llc 43 Crown Rd. Willow Park, Willow Park, TX, 76087
Allstate Cory Phillips 407 Old Springtown Rd Ste 126, Springtown, TX, 76082
Travelers Frampton Insurance Agency, Lp 2097 N. Collins Blvd. 2097 N. Collins Blvd., Richardson, TX, 75080
Travelers Grayhawk Ins & Risk Management Services Inc 1740 N COLLINS BLVD STE 200, RICHARDSON, TX, 75080
Liberty Mutual Ken Woodard 1240 Keller Pkwy Suite 201, Keller, TX, 76248

Cost Of Homeowners Insurance By Street Near Watauga, TX

Streets in Watauga Area Homeowners Insurance Cost
Ember Glen Dr, Patino Ct, Douglas Dr, Loch Lomond Ln, Capital Reef Ct, Joyner Ln, Macrae St, Heavenway Dr, Cranberry Dr, Dandelion Dr$1,063
China Rose Dr, Emma Way, Cedar View Trl, Pipestone Dr, Autumn Ln, Brandywine, April Ln, Ridgecliff Dr, Judy Ct, Carlisle Ct$1,021
Rosalyn Dr, Macaskill Dr, Meadowlark Ln N, Stallion Dr, Bernadine St, White Creek Dr, Oakmont Ln, Constitution Dr, Canyon Ct, Crossbow Ct$1,022
Rapp Rd, Betsy Ross Ct, Sunny Hill Dr, Catlow Valley Rd, Lesley Ln, Hughes Ct, Kelly Ct, Skylark Ln, Chesapeake St, Sorrel Trl$1,015
Greendale Dr, Tulip Ln, Big Bend Dr, Cliffmoor Dr, Greenfield Ct, Paint Pony Ln, Overcup Ln, Mallard Ln, Hunters Glen Dr, Bear Hollow Ct$1,046

Watauga, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Watauga$153 to $155
North Richland Hills$156
Haltom City$151
Northeast Tarrant$158

Watauga, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Richland Hills city, Texas $157 $209 $314
Haltom City city, Texas $152 $202 $303
Northeast Tarrant CCD, Tarrant County, Texas $158 $211 $317

Watauga, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Watauga, TX6.7%18.4%
North Richland Hills5.41%14.85%
Haltom City7.26%18.89%
Northeast Tarrant5.11%14.51%

Watauga Renters Insurance as a Percentage of Rent

Watauga Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 71 4.0% $1929
$750 to $999 254 15.0% $2679
$1,000 to $1,499 1,109 67.0% $3804
$1,500 or more 196 11.0% $5454

Watauga, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Watauga Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,200
Net Savings to Watauga Home Owner from High Deductible Plan $1,200

Watauga, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Watauga, TX Home Replacement Value MORE than Home Value Watauga, TX Home Replacement Value LESS than Home Value
Replacement Value $190,500 $126,000
Insurance Premium based on Replacement Value $1,550 $1,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $350/year

Example Watauga Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualTravelers
Monthly Premium 163250133
Year Built 198720141977
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$350000-$400000$175000-$200000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Watauga, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 185,000 Composition Roof 2,170 4 $2500-$5000 Deductible 1360 12 Stone Siding yes
1988 205,000 Composition Roof 3,350 5 $500 Deductible 1680 9 Fiber-Cement Siding yes
2000 215,000 Shingles Roof 2,830 5 $5000 to $10,000 Deductible 850 10 Wood siding No
1980 195,000 Metal Roof 2,910 5 $5000 to $10,000 Deductible 500 6 Stone Siding yes
1995 230,000 Metal Roof 2,710 4 $500 Deductible 160 1 Wood siding yes
2009 340,000 Asphalt Shingles Roof 3,960 5 $500 Deductible 1390 5 Wood siding No
1980 220,000 Slate Shingles Roof 2,750 4 $5000 to $10,000 Deductible 630 6 Stone Siding yes
2010 150,000 Shingles Roof 2,440 4 $1000-$2500 Deductible 950 9 Brick siding No
2014 125,000 Tile Roof 1,770 4 $500- $1000 Deductible 450 7 Vinyl siding No
2005 155,000 Slate Shingles Roof 2,030 4 $5000 to $10,000 Deductible 180 3 Brick siding No
2009 180,000 Slate Shingles Roof 2,600 4 $5000 to $10,000 Deductible 580 8 Wood siding yes
1976 185,000 Slate Shingles Roof 2,170 4 $1000-$2500 Deductible 480 6 Vinyl siding No
2004 235,000 Asphalt Shingles Roof 3,670 5 $2500-$5000 Deductible 1190 12 Fiber-Cement Siding yes
2011 230,000 Slate Shingles Roof 3,360 4 $2500-$5000 Deductible 960 7 Stucco siding No
2003 150,000 Shingles Roof 2,240 4 $500 Deductible 440 5 Stucco siding No
1972 130,000 Tile Roof 1,590 5 $500- $1000 Deductible 1170 9 Stone Siding yes
1982 245,000 Asphalt Shingles Roof 2,890 5 $5000 to $10,000 Deductible 1390 10 Wood siding No
2003 170,000 Asphalt Shingles Roof 2,590 5 $500- $1000 Deductible 860 7 Stone Siding yes
1975 205,000 Membrane Roof 2,960 4 $2500-$5000 Deductible 680 9 Wood siding yes
2012 230,000 Shingles Roof 3,700 5 $5000 to $10,000 Deductible 790 8 Wood siding No
1982 190,000 Asphalt Shingles Roof 2,730 5 $500- $1000 Deductible 1130 8 Stone Siding yes
1989 170,000 Membrane Roof 2,410 4 $5000 to $10,000 Deductible 1010 9 Vinyl siding No
1982 335,000 Slate Shingles Roof 4,160 5 $5000 to $10,000 Deductible 620 4 Stucco siding yes
2014 235,000 Metal Roof 3,200 5 $500- $1000 Deductible 1180 7 Stone Siding No
2002 90,000 Metal Roof 1,510 5 $500- $1000 Deductible 490 7 Stone Siding yes