Wallkill Insurance Rates:

Wallkill, NY homeowners insurance is nearly $524 to $712, about $43-$59/month. Our exhaustive guide indicates shoppers can save upto $247 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The staff at my insurance agency is wonderful, they take my calls and return my calls within a normal time.
State Farm
We had to file our very first asset loss claim do to a flood in our town. we did not have flood insurance because we were not in a flood zone, but our claim for everything we lost in our home (which was about 95%), was denied. i wish that the insurance would pay out when you need it.
Usaa
Their staff is always, sweet,caring, and helpful. they're services are unbeatable and the staff is always pleasant. we are always alerted if any deals are available to us.
Usaa
You really can't beat USAA's customer service. They are prompt and quick and always courteous.
Homesite Insurance
I dislike how clunky it is. I like that everything always seems to work, however. It could be better but also could be worse.
Usaa
I like being able to access my policy on USAA's app anytime I want. It is very convenient to be able to access it whenever I want
Usaa
Everyone is always friendly but because it's such a large company you never talk to the same person about your policy, which makes communication more difficult. They keep notes about conversations but they always have to review notes and never seem to really understand previous interactions we had with them.

Wallkill, NY Homeowners Insurance By Home Value

Wallkill, NY Home Value Total Homes % of Total Average Wallkill, NY Homeowners Insurance
Less than $50,000 240 4.0% $55
$100,000 to $124,999 124 2.0% $259
$125,000 to $149,999 260 4.0% $327
$150,000 to $174,999 434 7.0% $383
$175,000 to $199,999 482 8.0% $444
$200,000 to $249,999 1,320 23.0% $537
$250,000 to $299,999 1,175 20.0% $655
$300,000 to $399,999 1,460 26.0% $834

Top Home Insurance Agents Near Wallkill, NY

Home Insurance Company Near Wallkill, NY Homeowners Insurance Agency Near Wallkill, NY Address
NA The Premium Select Group Inc. 16 Westminster Dr, Middletown, NY, 10940
NA Karas Insurance Agencies, Inc. 321 S Riverside Ave Croton On Hudson, Croton-on-Hudson, NY, 10520
Allstate Marshall & Sterling 10 Main St, Poughkeepsie, NY, 12601
Travelers Ott Agency 1451 State Route 208, Wallkill, NY, 12589
Allstate Rose & Kiernan Inc 83 Wooster Hts, Danbury, CT, 6810

Cost Of Homeowners Insurance By Street Near Wallkill, NY

Streets in Wallkill Area Homeowners Insurance Cost
Tammy Dr, Countant Rd, Cantrell Ave, Sandburg Ct, Derby Rd, Martin Ln, Highland Lake Rd, Mills Rd, Rockwell Ave, St Andrews Ct$620
Dolson Ave, Mapes Rd, Old Anvil Ln, Shawangunk Rd W, Turner Dr, Bonnell Pl, Benton Ave, Stivers Pl, Trust Way, Weber Rd$614
Deer Court Dr, Stage Rd, Mulberry St, California Ave, Gabby Ln, Marie Ln, Neptune Ln, Ohio Pl, Lodi St, Bisch Rd$605
Evergreen Dr, Co Hwy 78, Hufcut Rd, Madison Ave, Old State Hwy 17K, Lawrence Kolb Dr, Ave D, Nicaj Ct, Bonnell St, Miller Rd$613
Michele Ct, Scott Dr, Hulse St, Mills Ave, Sands Rd W, Old Timers Rd, Brittany Dr, Corwin Ave, Concord Ln, Twin Wells Ct$615

Wallkill, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Wallkill$92 to $95
Washington Heights$92
Scotchtown$93
Mechanicstown$91

Wallkill, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Washington Heights CDP, New York $92 $123 $185
Scotchtown CDP, New York $93 $124 $186
Mechanicstown CDP, New York $92 $122 $183

Wallkill, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Wallkill, NY2.5%6.3%
Washington Heights2.33%8.99%
Scotchtown2.51%6.22%
Mechanicstown2.88%7.01%

Wallkill Renters Insurance as a Percentage of Rent

Wallkill Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 1.0% $785
$300 to $499 127 3.0% $1235
$500 to $749 147 4.0% $1910
$750 to $999 981 28.0% $2660
$1,000 to $1,499 1,523 44.0% $3785
$1,500 or more 591 17.0% $5435

Wallkill, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Wallkill Homeowner Insurance Premium Example $5,400$5,200
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $44,400$43,800
Net Savings to Wallkill Home Owner from High Deductible Plan $600

Wallkill, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Wallkill, NY Home Replacement Value MORE than Home Value Wallkill, NY Home Replacement Value LESS than Home Value
Replacement Value $256,500 $177,000
Insurance Premium based on Replacement Value $2,675 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $53,000
Premium Impact Insurance cheaper by $550/year Insurance costlier by $275/year

Example Wallkill Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceErie InsuranceAllstate
Monthly Premium 132228100
Year Built 200720111997
Home Details 3 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$150000-$175000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Wallkill, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 130,000 Metal Roof 950 2 $1000-$2500 Deductible 880 8 Vinyl siding yes
1975 350,000 Tile Roof 2,370 3 $500 Deductible 1350 3 Wood siding yes
1986 345,000 Slate Shingles Roof 2,420 4 $1000-$2500 Deductible 220 1 Stucco siding No
1983 265,000 Tile Roof 1,890 3 $500- $1000 Deductible 1770 9 Fiber-Cement Siding No
1982 575,000 Shingles Roof 4,330 5 > $10,000 Deductible 2710 12 Fiber-Cement Siding yes
2012 215,000 Shingles Roof 1,900 4 $500- $1000 Deductible 1270 7 Wood siding yes
1986 325,000 Shingles Roof 2,530 4 $500 Deductible 1010 4 Brick siding yes
2014 350,000 Slate Shingles Roof 2,130 3 $2500-$5000 Deductible 490 2 Brick siding yes
1982 590,000 Wood Shake Roof 3,620 5 > $10,000 Deductible 2020 8 Stone Siding No
1986 210,000 Metal Roof 1,560 3 > $10,000 Deductible 80 1 Stone Siding No
1981 185,000 Asphalt Shingles Roof 1,410 3 $500- $1000 Deductible 1660 12 Vinyl siding No
2012 215,000 Slate Shingles Roof 1,500 2 $5000 to $10,000 Deductible 300 3 Fiber-Cement Siding yes
2000 545,000 Wood Shake Roof 3,850 5 $500- $1000 Deductible 3480 6 Stucco siding No
2013 475,000 Shingles Roof 3,690 5 > $10,000 Deductible 1350 7 Vinyl siding No
1949 335,000 Tile Roof 2,410 4 $2500-$5000 Deductible 1710 9 Stone Siding No
2005 180,000 Slate Shingles Roof 1,240 2 $5000 to $10,000 Deductible 610 6 Stucco siding No
1976 510,000 Asphalt Shingles Roof 3,370 5 > $10,000 Deductible 2740 12 Wood siding No
1947 240,000 Shingles Roof 2,060 4 $500- $1000 Deductible 1230 8 Stone Siding No
2013 150,000 Shingles Roof 1,270 2 $500- $1000 Deductible 130 1 Wood siding yes
1974 310,000 Shingles Roof 2,130 4 $5000 to $10,000 Deductible 1100 6 Fiber-Cement Siding yes
1994 425,000 Wood Shake Roof 2,610 4 $500 Deductible 360 1 Fiber-Cement Siding No
2010 240,000 Wood Shake Roof 1,880 4 $500- $1000 Deductible 340 2 Brick siding yes
1997 400,000 Tile Roof 3,150 4 > $10,000 Deductible 1270 8 Fiber-Cement Siding No
2014 280,000 Slate Shingles Roof 2,110 3 $2500-$5000 Deductible 360 2 Vinyl siding No
2011 195,000 Shingles Roof 1,510 3 $500 Deductible 960 6 Stone Siding yes
1994 270,000 Asphalt Shingles Roof 1,660 3 $5000 to $10,000 Deductible 1080 9 Fiber-Cement Siding yes
1998 555,000 Metal Roof 3,480 5 $2500-$5000 Deductible 3220 8 Wood siding No
1978 395,000 Composition Roof 2,690 4 $500- $1000 Deductible 2690 10 Stone Siding yes
1949 280,000 Slate Shingles Roof 2,260 4 $500 Deductible 270 1 Stucco siding No
2011 480,000 Shingles Roof 3,340 4 $5000 to $10,000 Deductible 1010 5 Stucco siding yes
2007 385,000 Asphalt Shingles Roof 2,970 5 $5000 to $10,000 Deductible 480 3 Vinyl siding No
1983 275,000 Shingles Roof 1,830 3 > $10,000 Deductible 1320 12 Brick siding yes
1981 425,000 Membrane Roof 2,800 4 $5000 to $10,000 Deductible 400 2 Stone Siding yes
1976 205,000 Tile Roof 1,710 2 $1000-$2500 Deductible 1220 9 Vinyl siding No