Walnut Creek Insurance Rates:

Walnut Creek, CA homeowners insurance is nearly $560 to $761, about $46-$63/month. Our extensive analysis reveals consumers can save as much as $264 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Have a home insurance policy is something needed today and everybody needs one since we have a lot of natural disasters this is winning.
Allstate
They did not apply our payment to our account on time which made it appear to be late. the issue was resolved, though.
Progressive
I like their ability to purchase or edit insurance online. it gives you quite a few options as you decide on your purchase.
State Farm
I like the app because it is very simple to use. Once I am logged in I can click on a link and it will take me another link where I can view my policy, print insurance cards, review what is covered, or reach out to my insurance agent.
State Farm
Sometimes it's difficult to access my accounts online. Once I'm there they have a great way of being able to set up future payments of your auto and home insurance bills, which is really great to be able to do.
State Farm
Their price is better than other companies, but I think it's still too expensive. We are moving into a house twice the size of ours this summer, and our premium will actually go down because the house is newer.
Allstate
I do dislike that I signed up for my policies online, so have never worked with a local agent. And yet, a local agent keeps sending me surveys and such in my email. I have never met the guy, I am not going to do an online review of him.

Walnut Creek, CA Homeowners Insurance By Home Value

Walnut Creek, CA Home Value Total Homes % of Total Average Walnut Creek, CA Homeowners Insurance
Less than $50,000 176 2.0% $26
$70,000 to $79,999 72 1.0% $79
$80,000 to $89,999 104 1.0% $92
$90,000 to $99,999 84 1.0% $105
$100,000 to $124,999 486 7.0% $118
$125,000 to $149,999 494 7.0% $152
$150,000 to $174,999 569 8.0% $178
$175,000 to $199,999 275 4.0% $204
$200,000 to $249,999 1,104 16.0% $251
$250,000 to $299,999 853 13.0% $304
$300,000 to $399,999 2,201 33.0% $389

Top Home Insurance Agents Near Walnut Creek, CA

Home Insurance Company Near Walnut Creek, CA Homeowners Insurance Agency Near Walnut Creek, CA Address
NA Heffernan Insurance Brokers 1460 O'Brien Dr , Menlo Park, CA, 94025
Travelers Larry Fu Insurance Agency 355 GRAND AVE STE A, OAKLAND, CA, 94610
Liberty Mutual Lauren Pierson 2580 North First Street Suite 290, San Jose, CA, 95131
Farmers Peter Kuo 1292 Kifer Rd Ste 802, Sunnyvale, CA, 94086
State Farm Terry Nguyen 2411 Empire Ave Ste 108, Brentwood, CA, 94513-5301

Cost Of Homeowners Insurance By Street Near Walnut Creek, CA

Streets in Walnut Creek Area Homeowners Insurance Cost
Osage Pl, Ramsay Cir, Buenos Aires Ct, Shellridge Ct, Corvey Ct, Cayucos Dr, Rodrigues Ln, Stonegate Dr, Bolbones Ct, Sydney Dr$679
Snowdon Ct, Ridgestone Ct, Grande Corte, Homedale Dr, Magnolia Ct, Youngs Valley Rd, Grande Camino, Fenway Ct, Deerfield Ln, Geary Rd$706
Jones Rd, Henri Hill Ln, Deerpark Dr, Naranja Dr, Rock Spring Pl, Castle Creek Pl, Corte de la Reina, School Ln, Whitecliff Ct, Koala Ct$703
Hidden Oaks Dr, Madrone Pl, Novato Ct, Cassandra Ct, Montclair Ct, Old Livorna Rd, Diablo Ridge Ln, Comistas Dr, Pinecreek Rd, Fraser Dr$698
Stone Valley Way, Kingswood Dr, Kendall Ct, Christopher Ln, N Broadway, Topaint Ln, Via Verde, Reliez Station Rd, Rockspring Pl, Austin Ln$696
Mars Ct, Grand Oak Ct, Hamlin Loop, Cliff Ln, Broadway Plz, Montecito Cres, Sunny Ct, Ridgeview Ln, Casa Verde Ct, Keloba Ct$716
Coventry Ct, Brookdale Ave, Bowling Green Dr, el Camino Ter, Hermine Ave, Bronson Ln, Seneca Ct, Cam Verde, Roundtree Dr, Wisconsin Ct$654
Barclay Ct, Stevens Ln, Appaloosa Dr, Chesterton Ct, Banister Ln, Pine Shadow Ln, Buena Vista Ave, Cloud Ct, Cypress St, Cutting Ct$700
Oliveglen Ct, Newport Ct, Pyrenees Pl, Morningside Pl, Kendall Rd, Kerley Ct, Grover Ct, Lunada Ln, Waldale Ct, Ahwanee Ct$707
Celeste Ave, Dantly Way, Almond Ct, Casa Reya Ct, Nebraska Dr, Allegra Ln, Sheppard Ct, Seccombe Ct, Denise Ln, Mountain View Blvd$637

Walnut Creek, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Walnut Creek$98 to $101
Central Contra Costa$99
Shell Ridge$105
Contra Costa Centre$96

Walnut Creek, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Central Contra Costa CCD, Contra Costa County, California $83 $110 $165
Shell Ridge CDP, California $88 $117 $175
San Miguel CDP (Contra Costa County), California $88 $117 $175

Walnut Creek, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Walnut Creek, CA1.9%7.1%
Central Contra Costa1.86%8.9%
San Miguel1.72%8.41%
Contra Costa Centre2.02%8.73%

Walnut Creek Renters Insurance as a Percentage of Rent

Walnut Creek Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 126 1.0% $767
$300 to $499 271 2.0% $1217
$500 to $749 168 1.0% $1892
$750 to $999 920 9.0% $2642
$1,000 to $1,499 4,111 42.0% $3767
$1,500 or more 3,988 41.0% $5417

Average Cost Of Home Insurance By Company In Areas Nearby Walnut Creek For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsChubb/Federal902
1500002504-6 YearsStillwater Prop & Cas Co566
1500002507-15 YearsUniversal North America573
150000500NewCentury National501
1500005004-6 YearsAAA (Interinsurance Exchange)404
1500005004-6 YearsMercury Ins Group343
1500005007-15 YearsUnigard Group683
15000050016-25 YearsGeneral Ins454
15000050016-25 YearsMAPFRE Group630
15000050026-40 YearsHartford (Sentinel)531
15000050041-70 YearsSafeco518
200000500NewTokio Marine America397
2000005001-3 YearsLiberty Ins Corp616
2000005007-15 YearsMAPFRE Group758
20000050016-25 YearsForemost Insurance891
25000010001-3 YearsBankers Standard1650
25000010001-3 YearsFirst American Ins690
25000010004-6 YearsUniversal North America487
2500005001-3 YearsCalifornia Casualty662
2500005001-3 YearsFirst American Ins823
2500005004-6 YearsGrange687
2500005004-6 YearsStillwater Prop & Cas Co776

Walnut Creek, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$9,600
Yearly Walnut Creek Homeowner Insurance Premium Example $3,500$2,000
Out of Pocket Expense During Claim$600$9,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $25,100$23,600
Net Savings to Walnut Creek Home Owner from High Deductible Plan $1,500

Walnut Creek, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Walnut Creek, CA Home Replacement Value MORE than Home Value Walnut Creek, CA Home Replacement Value LESS than Home Value
Replacement Value $1,056,500 $743,500
Insurance Premium based on Replacement Value $3,800 $2,675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $152,000 Risk Exposure from Under Insuring Coverage is $161,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $550/year

Example Walnut Creek Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceLiberty Mutual
Monthly Premium 709290
Year Built 197719961982
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$600000-$700000$400000-$500000
Deductible $500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Walnut Creek, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 470,000 Metal Roof 2,100 3 $5000 to $10,000 Deductible 140 2 Stucco siding No
1993 630,000 Shingles Roof 2,020 3 $500 Deductible 1440 9 Brick siding No
1978 755,000 Slate Shingles Roof 2,360 4 $2500-$5000 Deductible 730 7 Fiber-Cement Siding yes
1974 595,000 Asphalt Shingles Roof 2,000 4 $1000-$2500 Deductible 610 5 Stone Siding No
1962 565,000 Slate Shingles Roof 2,030 4 $2500-$5000 Deductible 400 4 Stucco siding No
1998 305,000 Asphalt Shingles Roof 1,210 2 $500 Deductible 70 1 Fiber-Cement Siding No
1996 305,000 Tile Roof 1,320 3 $500- $1000 Deductible 660 9 Wood siding yes
1981 235,000 Tile Roof 940 2 $500- $1000 Deductible 140 2 Wood siding No
1984 370,000 Shingles Roof 1,230 2 $500 Deductible 470 7 Fiber-Cement Siding No
1962 690,000 Slate Shingles Roof 2,750 4 $1000-$2500 Deductible 880 8 Fiber-Cement Siding yes
1996 245,000 Asphalt Shingles Roof 900 2 $1000-$2500 Deductible 440 8 Stone Siding yes
1968 430,000 Shingles Roof 1,610 3 $500 Deductible 640 6 Vinyl siding yes
1979 330,000 Composition Roof 1,180 2 $500 Deductible 400 5 Vinyl siding yes
1978 1,225,000 Composition Roof 4,300 5 > $10,000 Deductible 1120 8 Wood siding yes
1983 535,000 Composition Roof 2,190 4 $5000 to $10,000 Deductible 650 6 Brick siding yes
1977 770,000 Shingles Roof 2,860 5 $2500-$5000 Deductible 1500 9 Stucco siding yes
1962 345,000 Composition Roof 1,040 2 $500- $1000 Deductible 490 6 Stucco siding No
1984 460,000 Composition Roof 1,620 3 $500- $1000 Deductible 940 9 Brick siding yes
1992 400,000 Metal Roof 1,270 2 > $10,000 Deductible 560 10 Fiber-Cement Siding yes
1997 370,000 Wood Shake Roof 1,120 2 $2500-$5000 Deductible 620 8 Vinyl siding No
1986 450,000 Shingles Roof 1,520 2 > $10,000 Deductible 230 4 Brick siding No
1974 710,000 Wood Shake Roof 2,370 5 $500- $1000 Deductible 230 2 Stucco siding yes
1963 1,055,000 Asphalt Shingles Roof 3,390 4 $5000 to $10,000 Deductible 150 1 Fiber-Cement Siding No
1974 555,000 Membrane Roof 1,890 4 $500- $1000 Deductible 840 7 Wood siding No
1960 425,000 Slate Shingles Roof 1,380 3 > $10,000 Deductible 420 7 Fiber-Cement Siding yes
1995 275,000 Slate Shingles Roof 910 2 $1000-$2500 Deductible 600 10 Wood siding No
1979 1,160,000 Asphalt Shingles Roof 4,150 5 $5000 to $10,000 Deductible 760 4 Fiber-Cement Siding No
1978 235,000 Asphalt Shingles Roof 990 2 $2500-$5000 Deductible 400 10 Stucco siding No