Wamego Insurance Rates:

Wamego, KS homeowners insurance is nearly $862 to $1,180, about $71-$98/month. Our all inclusive guide reveals consumers can save as much as $408 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Wamego, KS Homeowners Insurance By Home Value

Wamego, KS Home Value Total Homes % of Total Average Wamego, KS Homeowners Insurance
Less than $50,000 89 6.0% $163
$50,000 to $59,999 29 2.0% $347
$60,000 to $69,999 35 2.0% $428
$70,000 to $79,999 21 1.0% $490
$80,000 to $89,999 54 4.0% $561
$100,000 to $124,999 159 11.0% $724
$125,000 to $149,999 234 17.0% $908
$150,000 to $174,999 252 18.0% $1072
$175,000 to $199,999 166 12.0% $1235
$200,000 to $249,999 136 10.0% $1490
$250,000 to $299,999 105 7.0% $1817
$300,000 to $399,999 50 3.0% $2317

Top Home Insurance Agents Near Wamego, KS

Home Insurance Company Near Wamego, KS Homeowners Insurance Agency Near Wamego, KS Address
NA Shaffer Insurance Agency, L.C. 107 W Santa Fe Ave, Burlingame, KS, 66413
Travelers Capitol Agency 700 S Kansas Ave Suite#501, Topeka, KS, 66603
Travelers Copeland Insurance Agency Inc 111 S BROADWAY, RILEY, KS, 66531
Travelers Coryell Insurors Inc 120 W 7TH ST, JUNCTION CITY, KS, 66441
State Farm Jim Garrison 6750 SW 29th St, Topeka, KS, 66614-5648

Cost Of Homeowners Insurance By Street Near Wamego, KS

Streets in Wamego Area Homeowners Insurance Cost
Military Trail Rd, Warren Cir, Parkview Dr, Pleasant View Rd, Elbo Ridge Dr, Apache Dr, Sand Creek Rd, N 5th St, Water Mill Rd, Ash St$1,036
Holiday Bowl Dr, Walker Rd, Brookes Ct, Stoneybrick Dr, E Lasley St, Lockett Ln, Crystal Horse Rd, Park Ave, Vine St, Salzer Rd$1,031
Hervey Ln, Howard Ln, Morningside Dr, Leisure Ln, Oregon Trail Rd, E Wind Ln, S 9th St, Lost Creek Rd, Spruce St, 10th St$1,028
America City Rd, Rodeo Dr, Fielding Rd, Curtis Cir, State Hwy 13, Shortt Rd, 16th St, Valley Rd, Mount Calvary Rd, Scotch Pine Cir$1,039
Bee Flight Cir, St Joseph St, Royal Cir, Julie Dr, Hartwich Rd, Excel Rd, Auburn Dr, Bryant Rd, Enoch Ln, Pebble Ln$1,037

Wamego, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wamego$152 to $154
Louisville$158
St. George$154
Wabaunsee$153

Wamego, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Louisville township, Pottawatomie County, Kansas $158 $210 $315
St. George township, Pottawatomie County, Kansas $155 $206 $309
Wabaunsee township, Wabaunsee County, Kansas $154 $205 $308

Wamego, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wamego, KS7.0%18.8%
Louisville6.16%18.57%
St. George6.48%25.34%
Wabaunsee5.69%20.41%

Wamego Renters Insurance as a Percentage of Rent

Wamego Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 57 9.0% $1235
$500 to $749 263 44.0% $1910
$750 to $999 176 29.0% $2660
$1,000 to $1,499 77 13.0% $3785
$1,500 or more 15 2.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Wamego For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Homesite Indemnity Company 1,013 1,445 1,752
100,000 Liberty Insurance Corp 1,216 1,271 1,284
200,000 Allstate Vehicle And Property Insurance Company 1,391 1,667 1,721
200,000 Travelers Property Casualty Insurance Company 1,752 2,918 3,781
300,000 Homesite Indemnity Company 2,438 3,547 4,333
300,000 Metropolitan Property & Casualty Insurance Company 3,148 4,731 5,832
300,000 Nationwide Affinity Insurance Company Of America 3,203 5,061 5,711
300,000 Usaa Casualty Insurance Company 2,852 3,055 3,055
300,000 Usaa General Indemnity Company 3,040 3,223 3,223
300,000 United Services Automobile Association 2,633 2,811 2,811

Wamego, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$5,400
Yearly Wamego Homeowner Insurance Premium Example $3,900$3,100
Out of Pocket Expense During Claim$1,400$5,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $28,700$27,100
Net Savings to Wamego Home Owner from High Deductible Plan $1,600

Wamego, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wamego, KS Home Replacement Value MORE than Home Value Wamego, KS Home Replacement Value LESS than Home Value
Replacement Value $200,500 $113,500
Insurance Premium based on Replacement Value $2,675 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $42,000 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $600/year Insurance costlier by $550/year

Example Wamego Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmTravelersNationwide Insurance
Monthly Premium 170301201
Year Built 196020061944
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$250000-$300000$250000-$300000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Wamego, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 130,000 Tile Roof 1,230 3 $500 Deductible 1590 10 Vinyl siding No
1941 175,000 Shingles Roof 1,790 4 $500 Deductible 1430 5 Wood siding No
2013 145,000 Tile Roof 1,860 4 $1000-$2500 Deductible 110 1 Stucco siding No
2013 135,000 Asphalt Shingles Roof 1,570 5 $2500-$5000 Deductible 1260 12 Fiber-Cement Siding yes
2000 250,000 Metal Roof 3,220 4 $5000 to $10,000 Deductible 1130 6 Vinyl siding No
2010 340,000 Slate Shingles Roof 4,330 5 $2500-$5000 Deductible 2980 7 Stone Siding No
1988 345,000 Slate Shingles Roof 3,730 5 $5000 to $10,000 Deductible 940 4 Vinyl siding yes
1986 155,000 Asphalt Shingles Roof 2,040 5 $500 Deductible 1420 8 Stone Siding No
2008 155,000 Shingles Roof 1,980 4 $500- $1000 Deductible 510 4 Vinyl siding yes
2014 415,000 Shingles Roof 4,250 5 $5000 to $10,000 Deductible 1920 7 Stone Siding No
2005 260,000 Membrane Roof 3,140 5 $500- $1000 Deductible 1430 7 Wood siding yes
1982 160,000 Asphalt Shingles Roof 1,590 3 $2500-$5000 Deductible 240 2 Brick siding No
1941 190,000 Slate Shingles Roof 1,830 3 $2500-$5000 Deductible 760 6 Stucco siding No
2014 350,000 Metal Roof 4,330 5 $2500-$5000 Deductible 290 1 Fiber-Cement Siding yes
1961 225,000 Metal Roof 2,570 5 $500- $1000 Deductible 1660 7 Stucco siding yes
2000 320,000 Membrane Roof 3,030 5 $1000-$2500 Deductible 1120 4 Stone Siding yes
1943 470,000 Metal Roof 4,830 5 $2500-$5000 Deductible 5620 12 Stone Siding yes
1947 210,000 Metal Roof 2,090 3 $5000 to $10,000 Deductible 2230 12 Wood siding No
2002 445,000 Metal Roof 4,100 5 $5000 to $10,000 Deductible 3840 12 Vinyl siding yes
2002 100,000 Tile Roof 1,260 3 $500 Deductible 400 4 Wood siding No
1943 115,000 Metal Roof 1,340 3 $500 Deductible 410 3 Wood siding No
1948 155,000 Slate Shingles Roof 1,830 4 $500 Deductible 1170 8 Brick siding yes
1960 345,000 Composition Roof 3,380 4 $500 Deductible 1280 3 Vinyl siding No
1944 175,000 Slate Shingles Roof 2,200 4 $500- $1000 Deductible 560 4 Brick siding yes
1944 270,000 Asphalt Shingles Roof 3,230 4 $500 Deductible 3020 12 Stucco siding yes
1967 185,000 Metal Roof 2,460 5 $500- $1000 Deductible 2920 12 Brick siding No
1946 175,000 Metal Roof 1,810 5 $500 Deductible 1980 9 Vinyl siding yes
1964 220,000 Slate Shingles Roof 2,270 4 $5000 to $10,000 Deductible 760 4 Stucco siding No
2005 165,000 Tile Roof 1,810 3 $500 Deductible 1380 8 Stucco siding No
2002 190,000 Wood Shake Roof 2,000 3 $500- $1000 Deductible 1090 6 Vinyl siding yes
1944 235,000 Slate Shingles Roof 2,310 4 $5000 to $10,000 Deductible 140 1 Brick siding No
2013 120,000 Membrane Roof 1,560 3 $500- $1000 Deductible 1120 9 Fiber-Cement Siding No
1984 300,000 Shingles Roof 3,250 4 $2500-$5000 Deductible 610 2 Vinyl siding yes
2005 165,000 Slate Shingles Roof 2,130 4 $1000-$2500 Deductible 1090 6 Stucco siding yes