Washington Insurance Rates:

Washington, NJ homeowners insurance is nearly $709 to $962, about $59-$80/month. Our in depth analysis reveals consumers can save upto $334 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I have dealt with Allstate on a few occasions and compared to my neighbors policies on both sides of me my insurance was on top of the issue a lot faster than the others and payment eceived quicker.
Farmer's Insurance
So far, this is the lowest rates I can find, so I am happy with it. I think the price is fair and acceptable.
Allstate
Also another negative is that recently the price of my insurance has been rising lately because of the very active hurricane season we are facing right now in florida.
Liberty Mutual
When i first joined liberty mutual, i was very happy with the rates. however, the rates have been creeping up, sometimes jumping up. they say it's just the area i live having more claims. their claim service is very quick and automated.
Liberty Mutual
Liberty mutual has an interesting and easy-to-use website. i can find information about all of my insurance products in one place. i can make changes to them right on the site too.
Aaa
I have not personally enquired with other insurance companies but from what I’ve heard from friends is that the premium, I pay is very competitive to what other companies would charge.
Liberty Mutual
I did not like the time we tried to file a claim and they were very difficult because they said we were at fault.
Nationwide
I like the fact that they are easy to reach out to and easy to talk to. All of their products are used.
Travelers
We have been very happy with Travelers. It's affordable and the customer service has been good whenever needed.
Progressive
Out of all the offerings by home insurance companies in my area, Progressive was the most comprehensive. I did my research and they have the most coverage and most detailed plans.

Washington, NJ Homeowners Insurance By Home Value

Washington, NJ Home Value Total Homes % of Total Average Washington, NJ Homeowners Insurance
Less than $50,000 159 1.0% $75
$100,000 to $124,999 372 2.0% $350
$125,000 to $149,999 634 4.0% $442
$150,000 to $174,999 1,291 10.0% $526
$175,000 to $199,999 1,077 8.0% $601
$200,000 to $249,999 3,059 23.0% $726
$250,000 to $299,999 3,169 24.0% $885
$300,000 to $399,999 3,004 23.0% $1127

Top Home Insurance Agents Near Washington, NJ

Home Insurance Company Near Washington, NJ Homeowners Insurance Agency Near Washington, NJ Address
NA Genesis Asset Protection, Inc. 115 W Court St 2Nd Fl, Doylestown, PA, 18901
Liberty Mutual Independent Heimbecker Insurance Services 112 S LYNN BLVD, UPPER DARBY, PA, 19082
Travelers Insurance Mgmt Assoc 1307 WHITE HORSE RD BUILDING C, VOORHEES, NJ, 8043
Travelers Kollman Group 2021 RTE 9 UNITE 5, LINWOOD, NJ, 8221
Travelers Millers Insurance Agency Inc 255 W UWCHLAN AVE, DOWNINGTOWN, PA, 19335

Washington, NJ Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Washington, NJ

Streets in Washington Area Homeowners Insurance Cost
Sugar Mill Ct, Linden Ct, Spanish Oak Ct, Procyon Rd, Salina Rd, Colmar Ct, Oxford Dr, Goodwin Pkwy, Covered Bridge Rd, Schneider Ct$840
Canal St, Timothy Ter, Holly Dell Dr, Fomal Ct, Willow Oak Ct, White Birch Ct, Mount Pleasant Rd, Corona Ct, Robert Ct, Brookside Dr$851
Red Oak Ct, Auriga Ln, Regulus Dr, Lamson Ln, Ramble Pl, Atwood Ct, McClure Dr, Elbridge Gerry Bld, Plaza Dr, Armitage Ct$824
Pepper Mill Ct, Plumstead Rd, Clark Cir, Joseph Dr, Winfield Cir, Buttonwood Rd, Woodbury Turnersville Rd, Whitman School Rd, Longwood Dr, Narberth Ave$838
Norwich Dr, Coach Rd, Cranford Rd, Howe Dr, Sycamore Ave, Locust St, Atlantic City Expy, Wood Lake Ct, Georgetown Rd, Cambridge Rd$830

Washington, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Washington$125 to $127
Turnersville$126
Pitman$123
Blackwood$121

Washington, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Turnersville CDP, New Jersey $127 $169 $254
Pitman borough, New Jersey $123 $164 $246
Gloucester township, Camden County, New Jersey $123 $164 $246

Washington, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Washington, NJ3.2%8.0%
Turnersville2.98%7.04%
Pitman3.62%8.3%
Gloucester3.3%7.86%

Washington Renters Insurance as a Percentage of Rent

Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 1.0% $790
$500 to $749 149 5.0% $1915
$750 to $999 745 28.0% $2665
$1,000 to $1,499 1,225 46.0% $3790
$1,500 or more 450 17.0% $5440

Washington, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Washington Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,100$9,500
Net Savings to Washington Home Owner from High Deductible Plan $600

Washington, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Washington, NJ Home Replacement Value MORE than Home Value Washington, NJ Home Replacement Value LESS than Home Value
Replacement Value $291,000 $211,000
Insurance Premium based on Replacement Value $1,725 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,500 Risk Exposure from Under Insuring Coverage is $33,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $275/year

Example Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 12410989
Year Built 199219802003
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$300000-$350000$250000-$300000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Washington, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 295,000 Tile Roof 2,170 3 $2500-$5000 Deductible 100 1 Wood siding No
1975 240,000 Tile Roof 1,760 3 $5000 to $10,000 Deductible 590 12 Brick siding yes
2000 350,000 Asphalt Shingles Roof 3,110 4 $500- $1000 Deductible 730 5 Brick siding No
2009 275,000 Shingles Roof 1,930 4 $1000-$2500 Deductible 900 8 Vinyl siding yes
1993 325,000 Shingles Roof 2,010 4 $5000 to $10,000 Deductible 420 6 Stucco siding No
1974 635,000 Composition Roof 4,110 5 $5000 to $10,000 Deductible 1090 6 Fiber-Cement Siding yes
1999 485,000 Wood Shake Roof 3,580 5 $1000-$2500 Deductible 410 2 Fiber-Cement Siding No
1978 190,000 Tile Roof 1,340 3 $500- $1000 Deductible 180 2 Fiber-Cement Siding yes
1981 320,000 Metal Roof 1,960 5 $500- $1000 Deductible 630 5 Brick siding No
1971 275,000 Shingles Roof 2,270 5 $5000 to $10,000 Deductible 150 2 Vinyl siding yes
1991 185,000 Wood Shake Roof 1,320 3 $500- $1000 Deductible 820 8 Wood siding yes
1999 500,000 Asphalt Shingles Roof 3,250 4 $500 Deductible 3240 12 Fiber-Cement Siding yes
1972 495,000 Tile Roof 4,530 5 $1000-$2500 Deductible 860 6 Wood siding No
1973 780,000 Slate Shingles Roof 4,870 5 $5000 to $10,000 Deductible 2220 10 Brick siding No
1986 375,000 Metal Roof 2,990 5 > $10,000 Deductible 780 8 Vinyl siding yes
1997 235,000 Slate Shingles Roof 1,850 3 > $10,000 Deductible 270 6 Stucco siding yes
2001 435,000 Membrane Roof 3,180 4 $500- $1000 Deductible 1750 12 Wood siding No
1998 175,000 Tile Roof 1,400 3 $2500-$5000 Deductible 300 8 Stucco siding yes
1994 270,000 Membrane Roof 1,780 3 $500 Deductible 730 8 Stone Siding yes
2004 295,000 Membrane Roof 2,030 3 $2500-$5000 Deductible 900 7 Stone Siding No
1988 280,000 Asphalt Shingles Roof 2,200 3 $500 Deductible 380 3 Wood siding yes
2002 255,000 Metal Roof 2,240 5 $2500-$5000 Deductible 470 8 Vinyl siding yes
1981 770,000 Tile Roof 4,780 5 > $10,000 Deductible 960 6 Brick siding No
1980 450,000 Shingles Roof 3,760 5 $2500-$5000 Deductible 1340 10 Vinyl siding yes
1981 390,000 Wood Shake Roof 2,480 4 $500- $1000 Deductible 170 1 Wood siding No
1971 280,000 Metal Roof 2,370 3 > $10,000 Deductible 1040 12 Brick siding No
1997 665,000 Composition Roof 4,760 5 $500- $1000 Deductible 1380 4 Stucco siding No
1974 290,000 Wood Shake Roof 1,820 3 $500- $1000 Deductible 1220 10 Brick siding No
2004 315,000 Metal Roof 1,910 5 $500 Deductible 540 4 Vinyl siding No
1996 250,000 Composition Roof 1,770 3 > $10,000 Deductible 120 3 Brick siding yes
2000 220,000 Composition Roof 1,850 4 $500- $1000 Deductible 760 9 Stucco siding No
1977 255,000 Composition Roof 1,730 5 $1000-$2500 Deductible 1150 12 Brick siding No
1986 270,000 Tile Roof 1,680 3 > $10,000 Deductible 420 9 Brick siding yes
1979 470,000 Metal Roof 3,090 4 $2500-$5000 Deductible 900 6 Brick siding No

How To Make Your Washington, NJ Home Insurance Cheaper

How Much Does Washington, NJ Home Insurance Cost?