Waldoboro Insurance Rates:

Waldoboro, ME homeowners insurance is about $552 to $767, about $46-$63/month. Our exhaustive analysis reveals consumers can save as much as $263 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waldoboro, ME Homeowners Insurance By Home Value

Waldoboro, ME Home Value Total Homes % of Total Average Waldoboro, ME Homeowners Insurance
Less than $50,000 182 11.0% $112
$50,000 to $59,999 43 2.0% $237
$70,000 to $79,999 25 1.0% $342
$80,000 to $89,999 211 13.0% $388
$90,000 to $99,999 41 2.0% $434
$100,000 to $124,999 242 14.0% $507
$125,000 to $149,999 115 7.0% $632
$150,000 to $174,999 205 12.0% $751
$175,000 to $199,999 252 15.0% $863
$200,000 to $249,999 165 10.0% $1041
$250,000 to $299,999 67 4.0% $1271
$300,000 to $399,999 57 3.0% $1614

Top Home Insurance Agents Near Waldoboro, ME

Home Insurance Company Near Waldoboro, ME Homeowners Insurance Agency Near Waldoboro, ME Address
Travelers Cross Insurance 150 MILL ST STE 4, LEWISTON, ME, 4240
State Farm Janet Slade 327 Water Street, Gardiner, ME, 04345-2160
State Farm Lisa Laliberte 224 Russell St, Lewiston, ME, 04240-4135
Allstate Norton Insurance 275 US ROUTE 1, CUMBERLAND FORESIDE, ME, 4110
Allstate Skowhegan Ins Agy 108 Madison PO Box 550, Skowhegan, ME, 4976

Cost Of Homeowners Insurance By Street Near Waldoboro, ME

Streets in Waldoboro Area Homeowners Insurance Cost
Orffs Corner Rd, Flanders Corner, Maple Dr, Waldoboro Woods Apartments, Quarry Hill Rd, Medomak Valley Est, Pleasant St, Bowman Dr, Back Cove Rd, Genthner Rd$660
Stahl Farm Rd, Sara Ln, Medomak Ter, Rocky Ridge Rd, Jared Rd, Oak Ridge Rd, Perry Greene Hill Rd, Indian Meadows Rd, Dewdrop Ln, Hoffses Rd$663
I125, Winston Rd, Sproul Block, Levensaler Ln, Union Rd, Hahn Rd, Flanders Corner Rd, Finntown Rd, Old Augusta Rd, Lone Wolf Ln$656
Controversy Ln, Goshen Rd, Depot St, Mill St, Poverty Ln, Grover Ln, Castner Rd, Lady Slipper Ln, State Rte 32, Bremen Rd$663
Medomak Mhp, Spruce Ln, Hackmatack Ln, Koskela Rd, Reed Ln, Sunset Ridge Rd, Ralph Wink Rd, State Rte 220, Winslows Mls Rd, Violet Ln$665

Waldoboro, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waldoboro$97 to $100
Nobleboro$104
Warren$100
Jefferson$101

Waldoboro, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nobleboro town, Lincoln County, Maine $104 $138 $207
Warren town, Knox County, Maine $100 $133 $200
Jefferson town, Lincoln County, Maine $101 $134 $201

Waldoboro, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waldoboro, ME5.6%12.8%
Nobleboro5.05%12.18%
Warren4.62%15.95%
Jefferson5.1%12.4%

Waldoboro Renters Insurance as a Percentage of Rent

Waldoboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 12 4.0% $794
$300 to $499 14 5.0% $1244
$500 to $749 32 12.0% $1919
$750 to $999 97 36.0% $2669
$1,000 to $1,499 109 41.0% $3794

Waldoboro, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Waldoboro Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,300$7,700
Net Savings to Waldoboro Home Owner from High Deductible Plan $600

Waldoboro, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waldoboro, ME Home Replacement Value MORE than Home Value Waldoboro, ME Home Replacement Value LESS than Home Value
Replacement Value $165,500 $109,500
Insurance Premium based on Replacement Value $775 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Waldoboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersAmica Mutual Insurance Company
Monthly Premium 5713077
Year Built 201419921941
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$250000-$300000$150000-$175000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Waldoboro, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 185,000 Shingles Roof 2,010 3 $2500-$5000 Deductible 380 5 Brick siding yes
2014 195,000 Membrane Roof 2,050 4 $2500-$5000 Deductible 510 9 Stucco siding yes
1996 180,000 Composition Roof 2,540 4 $500 Deductible 260 4 Brick siding yes
1997 260,000 Composition Roof 2,460 4 $1000-$2500 Deductible 420 4 Stucco siding yes
2004 185,000 Tile Roof 2,370 3 $2500-$5000 Deductible 170 3 Stone Siding No
1940 245,000 Tile Roof 3,260 5 $2500-$5000 Deductible 370 5 Brick siding yes
1993 150,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 270 5 Vinyl siding yes
1994 150,000 Shingles Roof 1,630 3 $2500-$5000 Deductible 460 9 Stucco siding yes
2012 325,000 Tile Roof 3,160 5 $2500-$5000 Deductible 670 6 Stone Siding No
1941 335,000 Metal Roof 4,310 5 $2500-$5000 Deductible 390 3 Fiber-Cement Siding yes
2012 145,000 Wood Shake Roof 1,830 3 $500- $1000 Deductible 380 7 Stucco siding yes
2009 190,000 Membrane Roof 2,640 4 $2500-$5000 Deductible 260 4 Stone Siding No
1943 240,000 Metal Roof 3,130 5 > $10,000 Deductible 360 7 Stucco siding No
2006 205,000 Metal Roof 2,420 4 $500 Deductible 180 2 Stucco siding No
2001 160,000 Tile Roof 1,750 3 $2500-$5000 Deductible 670 10 Stone Siding No
1945 225,000 Asphalt Shingles Roof 2,550 5 > $10,000 Deductible 420 9 Brick siding No
1948 155,000 Wood Shake Roof 1,950 3 $1000-$2500 Deductible 840 12 Fiber-Cement Siding No
2003 200,000 Membrane Roof 2,420 5 $1000-$2500 Deductible 290 5 Fiber-Cement Siding yes
2011 115,000 Composition Roof 1,460 3 $500- $1000 Deductible 180 4 Wood siding yes
1949 200,000 Metal Roof 1,910 4 $500 Deductible 460 7 Wood siding yes
2004 355,000 Tile Roof 3,360 4 $1000-$2500 Deductible 490 4 Brick siding No
1942 270,000 Asphalt Shingles Roof 2,760 5 $1000-$2500 Deductible 330 4 Brick siding yes
1944 190,000 Composition Roof 2,310 3 $500 Deductible 400 4 Brick siding yes
2003 280,000 Metal Roof 3,740 5 $5000 to $10,000 Deductible 320 5 Brick siding No
2000 150,000 Asphalt Shingles Roof 1,740 3 $500 Deductible 60 1 Brick siding No
1944 165,000 Tile Roof 2,020 3 $5000 to $10,000 Deductible 260 5 Stone Siding No
1946 120,000 Wood Shake Roof 1,700 3 $2500-$5000 Deductible 150 4 Brick siding yes
2001 150,000 Membrane Roof 2,050 4 $2500-$5000 Deductible 280 6 Stucco siding No
2008 95,000 Tile Roof 1,320 3 $1000-$2500 Deductible 260 9 Brick siding No
2006 405,000 Membrane Roof 4,100 5 $1000-$2500 Deductible 1510 9 Vinyl siding No
2012 130,000 Asphalt Shingles Roof 1,850 4 $2500-$5000 Deductible 140 3 Fiber-Cement Siding No
1990 320,000 Composition Roof 3,080 4 $2500-$5000 Deductible 630 7 Brick siding yes
2013 155,000 Slate Shingles Roof 2,180 3 $500- $1000 Deductible 190 3 Stucco siding yes
1990 150,000 Composition Roof 2,000 4 $500- $1000 Deductible 80 2 Stone Siding yes