Waseca Insurance Rates:

Waseca, MN homeowners insurance is about $839 to $1,143, about $69-$95/month. Our complete research shows customers can save upto $396 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waseca, MN Homeowners Insurance By Home Value

Waseca, MN Home Value Total Homes % of Total Average Waseca, MN Homeowners Insurance
Less than $50,000 126 4.0% $188
$50,000 to $59,999 60 2.0% $405
$60,000 to $69,999 56 1.0% $504
$70,000 to $79,999 85 3.0% $584
$80,000 to $89,999 209 7.0% $663
$90,000 to $99,999 167 5.0% $742
$100,000 to $124,999 724 25.0% $861
$125,000 to $149,999 603 21.0% $1079
$150,000 to $174,999 366 13.0% $1277
$175,000 to $199,999 151 5.0% $1475
$200,000 to $249,999 109 3.0% $1772
$250,000 to $299,999 129 4.0% $2168

Top Home Insurance Agents Near Waseca, MN

Home Insurance Company Near Waseca, MN Homeowners Insurance Agency Near Waseca, MN Address
NA Brown & Brown Insurance 530 W Pleasant St, Ste 100, Mankato, MN, 56001
State Farm Brett Holbrook 164 Commerce Dr E, Belle Plaine, MN, 56011-2901
Travelers Castle Rock Agency Inc 27925 Danville Ave Castle Rock, Northfield, MN, 55010
Farmers Jason Gallus 14540 Pennock Ave Ste 101, Apple Valley, MN, 55124
Travelers Mayer Insurance Agency 15025 Garrett Ave. Suite 201 Apple Valley, Apple Valley, MN, 55124

Cost Of Homeowners Insurance By Street Near Waseca, MN

Streets in Waseca Area Homeowners Insurance Cost
350th Ave, 135th St, 390th Ave, 320th Ave, 5th St NW, 10th Ave NW, 3rd St NW, Co Rd 51, 56th St, 12th St SE$1,042
3rd Ave SE, 5th Ave SW, 9th Ave SE, Knoll Dr, Co Rd Blue Earth 37, Co Rd 63, 270th St W, 5th St NE, 360th Ave, Co Rd 13$1,043
Wilton Bridge Rd, Co Rd 33, Jackson Ave, Hiltop Dr, 383rd Ave, 362nd Ave, 440th St, 295th Ave, 180th St, Co Rd 20$1,032
Co Rd 54, 11th Avenue Ct NE, 5th St SE, 335th Ave, Co Rd 14, 170th St, 16th Ave NW, 4th St NW, Co Rd 15, 350th Ave$1,040
140th St, 2nd Ave SW, N State St, 300th Ave, 2nd St NE, 380th Ave, 355th Ave, 10th St NW, W Co Line Rd, 6th Ave SW$1,041

Waseca, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waseca$148 to $151
Woodville$159
St. Mary$153
Blooming Grove$158

Waseca, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Woodville township, Waseca County, Minnesota $133 $177 $266
St. Mary township, Waseca County, Minnesota $128 $170 $255
Blooming Grove township, Waseca County, Minnesota $132 $176 $264

Waseca, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waseca, MN7%18.6%
Woodville5.4%17.37%
St. Mary5.79%16.54%
Blooming Grove5.83%16.4%

Waseca Renters Insurance as a Percentage of Rent

Waseca Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 17 1.0% $346
$200 to $299 93 8.0% $796
$300 to $499 215 20.0% $1246
$500 to $749 492 46.0% $1921
$750 to $999 157 14.0% $2671
$1,000 to $1,499 65 6.0% $3796
$1,500 or more 12 1.0% $5446

Waseca, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Waseca Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $8,400$6,900
Net Savings to Waseca Home Owner from High Deductible Plan $1,500

Waseca, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waseca, MN Home Replacement Value MORE than Home Value Waseca, MN Home Replacement Value LESS than Home Value
Replacement Value $266,000 $178,000
Insurance Premium based on Replacement Value $2,200 $1,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $56,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $275/year

Example Waseca Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceFarmers Insurance
Monthly Premium 113144140
Year Built 200819641944
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Waseca, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 265,000 Asphalt Shingles Roof 3,820 5 > $10,000 Deductible 490 6 Stucco siding yes
1949 200,000 Metal Roof 2,630 4 $500 Deductible 840 6 Brick siding yes
1980 145,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 720 12 Brick siding No
1989 180,000 Slate Shingles Roof 2,200 4 $500 Deductible 220 3 Stone Siding yes
1967 350,000 Tile Roof 4,450 5 $1000-$2500 Deductible 840 4 Vinyl siding yes
1943 140,000 Shingles Roof 1,900 4 $500- $1000 Deductible 190 2 Vinyl siding No
1962 165,000 Tile Roof 1,850 3 $1000-$2500 Deductible 350 4 Stone Siding No
2009 140,000 Slate Shingles Roof 1,960 5 $1000-$2500 Deductible 910 10 Fiber-Cement Siding yes
1981 150,000 Shingles Roof 2,200 3 $2500-$5000 Deductible 320 4 Brick siding No
2007 210,000 Metal Roof 2,320 3 $2500-$5000 Deductible 380 4 Brick siding No
1983 215,000 Composition Roof 2,540 4 $500 Deductible 2020 12 Vinyl siding yes
2004 155,000 Wood Shake Roof 1,930 3 $500 Deductible 280 3 Fiber-Cement Siding No
1960 240,000 Tile Roof 2,680 4 $500- $1000 Deductible 450 3 Vinyl siding yes
1941 150,000 Slate Shingles Roof 1,780 4 $2500-$5000 Deductible 510 6 Wood siding yes
2007 170,000 Metal Roof 2,560 5 $1000-$2500 Deductible 1190 10 Stone Siding yes
2003 145,000 Slate Shingles Roof 1,690 3 $2500-$5000 Deductible 410 5 Fiber-Cement Siding yes
1962 285,000 Membrane Roof 4,350 5 $500- $1000 Deductible 1380 9 Stucco siding yes
1948 230,000 Metal Roof 2,900 4 $500 Deductible 1140 8 Wood siding No
1949 180,000 Tile Roof 2,620 5 $5000 to $10,000 Deductible 300 5 Brick siding yes
1940 110,000 Tile Roof 1,600 4 $500 Deductible 180 3 Stone Siding yes
2004 180,000 Wood Shake Roof 2,140 3 $500- $1000 Deductible 210 2 Stucco siding No
2006 145,000 Wood Shake Roof 2,030 3 $2500-$5000 Deductible 180 2 Fiber-Cement Siding yes
1941 335,000 Metal Roof 4,620 5 $500 Deductible 1000 4 Fiber-Cement Siding yes
1940 185,000 Metal Roof 2,300 5 $500 Deductible 120 1 Vinyl siding yes
1984 380,000 Membrane Roof 4,250 5 $1000-$2500 Deductible 920 6 Stucco siding No
1949 120,000 Membrane Roof 1,570 5 $500- $1000 Deductible 520 9 Vinyl siding yes
1944 280,000 Asphalt Shingles Roof 3,330 5 $500- $1000 Deductible 1400 9 Fiber-Cement Siding No
1960 145,000 Composition Roof 1,720 3 $1000-$2500 Deductible 620 8 Brick siding yes
1985 245,000 Tile Roof 3,230 5 $500 Deductible 1510 7 Vinyl siding No
2004 205,000 Membrane Roof 2,690 4 $2500-$5000 Deductible 660 8 Fiber-Cement Siding No