Warwick, RI homeowners insurance is approximately $918 to $1,242, about $76-$103/month. Our detailed analysis shows customers can save as much as $432 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Warwick, RI | Homeowners Insurance Agency Near Warwick, RI | Address |
|---|---|---|
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Avenue, Worcester, MA, 1610 |
| Liberty Mutual Independent | Northeast Insurance Agency Inc | 567 Southbridge St, Auburn, MA, 1501 |
| Travelers | Paradiso Financial & Ins Service Llc | 8 East Main Street , Stafford Springs, CT, 6076 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| West Warwick town, Kent County, Rhode Island | $135 | $179 | $269 |
| Barrington town, Bristol County, Rhode Island | $145 | $193 | $290 |
| Cranston city, Rhode Island | $136 | $181 | $271 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Warwick, RI | 5.0% | 14.4% |
| West Warwick | 4.89% | 13.17% |
| Barrington | 3.81% | 9.89% |
| Cranston | 4.74% | 13.19% |
| Warwick Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 174 | 1.0% | $348 |
| $200 to $299 | 601 | 6.0% | $798 |
| $300 to $499 | 660 | 7.0% | $1248 |
| $500 to $749 | 755 | 8.0% | $1923 |
| $750 to $999 | 2,165 | 23.0% | $2673 |
| $1,000 to $1,499 | 3,687 | 39.0% | $3798 |
| $1,500 or more | 1,315 | 14.0% | $5448 |
| Streets in Warwick Area | Homeowners Insurance Cost |
|---|---|
| Lisa Ln, Hutchinson St, Fairmount Dr, Northbridge Ave, Buttonwoods Ave, Curry Pl, Blade St, Sycamore Ave, Grandview Dr, Shadbush Rd | $1,083 |
| Drowne St, Grotto Ave, Wethersfield Dr, Wingate Ave, Gertrude Ave, Jackson St, Judith Ave, Merle St, Cliff Rd, Fowler Ave | $1,069 |
| Ext, Claris St, Gainsville Dr, Love Ln, Hesper Dr, Miantonomo Dr, Agawam Ave, Terrace Ave, Blue Hill Dr, Overlook Dr | $1,133 |
| Jennison Rd, Great Hill Dr, Anoka Rd, Ontario Ave, Bush Ave, Shippen Ave, Millard Ave, Lord Rd, June Ave, Royal Ave | $1,071 |
| Chester Ave, Euclid Ave, Saint George Ct, Hunter St, Benjamin St, Lerner St, Williamsburg Dr, Otis St, Patience Ct, Pocahontas Dr | $1,104 |
| Briarcliff Ave, Toledo Ave, Fountain Ave, Fuller St, Bruce Ln, Bowler Rd, Andover Dr, 15th Ave, Wharf Rd, Wickes Ct | $1,069 |
| Major Potter Rd, Burt St, Anscot Ct, Locust Ave, Nicolas Ln, Soule St, Worth St, Overbrook Ave, Garfield Ave, Ladderlook Rd | $1,080 |
| Samuel Gorton Ave, Spadina Ave, Lovell Ave, Tyler St, Center Ct, Mark Allen Dr, Fletcher St, Fieldview Dr, Bakers Creek Rd, Marple St | $1,067 |
| Tex Ct, Winston Ave, Channing St, Kent Ave, Fir Glade Dr, Silent Dr, Hiawatha St, College Hill Rd, Whitehall Dr, Amsterdam Ave | $1,081 |
| Polk Rd, Montgomery St, Willing Ave, Roosevelt St, Cushing Rd, Hartford Pl, Larkspur Rd, Ellsworth St, Metcalf St, Glendale Ave | $1,078 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Warwick | $161 to $164 |
| West Warwick | $161 |
| Barrington | $174 |
| Cranston | $163 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $4,800 |
| Yearly Warwick Homeowner Insurance Premium Example | $2,000 | $1,500 |
| Out of Pocket Expense During Claim | $1,800 | $4,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,800 | $15,300 |
| Net Savings to Warwick Home Owner from High Deductible Plan | $500 | |
| Scenario | Warwick, RI Home Replacement Value MORE than Home Value | Warwick, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $477,500 | $276,000 |
| Insurance Premium based on Replacement Value | $4,350 | $2,500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $118,500 | Risk Exposure from Under Insuring Coverage is $83,000 |
| Premium Impact | Insurance cheaper by $750/year | Insurance costlier by $1,100/year |
| Insurance Company | Amica Mutual Insurance Company | Allstate | GEICO Insurance |
| Monthly Premium | 303 | 124 | 108 |
| Year Built | 1976 | 1985 | 1945 |
| Home Details | 4 Beds, 1 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $400000-$500000 | $300000-$350000 | $150000-$175000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $500- $1000 Deductible |