How Much Does Wapello County, IA Home Insurance Cost?
Wapello County, IA Average Homeowners Insurance Cost
$945.06
Homeowners Insurance Cost - Wapello County, IA
$81,000
Median Home Value - Wapello County, IA
Wapello County, IA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$11.34 | $933.72 |
| $1000 Deductible | -$100.37 | $844.69 |
| $1500 Deductible | -$149.89 | $795.17 |
| $2000 Deductible | -$223.22 | $721.84 |
| $2500 Deductible | -$266.51 | $678.55 |
Wapello County, IA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$208 | $737 |
| 30 year old | +$14 | $959 |
| 40 year old | +$25 | $970 |
| 50 year old | +$36 | $981 |
| Above 50 year old | +$45 | $990 |
Wapello County, IA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$123 | $822 |
| Superior | -$85 | $860 |
| Masonry | -$47 | $898 |
| Brick | -$47 | $898 |
| Hail Resistant Roof | -$28 | $917 |
Wapello County, IA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$19 | $964 |
| Swimming Pool With A Diving Board | +$38 | $983 |
| Swimming Pool With Slide | +$57 | $1,002 |
Wapello County, IA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $28 | $917 |
| Police Department | $9 | $936 |
Wapello County, IA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$396.9252 | $1,342 |
| Filing a Second Liability Claim | +$359.1228 | $1,304 |
| Filing a Second Theft Claim | +$359.1228 | $1,304 |
| Filing a Second Water Claim | +$311.8698 | $1,257 |
| Filing a Fire Claim | +$189.012 | $1,134 |
| Filing a Liability Claim | +$179.5614 | $1,125 |
| Filing a Theft Claim | +$179.5614 | $1,125 |
| Filing a Water Claim | +$151.2096 | $1,096 |
| Filing a Weather Claim | +$151.2096 | $1,096 |