Washington Insurance Rates:

Washington, GA homeowners insurance is nearly $734 to $1,006, about $61-$83/month. Our extensive research shows customers can save upto $348 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Washington, GA Homeowners Insurance By Home Value

Washington, GA Home Value Total Homes % of Total Average Washington, GA Homeowners Insurance
Less than $50,000 244 14.0% $191
$50,000 to $59,999 122 7.0% $408
$60,000 to $69,999 116 7.0% $513
$70,000 to $79,999 127 7.0% $591
$80,000 to $89,999 125 7.0% $669
$90,000 to $99,999 76 4.0% $748
$100,000 to $124,999 269 16.0% $870
$125,000 to $149,999 114 6.0% $1087
$150,000 to $174,999 177 10.0% $1287
$175,000 to $199,999 35 2.0% $1487
$200,000 to $249,999 74 4.0% $1783
$250,000 to $299,999 92 5.0% $2183
$300,000 to $399,999 74 4.0% $2775

Top Home Insurance Agents Near Washington, GA

Home Insurance Company Near Washington, GA Homeowners Insurance Agency Near Washington, GA Address
NA R. W. Thomas Insurance Agency, Inc. 4579 Langham Rd Sw , Thomson, GA, 30824
NA Athena Insurance Agency, Inc. 480 N. Thomas St. Athens, Athens-Clarke County, GA, 30601
Travelers Citizens Trust Insurance 114 Montague Ave, Greenwood, SC, 29649
Allstate Dale Villemain 4015 Washington Rd Ste J, Martinez, GA, 30907
Nationwide Larry Cole Insurance Inc 1875 Commerce Rd STE D, Athens, GA, 30607

Cost Of Homeowners Insurance By Street Near Washington, GA

Streets in Washington Area Homeowners Insurance Cost
Garland Ave, Co Rd 199, Water St, Seven Oaks Dr, Branham Rd, Susan Ln, Indian Hill Rd, Lexington Ave, Pecan Grove Rd, E Sunset Dr$864
Bailey Rd, Court St, Metasville Rd, Peter St, Thornton Rd, Ware St, Pecan Ln, Lilac Ln, State Rte 10, Depot St$872
Billy Lindsey Rd, Co Rd 76, Ann Denard Dr, State Rte 47, Abby Ct, Andy St, Old Skull Shoals Rd, McGuire St, Larn Dr, School St$863
Baltimore Way, Holliday Rd, S Butler, N Sheraton Dr, Co Rd 144, Macedonia Church Rd, E Pine St, Co Rd 195, W Liberty St, Baltimore Rd$862
Doster Rd, Durham Rd, Alexander Dr, Sherwood Dr, US Hwy 378, Elm St, Lincoln Dr, US Hwy 378, N Elijah Clark Dr, Hilliard Station Rd$872

Washington, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Washington$129 to $131
Wilkes County$129
Sharon$132
Tignall$127

Washington, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wilkes County, Georgia $108 $144 $216
Sharon CCD, Taliaferro County, Georgia $111 $147 $221
Tignall CCD, Wilkes County, Georgia $107 $142 $213

Washington, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Washington, GA6.6%17.7%
Wilkes County6.47%18.5%
Sharon8.48%15.84%
Tignall6.68%20.66%

Washington Renters Insurance as a Percentage of Rent

Washington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 2.0% $374
$200 to $299 81 10.0% $824
$300 to $499 178 23.0% $1274
$500 to $749 270 35.0% $1949
$750 to $999 121 15.0% $2699
$1,000 to $1,499 62 8.0% $3824
$1,500 or more 31 4.0% $5474

Average Cost Of Home Insurance By Company In Areas Nearby Washington For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$150,000 veneer Aig Property Casualty Company $1083 $1012 $879
$300,000 veneer Allstate Vehicle And Property Insurance Company $1534.80 $1497.53 $1456.02
$100,000 veneer American National General Insurance Company N/A $657 $619
$150,000 frame Bankers Standard Insurance Company N/A $1999 $1771
$150,000 veneer Buckeye State Mutual Insurance Company N/A $1708.00 $1289.00
$250,000 frame Praetorian Insurance Company N/A $3373 $2845
$350,000 veneer Qbe Insurance Corporation N/A $4768 $4360
$100,000 frame Trustgard Insurance Company $1023.00 $925.00 $794.00
$250,000 frame Universal Property & Casualty Insurance Company N/A $1860.27 $1601.78
$400,000 frame Universal Property & Casualty Insurance Company N/A $2639.80 $2273.40

Washington, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Washington Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Washington Home Owner from High Deductible Plan $600

Washington, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Washington, GA Home Replacement Value MORE than Home Value Washington, GA Home Replacement Value LESS than Home Value
Replacement Value $134,000 $98,500
Insurance Premium based on Replacement Value $800 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Washington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 546862
Year Built 197119411980
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Washington, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 230,000 Metal Roof 3,160 4 > $10,000 Deductible 390 10 Brick siding yes
2004 175,000 Shingles Roof 2,250 5 $500- $1000 Deductible 420 7 Stone Siding yes
2006 135,000 Membrane Roof 2,180 4 $500 Deductible 130 3 Wood siding yes
1995 195,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 130 2 Brick siding yes
1996 245,000 Asphalt Shingles Roof 3,040 5 $5000 to $10,000 Deductible 210 4 Fiber-Cement Siding No
1994 150,000 Asphalt Shingles Roof 2,130 5 $500 Deductible 650 10 Stone Siding yes
1991 250,000 Wood Shake Roof 3,390 4 > $10,000 Deductible 430 7 Stone Siding yes
1995 140,000 Composition Roof 1,600 3 $1000-$2500 Deductible 230 7 Brick siding No
1984 95,000 Wood Shake Roof 1,560 3 $500 Deductible 130 3 Stucco siding No
2003 250,000 Composition Roof 3,670 5 $2500-$5000 Deductible 280 4 Stone Siding No
1949 240,000 Wood Shake Roof 4,030 5 $5000 to $10,000 Deductible 150 3 Vinyl siding yes
1970 310,000 Wood Shake Roof 3,630 5 $1000-$2500 Deductible 170 2 Stucco siding yes
1984 215,000 Membrane Roof 3,620 5 $5000 to $10,000 Deductible 150 3 Vinyl siding yes
1972 165,000 Shingles Roof 2,710 4 $2500-$5000 Deductible 200 4 Stucco siding yes
1994 275,000 Metal Roof 3,590 5 > $10,000 Deductible 550 10 Wood siding yes
1988 180,000 Slate Shingles Roof 2,190 3 $500 Deductible 340 5 Stone Siding yes
1947 225,000 Tile Roof 2,980 4 > $10,000 Deductible 330 6 Stucco siding yes
1989 200,000 Asphalt Shingles Roof 3,100 4 $1000-$2500 Deductible 380 4 Stucco siding yes
1993 125,000 Composition Roof 1,980 3 $2500-$5000 Deductible 490 12 Stucco siding No
1984 285,000 Metal Roof 3,410 5 $2500-$5000 Deductible 1010 10 Fiber-Cement Siding No
1945 120,000 Metal Roof 1,650 3 $2500-$5000 Deductible 380 8 Wood siding No
1944 285,000 Wood Shake Roof 4,090 5 $1000-$2500 Deductible 620 6 Vinyl siding No
1949 160,000 Composition Roof 2,280 4 $5000 to $10,000 Deductible 260 7 Brick siding No
1946 115,000 Slate Shingles Roof 1,710 4 $500- $1000 Deductible 210 4 Fiber-Cement Siding yes
1988 250,000 Asphalt Shingles Roof 2,800 4 > $10,000 Deductible 310 7 Fiber-Cement Siding yes
1996 135,000 Metal Roof 2,020 5 $500 Deductible 200 4 Stone Siding No
2008 175,000 Wood Shake Roof 2,110 5 $2500-$5000 Deductible 430 7 Stucco siding yes
1971 215,000 Metal Roof 3,240 5 > $10,000 Deductible 260 5 Stone Siding No
1987 225,000 Composition Roof 2,680 4 $500 Deductible 900 8 Wood siding yes
1940 320,000 Membrane Roof 3,660 5 > $10,000 Deductible 660 8 Brick siding No
2002 140,000 Asphalt Shingles Roof 1,760 4 $2500-$5000 Deductible 170 4 Stone Siding No
2006 215,000 Tile Roof 2,550 4 $5000 to $10,000 Deductible 610 12 Brick siding yes
1999 160,000 Shingles Roof 2,270 5 $2500-$5000 Deductible 50 1 Stucco siding yes
2000 380,000 Slate Shingles Roof 4,970 5 $2500-$5000 Deductible 820 8 Fiber-Cement Siding yes