Washington, NJ homeowners insurance is nearly $709 to $962, about $59-$80/month. Our in depth analysis reveals consumers can save upto $334 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Washington, NJ Home Value | Total Homes | % of Total | Average Washington, NJ Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 159 | 1.0% | $75 |
$100,000 to $124,999 | 372 | 2.0% | $350 |
$125,000 to $149,999 | 634 | 4.0% | $442 |
$150,000 to $174,999 | 1,291 | 10.0% | $526 |
$175,000 to $199,999 | 1,077 | 8.0% | $601 |
$200,000 to $249,999 | 3,059 | 23.0% | $726 |
$250,000 to $299,999 | 3,169 | 24.0% | $885 |
$300,000 to $399,999 | 3,004 | 23.0% | $1127 |
Home Insurance Company Near Washington, NJ | Homeowners Insurance Agency Near Washington, NJ | Address |
---|---|---|
NA | Genesis Asset Protection, Inc. | 115 W Court St 2Nd Fl, Doylestown, PA, 18901 |
Liberty Mutual Independent | Heimbecker Insurance Services | 112 S LYNN BLVD, UPPER DARBY, PA, 19082 |
Travelers | Insurance Mgmt Assoc | 1307 WHITE HORSE RD BUILDING C, VOORHEES, NJ, 8043 |
Travelers | Kollman Group | 2021 RTE 9 UNITE 5, LINWOOD, NJ, 8221 |
Travelers | Millers Insurance Agency Inc | 255 W UWCHLAN AVE, DOWNINGTOWN, PA, 19335 |
Streets in Washington Area | Homeowners Insurance Cost |
---|---|
Sugar Mill Ct, Linden Ct, Spanish Oak Ct, Procyon Rd, Salina Rd, Colmar Ct, Oxford Dr, Goodwin Pkwy, Covered Bridge Rd, Schneider Ct | $840 |
Canal St, Timothy Ter, Holly Dell Dr, Fomal Ct, Willow Oak Ct, White Birch Ct, Mount Pleasant Rd, Corona Ct, Robert Ct, Brookside Dr | $851 |
Red Oak Ct, Auriga Ln, Regulus Dr, Lamson Ln, Ramble Pl, Atwood Ct, McClure Dr, Elbridge Gerry Bld, Plaza Dr, Armitage Ct | $824 |
Pepper Mill Ct, Plumstead Rd, Clark Cir, Joseph Dr, Winfield Cir, Buttonwood Rd, Woodbury Turnersville Rd, Whitman School Rd, Longwood Dr, Narberth Ave | $838 |
Norwich Dr, Coach Rd, Cranford Rd, Howe Dr, Sycamore Ave, Locust St, Atlantic City Expy, Wood Lake Ct, Georgetown Rd, Cambridge Rd | $830 |
Place | Savings For Senior Occupied Homes |
---|---|
Washington | $125 to $127 |
Turnersville | $126 |
Pitman | $123 |
Blackwood | $121 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Turnersville CDP, New Jersey | $127 | $169 | $254 |
Pitman borough, New Jersey | $123 | $164 | $246 |
Gloucester township, Camden County, New Jersey | $123 | $164 | $246 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Washington, NJ | 3.2% | 8.0% |
Turnersville | 2.98% | 7.04% |
Pitman | 3.62% | 8.3% |
Gloucester | 3.3% | 7.86% |
Washington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 33 | 1.0% | $790 |
$500 to $749 | 149 | 5.0% | $1915 |
$750 to $999 | 745 | 28.0% | $2665 |
$1,000 to $1,499 | 1,225 | 46.0% | $3790 |
$1,500 or more | 450 | 17.0% | $5440 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $500 | $1,500 |
Yearly Washington Homeowner Insurance Premium Example | $1,200 | $1,000 |
Out of Pocket Expense During Claim | $500 | $1,500 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $10,100 | $9,500 |
Net Savings to Washington Home Owner from High Deductible Plan | $600 |
Scenario | Washington, NJ Home Replacement Value MORE than Home Value | Washington, NJ Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $291,000 | $211,000 |
Insurance Premium based on Replacement Value | $1,725 | $1,250 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $46,500 | Risk Exposure from Under Insuring Coverage is $33,500 |
Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $275/year |
Insurance Company | State Farm | GEICO Insurance | Amica Mutual Insurance Company |
Monthly Premium | 124 | 109 | 89 |
Year Built | 1992 | 1980 | 2003 |
Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
Coverage Amount | $300000-$350000 | $300000-$350000 | $250000-$300000 |
Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1997 | 295,000 | Tile Roof | 2,170 | 3 | $2500-$5000 Deductible | 100 | 1 | Wood siding | No |
1975 | 240,000 | Tile Roof | 1,760 | 3 | $5000 to $10,000 Deductible | 590 | 12 | Brick siding | yes |
2000 | 350,000 | Asphalt Shingles Roof | 3,110 | 4 | $500- $1000 Deductible | 730 | 5 | Brick siding | No |
2009 | 275,000 | Shingles Roof | 1,930 | 4 | $1000-$2500 Deductible | 900 | 8 | Vinyl siding | yes |
1993 | 325,000 | Shingles Roof | 2,010 | 4 | $5000 to $10,000 Deductible | 420 | 6 | Stucco siding | No |
1974 | 635,000 | Composition Roof | 4,110 | 5 | $5000 to $10,000 Deductible | 1090 | 6 | Fiber-Cement Siding | yes |
1999 | 485,000 | Wood Shake Roof | 3,580 | 5 | $1000-$2500 Deductible | 410 | 2 | Fiber-Cement Siding | No |
1978 | 190,000 | Tile Roof | 1,340 | 3 | $500- $1000 Deductible | 180 | 2 | Fiber-Cement Siding | yes |
1981 | 320,000 | Metal Roof | 1,960 | 5 | $500- $1000 Deductible | 630 | 5 | Brick siding | No |
1971 | 275,000 | Shingles Roof | 2,270 | 5 | $5000 to $10,000 Deductible | 150 | 2 | Vinyl siding | yes |
1991 | 185,000 | Wood Shake Roof | 1,320 | 3 | $500- $1000 Deductible | 820 | 8 | Wood siding | yes |
1999 | 500,000 | Asphalt Shingles Roof | 3,250 | 4 | $500 Deductible | 3240 | 12 | Fiber-Cement Siding | yes |
1972 | 495,000 | Tile Roof | 4,530 | 5 | $1000-$2500 Deductible | 860 | 6 | Wood siding | No |
1973 | 780,000 | Slate Shingles Roof | 4,870 | 5 | $5000 to $10,000 Deductible | 2220 | 10 | Brick siding | No |
1986 | 375,000 | Metal Roof | 2,990 | 5 | > $10,000 Deductible | 780 | 8 | Vinyl siding | yes |
1997 | 235,000 | Slate Shingles Roof | 1,850 | 3 | > $10,000 Deductible | 270 | 6 | Stucco siding | yes |
2001 | 435,000 | Membrane Roof | 3,180 | 4 | $500- $1000 Deductible | 1750 | 12 | Wood siding | No |
1998 | 175,000 | Tile Roof | 1,400 | 3 | $2500-$5000 Deductible | 300 | 8 | Stucco siding | yes |
1994 | 270,000 | Membrane Roof | 1,780 | 3 | $500 Deductible | 730 | 8 | Stone Siding | yes |
2004 | 295,000 | Membrane Roof | 2,030 | 3 | $2500-$5000 Deductible | 900 | 7 | Stone Siding | No |
1988 | 280,000 | Asphalt Shingles Roof | 2,200 | 3 | $500 Deductible | 380 | 3 | Wood siding | yes |
2002 | 255,000 | Metal Roof | 2,240 | 5 | $2500-$5000 Deductible | 470 | 8 | Vinyl siding | yes |
1981 | 770,000 | Tile Roof | 4,780 | 5 | > $10,000 Deductible | 960 | 6 | Brick siding | No |
1980 | 450,000 | Shingles Roof | 3,760 | 5 | $2500-$5000 Deductible | 1340 | 10 | Vinyl siding | yes |
1981 | 390,000 | Wood Shake Roof | 2,480 | 4 | $500- $1000 Deductible | 170 | 1 | Wood siding | No |
1971 | 280,000 | Metal Roof | 2,370 | 3 | > $10,000 Deductible | 1040 | 12 | Brick siding | No |
1997 | 665,000 | Composition Roof | 4,760 | 5 | $500- $1000 Deductible | 1380 | 4 | Stucco siding | No |
1974 | 290,000 | Wood Shake Roof | 1,820 | 3 | $500- $1000 Deductible | 1220 | 10 | Brick siding | No |
2004 | 315,000 | Metal Roof | 1,910 | 5 | $500 Deductible | 540 | 4 | Vinyl siding | No |
1996 | 250,000 | Composition Roof | 1,770 | 3 | > $10,000 Deductible | 120 | 3 | Brick siding | yes |
2000 | 220,000 | Composition Roof | 1,850 | 4 | $500- $1000 Deductible | 760 | 9 | Stucco siding | No |
1977 | 255,000 | Composition Roof | 1,730 | 5 | $1000-$2500 Deductible | 1150 | 12 | Brick siding | No |
1986 | 270,000 | Tile Roof | 1,680 | 3 | > $10,000 Deductible | 420 | 9 | Brick siding | yes |
1979 | 470,000 | Metal Roof | 3,090 | 4 | $2500-$5000 Deductible | 900 | 6 | Brick siding | No |