Washington Insurance Rates:

Washington, IN homeowners insurance is approximately $723 to $980, about $60-$81/month. Our comprehensive research indicates shoppers can save upto $340 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
I believe my premium and my deductible with State Farm is pretty reasonable for all that my home is covered for.
Aaa
It happened once that i overlooked or did not receive the renewal and they were too quick to cancel my policy.it resulted in an increase when i subscribed again.
Aaa
Aaa has been a reliable insurance company for my home insurance. they have great customer service at my local office in truckee, ca.
Travelers
Travelers is not always the lowest price company. regardless the service and coverage provided by the people that work at the company is good.
American Modern Insurance
I don't like that they will immediately end your policy if you are one day late. this hasn't happened to me, but it makes me nervous enough to worry that it might happen accidentally.
State Farm
Overall I like state farm. They are easy to get a hold of and they have a quick response time.
Universal Property & Casualty Insurance Company
T was disappointing that they change our amount after our inspection, they removed some of the things they had given us credit for that we had.
Amica Mutual Insurance
The staff, when you can get a hold of them, are incredibly friendly. They are knowledgeable about the products and easy to talk to even if you don't know what you're talking about.
Geico
The claiming process was very quick and very satisfying. I had no problems at all. They were very fast
State Farm
They make it easy to submit claims. The login system is easy. It is easy to find information that I want.
The Hartford
Sometimes you feel the rates are going up very quickly. It seems, if you want the same coverage, I categories constantly have increased in price.
Safeco Insurance
just the independent agent's hiring of their son. he is not doing the job, but time will tell.
State Farm
I like them for being fast, reliable, friendly and easy to get a hold of. if I can't they call me back right away.
Erie Insurance
They are knowledgeable in the insurance field, as well as very reputable. I have nothing but good things to say about them, even though I have never submitted a claim.
Assurant Specialty Property
The interaction of my insurance company towards me is very cordial and effective. They communicate everything that is possible so that my security and trust are in place, they offer a lot of confidence to their clients because they are attentive to communicate any doubts and concerns that I as a client may have.
Progressive
I would recommend this company to others based on our current experience and the competitive pricing. It is easy to work with them.
Travelers
I like that my insurance company is easy to reach and readily available. I don't have to try to chase them down. I also like the coverage they offer for the premium that I am currently paying.
American Modern Insurance
They aren't proactive at all. I have never heard from them. I only know I have the insurance because I call.

Washington, IN Homeowners Insurance By Home Value

Washington, IN Home Value Total Homes % of Total Average Washington, IN Homeowners Insurance
Less than $50,000 745 2.0% $119
$50,000 to $59,999 437 1.0% $255
$60,000 to $69,999 515 1.0% $314
$70,000 to $79,999 737 2.0% $365
$80,000 to $89,999 1,174 4.0% $416
$90,000 to $99,999 1,142 4.0% $468
$100,000 to $124,999 3,278 11.0% $536
$125,000 to $149,999 3,955 14.0% $672
$150,000 to $174,999 4,258 15.0% $799
$175,000 to $199,999 3,040 10.0% $927
$200,000 to $249,999 3,902 13.0% $1114
$250,000 to $299,999 2,431 8.0% $1361
$300,000 to $399,999 2,555 9.0% $1727

Top Home Insurance Agents Near Washington, IN

Home Insurance Company Near Washington, IN Homeowners Insurance Agency Near Washington, IN Address
NA Gibson Insurance Group 9001 N Wesleyan Rd Ste 100 , Indianapolis, IN, 46268
Allstate Bright & Williamson 24 N Jefferson, Nashville, IN, 47448
Liberty Mutual Independent Lamar & Lamar Insurance 120 N, Lebanon, IN, 46052
Allstate Richard Brandt 64 N Main St, Bargersville, IN, 46106
State Farm Scott Wilson 3640 Commerce Dr., Columbus, IN, 47201

Washington, IN Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Washington, IN

Streets in Washington Area Homeowners Insurance Cost
Fir Ct, Cheviot Pl, Rue Deville, Racquet Club Dr, N Oxbow Way, Algeciras Dr, White River Dr, Ashurst St, Westbourne Dr, E 72nd Ct$894
Buena Vista Dr, Ladywood Knoll Pl, Mead Dr, Jewel Ln, Greenview Dr, Rookwood Ave, Hinesley Ave, Enright Dr, Sylvan Rd, Stonehinge Dr S$826
Cameron Ridge Way, Chippendale Ln, 546, River Ridge Dr, Forest Ln, E 38th Street North Dr, Portland Sq, Rippling Way S, Clubhouse Rd, Menlo Court E Dr$887
Kingsway Dr, Glenmora Ridge Rd, Shawnee Rd, Northbrook Ct, Providence Cir, Danford Sq, Meridian Pkwy, Park North Bend, Pinewood Ct, Medallion Dr$806
Shoreway Ct, Keensburg Ct, Glenbrook Dr, Williams Creek Dr, Stafford Ln, Chessington Rd, Skyridge Dr, Queens Ct, Country Brook Dr, E Dunbarton Ct$843
Rutledge Dr, Pine Dr, Meadowbrook Ct, Castle Hill Dr, Dowitch Ct, Sunmeadow Cir, E 78th St, Northview Ave, Logan Ln, Sharon Rd$841
Coburn St, E Advisory Way, Sioux Trl, Pine Ridge Dr, Harvard Pl, Estate Ave, Tramcus Dr, Brookview Ln, Whisperwood Ln, Clearwater Pointe$891
Van Ness Pl, Olde Mill Circle E Dr, King Dr, Shrewsbury Ln, Bramwood Ct, Whipple Ln, Harper Rd, Cameron Ridge Ln, Canary Ct, W 50th St$874
W 39th Pl, E West Wind Ln, Darnley Ct, Sunset Ln, Cold Spring Rd, Rymark Ct, Vassar Ln, Hollow Oak Ct, Winnpeny Ln, Delbrook Cir$None
Sherwood Dr, Ocita Ct, Circle Dr, Sycamore Grove Ct, Carvel Ave, Fountainhead Dr, Park Lodge Ct, Whitethorn Ct, Stafford Way, Haynes Ct$918

Washington, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Washington$127 to $129
Meridian Hills$154
North Crows Nest$209
Williams Creek$185

Washington, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Meridian Hills town, Indiana $155 $206 $309
North Crows Nest town, Indiana $209 $279 $419
Williams Creek town, Indiana $185 $247 $371

Washington, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Washington, IN5.1%14.2%
Meridian Hills3.21%11.01%
Williams Creek2.58%10.3%
Crows Nest8.04%11.05%

Washington Renters Insurance as a Percentage of Rent

Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 459 1.0% $329
$200 to $299 508 1.0% $779
$300 to $499 1,215 4.0% $1229
$500 to $749 8,138 31.0% $1904
$750 to $999 9,541 36.0% $2654
$1,000 to $1,499 5,028 19.0% $3779
$1,500 or more 1,243 4.0% $5429

Washington, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Washington Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,300$4,700
Net Savings to Washington Home Owner from High Deductible Plan $600

Washington, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Washington, IN Home Replacement Value MORE than Home Value Washington, IN Home Replacement Value LESS than Home Value
Replacement Value $128,500 $74,500
Insurance Premium based on Replacement Value $750 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceState FarmTravelers
Monthly Premium 7913296
Year Built 194319761989
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Washington, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 220,000 Shingles Roof 1,830 3 $2500-$5000 Deductible 60 1 Stone Siding yes
1969 180,000 Membrane Roof 1,780 4 $1000-$2500 Deductible 180 4 Brick siding No
1969 180,000 Composition Roof 1,600 2 $500- $1000 Deductible 80 1 Vinyl siding No
1992 165,000 Tile Roof 1,950 4 $5000 to $10,000 Deductible 30 1 Stone Siding No
1980 115,000 Membrane Roof 1,170 2 $500 Deductible 240 8 Stone Siding yes
1997 205,000 Asphalt Shingles Roof 2,480 4 $500- $1000 Deductible 850 12 Fiber-Cement Siding yes
1967 120,000 Wood Shake Roof 1,320 2 $500 Deductible 290 7 Vinyl siding yes
1975 95,000 Shingles Roof 1,110 2 $2500-$5000 Deductible 220 7 Brick siding No
1987 360,000 Composition Roof 3,060 4 $5000 to $10,000 Deductible 440 5 Fiber-Cement Siding No
1944 600,000 Metal Roof 4,960 5 > $10,000 Deductible 1600 9 Vinyl siding No
1963 245,000 Tile Roof 2,210 3 $1000-$2500 Deductible 810 9 Stucco siding No
1993 115,000 Metal Roof 1,410 2 $500- $1000 Deductible 400 9 Stucco siding No
1972 160,000 Shingles Roof 1,310 3 $1000-$2500 Deductible 680 9 Stucco siding yes
1985 180,000 Slate Shingles Roof 2,120 5 $2500-$5000 Deductible 470 10 Stone Siding yes
1981 140,000 Slate Shingles Roof 1,250 2 $500 Deductible 310 4 Wood siding yes
1988 115,000 Asphalt Shingles Roof 1,050 2 $2500-$5000 Deductible 500 12 Stucco siding yes
1943 255,000 Slate Shingles Roof 2,660 4 $500- $1000 Deductible 500 7 Stucco siding No
1949 375,000 Metal Roof 3,240 5 > $10,000 Deductible 230 3 Fiber-Cement Siding yes
1996 240,000 Tile Roof 2,100 3 $1000-$2500 Deductible 310 3 Brick siding No
1971 160,000 Wood Shake Roof 1,670 3 $1000-$2500 Deductible 300 5 Brick siding No
1975 170,000 Asphalt Shingles Roof 2,030 3 $500 Deductible 280 4 Stone Siding yes
1965 175,000 Asphalt Shingles Roof 1,770 4 $500- $1000 Deductible 290 5 Brick siding No
1965 175,000 Metal Roof 1,940 4 $500- $1000 Deductible 60 1 Wood siding yes
1968 165,000 Membrane Roof 1,390 2 $500 Deductible 580 8 Vinyl siding No
1960 335,000 Composition Roof 3,360 5 $500 Deductible 1810 12 Fiber-Cement Siding No
1940 105,000 Wood Shake Roof 980 2 $500 Deductible 420 8 Stucco siding No
1994 280,000 Shingles Roof 2,520 5 $500- $1000 Deductible 960 8 Fiber-Cement Siding yes
1969 150,000 Shingles Roof 1,760 5 $2500-$5000 Deductible 110 2 Fiber-Cement Siding No
1974 390,000 Tile Roof 3,400 5 $1000-$2500 Deductible 590 6 Brick siding No

Find Visual Guide for Washington, IN Home Insurance Buyers on Insurance Companies and Rates