Waltham, MA homeowners insurance is approximately $913 to $1,238, about $76-$103/month. Our extensive analysis reveals consumers can save as much as $430 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Waltham, MA | Homeowners Insurance Agency Near Waltham, MA | Address |
|---|---|---|
| Travelers | Bearce Ins Agency Inc | 670 PLEASANT ST, BROCKTON, MA, 2301 |
| Allstate | Gerardi Insurance Service Inc | 16 Pomfret St, Putnam, CT, 6260 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Belmont CDP, Massachusetts | $172 | $229 | $344 |
| Watertown Town city, Massachusetts | $162 | $216 | $324 |
| Weston town, Middlesex County, Massachusetts | $189 | $252 | $378 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Waltham, MA | 3.9% | 12.2% |
| Belmont | 3.02% | 9.55% |
| Watertown Town | 3.76% | 11.05% |
| Weston | 2.63% | 10.52% |
| Waltham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 200 | 1.0% | $789 |
| $300 to $499 | 700 | 5.0% | $1239 |
| $500 to $749 | 572 | 4.0% | $1914 |
| $750 to $999 | 1,390 | 11.0% | $2664 |
| $1,000 to $1,499 | 4,157 | 35.0% | $3789 |
| $1,500 or more | 4,611 | 39.0% | $5439 |
| Streets in Waltham Area | Homeowners Insurance Cost |
|---|---|
| Hardy Pond Rd, Galen St, Candace Ave, Ridge Ln, Gilman Rd, Boland St, Hobbs Brook Rd, Marguerite Ave, Brennan Ave, Old South St | $1,090 |
| Nathan Rd, Fremont Ter, Beaver Brook Rd, Craven Cir, Woodchester Rd, Partridge Cir, Piedmont Ave, Sanders Ln, Robert Treat Paine Dr, Fairfax Rd | $1,082 |
| Amherst Ave, Milo St, Stow St, Roseanna Park Dr, Angleside Rd, Mokema Ave, County Sanatorium, Dobbins St, Barnes St, Weston St | $1,069 |
| Hollace St, Lowell Pl, Hovey Rd, Lord St, Wimbledon Cir, Bartlett Way, Prospect Hill Rd, Edge Hill Rd, Prentice St, Hickory Dr | $1,071 |
| Humboldt St, Middlesex Cir, Brigham Rd, Gibbs Ct, Cedar Hill Ln, Shakespeare Rd, McKenn St, Randall St, Massasoit St, Banford Way | $1,091 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Waltham | $160 to $163 |
| Belmont | $172 |
| Watertown Town | $162 |
| Weston | $189 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $2,900 |
| Yearly Waltham Homeowner Insurance Premium Example | $2,200 | $1,700 |
| Out of Pocket Expense During Claim | $1,900 | $2,900 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $10,700 | $9,700 |
| Net Savings to Waltham Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Waltham, MA Home Replacement Value MORE than Home Value | Waltham, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $560,000 | $330,000 |
| Insurance Premium based on Replacement Value | $4,300 | $2,550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $104,000 | Risk Exposure from Under Insuring Coverage is $126,000 |
| Premium Impact | Insurance cheaper by $950/year | Insurance costlier by $800/year |
| Insurance Company | Allstate | Chubb Group of Insurance | State Farm |
| Monthly Premium | 290 | 160 | 180 |
| Year Built | 1969 | 1977 | 1943 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | $350000-$400000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |