Waltham, MA homeowners insurance is approximately $913 to $1,238, about $76-$103/month. Our extensive analysis reveals consumers can save as much as $430 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Waltham, MA Home Value | Total Homes | % of Total | Average Waltham, MA Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 125 | 2.0% | $64 |
$50,000 to $59,999 | 57 | 1.0% | $129 |
$100,000 to $124,999 | 76 | 1.0% | $279 |
$150,000 to $174,999 | 117 | 2.0% | $419 |
$175,000 to $199,999 | 136 | 2.0% | $483 |
$200,000 to $249,999 | 434 | 8.0% | $591 |
$250,000 to $299,999 | 622 | 11.0% | $720 |
$300,000 to $399,999 | 3,788 | 69.0% | $913 |
Home Insurance Company Near Waltham, MA | Homeowners Insurance Agency Near Waltham, MA | Address |
---|---|---|
NA | D Francis Murphy Insurance Agency | 50 Main Street, Hudson, MA, 1749 |
NA | Ian Insurance Agency Inc. | 255 Park Ave Ste 1000, Worcester, MA, 1609 |
NA | Robert E Austin Insurance Agency | 454 Washington St, Norwell, MA, 2061 |
Travelers | Bearce Ins Agency Inc | 670 PLEASANT ST, BROCKTON, MA, 2301 |
Allstate | Gerardi Insurance Service Inc | 16 Pomfret St, Putnam, CT, 6260 |
Streets in Waltham Area | Homeowners Insurance Cost |
---|---|
Hardy Pond Rd, Galen St, Candace Ave, Ridge Ln, Gilman Rd, Boland St, Hobbs Brook Rd, Marguerite Ave, Brennan Ave, Old South St | $1,090 |
Nathan Rd, Fremont Ter, Beaver Brook Rd, Craven Cir, Woodchester Rd, Partridge Cir, Piedmont Ave, Sanders Ln, Robert Treat Paine Dr, Fairfax Rd | $1,082 |
Amherst Ave, Milo St, Stow St, Roseanna Park Dr, Angleside Rd, Mokema Ave, County Sanatorium, Dobbins St, Barnes St, Weston St | $1,069 |
Hollace St, Lowell Pl, Hovey Rd, Lord St, Wimbledon Cir, Bartlett Way, Prospect Hill Rd, Edge Hill Rd, Prentice St, Hickory Dr | $1,071 |
Humboldt St, Middlesex Cir, Brigham Rd, Gibbs Ct, Cedar Hill Ln, Shakespeare Rd, McKenn St, Randall St, Massasoit St, Banford Way | $1,091 |
Place | Savings For Senior Occupied Homes |
---|---|
Waltham | $160 to $163 |
Belmont | $172 |
Watertown Town | $162 |
Weston | $189 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Belmont CDP, Massachusetts | $172 | $229 | $344 |
Watertown Town city, Massachusetts | $162 | $216 | $324 |
Weston town, Middlesex County, Massachusetts | $189 | $252 | $378 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Waltham, MA | 3.9% | 12.2% |
Belmont | 3.02% | 9.55% |
Watertown Town | 3.76% | 11.05% |
Weston | 2.63% | 10.52% |
Waltham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 200 | 1.0% | $789 |
$300 to $499 | 700 | 5.0% | $1239 |
$500 to $749 | 572 | 4.0% | $1914 |
$750 to $999 | 1,390 | 11.0% | $2664 |
$1,000 to $1,499 | 4,157 | 35.0% | $3789 |
$1,500 or more | 4,611 | 39.0% | $5439 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,900 | $2,900 |
Yearly Waltham Homeowner Insurance Premium Example | $2,200 | $1,700 |
Out of Pocket Expense During Claim | $1,900 | $2,900 |
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $10,700 | $9,700 |
Net Savings to Waltham Home Owner from High Deductible Plan | $1,000 |
Scenario | Waltham, MA Home Replacement Value MORE than Home Value | Waltham, MA Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $560,000 | $330,000 |
Insurance Premium based on Replacement Value | $4,300 | $2,550 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $104,000 | Risk Exposure from Under Insuring Coverage is $126,000 |
Premium Impact | Insurance cheaper by $950/year | Insurance costlier by $800/year |
Insurance Company | Allstate | Chubb Group of Insurance | State Farm |
Monthly Premium | 290 | 160 | 180 |
Year Built | 1969 | 1977 | 1943 |
Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 3 Baths |
Coverage Amount | $350000-$400000 | $400000-$500000 | $350000-$400000 |
Deductible | $500 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1973 | 465,000 | Shingles Roof | 2,060 | 4 | > $10,000 Deductible | 120 | 1 | Fiber-Cement Siding | yes |
1948 | 280,000 | Membrane Roof | 1,540 | 2 | $500- $1000 Deductible | 630 | 3 | Stucco siding | yes |
1960 | 490,000 | Shingles Roof | 2,220 | 4 | $500- $1000 Deductible | 320 | 1 | Wood siding | yes |
1943 | 590,000 | Slate Shingles Roof | 2,510 | 4 | > $10,000 Deductible | 2070 | 7 | Wood siding | No |
1974 | 295,000 | Asphalt Shingles Roof | 1,290 | 3 | $2500-$5000 Deductible | 490 | 4 | Stucco siding | No |
1940 | 245,000 | Membrane Roof | 1,050 | 2 | $1000-$2500 Deductible | 1220 | 10 | Stucco siding | yes |
1962 | 385,000 | Metal Roof | 1,770 | 4 | $1000-$2500 Deductible | 1580 | 6 | Brick siding | yes |
1961 | 455,000 | Slate Shingles Roof | 2,290 | 3 | $2500-$5000 Deductible | 430 | 2 | Stucco siding | No |
1949 | 340,000 | Tile Roof | 1,640 | 2 | $2500-$5000 Deductible | 700 | 4 | Vinyl siding | yes |
1963 | 565,000 | Metal Roof | 2,480 | 4 | $500 Deductible | 3000 | 10 | Wood siding | No |
1963 | 225,000 | Slate Shingles Roof | 970 | 2 | $500 Deductible | 360 | 2 | Stucco siding | No |
1948 | 270,000 | Tile Roof | 1,300 | 2 | $5000 to $10,000 Deductible | 950 | 7 | Fiber-Cement Siding | yes |
1970 | 250,000 | Metal Roof | 1,510 | 2 | $5000 to $10,000 Deductible | 310 | 3 | Wood siding | No |
1948 | 560,000 | Slate Shingles Roof | 2,480 | 4 | $500 Deductible | 4280 | 12 | Fiber-Cement Siding | yes |
1942 | 580,000 | Metal Roof | 3,270 | 4 | > $10,000 Deductible | 640 | 3 | Stone Siding | No |
1944 | 270,000 | Composition Roof | 1,330 | 2 | > $10,000 Deductible | 210 | 2 | Stucco siding | yes |
1971 | 630,000 | Membrane Roof | 3,120 | 4 | $500 Deductible | 1310 | 3 | Vinyl siding | yes |
1967 | 685,000 | Tile Roof | 2,980 | 4 | $2500-$5000 Deductible | 1120 | 4 | Brick siding | yes |
1964 | 255,000 | Slate Shingles Roof | 1,530 | 3 | $1000-$2500 Deductible | 940 | 8 | Brick siding | yes |
1977 | 380,000 | Composition Roof | 1,670 | 2 | $2500-$5000 Deductible | 250 | 1 | Brick siding | No |
1975 | 315,000 | Metal Roof | 1,470 | 3 | $2500-$5000 Deductible | 1690 | 10 | Fiber-Cement Siding | yes |
1970 | 450,000 | Wood Shake Roof | 1,990 | 4 | $500- $1000 Deductible | 450 | 2 | Fiber-Cement Siding | No |
1965 | 295,000 | Shingles Roof | 1,730 | 2 | $500- $1000 Deductible | 530 | 3 | Brick siding | No |
1946 | 410,000 | Metal Roof | 1,760 | 3 | $1000-$2500 Deductible | 3710 | 12 | Vinyl siding | No |
1944 | 255,000 | Tile Roof | 1,430 | 2 | $1000-$2500 Deductible | 1450 | 8 | Brick siding | yes |
1976 | 250,000 | Asphalt Shingles Roof | 1,360 | 3 | $500 Deductible | 410 | 3 | Brick siding | No |
1972 | 560,000 | Composition Roof | 2,490 | 4 | $500- $1000 Deductible | 1200 | 3 | Vinyl siding | yes |
1943 | 410,000 | Wood Shake Roof | 2,220 | 3 | > $10,000 Deductible | 1370 | 9 | Stone Siding | yes |
1965 | 415,000 | Composition Roof | 1,930 | 4 | $500 Deductible | 1290 | 5 | Fiber-Cement Siding | No |
1979 | 460,000 | Slate Shingles Roof | 2,610 | 4 | > $10,000 Deductible | 1060 | 7 | Stone Siding | yes |
1962 | 490,000 | Composition Roof | 2,330 | 3 | > $10,000 Deductible | 180 | 1 | Wood siding | No |
1947 | 485,000 | Shingles Roof | 2,150 | 3 | $5000 to $10,000 Deductible | 490 | 2 | Brick siding | yes |
1974 | 335,000 | Wood Shake Roof | 1,730 | 3 | $1000-$2500 Deductible | 300 | 2 | Fiber-Cement Siding | No |