Warren Insurance Rates:

Warren, MI homeowners insurance is about $621 to $841, about $51-$70/month. Our extensive research shows customers can save upto $292 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The customer service is very good, it helps me every time everywhere, 24 hours is online help me to deal with every problem.
State Farm
I had to hold for a lot of time when i called them. this was irritating, then i got disconnected and had to call back and hold again. that really frustrated me even though it was really no one's fault.
Allstate
My insurance company was open to comparing rates, and that they are always there if i have a question, comment, or any kind of concern about my home insurance.
Allstate
My local Allstate representative is easy to get in touch with and responds quickly to requests and questions. If I leave him a message, he usually gets back to me within a day.
Meemic Insurance
I like one of the office employees, but the other is incompetent. I almost wasn't able to close on my home because she kept forgetting to send me my signed documentation.
Auto Owners
I like the company because I can trust they will pay our claims. We have been with them for many years, and I am willing to pay slightly more premium to know I won't have too many issues when I need the insurance.
Foremost Insurance
quick to respond to a question or claim. Easy to pay online and in certain increments so you can split up your payments.
Nationwide
Customer service was helpful on the few occasions that I have had to interact with them. I really didn't like it when they wanted me to come in to discuss new coverage for my home. I would rather that they either call me to discuss it or email me. I don't like coming in to talk about it.
Allstate
I like that on the website, it's easy to navigate and find the number of customer service. I also like that I can pay for the website, which is great.
Allstate
Easy, fast...hell, take any positive adjective and it applies to our relationship. Most of my claims have been relatively minor.
Foremost Insurance Company
I like that I can reach out and talk to the agent when I need to. I like that she explained my policy to me and got back to me with any questions that I had.
State Farm
I don't know that I can do this. They are awesome.
Amica Mutual Insurance
The customer service is really great, and the annual premium is an acceptable and competitive rate.
Liberty Mutual
If and when I need to make a claim, I assume they will be ready to process it. However, maintaining the policy just for peace of mind is very expensive.
Motorists Mutual Insurance Company
compare the top homeowner's insurance companies in, if you are like most americans, there are few things more important than the well- being and financial security of your family.
State Farm
I would highly reccomend this company to anyone looking for an insurance company. In fact I have before and they are always shocked when I tell them how wonderful that State Farm.
American Strategic Insurance
The coverage is great and the price is very competitive. I am very satisfied so far with American Strategic Insurance.
Farmer's Insurance
I don't really have anything I dislike at this time. They send me updates for my bill and reminders to pay.
Synergy Insurance Group
It is a highly rated insurance company in my area. When I priced it had a competitive rate and I've had no problems with them.
State Farm
they are offering more coverage and that too specifically related to interiors of the home and medical help too. overall they are ok in terms of coverage when compared to others in the market.
Allstate
Even though my company is not what it used to be, I believe it is still one of the better ones available.
Foremost
They are very compensating and care about your individual needs. it is refreshing to have a company that really cares.

Warren, MI Homeowners Insurance By Home Value

Warren, MI Home Value Total Homes % of Total Average Warren, MI Homeowners Insurance
Less than $50,000 5,960 15.0% $182
$50,000 to $59,999 2,072 5.0% $380
$60,000 to $69,999 2,618 6.0% $475
$70,000 to $79,999 2,484 6.0% $548
$80,000 to $89,999 3,640 9.0% $621
$90,000 to $99,999 3,116 7.0% $694
$100,000 to $124,999 6,878 17.0% $804
$125,000 to $149,999 5,086 12.0% $1001
$150,000 to $174,999 4,829 12.0% $1184
$175,000 to $199,999 1,281 3.0% $1374
$200,000 to $249,999 848 2.0% $1652

Top Home Insurance Agents Near Warren, MI

Home Insurance Company Near Warren, MI Homeowners Insurance Agency Near Warren, MI Address
Allstate Jennifer Biewer 67411 S Main St, Richmond, MI, 48062
NA K. R. Howard Insurance Agency, Inc. 3229 Mcclure, Troy, MI, 48084
State Farm Brad Baynai 16121 Eureka Rd, Southgate, MI, 48195-2943
State Farm Carla A Gerhardt 5900 E Dunbar, Monroe, MI, 48161-3755
Travelers Ch2m Hill Employees 4 PARKLANE BLVD SUITE 414, DEARBORN, MI, 48126

Cost Of Homeowners Insurance By Street Near Warren, MI

Streets in Warren Area Homeowners Insurance Cost
Buster Dr, Sherman Ave, la Grande Plz, Tecla Dr, Girard Dr, Coventry Pl, Hawaii St, Forterra Dr, Charles Dr, Dodge Ave$738
Ehlert Ave, Dennis Ln, Lawson Ave, Paige Ave, Cunningham Dr, Rubin Rd, Waltz Ave, Trailwood Dr, Shelley Dr, Aspen Dr$710
Sylvan Dr, Menge Ave, Villa Pointe Dr, Mac St, Sankuer Dr, Blancke Dr, Raphael Ter, la Chene Ave, Matilda Ct, Riggs Ave$712
Walter Ave, Tefft Dr, Cloie Dr, Hartford Dr, Edna Dr, Derray, Easy St, Alger Ave, Kelly Dr, New Horizon Blvd$752
Jan Dr, Hettenberger Ave, Hillcrest Ave, Sutherland, Cadillac Ave, Green Ct, Timken Ave, Prairie Ln, Michael Ave, Underwood Dr$709
Brander Dr, Walter Ave, Lee St, Memphis Ave, Tecla Dr, Villa Ln, Hollingsworth Ave, Sunset Ave, Julius Ave, Matilda Ave$745
Albert J Dr, N Civic Center Dr, Cloverly Ct, Universal Dr N, Jade Ct, Constitution Blvd, Cosgrove Dr, Wasmund Ave, Zerita St, Garbor Dr$745
Desmond Dr, Norbert Ave, Joliet Ave, Arden Ave, Birch, Castle Ave, Bates Ct, Hanford Ct, Herbert Ave, Tecla Dr$723
Irene Ave, Wick Ave, 7th St, Concept Dr, Winfield Ave, Marian Ave, Dohran Dr, Orr Ave, Masch Ave, Sidonie Ave$740
Ohmer Dr, Rivard Ave, Sunburst Ave, Sylvan Ave, Concord Ave, Ready Ave, Caradonna St, Keller Dr, Dearden Dr, Jackson Ave$726

Warren, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Warren$109 to $111
Center Line$107
Madison Heights$109
Hazel Park$106

Warren, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Center Line city, Michigan $107 $143 $215
Madison Heights city, Michigan $109 $145 $218
Hazel Park city, Michigan $106 $141 $212

Warren, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Warren, MI4.9%13.6%
Center Line4.96%12.36%
Madison Heights4.98%12.98%
Hazel Park5.51%14.05%

Warren Renters Insurance as a Percentage of Rent

Warren Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 163 1.0% $357
$200 to $299 197 1.0% $807
$300 to $499 709 5.0% $1257
$500 to $749 4,371 33.0% $1932
$750 to $999 4,116 31.0% $2682
$1,000 to $1,499 2,792 21.0% $3807
$1,500 or more 528 4.0% $5457

Warren, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Warren Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,300$14,100
Net Savings to Warren Home Owner from High Deductible Plan $1,200

Warren, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Warren, MI Home Replacement Value MORE than Home Value Warren, MI Home Replacement Value LESS than Home Value
Replacement Value $75,500 $46,000
Insurance Premium based on Replacement Value $325 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $14,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Warren Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualState Farm
Monthly Premium 333048
Year Built 196119701987
Home Details 4 Beds, 2 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$100000-$125000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Warren, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 195,000 Metal Roof 2,620 5 $5000 to $10,000 Deductible 500 9 Wood siding No
1977 255,000 Slate Shingles Roof 4,000 5 $2500-$5000 Deductible 270 3 Brick siding yes
1963 140,000 Composition Roof 1,680 3 $500- $1000 Deductible 380 6 Wood siding No
1973 115,000 Slate Shingles Roof 2,040 5 $500 Deductible 100 2 Brick siding No
1963 215,000 Wood Shake Roof 2,630 5 $5000 to $10,000 Deductible 160 3 Stucco siding No
1974 125,000 Tile Roof 2,060 3 $2500-$5000 Deductible 250 7 Wood siding No
1980 150,000 Asphalt Shingles Roof 1,950 4 $1000-$2500 Deductible 110 3 Fiber-Cement Siding No
1969 70,000 Metal Roof 1,270 2 $2500-$5000 Deductible 180 6 Fiber-Cement Siding yes
1987 105,000 Metal Roof 1,770 2 $500- $1000 Deductible 400 10 Stucco siding yes
1974 85,000 Membrane Roof 1,410 2 $1000-$2500 Deductible 230 6 Stone Siding No
1982 95,000 Tile Roof 1,730 2 $500- $1000 Deductible 490 10 Vinyl siding yes
1966 150,000 Membrane Roof 2,640 4 $500 Deductible 540 7 Brick siding yes
1962 185,000 Tile Roof 2,210 3 $500- $1000 Deductible 160 2 Stucco siding No
1960 245,000 Tile Roof 3,890 5 $5000 to $10,000 Deductible 370 6 Wood siding yes
1975 140,000 Composition Roof 2,390 3 $500- $1000 Deductible 170 3 Brick siding yes
1970 150,000 Shingles Roof 2,650 4 $5000 to $10,000 Deductible 220 5 Wood siding yes
1975 140,000 Shingles Roof 2,460 5 $500 Deductible 780 12 Wood siding yes
1961 235,000 Slate Shingles Roof 3,500 5 $500- $1000 Deductible 760 8 Vinyl siding No
1970 125,000 Slate Shingles Roof 1,500 2 $500- $1000 Deductible 540 12 Vinyl siding No
1961 135,000 Shingles Roof 1,780 4 $500- $1000 Deductible 380 10 Stone Siding yes
1965 170,000 Tile Roof 2,030 3 $500- $1000 Deductible 130 2 Vinyl siding yes
1962 130,000 Asphalt Shingles Roof 1,800 2 $1000-$2500 Deductible 150 3 Wood siding No
1980 120,000 Shingles Roof 1,750 2 $2500-$5000 Deductible 160 4 Brick siding yes
1986 165,000 Asphalt Shingles Roof 2,140 3 $5000 to $10,000 Deductible 230 4 Brick siding No
1986 90,000 Asphalt Shingles Roof 1,100 2 $500 Deductible 190 6 Stone Siding yes
1968 330,000 Tile Roof 4,100 5 > $10,000 Deductible 560 9 Wood siding yes
1976 200,000 Composition Roof 2,870 4 $2500-$5000 Deductible 410 5 Wood siding yes
1975 170,000 Composition Roof 2,360 3 $1000-$2500 Deductible 500 10 Stucco siding No
1984 305,000 Composition Roof 4,090 5 > $10,000 Deductible 440 6 Stone Siding No
1979 105,000 Asphalt Shingles Roof 1,217 3 $1000-$2500 Deductible 50 1 Fiber-Cement Siding No