Washington, NJ Home Insurance - Analysis On Quotes, Rates & Agents
Washington Insurance Rates:
Washington, NJ homeowners insurance is nearly $709 to $962, about $59-$80/month. Our in depth analysis reveals consumers can save upto $334 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
AllstateI have dealt with Allstate on a few occasions and compared to my neighbors policies on both sides of me my insurance was on top of the issue a lot faster than the others and payment eceived quicker.
Farmer's InsuranceSo far, this is the lowest rates I can find, so I am happy with it. I think the price is fair and acceptable.
AllstateAlso another negative is that recently the price of my insurance has been rising lately because of the very active hurricane season we are facing right now in florida.
Liberty MutualWhen i first joined liberty mutual, i was very happy with the rates. however, the rates have been creeping up, sometimes jumping up. they say it's just the area i live having more claims. their claim service is very quick and automated.
Liberty MutualLiberty mutual has an interesting and easy-to-use website. i can find information about all of my insurance products in one place. i can make changes to them right on the site too.
AaaI have not personally enquired with other insurance companies but from what I’ve heard from friends is that the premium, I pay is very competitive to what other companies would charge.
Liberty MutualI did not like the time we tried to file a claim and they were very difficult because they said we were at fault.
NationwideI like the fact that they are easy to reach out to and easy to talk to. All of their products are used.
TravelersWe have been very happy with Travelers. It's affordable and the customer service has been good whenever needed.
ProgressiveOut of all the offerings by home insurance companies in my area, Progressive was the most comprehensive. I did my research and they have the most coverage and most detailed plans.
Washington, NJ Homeowners Insurance By Home Value
| Washington, NJ Home Value | Total Homes | % of Total | Average Washington, NJ Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 159 | 1.0% | $75 |
| $100,000 to $124,999 | 372 | 2.0% | $350 |
| $125,000 to $149,999 | 634 | 4.0% | $442 |
| $150,000 to $174,999 | 1,291 | 10.0% | $526 |
| $175,000 to $199,999 | 1,077 | 8.0% | $601 |
| $200,000 to $249,999 | 3,059 | 23.0% | $726 |
| $250,000 to $299,999 | 3,169 | 24.0% | $885 |
| $300,000 to $399,999 | 3,004 | 23.0% | $1127 |
Top Home Insurance Agents Near Washington, NJ
| Home Insurance Company Near Washington, NJ | Homeowners Insurance Agency Near Washington, NJ | Address |
|---|---|---|
| NA | Genesis Asset Protection, Inc. | 115 W Court St 2Nd Fl, Doylestown, PA, 18901 |
| Liberty Mutual Independent | Heimbecker Insurance Services | 112 S LYNN BLVD, UPPER DARBY, PA, 19082 |
| Travelers | Insurance Mgmt Assoc | 1307 WHITE HORSE RD BUILDING C, VOORHEES, NJ, 8043 |
| Travelers | Kollman Group | 2021 RTE 9 UNITE 5, LINWOOD, NJ, 8221 |
| Travelers | Millers Insurance Agency Inc | 255 W UWCHLAN AVE, DOWNINGTOWN, PA, 19335 |
Washington, NJ Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Washington, NJ
| Streets in Washington Area | Homeowners Insurance Cost |
|---|---|
| Sugar Mill Ct, Linden Ct, Spanish Oak Ct, Procyon Rd, Salina Rd, Colmar Ct, Oxford Dr, Goodwin Pkwy, Covered Bridge Rd, Schneider Ct | $840 |
| Canal St, Timothy Ter, Holly Dell Dr, Fomal Ct, Willow Oak Ct, White Birch Ct, Mount Pleasant Rd, Corona Ct, Robert Ct, Brookside Dr | $851 |
| Red Oak Ct, Auriga Ln, Regulus Dr, Lamson Ln, Ramble Pl, Atwood Ct, McClure Dr, Elbridge Gerry Bld, Plaza Dr, Armitage Ct | $824 |
| Pepper Mill Ct, Plumstead Rd, Clark Cir, Joseph Dr, Winfield Cir, Buttonwood Rd, Woodbury Turnersville Rd, Whitman School Rd, Longwood Dr, Narberth Ave | $838 |
| Norwich Dr, Coach Rd, Cranford Rd, Howe Dr, Sycamore Ave, Locust St, Atlantic City Expy, Wood Lake Ct, Georgetown Rd, Cambridge Rd | $830 |
Washington, NJ Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Washington | $125 to $127 |
| Turnersville | $126 |
| Pitman | $123 |
| Blackwood | $121 |
Washington, NJ Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Turnersville CDP, New Jersey | $127 | $169 | $254 |
| Pitman borough, New Jersey | $123 | $164 | $246 |
| Gloucester township, Camden County, New Jersey | $123 | $164 | $246 |
Washington, NJ Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Washington, NJ | 3.2% | 8.0% |
| Turnersville | 2.98% | 7.04% |
| Pitman | 3.62% | 8.3% |
| Gloucester | 3.3% | 7.86% |
Washington Renters Insurance as a Percentage of Rent
| Washington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 33 | 1.0% | $790 |
| $500 to $749 | 149 | 5.0% | $1915 |
| $750 to $999 | 745 | 28.0% | $2665 |
| $1,000 to $1,499 | 1,225 | 46.0% | $3790 |
| $1,500 or more | 450 | 17.0% | $5440 |
Washington, NJ Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Washington Homeowner Insurance Premium Example | $1,200 | $1,000 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,100 | $9,500 |
| Net Savings to Washington Home Owner from High Deductible Plan | $600 | |
Washington, NJ Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Washington, NJ Home Replacement Value MORE than Home Value | Washington, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $291,000 | $211,000 |
| Insurance Premium based on Replacement Value | $1,725 | $1,250 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $46,500 | Risk Exposure from Under Insuring Coverage is $33,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $275/year |
Example Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | State Farm | GEICO Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 124 | 109 | 89 |
| Year Built | 1992 | 1980 | 2003 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $300000-$350000 | $300000-$350000 | $250000-$300000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |
Sample Home Insurance Rates for Washington, NJ from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1997 | 295,000 | Tile Roof | 2,170 | 3 | $2500-$5000 Deductible | 100 | 1 | Wood siding | No |
| 1975 | 240,000 | Tile Roof | 1,760 | 3 | $5000 to $10,000 Deductible | 590 | 12 | Brick siding | yes |
| 2000 | 350,000 | Asphalt Shingles Roof | 3,110 | 4 | $500- $1000 Deductible | 730 | 5 | Brick siding | No |
| 2009 | 275,000 | Shingles Roof | 1,930 | 4 | $1000-$2500 Deductible | 900 | 8 | Vinyl siding | yes |
| 1993 | 325,000 | Shingles Roof | 2,010 | 4 | $5000 to $10,000 Deductible | 420 | 6 | Stucco siding | No |
| 1974 | 635,000 | Composition Roof | 4,110 | 5 | $5000 to $10,000 Deductible | 1090 | 6 | Fiber-Cement Siding | yes |
| 1999 | 485,000 | Wood Shake Roof | 3,580 | 5 | $1000-$2500 Deductible | 410 | 2 | Fiber-Cement Siding | No |
| 1978 | 190,000 | Tile Roof | 1,340 | 3 | $500- $1000 Deductible | 180 | 2 | Fiber-Cement Siding | yes |
| 1981 | 320,000 | Metal Roof | 1,960 | 5 | $500- $1000 Deductible | 630 | 5 | Brick siding | No |
| 1971 | 275,000 | Shingles Roof | 2,270 | 5 | $5000 to $10,000 Deductible | 150 | 2 | Vinyl siding | yes |
| 1991 | 185,000 | Wood Shake Roof | 1,320 | 3 | $500- $1000 Deductible | 820 | 8 | Wood siding | yes |
| 1999 | 500,000 | Asphalt Shingles Roof | 3,250 | 4 | $500 Deductible | 3240 | 12 | Fiber-Cement Siding | yes |
| 1972 | 495,000 | Tile Roof | 4,530 | 5 | $1000-$2500 Deductible | 860 | 6 | Wood siding | No |
| 1973 | 780,000 | Slate Shingles Roof | 4,870 | 5 | $5000 to $10,000 Deductible | 2220 | 10 | Brick siding | No |
| 1986 | 375,000 | Metal Roof | 2,990 | 5 | > $10,000 Deductible | 780 | 8 | Vinyl siding | yes |
| 1997 | 235,000 | Slate Shingles Roof | 1,850 | 3 | > $10,000 Deductible | 270 | 6 | Stucco siding | yes |
| 2001 | 435,000 | Membrane Roof | 3,180 | 4 | $500- $1000 Deductible | 1750 | 12 | Wood siding | No |
| 1998 | 175,000 | Tile Roof | 1,400 | 3 | $2500-$5000 Deductible | 300 | 8 | Stucco siding | yes |
| 1994 | 270,000 | Membrane Roof | 1,780 | 3 | $500 Deductible | 730 | 8 | Stone Siding | yes |
| 2004 | 295,000 | Membrane Roof | 2,030 | 3 | $2500-$5000 Deductible | 900 | 7 | Stone Siding | No |
| 1988 | 280,000 | Asphalt Shingles Roof | 2,200 | 3 | $500 Deductible | 380 | 3 | Wood siding | yes |
| 2002 | 255,000 | Metal Roof | 2,240 | 5 | $2500-$5000 Deductible | 470 | 8 | Vinyl siding | yes |
| 1981 | 770,000 | Tile Roof | 4,780 | 5 | > $10,000 Deductible | 960 | 6 | Brick siding | No |
| 1980 | 450,000 | Shingles Roof | 3,760 | 5 | $2500-$5000 Deductible | 1340 | 10 | Vinyl siding | yes |
| 1981 | 390,000 | Wood Shake Roof | 2,480 | 4 | $500- $1000 Deductible | 170 | 1 | Wood siding | No |
| 1971 | 280,000 | Metal Roof | 2,370 | 3 | > $10,000 Deductible | 1040 | 12 | Brick siding | No |
| 1997 | 665,000 | Composition Roof | 4,760 | 5 | $500- $1000 Deductible | 1380 | 4 | Stucco siding | No |
| 1974 | 290,000 | Wood Shake Roof | 1,820 | 3 | $500- $1000 Deductible | 1220 | 10 | Brick siding | No |
| 2004 | 315,000 | Metal Roof | 1,910 | 5 | $500 Deductible | 540 | 4 | Vinyl siding | No |
| 1996 | 250,000 | Composition Roof | 1,770 | 3 | > $10,000 Deductible | 120 | 3 | Brick siding | yes |
| 2000 | 220,000 | Composition Roof | 1,850 | 4 | $500- $1000 Deductible | 760 | 9 | Stucco siding | No |
| 1977 | 255,000 | Composition Roof | 1,730 | 5 | $1000-$2500 Deductible | 1150 | 12 | Brick siding | No |
| 1986 | 270,000 | Tile Roof | 1,680 | 3 | > $10,000 Deductible | 420 | 9 | Brick siding | yes |
| 1979 | 470,000 | Metal Roof | 3,090 | 4 | $2500-$5000 Deductible | 900 | 6 | Brick siding | No |