Walton Insurance Rates:

Walton, NY homeowners insurance is roughly $499 to $680, about $41-$56/month. Our in depth guide shows customers can save upto $236 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Walton, NY Homeowners Insurance By Home Value

Walton, NY Home Value Total Homes % of Total Average Walton, NY Homeowners Insurance
Less than $50,000 314 18.0% $129
$50,000 to $59,999 140 8.0% $271
$80,000 to $89,999 162 9.0% $442
$90,000 to $99,999 84 4.0% $495
$100,000 to $124,999 274 16.0% $572
$125,000 to $149,999 190 11.0% $713
$150,000 to $174,999 204 12.0% $843
$175,000 to $199,999 70 4.0% $973
$200,000 to $249,999 142 8.0% $1174
$250,000 to $299,999 85 5.0% $1433

Top Home Insurance Agents Near Walton, NY

Home Insurance Company Near Walton, NY Homeowners Insurance Agency Near Walton, NY Address
NA Brian J Stout Ins Agency Inc Dba Empire Insurance Agency 380 State Street Susquehanna, Oakland, PA, 18847
Travelers Gates Cole Associates Inc-Cherry Valley 10 Main Street , Cherry Valley, NY, 13320
Travelers Haylor Freyer & Coon Inc 585 Main St # 1, JOHNSON CITY, NY, 13790
Travelers Hughson & Benson Associates 326 MAIN ST, ONEONTA, NY, 13820
State Farm Jim Rollo 3130 Watson Blvd, Endwell, NY, 13760-3532

Cost Of Homeowners Insurance By Street Near Walton, NY

Streets in Walton Area Homeowners Insurance Cost
South St, Scott Rd, Cherry St, Palmer Hill Rd, Smith Rd, Gardner Rd, D'Agostino Rd, Garden St, Kelley Ln, Co Rd 22$591
Ballard Dr, Co Rd 23, Mohawk Trl, Sewell Rd, Tennant Rd, Corey Ln, Harby St, Left Pines Brook Rd, Dagostino Rd, McCall Hill Rd$587
Bill Finch Rd, Beebe Rd, Stockton Ave, Bruce St, Marvin Ave, Rte 10, Feak Hollow Rd, Platt St, Dunk Hill Spur Rd, Gardiner Ln$591
Brook St, Houck Mountain Rd, Woodlawn Rd, Upper East Brook Rd, Schofield Rd, Kelly Ave, Marvin Hollow Rd, Valley View Rd, Bailey Rd, Lower Third Brook Rd$590
New St, Budine Rd, St John St, Scofield Rd, Fish Hollow Rd, Seneca Trail Rd, Country Meadow Dr, Delaware St, Union St, Wall St$588

Walton, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Walton$88 to $90
Hamden$89
Delaware County$88
Sidney$87

Walton, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hamden town, Delaware County, New York $89 $119 $179
Delaware County, New York $89 $118 $177
Tompkins town, Delaware County, New York $89 $118 $177

Walton, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Walton, NY4.7%11.4%
Hamden4.46%9.85%
Delaware County4.44%10.74%
Tompkins5.68%15.97%

Walton Renters Insurance as a Percentage of Rent

Walton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 41 4.0% $348
$200 to $299 126 13.0% $798
$300 to $499 239 26.0% $1248
$500 to $749 411 45.0% $1923
$750 to $999 81 8.0% $2673
$1,000 to $1,499 15 1.0% $3798

Walton, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Walton Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $11,900$10,700
Net Savings to Walton Home Owner from High Deductible Plan $1,200

Walton, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Walton, NY Home Replacement Value MORE than Home Value Walton, NY Home Replacement Value LESS than Home Value
Replacement Value $129,000 $97,000
Insurance Premium based on Replacement Value $1,200 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Walton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 1088860
Year Built 199819491989
Home Details 3 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$75000-$100000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Walton, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 80,000 Asphalt Shingles Roof 950 2 $500 Deductible 500 8 Wood siding No
1980 355,000 Metal Roof 3,910 5 $1000-$2500 Deductible 2230 7 Brick siding No
1942 130,000 Shingles Roof 1,790 3 $1000-$2500 Deductible 630 8 Stone Siding No
1985 145,000 Wood Shake Roof 1,760 4 $2500-$5000 Deductible 870 9 Stucco siding yes
1982 340,000 Slate Shingles Roof 4,720 5 $500- $1000 Deductible 1020 5 Stone Siding No
1946 90,000 Composition Roof 1,470 3 $500 Deductible 80 1 Wood siding yes
1983 90,000 Composition Roof 1,230 2 $1000-$2500 Deductible 110 2 Vinyl siding No
1980 115,000 Tile Roof 1,720 3 $1000-$2500 Deductible 410 4 Wood siding No
1989 85,000 Composition Roof 920 2 $1000-$2500 Deductible 450 6 Wood siding yes
1944 135,000 Composition Roof 1,700 3 $2500-$5000 Deductible 360 4 Stone Siding No
1949 350,000 Tile Roof 4,740 5 $2500-$5000 Deductible 1050 6 Stone Siding yes
1941 155,000 Shingles Roof 2,150 3 $500 Deductible 1080 8 Vinyl siding No
1980 120,000 Tile Roof 1,670 2 $500- $1000 Deductible 1330 12 Fiber-Cement Siding No
1940 200,000 Composition Roof 2,820 4 $500- $1000 Deductible 560 4 Brick siding yes
1983 130,000 Asphalt Shingles Roof 1,490 3 $1000-$2500 Deductible 500 7 Fiber-Cement Siding No
1990 245,000 Membrane Roof 3,860 5 $500- $1000 Deductible 690 4 Brick siding yes
1988 295,000 Shingles Roof 3,400 4 > $10,000 Deductible 930 9 Brick siding No
1941 325,000 Tile Roof 3,930 5 $2500-$5000 Deductible 910 6 Brick siding No
1940 190,000 Slate Shingles Roof 2,190 5 $5000 to $10,000 Deductible 750 10 Stucco siding No
1989 225,000 Membrane Roof 2,500 4 $1000-$2500 Deductible 1310 9 Stone Siding yes
1946 150,000 Wood Shake Roof 1,920 5 $500 Deductible 1390 12 Brick siding yes
1996 105,000 Wood Shake Roof 1,260 3 $500- $1000 Deductible 600 9 Brick siding yes
1941 195,000 Slate Shingles Roof 2,680 4 $2500-$5000 Deductible 500 5 Wood siding yes
1941 240,000 Slate Shingles Roof 2,940 4 $2500-$5000 Deductible 1600 10 Vinyl siding yes
1987 270,000 Metal Roof 3,160 5 $500- $1000 Deductible 1770 7 Vinyl siding No
1990 145,000 Tile Roof 1,730 3 $500 Deductible 900 8 Brick siding No
1996 85,000 Shingles Roof 1,000 2 $2500-$5000 Deductible 630 10 Stone Siding yes
1947 240,000 Asphalt Shingles Roof 3,350 4 $2500-$5000 Deductible 410 3 Brick siding yes
1986 215,000 Composition Roof 2,650 4 $5000 to $10,000 Deductible 580 5 Vinyl siding yes
1984 135,000 Asphalt Shingles Roof 2,020 3 $500 Deductible 490 4 Stone Siding yes
1997 115,000 Asphalt Shingles Roof 1,720 3 $500 Deductible 560 5 Stucco siding No
1948 285,000 Composition Roof 3,210 4 $500- $1000 Deductible 1830 8 Fiber-Cement Siding No