Waldo Insurance Rates:

Waldo, FL homeowners insurance is roughly $963 to $1,322, about $80-$110/month. Our complete guide shows customers can save as much as $456 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Waldo, FL Homeowners Insurance By Home Value

Waldo, FL Home Value Total Homes % of Total Average Waldo, FL Homeowners Insurance
Less than $50,000 349 16.0% $239
$50,000 to $59,999 92 4.0% $502
$60,000 to $69,999 80 3.0% $616
$70,000 to $79,999 163 7.0% $719
$80,000 to $89,999 240 11.0% $810
$90,000 to $99,999 49 2.0% $913
$100,000 to $124,999 221 10.0% $1050
$125,000 to $149,999 99 4.0% $1324
$150,000 to $174,999 209 10.0% $1564
$175,000 to $199,999 113 5.0% $1804
$200,000 to $249,999 171 8.0% $2169
$250,000 to $299,999 163 7.0% $2649
$300,000 to $399,999 128 6.0% $3368

Top Home Insurance Agents Near Waldo, FL

Home Insurance Company Near Waldo, FL Homeowners Insurance Agency Near Waldo, FL Address
NA Davis Insurance Agency, Inc. 1251 Ne 2Nd St, Ocala, FL, 34470
Liberty Mutual Amanda Keuntjes 4701 Sw College Road Suite 104, Ocala, FL, 34474
Allstate Faye Mcknight 363 SW Baya Dr Ste 102, Lake City, FL, 32025
Travelers Mcgriff Williams Ins Agcy Inc 3501 W UNIVERSITY AVE STE A, GAINESVILLE, FL, 32607
Travelers Shapiro Insurance Group 9313 OLD KINGS RD S, JACKSONVILLE, FL, 32257

Cost Of Homeowners Insurance By Street Near Waldo, FL

Streets in Waldo Area Homeowners Insurance Cost
Lexington Ave, NE 78 Ln, NE 91st St, NE 203 Ter, NE 137th Pl, NE 127th Ave, Trout St, Dogwood Ln, NE 69 Way, NE 144 Ter$1,103
NE 115th Pl, NE 146th Ave, NE 140 St, Simkins St, 54th St, NE 178th Ter, 55th Ter, NE 255th Dr, NW 50th Ave, NE 52 St$1,130
NE 18th Dr, SE 5th Ave, NE 138 Ave, Park Ave, NE 76 Ct, Legare St, NE 138th Pl, Bailey St, NE 54 Ave, Latchstring Ln$1,152
Main St, 56th Ter, SE 4th St, NE 143 Way, NE 132nd Ave, NE 70th Pl, 78 Pl, NE 138 Ave, NE 73 Ave, NE 140 Ln$1,165
NE 148th Ter, Gainesville St, NE 69th Ln, NE 120th Ave, SW 6 Blvd, NE 77th Ln, NE 146 St, NE 51 Blvd, SE 1st Rd, NE 67 Way$1,146

Waldo, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Waldo$169 to $172
Hampton$175
La Crosse$169
Alachua County$176

Waldo, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hampton CCD, Bradford County, Florida $175 $233 $350
La Crosse town, Florida $169 $225 $338
Alachua County, Florida $176 $235 $353

Waldo, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Waldo, FL7.6%26.6%
Hampton6.91%29.08%
La Crosse9.9%22.73%
Alachua County6.69%22.04%

Waldo Renters Insurance as a Percentage of Rent

Waldo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 3.0% $794
$300 to $499 12 2.0% $1244
$500 to $749 120 29.0% $1919
$750 to $999 76 18.0% $2669
$1,000 to $1,499 171 42.0% $3794
$1,500 or more 11 2.0% $5444

Average Cost Of Home Insurance By Company In Areas Nearby Waldo For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $1,230
150,000 27 NO Citizens Property Insurance $968
150,000 27 NO Florida Farm Bureau Casualty Insurance $1,201
150,000 27 NO Liberty Mutual Fire Insurance $1,719
150,000 27 NO Tower Hill Select Insurance $1,385
150,000 27 NO Universal Property & Casualty Insurance $1,176
150,000 27 YES Auto Club Insurance $1,442
150,000 27 YES Florida Farm Bureau Casualty Insurance $719
150,000 27 YES Southern Fidelity Insurance $826
150,000 27 YES Universal Property & Casualty Insurance $684
300,000 12 NA American Traditions Insurance $1,077
300,000 12 NA Asi Preferred Insurance $1,151
300,000 12 NA Citizens Property Insurance $1,470
300,000 12 NA First Protective Insurance $1,811
300,000 12 NA Florida Family Insurance $1,728
300,000 12 NA Security First Insurance $1,215
300,000 12 NA Southern Oak Insurance $1,850
300,000 12 NA St. Johns Insurance $1,317
300,000 12 NA Tower Hill Prime Insurance $1,324
300,000 12 NA Universal Property & Casualty Insurance $1,271

Waldo, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$4,100
Yearly Waldo Homeowner Insurance Premium Example $5,200$4,700
Out of Pocket Expense During Claim$1,100$4,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $37,500$37,000
Net Savings to Waldo Home Owner from High Deductible Plan $500

Waldo, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Waldo, FL Home Replacement Value MORE than Home Value Waldo, FL Home Replacement Value LESS than Home Value
Replacement Value $139,000 $87,500
Insurance Premium based on Replacement Value $2,400 $1,525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $525/year

Example Waldo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 157430631
Year Built 201219932003
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Waldo, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 240,000 Metal Roof 2,690 4 $5000 to $10,000 Deductible 3480 12 Wood siding yes
2010 220,000 Metal Roof 3,210 4 $5000 to $10,000 Deductible 3420 12 Fiber-Cement Siding No
1998 160,000 Shingles Roof 2,240 5 $500 Deductible 970 3 Vinyl siding yes
1995 110,000 Asphalt Shingles Roof 1,410 3 $500 Deductible 1280 7 Brick siding No
1980 165,000 Tile Roof 2,480 4 $5000 to $10,000 Deductible 450 2 Stucco siding yes
1994 240,000 Slate Shingles Roof 2,790 4 $500- $1000 Deductible 410 1 Stone Siding No
2014 165,000 Composition Roof 2,320 4 $5000 to $10,000 Deductible 1450 6 Fiber-Cement Siding yes
2013 110,000 Metal Roof 1,740 3 $2500-$5000 Deductible 640 7 Wood siding yes
1996 195,000 Tile Roof 2,740 4 $500 Deductible 320 1 Brick siding No
1994 195,000 Composition Roof 2,390 4 $500- $1000 Deductible 1230 4 Stone Siding yes
2002 255,000 Shingles Roof 3,170 4 $1000-$2500 Deductible 1310 4 Wood siding yes
2009 270,000 Metal Roof 3,320 4 $1000-$2500 Deductible 1800 5 Fiber-Cement Siding yes
1994 150,000 Wood Shake Roof 2,230 3 $2500-$5000 Deductible 1100 7 Stone Siding No
1988 150,000 Shingles Roof 2,010 4 $500 Deductible 1290 5 Vinyl siding No
2011 170,000 Metal Roof 2,080 5 $2500-$5000 Deductible 590 3 Wood siding yes
1996 235,000 Composition Roof 2,700 4 $1000-$2500 Deductible 1470 5 Stucco siding No
1982 155,000 Shingles Roof 2,450 4 $500 Deductible 640 2 Fiber-Cement Siding No
2007 235,000 Composition Roof 2,810 4 $2500-$5000 Deductible 1370 4 Stone Siding No
2012 245,000 Slate Shingles Roof 3,150 4 > $10,000 Deductible 2720 10 Brick siding No
2014 160,000 Composition Roof 1,750 3 $1000-$2500 Deductible 2990 12 Wood siding yes
2014 165,000 Membrane Roof 2,140 4 $1000-$2500 Deductible 780 4 Brick siding No
2009 155,000 Membrane Roof 1,890 3 $5000 to $10,000 Deductible 2520 12 Stone Siding yes
1983 185,000 Composition Roof 2,250 4 $1000-$2500 Deductible 1180 4 Brick siding No
2009 225,000 Wood Shake Roof 3,240 4 $2500-$5000 Deductible 280 1 Stucco siding No
1992 110,000 Wood Shake Roof 1,270 3 $500- $1000 Deductible 140 1 Stone Siding yes
1996 225,000 Tile Roof 3,180 4 $500 Deductible 2230 8 Stone Siding No
2013 190,000 Shingles Roof 2,440 4 $500 Deductible 3860 12 Stucco siding No
1996 150,000 Asphalt Shingles Roof 2,450 4 $5000 to $10,000 Deductible 1270 10 Stone Siding yes
2008 240,000 Membrane Roof 2,630 5 $500 Deductible 1930 7 Stucco siding yes
2012 215,000 Metal Roof 2,640 5 $1000-$2500 Deductible 4490 12 Stucco siding No
2013 170,000 Metal Roof 1,930 3 $1000-$2500 Deductible 200 1 Fiber-Cement Siding yes
2011 170,000 Wood Shake Roof 2,200 4 $5000 to $10,000 Deductible 1620 7 Fiber-Cement Siding No
2003 150,000 Shingles Roof 1,820 3 $500- $1000 Deductible 680 3 Wood siding No
2007 190,000 Metal Roof 3,070 4 $1000-$2500 Deductible 260 1 Stone Siding yes