Washington County Insurance Rates:

Washington County, AR homeowners insurance is nearly $967 to $1,311, about $80-$109/month. Our all inclusive guide indicates shoppers can save upto $455 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cheapest Homeowners Insurance in Washington County, AR

As a homeowner in Washington County, AR, you need to have homeowners insurance to protect your investment. Your home is likely your most valuable asset, and if something were to happen to it, you would want to be sure that you are financially protected. Homeowners insurance can help to cover the cost of repairs or replacement if your home is damaged by a covered event, such as a fire. It can also help to cover the cost of temporary housing if your home is uninhabitable after a covered event. In addition, homeowners insurance can provide liability coverage if someone is injured on your property.

The average cost of homeowners insurance in Washington County, AR, is $1281. The cost of homeowners insurance is determined after carefully evaluating several variables. These include the age of the home, prior insurance claims, the level of coverage, the deductible, the location, the ZIP code, and other elements. Here are a few tips which can help you reduce the cost of homeowners insurance in Washington County, AR.

Choose Higher Deductible

Homeowners insurance costs in Washington County, AR, can be reduced by choosing a higher deductible. A higher deductible means that the policyholder will have to pay more out-of-pocket expenses in the event of a claim, but it also means that the premium will be lower. This can be a good option for people comfortable with taking on more risk. If you are considering a higher deductible, you must talk to your insurance agent to ensure it is the right decision. Homeowners in Washington County, Arkansas, who choose deductibles of 500 and 1500 pay premiums of $1437.54 and $1224.24, respectively. The cost for homes with deductibles of 2000 and 2500 is, in comparison, $1111.33 and $1044.69. As a result, the higher the deductible, the lower the premium in Washington County, AR.

Refer to the chart below to know the amount paid by the homeowners for different deductibles in Washington County, AR.

Install Security Features

Installing security features is one of the most effective ways to reduce homeowners insurance costs in Washington County, AR. By installing features such as deadbolts, smoke detectors, and security systems, you can often qualify for discounts of up to 20% on your premium. In addition, these features can also help to deter burglars and protect your home in the event of a fire or other disaster. For instance, homeowners in Washington County, AR, who install security measures like sprinkler systems and fire alarms pay $1127.28 and $1165.71 for home insurance.

Maintain a Zero Claims History

Maintaining a zero claims history is the best way to reduce your homeowners insurance costs in Washington County, AR. Your insurance company will give you a discount for every year that you don't have a claim. The more years you go without a claim, the more money you'll save. Remember that you may want to consider paying out of pocket for small claims like electrical damage, plumbing issues, or minor wall cracks rather than submitting a claim and running the chance of a rise in your home insurance rates in Washington County, Arkansas. For example, homeowners in Washington County, AR, with zero claims history, have to pay a premium of $1114.47. In contrast, homeowners with one or two claims have to pay $1383.48 and $1460.34 for homeowners insurance in Washington County, AR.

Washington County, AR Homeowners Insurance By Home Value

Washington County, AR Home Value Total Homes % of Total Average Washington County, AR Homeowners Insurance
Less than $50,000 3,155 7.0% $182
$50,000 to $59,999 881 2.0% $398
$60,000 to $69,999 1,204 2.0% $489
$70,000 to $79,999 1,533 3.0% $569
$80,000 to $89,999 1,869 4.0% $637
$90,000 to $99,999 1,916 4.0% $717
$100,000 to $124,999 6,046 14.0% $831
$125,000 to $149,999 5,405 13.0% $1036
$150,000 to $174,999 4,986 12.0% $1230
$175,000 to $199,999 3,444 8.0% $1423
$200,000 to $249,999 4,451 10.0% $1708
$250,000 to $299,999 3,045 7.0% $2084
$300,000 to $399,999 3,060 7.0% $2653

Top Home Insurance Agents Near Washington County, AR

Home Insurance Company Near Washington County, AR Homeowners Insurance Agency Near Washington County, AR Address
Travelers Arthur J Gallagher Risk Management Svcs Inc 400 ROGERS AVE, FORT SMITH, AR, 72901
State Farm Dewayne Trichell 202 N Walton Blvd Ste 10, Bentonville, AR, 72712-5158
Liberty Mutual Independent Farris Insurance Agency Inc 1411-A S Thompson, Springdale, AR, 72764
Farmers Jerry Roller 1113 S 21st St, Fort Smith, AR, 72901
Farmers Phillip Phil Carter 6417 S Hendrix Heights Dr, Fayetteville, AR, 72704

Washington County, AR Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Washington County, AR

Streets in Washington County Area Homeowners Insurance Cost
E Lafayette St, Reed Valley Rd, E Rolling Hills Dr, Greathouse Springs Rd, N Blossom Ct, Wc Rd 903, E Bowen Blvd, Onda Mountain Rd, Lester St, Hunton Rd$1,167
N Freshwater Ave, Porter Ave, Co Rd 884, S Brown St, Bering Pl, Tara St, Co Rd 271, Topaz Rd, Milo Way, Silent Grove Rd$1,146
Co Rd 291, Mayapple Ln, Woolsey Rd, W McCormick St, E Tall Oaks Dr, N Powerhouse Ave, W War Eagle Wc 507, Pete Johnson Rd, Mesa Verde Rd Wc 3303, N Shiloh St$1,153
Parks Cemetery Rd, Elmdale Ln, N Chickadee Ave, C R 124, Melody Ln, San Miguel Dr, Nelson Dr, Woodcliff Ln, W Tanner Dr, W Don Tyson Pkwy$1,118
N Kansas St, Temple Hill Cemetery Rd, Co Rd 809, Stowers Ave, Summers Hill Rd, N Kings Dr, Remington Dr, E Wimbledon Pl, E Sycamore St, Co Rd 448$1,108
E Copper Oaks Pl, Deer Run Rd, E Manor Dr, Co Rd 381, Ella St, W Don Tyson Pkwy, Eddy Dr, Riley Brook Rd, Live Oak Dr, Co Rd 571$1,111
Montpilier Pl, Co Rd 16, Lloyd St, Hickory Trce, Elm St, S Ray Ave, Co Rd 2061, Har Ber Ave, Co Rd 1406, Co Rd 3109$1,150
Coleman Ave, Vine Ln, Hilburn Ct, E Missouri Way, Co Rd 570, W Silvermist Pl, Pullman Dr, Thaliel St, Jennifer Ln, Shadow Brook Ct$1,128
Jennifer St, Co Rd 259, Oak Moore St, N Lancaster Ln, Philcrest Pl, Truax Rd, N Harbor Isle, W Center Ave, Loblolly Pl, Martin Luther King Jr Blvd$1,156
Hardwood Rd, Co Rd 93, Perry St, Parker Ln, Jasper Lacy Rd Wc 199, Co Rd 3119, Co Rd 2008, Co Hwy 543, Vista Terrace Dr, Co Rd 294$1,243

Washington County, AR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Washington County$170 to $173
Greenland$169
West Fork$166
Farmington$172

Washington County, AR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Greenland township, Washington County, Arkansas $141 $187 $281
West Fork township, Washington County, Arkansas $139 $185 $278
Prairie Grove township, Washington County, Arkansas $141 $188 $282

Washington County, AR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Washington County, AR7.8%28.3%
Greenland8.25%27.22%
West Fork9.13%31.84%
Prairie Grove8.23%28.91%

Washington County Renters Insurance as a Percentage of Rent

Washington County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 442 1.0% $355
$200 to $299 702 2.0% $805
$300 to $499 4,533 14.0% $1255
$500 to $749 14,365 44.0% $1930
$750 to $999 7,123 22.0% $2680
$1,000 to $1,499 4,282 13.0% $3805
$1,500 or more 738 2.0% $5455

Latest Home Insurance Reviews by Location

Fayetteville, AR

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I have tried another insurance and they would never com look at anything and stopped taking our calls.
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