Walnut Insurance Rates:

Walnut, IA homeowners insurance is about $594 to $806, about $49-$67/month. Our complete analysis reveals consumers can save as much as $280 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
They are consistent and easy to work with. they respond quickly when we have questions about our policy or when we need to update information
Allstate
They were late in processing a payment made by our mortgage company and tried to say we were late. they did manage to resolve the issue, though.
Nationwide
The insurance provides cheap rates that work well with you and your finance. they provided me with great rates and adjusted to my income rather than a set payment.
Allstate
I wish my premium was a bit lower, but you get what you pay for. As I mentioned I don't mind paying a bit more for better business values and customer service.
Progressive
I'm sure I can go with another company but its ok
State Farm
The only downside there is with State Farm is the price they quote you. It is easily 10-15% more than lot more insurance companies.
Allstate
The site is very easy to navigate and to use. I sometimes feel as though it could be a little bit easier to understand if things weren't quite as jumbled and if they were more specific as to what each tab means, but overall, I'm very happy with it. I usually have very little or no trouble navigating my way around it when I need to.
Allstate
I LIKE THAT I CAN PAY MY PREMIUMS ONLINE. I ALSO LIKE THE FACT THAT I CAN AVAIL MYSELF WITH MY POLICY ONLINE. I HAVE TROUBLE WITH MY VISION SOMETIMES AND WHEN I LOOK AT THE POLICY ONLINE I CAN MAGNIFY IT. WHEN YOU LOOK AT A HARD COPY OF A POLICY THE PRINTING IS SO SMALL THAT HARDLY ANYONE CAN READ IT.

Walnut, IA Homeowners Insurance By Home Value

Walnut, IA Home Value Total Homes % of Total Average Walnut, IA Homeowners Insurance
Less than $50,000 431 2.0% $91
$80,000 to $89,999 231 1.0% $315
$90,000 to $99,999 581 3.0% $350
$100,000 to $124,999 1,245 7.0% $406
$125,000 to $149,999 1,632 9.0% $511
$150,000 to $174,999 3,249 19.0% $602
$175,000 to $199,999 2,590 15.0% $693
$200,000 to $249,999 3,399 20.0% $840
$250,000 to $299,999 1,561 9.0% $1022
$300,000 to $399,999 1,352 8.0% $1302

Top Home Insurance Agents Near Walnut, IA

Home Insurance Company Near Walnut, IA Homeowners Insurance Agency Near Walnut, IA Address
Travelers Keith Israel And Sons Insurance Agency 2525 N ANKENY BLVD #115, ANKENY, IA, 50023
Travelers Mauro Insurance Agency Ltd 4314 SW 9TH ST, DES MOINES, IA, 50315
Liberty Mutual Independent Reynolds & Reynolds Inc 300 WALNUT ST STE 200, DES MOINES, IA, 50309
Farmers Scott Kosanke 123 6th St, Ames, IA, 50010
NA Eckhardt Enterprises 127 W Main St State Center, State Center, IA, 50247

Cost Of Homeowners Insurance By Street Near Walnut, IA

Streets in Walnut Area Homeowners Insurance Cost
Jordan Dr, NW 138th St, Wilden Dr, NW 13th St, Gateway Dr, Bradway Pl, Scenic Vista Dr, Meadow Brook Dr, S 52nd St, Westbrook Dr$704
Colonial Cir, Plum Thicket Ln, Waterbury Cir, 80th St, Northview Dr, Dovetail Rd, Woodland Rd, NW 108th Ct, S 22nd St, NW 104th Ct$742
Gallery Ct, S 50th Ct, N Prairie Creek Dr, Timberwood Ct, Lakeland Dr, Oak Creek Pl, Walnut Ridge Cir, Waterbury Rd, 77th St, Ricardo Rd$707
34th Ct, NW 109th Ct, Dellwood Dr, Glenstone Dr, Madison, Bradford Pl, NW 120th St, S Crescent Way, Tanglewood Dr, Oliver Smith Dr$709
Quail Ct, Aspen Dr, Juan Calle St, S 33rd St, NW 106th St, Cobblestone Rd, Dolan Dr, Timberline Dr, Pamela Ct, Northview Pl$703

Walnut, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Walnut$104 to $107
Windsor Heights$103
West Des Moines$104
Clive$108

Walnut, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Windsor Heights city, Iowa $86 $114 $171
West Des Moines city, Iowa $87 $116 $174
Clive city, Iowa $90 $120 $180

Walnut, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Walnut, IA3.8%10.8%
Windsor Heights4.01%11.05%
West Des Moines3.76%10.89%
Clive3.46%10.36%

Walnut Renters Insurance as a Percentage of Rent

Walnut Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 353 3.0% $1219
$500 to $749 2,863 29.0% $1894
$750 to $999 4,053 42.0% $2644
$1,000 to $1,499 1,691 17.0% $3769
$1,500 or more 551 5.0% $5419

Average Cost Of Home Insurance By Company In Areas Nearby Walnut For Different Scenarios

Coverage ($) Premium ($) Company
1352150000Allied Property and Casualty Insurance Company
63870000American Family Mutual Insurance company
1486150000Farm Bureau Property & Casualty Insurance Company
797250000Travelers Home and Marine Insurance Company
794150000United Services Automobile Association (USAA)
507100000Country Mutual Insurance Company
2043250000Farm Bureau Property & Casualty Insurance Company
722100000USAA General Indemnity Company (GIC)
748100000United Services Automobile Association (USAA)
863150000United Services Automobile Association (USAA)

Walnut, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Walnut Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,500$11,000
Net Savings to Walnut Home Owner from High Deductible Plan $1,500

Walnut, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Walnut, IA Home Replacement Value MORE than Home Value Walnut, IA Home Replacement Value LESS than Home Value
Replacement Value $205,500 $132,000
Insurance Premium based on Replacement Value $1,400 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $225/year

Example Walnut Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceFarmers Insurance
Monthly Premium 4813747
Year Built 197520101986
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$250000-$300000$100000-$125000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Walnut, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 155,000 Slate Shingles Roof 1,670 2 $500 Deductible 160 2 Stucco siding yes
1996 135,000 Wood Shake Roof 1,230 3 $2500-$5000 Deductible 40 1 Brick siding yes
1972 120,000 Wood Shake Roof 1,070 2 $500 Deductible 260 4 Brick siding No
1979 250,000 Shingles Roof 2,170 4 $500- $1000 Deductible 240 2 Stone Siding yes
1988 310,000 Tile Roof 2,630 4 $1000-$2500 Deductible 690 5 Stone Siding No
1984 360,000 Composition Roof 3,260 5 $500 Deductible 320 2 Wood siding No
1972 100,000 Metal Roof 1,130 2 $2500-$5000 Deductible 120 3 Fiber-Cement Siding No
2010 145,000 Asphalt Shingles Roof 1,360 3 $1000-$2500 Deductible 420 5 Stone Siding No
1995 115,000 Slate Shingles Roof 930 2 $1000-$2500 Deductible 290 5 Wood siding No
1974 105,000 Metal Roof 1,010 2 $1000-$2500 Deductible 780 12 Fiber-Cement Siding No
2011 230,000 Shingles Roof 1,920 3 $500 Deductible 500 4 Brick siding yes
2013 170,000 Composition Roof 1,640 2 $500 Deductible 1680 12 Brick siding No
1991 395,000 Composition Roof 4,310 5 $5000 to $10,000 Deductible 1580 12 Stone Siding yes
1971 225,000 Shingles Roof 1,990 3 $1000-$2500 Deductible 610 6 Fiber-Cement Siding yes
1982 175,000 Metal Roof 1,690 4 $2500-$5000 Deductible 810 8 Vinyl siding No
1979 175,000 Metal Roof 1,820 5 $1000-$2500 Deductible 150 2 Wood siding No
2009 205,000 Slate Shingles Roof 1,970 5 $500- $1000 Deductible 750 6 Fiber-Cement Siding No
1981 260,000 Membrane Roof 2,330 3 $500- $1000 Deductible 1160 7 Fiber-Cement Siding No
1989 435,000 Wood Shake Roof 3,370 5 $500 Deductible 180 1 Stone Siding yes
2001 180,000 Shingles Roof 1,680 2 $2500-$5000 Deductible 150 2 Brick siding No
1973 375,000 Wood Shake Roof 3,110 4 $500- $1000 Deductible 1440 8 Vinyl siding yes
1977 310,000 Composition Roof 3,020 4 $2500-$5000 Deductible 1130 6 Fiber-Cement Siding yes
1979 385,000 Membrane Roof 3,210 4 $500 Deductible 710 4 Brick siding No
1988 190,000 Asphalt Shingles Roof 2,020 5 $500- $1000 Deductible 1100 8 Brick siding yes
2009 160,000 Shingles Roof 1,520 3 $500- $1000 Deductible 420 6 Wood siding yes
2013 135,000 Wood Shake Roof 1,500 3 $500 Deductible 640 12 Stucco siding No
1976 240,000 Composition Roof 2,200 3 $1000-$2500 Deductible 760 6 Stone Siding No
2001 115,000 Slate Shingles Roof 960 2 $1000-$2500 Deductible 470 9 Stucco siding No
1979 430,000 Slate Shingles Roof 3,630 5 $1000-$2500 Deductible 640 4 Stone Siding No
1978 180,000 Slate Shingles Roof 1,620 2 $500- $1000 Deductible 510 7 Fiber-Cement Siding yes
1985 240,000 Membrane Roof 1,970 4 $2500-$5000 Deductible 300 3 Stucco siding yes
2000 140,000 Asphalt Shingles Roof 1,390 3 $1000-$2500 Deductible 80 1 Stucco siding No