Washington Insurance Rates:

Washington, NC homeowners insurance is approximately $498 to $682, about $41-$56/month. Our extensive research indicates shoppers can save as much as $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Washington, NC Homeowners Insurance By Home Value

Washington, NC Home Value Total Homes % of Total Average Washington, NC Homeowners Insurance
Less than $50,000 523 16.0% $112
$50,000 to $59,999 108 3.0% $241
$60,000 to $69,999 180 5.0% $295
$70,000 to $79,999 219 6.0% $342
$80,000 to $89,999 162 5.0% $389
$90,000 to $99,999 106 3.0% $436
$100,000 to $124,999 351 10.0% $501
$125,000 to $149,999 267 8.0% $631
$150,000 to $174,999 415 12.0% $743
$175,000 to $199,999 213 6.0% $861
$200,000 to $249,999 253 7.0% $1038
$250,000 to $299,999 262 8.0% $1268
$300,000 to $399,999 134 4.0% $1610

Top Home Insurance Agents Near Washington, NC

Home Insurance Company Near Washington, NC Homeowners Insurance Agency Near Washington, NC Address
NA West Insurance Agcy Inc 2801 Nash St Nw Ste B, Wilson, NC, 27896
NA Mcglohon & Company 1510 E Arlington Blvd Ste D , Greenville, NC, 27858
Travelers Cornerstone Insurance Center Inc 3004 S MEMORIAL DR, GREENVILLE, NC, 27834
State Farm Cory Kennedy 1109 Charles Blvd, Greenville, NC, 27858-3341
State Farm Wendy Edwards 107 W Wilson St, Tarboro, NC, 27886-4327

Cost Of Homeowners Insurance By Street Near Washington, NC

Streets in Washington Area Homeowners Insurance Cost
Lawson Rd, Strawberry Ln, Mason Ln, Base Line Rd, Lilley Rd, Harwill Dr, N McNair St, Brown St, Market St Exn, Fieldcrest Rd$609
Lodge Rd, State Rd 1420, Aberdeen Dr, W 6th St, Daniels Ct, Hudson Dr, Pheasant Dr, Antler Ln, Pamlico St, Gladden St$598
Lazy B Ln, Willowview Dr, W 7th St, Water Lilley Cir, N Eden Dr, N Respess St, Washington St, Blue Bird Ln, Lennington Ln, John Small Ave$583
W 15th St, Mulberry Dr, Eureka Ave, State Rd 1515, Latham Ln, Pennsylvania Ave, Horse Pen Swamp Rd, Delano St, Ellison Dr, State Rd 1441$586
State Rd 1534, E 9th St, N McNair St, Respess Dr, Elmview Dr, Thomas Pl, W 8th St, Hodges Ave, Lonnie Corey Rd, Arbor Dr$606

Washington, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Washington$87 to $89
Washington Park$93
Pactolus$85
Beargrass$86

Washington, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington Park town, North Carolina $78 $104 $156
Pactolus township, Pitt County, North Carolina $72 $95 $143
Beargrass township, Martin County, North Carolina $72 $95 $143

Washington, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Washington, NC4.3%9.9%
Washington Park2.96%9.7%
Pactolus4.88%12.18%
Beargrass3.98%14.22%

Washington Renters Insurance as a Percentage of Rent

Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 131 5.0% $330
$200 to $299 303 11.0% $780
$300 to $499 463 17.0% $1230
$500 to $749 739 28.0% $1905
$750 to $999 638 24.0% $2655
$1,000 to $1,499 272 10.0% $3780
$1,500 or more 41 1.0% $5430

Washington, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Washington Homeowner Insurance Premium Example $1,300$700
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $8,700$8,100
Net Savings to Washington Home Owner from High Deductible Plan $600

Washington, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Washington, NC Home Replacement Value MORE than Home Value Washington, NC Home Replacement Value LESS than Home Value
Replacement Value $141,000 $92,500
Insurance Premium based on Replacement Value $725 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $125/year

Example Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceChubb Group of InsuranceState Farm
Monthly Premium 643955
Year Built 201219701981
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$125000-$150000$175000-$200000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Washington, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 195,000 Slate Shingles Roof 2,720 5 $2500-$5000 Deductible 770 9 Stucco siding No
2011 225,000 Tile Roof 2,610 5 $5000 to $10,000 Deductible 410 10 Vinyl siding yes
1978 325,000 Composition Roof 3,900 5 $1000-$2500 Deductible 130 1 Vinyl siding No
1943 220,000 Metal Roof 3,400 5 $500- $1000 Deductible 600 6 Fiber-Cement Siding No
1997 135,000 Slate Shingles Roof 1,950 4 $500 Deductible 380 6 Stucco siding No
1944 240,000 Wood Shake Roof 2,600 4 $500- $1000 Deductible 230 2 Fiber-Cement Siding yes
1975 185,000 Composition Roof 2,290 3 $1000-$2500 Deductible 180 3 Stone Siding No
1995 165,000 Membrane Roof 1,670 3 $1000-$2500 Deductible 430 8 Stone Siding No
2008 210,000 Membrane Roof 2,350 5 $5000 to $10,000 Deductible 440 7 Fiber-Cement Siding No
1995 185,000 Tile Roof 2,110 3 $500- $1000 Deductible 900 12 Fiber-Cement Siding yes
1993 155,000 Composition Roof 1,830 3 $500- $1000 Deductible 460 9 Brick siding yes
2003 305,000 Membrane Roof 3,130 5 $500- $1000 Deductible 690 10 Vinyl siding No
1993 175,000 Composition Roof 2,210 3 $2500-$5000 Deductible 270 6 Wood siding yes
2002 245,000 Wood Shake Roof 2,570 4 $5000 to $10,000 Deductible 80 1 Stucco siding No
1945 180,000 Slate Shingles Roof 1,860 4 $500- $1000 Deductible 340 6 Brick siding yes
1982 250,000 Wood Shake Roof 3,350 5 $5000 to $10,000 Deductible 470 8 Brick siding No
2001 170,000 Tile Roof 2,570 4 $500 Deductible 320 4 Brick siding yes
2003 180,000 Metal Roof 2,150 5 $5000 to $10,000 Deductible 280 7 Stucco siding No
2002 175,000 Wood Shake Roof 2,300 5 $500- $1000 Deductible 150 2 Wood siding No
1985 185,000 Membrane Roof 1,890 3 $5000 to $10,000 Deductible 190 3 Vinyl siding yes
1996 240,000 Asphalt Shingles Roof 2,800 5 $500- $1000 Deductible 580 6 Fiber-Cement Siding No
1991 145,000 Shingles Roof 2,130 3 $500- $1000 Deductible 580 9 Stone Siding yes
2014 100,000 Slate Shingles Roof 1,330 3 $500 Deductible 220 4 Stone Siding No
2010 185,000 Composition Roof 1,920 5 $5000 to $10,000 Deductible 240 5 Fiber-Cement Siding No
1976 250,000 Metal Roof 2,720 4 $500- $1000 Deductible 1200 12 Wood siding yes
1940 145,000 Tile Roof 2,070 5 $500 Deductible 340 7 Vinyl siding No
1984 150,000 Slate Shingles Roof 1,610 5 $500- $1000 Deductible 200 5 Fiber-Cement Siding yes
1944 110,000 Metal Roof 1,460 3 $1000-$2500 Deductible 30 1 Stucco siding yes
1979 225,000 Shingles Roof 3,290 4 > $10,000 Deductible 500 9 Stucco siding yes
1973 160,000 Slate Shingles Roof 1,850 3 $2500-$5000 Deductible 250 5 Fiber-Cement Siding No
1977 100,000 Wood Shake Roof 1,370 3 $1000-$2500 Deductible 340 8 Wood siding No
1948 190,000 Tile Roof 2,490 4 $2500-$5000 Deductible 320 4 Fiber-Cement Siding yes
2014 155,000 Slate Shingles Roof 1,850 3 $1000-$2500 Deductible 410 9 Vinyl siding No
1980 110,000 Slate Shingles Roof 1,580 5 $1000-$2500 Deductible 50 1 Wood siding yes