Walton County Insurance Rates:

Walton County, FL homeowners insurance is nearly $990 to $1,349, about $82-$112/month. Our thorough guide reveals consumers can save as much as $468 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I've stuck with nationwide as i have a bundle deal with them, but i will leave in the future as prices continue to rise.
State Farm
State farm has always been a very responsive, well priced insurance carrier for my home. during the hurricane's that we're so used to in south florida, they are always very communicative before and after the storm
Olympus Insurance
They have a very good online presence and they make it easy to file a claim on their site.
Usaa
The customer service is by far the best of any company of any product around. They are always willing to go an extra step to help the customer.
Security First Home Insurance
I set the insurance upon ACH and needed to change the bank account. I was unable to do so online. I was also unable to make a payment in advance in order to use my new bank account. I ended up sitting on hold for 10 minutes waiting to talk to a representative on the phone.
State Farm
I can expect a text or email or phone call from my agent, sometimes he will even meet me in person to discuss things/concerns with me. We keep the communication very clear between us.
Esurance
I think it could be a little cheaper. Out of all the company's, they did offer us the cheapest policy. I do think what we are paying overall is very high. I am sure if I called them to move numbers around I could get a better price.
Centauri Insurance
I think the price and coverage are good. They were easy to work with, and since it's through my mortgage payment, I never have to worry about sending in payments.

Walton County, FL Homeowners Insurance By Home Value

Walton County, FL Home Value Total Homes % of Total Average Walton County, FL Homeowners Insurance
Less than $50,000 2,249 16.0% $175
$50,000 to $59,999 520 3.0% $362
$60,000 to $69,999 756 5.0% $456
$70,000 to $79,999 378 2.0% $526
$80,000 to $89,999 603 4.0% $596
$90,000 to $99,999 361 2.0% $666
$100,000 to $124,999 1,212 8.0% $772
$125,000 to $149,999 1,321 9.0% $971
$150,000 to $174,999 1,333 9.0% $1146
$175,000 to $199,999 762 5.0% $1333
$200,000 to $249,999 1,443 10.0% $1602
$250,000 to $299,999 1,268 9.0% $1953
$300,000 to $399,999 1,422 10.0% $2492

Top Home Insurance Agents Near Walton County, FL

Home Insurance Company Near Walton County, FL Homeowners Insurance Agency Near Walton County, FL Address
State Farm Jim Liufau 36008 Emerald Coast Pkwy, Destin, FL, 32541-5732
Allstate Obar Ins Agcy 5390 Cliff St, Graceville, FL, 32440
Travelers Powell Agency Inc 110 N PARTIN DR, NICEVILLE, FL, 32578
NA Don Hood Insurance Agency 1031 B West 23Rd St Panama City, Panama City, FL, 32405
NA The Johnson Agency 1265 Hwy 331 South , Defuniak Springs, FL, 32435

Cost Of Homeowners Insurance By Street Near Walton County, FL

Streets in Walton County Area Homeowners Insurance Cost
Village Blvd, Nimrod Cir, St Nicholas Ct, Hackberry Way, Leonia Hwy, Quincy Cir, Dunes Estate Blvd, Deer Lake Beach Dr, Adams Creek Rd, Abbey Rd$1,205
Kingfisher Dr, Hare Ln, Flounder St, Pampas Grass Blvd, Mitchem Rd, Seven Oaks Rd, Pinelog St, Seawinds Ct, Hurricane Dr, Institution Rd$1,243
Linkside Pl E, Lisa Ln, Andy Dr, Willow Run, Pitts Bayshore Dr, Byrd Rd, Ellis Rd, Mar A Lago Blvd, Donna Anne Dr, Old Jolly Bay Rd$1,164
N 10th St, Anice Ln, Don Grafe Rd, Old Winston Cir, Co Hwy 280A, Canal Dr, Surfer Ln, Sunset Ridge Ln, Surf Song Ln, Shorey Dr$1,226
Hales Ln, Jackson St, Cottage Hill Dr, S Sand Palm Rd, Sharlene Ln, Post Office Cir, Thompson Rd, Los Angeles St, Ben King Rd, Girl Scout Rd$1,136
Co Rd 280 E, Johnstown Ln, Simmons Rd, Bishop-Tolbert Rd, 11th St, Lee Rd, Hope St, 6th St, Panda Dr, Hurley Dr$1,141
Sycamore Rd, Coast Bridge Ln, Rainbow Dr, Deshazo Rd, Blue Pond Ln, Montclair Ave, John Henry Cassidy Rd, N Geronimo St, Silk Bay, W Palm Bch Ct$1,224
Holly Ln, Brittany Ct, Midnight Dr, Lyonia Ln, Sea Oates Rd, McKee Rd, S 17th St, Eight Mile Cemetery Rd, Wilkerson Rd, Whitesands Dr$1,152
Stinson Dr, Town Hall Rd, Woodland Bayou Dr, Nellie Dr, Hibiscus Ave, Lakewood Dr W, 3rd St, County Line Rd, Lakewood Dr, Mattie Burch Rd$1,247
Placid Lake Dr, San Jose Dr, Smollian Cir, S Co Hwy 393, Ruckel Dr, S Trey Rd, Popcorn Ave, Sandalwood Ln, Jo Miller Rd, Laure Ln$1,242

Walton County, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Walton County$174 to $176
DeFuniak Springs$171
Freeport$175
Ponce de Leon$167

Walton County, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
DeFuniak Springs CCD, Walton County, Florida $171 $228 $342
Redbay CCD, Walton County, Florida $171 $228 $342
Freeport CCD, Walton County, Florida $175 $233 $350

Walton County, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Walton County, FL7.5%27.2%
DeFuniak Springs9.66%27.54%
Redbay9.64%34.93%
Freeport7.94%29.25%

Walton County Renters Insurance as a Percentage of Rent

Walton County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 136 2.0% $787
$300 to $499 450 8.0% $1237
$500 to $749 1,052 18.0% $1912
$750 to $999 1,315 23.0% $2662
$1,000 to $1,499 1,377 24.0% $3787
$1,500 or more 1,213 21.0% $5437

Average Cost Of Home Insurance By Company In Areas Nearby Walton County For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $2,329
150,000 27 NO Asi Preferred Insurance $2,767
150,000 27 NO Auto Club Insurance $3,329
150,000 27 NO Federated National Insurance $2,702
150,000 27 NO First Protective Insurance $2,115
150,000 27 NO Safeway Property Insurance $3,020
150,000 27 NO Universal Property & Casualty Insurance $2,540
150,000 27 YES Castle Key Indemnity Company Insurance $1,526
150,000 27 YES First Protective Insurance $1,199
150,000 27 YES Florida Family Insurance $1,615
150,000 27 YES Liberty Mutual Fire Insurance $2,552
150,000 27 YES Southern Fidelity Insurance $1,607
150,000 27 YES Southern Oak Insurance $1,968
150,000 27 YES St. Johns Insurance $1,536
150,000 27 YES United Property & Casualty Insurance $964
300,000 12 NA Asi Preferred Insurance $2,083
300,000 12 NA Citizens Property Insurance $2,674
300,000 12 NA St. Johns Insurance $2,665
300,000 12 NA State Farm Florida Insurance $2,883
300,000 12 NA United Property & Casualty Insurance $2,187