Washington Insurance Rates:

Washington, PA homeowners insurance is roughly $627 to $856, about $52-$71/month. Our complete research shows customers can save as much as $296 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Washington, PA Homeowners Insurance By Home Value

Washington, PA Home Value Total Homes % of Total Average Washington, PA Homeowners Insurance
Less than $50,000 436 10.0% $89
$80,000 to $89,999 83 1.0% $319
$90,000 to $99,999 45 1.0% $356
$100,000 to $124,999 255 5.0% $415
$125,000 to $149,999 284 6.0% $519
$150,000 to $174,999 754 17.0% $608
$175,000 to $199,999 421 9.0% $704
$200,000 to $249,999 915 21.0% $845
$250,000 to $299,999 705 16.0% $1038
$300,000 to $399,999 327 7.0% $1320

Top Home Insurance Agents Near Washington, PA

Home Insurance Company Near Washington, PA Homeowners Insurance Agency Near Washington, PA Address
NA Cf Alliance Insurance Services, Llc 20300 Seneca Meadows Pkwy, Ste 205, Germantown, MD, 20876
Allstate Anthony Cancel 1507 Dodona Ter Ste 105, Leesburg, VA, 20175
Erie Cumberland Valley Insurance Inc. 18537 Maugans Avenue, Hagerstown, MD, 21742
State Farm Jay Forney 182 Thomas Johnson Dr Ste 105, Frederick, MD, 21702-4482
Allstate Joe Wolf 19737 Leitersburg Pike, Hagerstown, MD, 21742

Cost Of Homeowners Insurance By Street Near Washington, PA

Streets in Washington Area Homeowners Insurance Cost
Wagon Trl, Scott Rd, Woodring Ln, Oyer Dr, Meadow Brook Cir, Pineridge Dr, Crofton Cir, Seneca Dr, Jacob Mack Dr E, Pepple Rd$743
Polktown Rd, Mutual Dr, Leitersburg Rd, Country Circle Dr, State Rte 2005, Lenape Ln, Old Germantown Rd, Lumber Ln, Oxford Cir, Redbud Ct$745
Woodside Dr, Carrosmar Farm Rd, South Ave, State Rte 2002, Greenridge Dr, Ironwood Dr, Valley Rd, Oyer Ct, Warren Ave, Linda Ln$732
Welty Rd, Valley Wood Rd, Brookdale Dr, Wagon Trail Rd, Stahley Rd, Jacobs Church Rd, Stottlemyer Rd, Roadside Ave, Koons Rd Exd, Orchard Ave$730
Monterey Ln, Village Heights Dr, Oller Ct, Gates Ln, Delaware Cir, G & G Ln, Picadilly Cir, Jacob Mack Dr W, Hoovers Mill Rd, Salem Church Rd$735

Washington, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Washington$110 to $113
Wayne Heights$111
Waynesboro$108
Pen Mar$109

Washington, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wayne Heights CDP, Pennsylvania $112 $149 $224
Waynesboro borough, Pennsylvania $109 $145 $218
Rouzerville CDP, Pennsylvania $108 $144 $216

Washington, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Washington, PA4.1%13.9%
Wayne Heights4.08%14.34%
Waynesboro4.92%14.25%
Rouzerville5.01%16.17%

Washington Renters Insurance as a Percentage of Rent

Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 120 12.0% $1231
$500 to $749 296 31.0% $1906
$750 to $999 209 22.0% $2656
$1,000 to $1,499 265 27.0% $3781
$1,500 or more 58 6.0% $5431

Washington, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Washington Homeowner Insurance Premium Example $2,200$2,000
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,700$18,100
Net Savings to Washington Home Owner from High Deductible Plan $600

Washington, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Washington, PA Home Replacement Value MORE than Home Value Washington, PA Home Replacement Value LESS than Home Value
Replacement Value $216,500 $171,500
Insurance Premium based on Replacement Value $1,175 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceGEICO Insurance
Monthly Premium 8688108
Year Built 198220141999
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$350000-$400000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Washington, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 150,000 Metal Roof 1,350 3 $500- $1000 Deductible 740 12 Brick siding No
2009 175,000 Tile Roof 1,610 4 $5000 to $10,000 Deductible 40 1 Brick siding No
2011 185,000 Shingles Roof 1,940 5 $2500-$5000 Deductible 70 1 Fiber-Cement Siding No
1980 305,000 Composition Roof 2,980 5 $500 Deductible 360 3 Fiber-Cement Siding No
2010 200,000 Metal Roof 1,890 3 $1000-$2500 Deductible 300 6 Brick siding yes
2014 245,000 Membrane Roof 2,550 5 > $10,000 Deductible 320 6 Brick siding yes
1941 265,000 Wood Shake Roof 2,160 4 $500- $1000 Deductible 110 1 Wood siding yes
1981 260,000 Shingles Roof 2,860 4 $5000 to $10,000 Deductible 380 5 Wood siding yes
1944 280,000 Slate Shingles Roof 2,300 3 $500 Deductible 720 8 Wood siding No
1995 170,000 Slate Shingles Roof 1,470 3 $1000-$2500 Deductible 720 10 Stucco siding No
2004 350,000 Composition Roof 3,080 4 $2500-$5000 Deductible 470 5 Stone Siding yes
2010 210,000 Metal Roof 1,690 3 $500 Deductible 320 3 Brick siding No
1976 575,000 Asphalt Shingles Roof 4,580 5 $2500-$5000 Deductible 960 7 Vinyl siding yes
2001 280,000 Metal Roof 2,170 3 $2500-$5000 Deductible 820 12 Wood siding No
1992 195,000 Tile Roof 1,900 3 $2500-$5000 Deductible 130 2 Fiber-Cement Siding No
1993 320,000 Metal Roof 2,530 4 > $10,000 Deductible 130 2 Stone Siding yes
1982 290,000 Membrane Roof 2,720 4 $2500-$5000 Deductible 210 2 Brick siding No
1981 210,000 Metal Roof 1,910 3 $5000 to $10,000 Deductible 330 7 Fiber-Cement Siding No
1985 315,000 Shingles Roof 3,040 5 $2500-$5000 Deductible 110 1 Vinyl siding yes
1983 320,000 Asphalt Shingles Roof 2,760 4 $2500-$5000 Deductible 690 5 Vinyl siding No
2000 370,000 Metal Roof 3,770 5 $1000-$2500 Deductible 1290 10 Stone Siding No
1973 230,000 Tile Roof 2,310 4 > $10,000 Deductible 480 10 Stucco siding No
1941 535,000 Membrane Roof 4,230 5 $500- $1000 Deductible 850 6 Vinyl siding yes
1997 240,000 Shingles Roof 1,900 3 $2500-$5000 Deductible 570 7 Stone Siding yes
1976 185,000 Composition Roof 1,970 3 $500- $1000 Deductible 1160 12 Stucco siding yes
1975 305,000 Tile Roof 3,160 4 $500- $1000 Deductible 600 7 Vinyl siding yes
1994 430,000 Wood Shake Roof 3,770 5 $500- $1000 Deductible 850 6 Fiber-Cement Siding No
1971 370,000 Slate Shingles Roof 2,820 5 $500 Deductible 1680 9 Vinyl siding yes
2014 470,000 Tile Roof 3,830 5 $500 Deductible 900 4 Fiber-Cement Siding yes
1994 300,000 Tile Roof 2,260 5 $5000 to $10,000 Deductible 280 4 Stone Siding No
1995 405,000 Shingles Roof 3,060 4 $500- $1000 Deductible 1350 8 Vinyl siding No
2011 370,000 Wood Shake Roof 3,670 5 $5000 to $10,000 Deductible 1070 8 Brick siding yes
2007 230,000 Composition Roof 2,010 4 $500- $1000 Deductible 210 2 Fiber-Cement Siding No
1971 455,000 Wood Shake Roof 3,820 5 $1000-$2500 Deductible 640 4 Vinyl siding yes