Waskom Insurance Rates:

Waskom, TX homeowners insurance is nearly $859 to $1,173, about $71-$97/month. Our comprehensive analysis shows customers can save as much as $406 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waskom, TX Homeowners Insurance By Home Value

Waskom, TX Home Value Total Homes % of Total Average Waskom, TX Homeowners Insurance
Less than $50,000 1,080 26.0% $264
$50,000 to $59,999 197 4.0% $569
$60,000 to $69,999 263 6.0% $701
$70,000 to $79,999 255 6.0% $813
$80,000 to $89,999 260 6.0% $915
$90,000 to $99,999 194 4.0% $1027
$100,000 to $124,999 423 10.0% $1189
$125,000 to $149,999 250 6.0% $1484
$150,000 to $174,999 288 7.0% $1759
$175,000 to $199,999 173 4.0% $2034
$200,000 to $249,999 317 7.0% $2440
$250,000 to $299,999 202 4.0% $2989
$300,000 to $399,999 164 4.0% $3793

Top Home Insurance Agents Near Waskom, TX

Home Insurance Company Near Waskom, TX Homeowners Insurance Agency Near Waskom, TX Address
State Farm Joel Girouard 9441 Stevens Rd Ste 150, Shreveport, LA, 71106-7574
NA Doles Insurance Agency, Inc. 301E Palmetto Ave Plain Dealing, plain dealing, LA, 71064
Travelers Bockmon Insurance Agency 120 South Main , Lone Star, TX, 75668
State Farm Charlene Ingram 801 Pine Tree Rd, Longview, TX, 75604-4026
State Farm Dennis Olive 9038 Ellerbe Road, Shreveport, LA, 71106-7499

Cost Of Homeowners Insurance By Street Near Waskom, TX

Streets in Waskom Area Homeowners Insurance Cost
Munden Dance Hall Rd, Co Rd 1223, Mary Elizabeth Dr, Margaret St, Co Rd 1027, Pr 1134, Dogwood Dr, Pvt Rd 1337, Jonesville Rd, Scottsville Rd$1,027
N State Line Rd, Lake Cooper Rd, Leigh Ln, Eddington Rd, Stewart, I- 20 Svc Rd E, Schmidt Dr, Co Rd 1028, Pr 2741, Pr 1147$1,011
Harris Lake Rd, Blairs Landing Rd, Co Rd 1022, T J Taylor Ave, Alexander St, Jernigan St, 4th Ave, Walker Rd, Horseshoe Rd, Concord Rd$1,004
Mound Pond Rd, Connie Ln, Pr 2735, Cowpen Rd, Pvt Rd 1330, FM 1999, Co Rd 1013, Cypress Dr, Old Woodley Rd, Bub Hayner Rd$1,007
Davis Rd, Vail Ln, Shore Rd, Pollard St, Pr 2431, Longs Camp Rd, Timmins Dr, Co Rd 1326, Co Rd 2218, Co Rd 1018$1,041

Waskom, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waskom$151 to $153
Scottsville$155
Harrison County$153
Marshall$151

Waskom, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Scottsville city, Texas $129 $172 $258
Harrison County, Texas $128 $171 $256
Marshall CCD, Harrison County, Texas $127 $169 $253

Waskom, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waskom, TX7.7%25.3%
Scottsville6.31%21.78%
Harrison County7.32%23.93%
Marshall7.67%23.19%

Waskom Renters Insurance as a Percentage of Rent

Waskom Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 11 1.0% $356
$200 to $299 19 2.0% $806
$300 to $499 70 8.0% $1256
$500 to $749 343 43.0% $1931
$750 to $999 206 26.0% $2681
$1,000 to $1,499 119 15.0% $3806
$1,500 or more 15 1.0% $5456

Waskom, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Waskom Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Waskom Home Owner from High Deductible Plan $600

Waskom, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waskom, TX Home Replacement Value MORE than Home Value Waskom, TX Home Replacement Value LESS than Home Value
Replacement Value $144,000 $95,000
Insurance Premium based on Replacement Value $1,400 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $250/year

Example Waskom Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceFarmers Insurance
Monthly Premium 635680
Year Built 197919872004
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Waskom, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 305,000 Composition Roof 4,680 5 $1000-$2500 Deductible 2000 9 Wood siding No
2005 105,000 Slate Shingles Roof 1,800 5 $2500-$5000 Deductible 480 8 Wood siding No
1982 200,000 Membrane Roof 2,520 4 $5000 to $10,000 Deductible 140 2 Stone Siding No
1994 65,000 Asphalt Shingles Roof 1,230 3 $1000-$2500 Deductible 180 5 Stucco siding No
2010 175,000 Slate Shingles Roof 2,230 3 $2500-$5000 Deductible 1520 12 Vinyl siding yes
2000 170,000 Shingles Roof 2,130 3 $5000 to $10,000 Deductible 180 3 Vinyl siding No
1974 165,000 Slate Shingles Roof 2,910 4 $1000-$2500 Deductible 430 5 Stucco siding yes
1987 110,000 Slate Shingles Roof 1,620 4 $500- $1000 Deductible 580 8 Wood siding No
2013 185,000 Asphalt Shingles Roof 2,580 5 $500- $1000 Deductible 120 1 Fiber-Cement Siding No
1978 140,000 Membrane Roof 1,710 3 $500- $1000 Deductible 900 8 Stone Siding No
1984 85,000 Slate Shingles Roof 1,230 3 $500 Deductible 530 10 Stucco siding yes
1976 305,000 Wood Shake Roof 3,740 5 $500 Deductible 1760 10 Brick siding yes
2009 220,000 Composition Roof 3,930 5 $2500-$5000 Deductible 950 7 Brick siding yes
2013 210,000 Composition Roof 3,440 5 > $10,000 Deductible 400 4 Stone Siding yes
1970 140,000 Membrane Roof 2,470 5 $1000-$2500 Deductible 380 5 Wood siding yes
1998 190,000 Metal Roof 2,850 4 $500- $1000 Deductible 520 4 Stucco siding yes
1973 335,000 Membrane Roof 4,150 5 > $10,000 Deductible 1370 9 Wood siding No
1996 115,000 Metal Roof 1,680 5 $1000-$2500 Deductible 430 7 Brick siding No
2007 90,000 Tile Roof 1,490 3 $1000-$2500 Deductible 60 1 Wood siding yes
2013 130,000 Tile Roof 1,930 4 $1000-$2500 Deductible 230 3 Fiber-Cement Siding No
2014 140,000 Metal Roof 2,470 4 $2500-$5000 Deductible 130 2 Wood siding yes
1974 205,000 Composition Roof 3,220 4 $2500-$5000 Deductible 1090 10 Wood siding No
1997 195,000 Tile Roof 2,490 4 $1000-$2500 Deductible 630 5 Stone Siding yes
2002 215,000 Asphalt Shingles Roof 2,650 4 $1000-$2500 Deductible 350 2 Stone Siding yes
1987 195,000 Composition Roof 3,070 4 $500 Deductible 780 5 Stucco siding yes
2006 165,000 Shingles Roof 2,370 4 $500- $1000 Deductible 1200 9 Fiber-Cement Siding yes
1984 105,000 Wood Shake Roof 1,660 5 $1000-$2500 Deductible 630 10 Wood siding No
1988 155,000 Membrane Roof 2,040 3 $500- $1000 Deductible 90 1 Fiber-Cement Siding No
1993 135,000 Tile Roof 2,100 3 $500- $1000 Deductible 540 6 Stucco siding No
2011 115,000 Slate Shingles Roof 1,760 3 $500 Deductible 1160 12 Wood siding No
2009 305,000 Metal Roof 3,920 5 > $10,000 Deductible 960 7 Brick siding No
1973 165,000 Wood Shake Roof 2,740 5 $1000-$2500 Deductible 520 4 Fiber-Cement Siding No